Car Loans

Get a Low Interest Rate Auto Loan

Rates listed below are available to applicants with excellent credit. Car.com offers car loans for people who have lower FICO scores and have had difficulty obtaining credit.

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Today's APR Rates	36 mo.	48 mo.	60 mo.	72 mo.

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Financing Your Next Car

To pay for your next car, you'll need to choose between a car loan and a lease. You also need to decide whether to get your financing through a dealership or arrange it through a private lender such as a bank or credit union. Our articles will walk you through questions and many more. Auto Finance Basics

Understand Your Credit Score

Your credit score not only determines if you get a loan, but also how much interest you will pay.

Estimates are based on Edmunds.com True Market Value^® prices and industry information. For greatest accuracy, input information provided by your dealer or lender wherever possible.

Select a vehicle to estimate your monthly loan payment. We'll fill in the blanks, but you can still enter your own values. See our Explanation of Terms if you need help.

Vehicle Costs and Incentives

Selecting a vehicle will fill in the average sales price people are paying, along with manufacturer incentives in your area.

Specify:	New Used
Model Year:
Vehicle Make:
Vehicle Model:

Style:

Zip Code:
Vehicle Sales Price (with typical options; before Customer Cash Rebate):	+
Sales Tax (by state):	+
Title and Registration:	+
Customer Cash Rebate:	-
Cash Down Payment:	-

Select a vehicle for Trade-In to receive the most accurate calculation

Model Year:
Vehicle Make:
Vehicle Model:

Style:

My Trade-In Value:	-
Amount Owed on My Trade-In:	+

Financing

Market Finance Rate (APR):

Sponsored by: up2drive

Take control of your auto purchase options with an up2drive drive check™.

Today's APR Rates	36 mo.	48 mo.	60 mo.	72 mo.

Submit

Loan Term (months):
Total Loan Amount:	$0.00
My Monthly Payment (tax included):	$0.00

Note: If you have selected a vehicle and entered your ZIP Code, we pre-populate each variable field in the Financial Calculators with our estimates. These amounts are based on Edmunds.com True Market Value^® prices and standard industry data, but the values that apply to your purchase or lease are likely to vary. When available, you should use the information provided to you by your dealer or lender.

Auto Finance Basics

Too many car buyers concentrate on the purchase price of their car, then completely overlook the cost of vehicle financing. A mistake here can cost you thousands of dollars over the years and can even leave you upside-down on your vehicle. Getting the right car loan at a good interest rate is the best way to save money. It only takes minutes to learn how to get the best loan, but it's important to consider this step before you speak with a dealer.

To start you out, this page features basic articles on finance options, interest rates and credit scores. You may even learn to save money by refinancing your car loan. There are also important tips for subprime borrowers. A great place to begin is by reading Car Financing Pitfalls and Solutions.

Remember, when you negotiate with a car salesman, nothing is final until it's written in the contract, which usually happens in the Finance and Insurance room (often called "F&I"). It's here that your knowledge of finance issues will save you thousands of dollars. Our exclusive story, "Confessions of an Auto Finance Manager," gives you an insider look at what to watch out for. In this arena, a little knowledge goes a long way, so take some time to become an empowered automotive consumer.

Car Loans

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