Barclaycard Financing

Buy the Apple products you love with special financing.

Barclaycard Visa® with Apple Rewards makes it easy to buy new Apple products and pay over time. Apply, and if approved, you can shop at Apple right away.

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No interest if paid in full within the promo period.

Get special financing on purchases made at Apple within the first 30 days of account opening. Promo period is based on purchase amount:

6 months: less than $499
12 months: $499 to less than $999
18 months: $999 and over

Also, earn reward points for every purchase. You’ll get three points per dollar spent at Apple, two points per dollar spent at restaurants, and one point per dollar spent on all other purchases. Every 2,500 points gets you a $25 Apple Store Gift Card or App Store & iTunes Gift Card.

Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period or if you make a late payment. The purchase APR will be 16.24%, 22.24%, or 28.99% variable, based on your creditworthiness.

Your Apple purchase(s) may not be paid in full by the financing offer expiration date if you pay only the minimum amount due each month. You may have to make additional payments to avoid interest charges.

See terms and conditions for details.

How it works.

After you apply, you’ll return to Apple to continue shopping. If approved, sign in with your Apple ID (or create one), and your Barclaycard Visa will automatically appear at checkout.

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See where you are in the application process.

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Already approved?

Visit Barclaycard to access your credit, then shop at Apple.

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Questions?

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Barclaycard Visa® with Apple Rewards.

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Get help buying

Have a question? Call a Specialist or chat online. Call 1‑800‑MY‑APPLE.

Barclaycard Visa® with Apple Rewards Disclosures

Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new Cardmembers only. For information about rates, fees, other costs, the reward program rules, and benefits associated with the use of the credit card program, please see the Terms and Conditions.

You may receive a Visa Signature card. Benefits will vary depending upon the card for which you are approved. Please review the materials provided with the Cardmember Agreement you will receive after account opening for more information about the benefits that will apply.

In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.

The promotional financing offers apply to all qualifying Apple purchases made only on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE using the Barclaycard Visa with Apple Rewards card that post to the new account within the first 30 days of account opening. Qualifying Apple purchases are billed and post to your account when the merchandise is shipped to you. For example, if a partial order that is shipped and billed to your account is an amount that is less than $999, then your account will not initially be given the 18-month special financing promotional offer and instead your initial statement will reflect the promotional offer described above for a transaction that is less than $999. Barclays will monitor your account and will aggregate the total dollar amount spent on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE that post within the first 30 days of opening your account. If the total amount is $999 or more, you will receive the 18-month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $499 and less than $999, you will receive the 12-month special financing promotional offer on all qualifying Apple purchases. If the total amount is less than $499, you will receive the 6-month special financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd and 3rd billing statements.

Exclusions: iTunes purchases and/or subscriptions are not deemed to be qualifying Apple purchases under this offer and are not eligible for the promotional financing offer, regardless of where or when the iTunes purchase is made.

Earning Points: You will earn three (3) points for every $1 when you make a qualifying Apple purchase with your card at apple.com, an Apple Store, the App Store, iTunes, and 1-800-MY-APPLE. You will earn two (2) points for every $1 you spend on restaurant/dining purchases. For all other purchases, you will earn one (1) point for every $1. Please note that your total purchases include purchases by you and your authorized user(s) and that returns/refunds will be deducted from the total.

Apple is not a participant in or sponsor of this promotion.

Apple Store Gift Card Terms and Conditions

Apple Store Gift Cards are issued and managed by Apple Value Services, LLC and can be applied only to purchases in the U.S. from an Apple Store, on apple.com, or by calling 1-800-MY-APPLE. Gift cards may not be redeemed at the iTunes Store, at Apple resellers, for cash (except as required by law), or for shipments outside the U.S. Gift cards will remain active even if added to the Wallet app on your iOS device. Neither the issuer nor Apple is responsible for any lost or stolen gift cards or use without your permission. Keep them close; they’re valuable and can be redeemed by whoever finds them. Gift cards are also not for resale. Void where prohibited or restricted by law. Gift card terms and conditions are subject to change without notice and some items may not be available for purchase. Please visit www.apple.com/go/agc for current terms, conditions, and limitations. Use of a gift card is governed by the laws of the State of Virginia. To check the available balance on a gift card, call 1-800-MY-APPLE or visit www.apple.com/go/gcb/us. TM and © 2019 Apple Inc. All rights reserved.

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