Based on Hurricane Andrew (August 24, 1992). Locals gather at Gumbo's bar to party while waiting for a Hurricane to hit or pass them by.

While working as a machinist, Seamus O'Neill wins the New Jersey State Lottery and moves to Key West, Florida.

Seamus O'Neill's ex-girlfriend arrives in town during a street festival and raffle. Mayor Chaucy Caldwell is raffled off as slave-for-a-day to Jo-Jo. Rikki holds a random lingerie party. Drama ensues.

The Flu hits the island and threatens to close the newspaper. Gumbo deals with events from his past.

Seamus settles into paradise while waiting for his lottery winnings to arrive.

Sam J. Jones guests as a naval officer who captures Savannah's attention and Seamus is invited to go on a trip to Africa with two irresponsible friends from his youth.