Charles Haid (Reno from Hill Street Blues) is living in a shelter with his wife and daughter. He has tried to get work, but the economy is bad and he strikes out. To make matters worse, they are going to close the shelter (the mortgage has come due). While strolling around, he breaks into a house and is about to steal some money when the homeowner, a very rich man, surprises him and points a gun at him. In the confrontation, he somehow changes places with the guy. From then on, it seems to be business as usual. The plot gets syrupy and predictable. It's OK but there are few surprises.