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Budget Differentiation

This document provides guidance for teaching a lesson on budgeting skills. It recommends tiering the lesson to allow students to progress at their own level and pace. Students will use newspaper ads to research items for budgets that reflect different living situations from living at home to independent living. The activity will take 3-5 days for students to complete their budgets. Teachers will facilitate, assist students, and assess their final budget worksheets.

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Molly McClelland
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51 views3 pages

Budget Differentiation

This document provides guidance for teaching a lesson on budgeting skills. It recommends tiering the lesson to allow students to progress at their own level and pace. Students will use newspaper ads to research items for budgets that reflect different living situations from living at home to independent living. The activity will take 3-5 days for students to complete their budgets. Teachers will facilitate, assist students, and assess their final budget worksheets.

Uploaded by

Molly McClelland
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Skills Budgeting

Rationale: Tiering this lesson allows students to begin at their current level and
progress at their own speed.
Benchmarks: Transitional Skills, Math
DI Strategy: Tiered assignments
Differentiate What? Process
Differentiate How? Readiness and Interest
Resources needed:
1. At least two Sunday and one week of newspaper classified and grocery ads
2. Budget outline, including fixed/flexible (more detailed for independent living
situation for advanced students) or necessary/luxury (less detailed such as allowance
spending for less independent learners).
Teacher preparation:
1. Provide introductory lesson on budgeting and terms.
2. Brainstorm with class on fixed/necessities, flexible/luxury items, varying expenses,
wants/needs, etc.
3. Collect newspapers.
4. Prepare worksheets at different ability levels (copy attached) (day-week-month
allowance for lower; independent living by week-month-year for higher).
Explanation of activity:
1. Students use newspapers to research items for their specific budget needs (living at
home, semi-independently, independently).
2. Students have time for a reality check (of appropriate usage of money to match
budget) with teacher/aide before final product is due.
3. Students can take 3-5 days to complete, depending on class schedule, readiness and
speed of work.
4. Teacher facilitates and assists with student problems
5. A follow-up activity would be to have students find a job to support their budget.
Assessment:
Student product appropriate worksheet

BUDGET WORKSHEET
(Semi-Independent Living)
FIXED EXPENSES:

TOTALS

(Day/Week/Month)
A. Housing: Mortgage______________Rent____________
Electric ___________ Gas________________
Insurance:_____________Taxes:___________

______________
______________
______________

B. Food:

______________

home ___________eat out________________

C. Transportation: Car payment:_________ gas:________


Insurance:________________________
Repairs: _________________________
Mass transit:______________________

___________

D. Health:

_________

Insurance pmt.:_______First Aid:_________

E. Household supplies: Cleaning:_____________________


Repairs:______________________

____________

F. Grooming: Toiletries ____________________________


Clothes: _____________________________

______________

G. Miscellaneous:__________________________________

______________

FLEXIBLE EXSPENSES:
A. Cable: ____________ Satellite: ______________
B. Eating out: ________________________________
C. Entertainment: at home:_____________________
Going out: ___________________

D. Other:_____________________________________

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