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Banking & Insurance Management

This course aims to help students understand commercial bank management and insurance in a competitive environment. It covers topics such as the evolution of banking in India, types of banks and regulations, banker-customer relations, deposit and loan products, e-banking technologies, and the basics of different types of insurance. It also discusses insurance marketing, regulation by IRDA, defining and classifying risk, and insurance management techniques like underwriting, claims assessment, and claims settlement. Key areas of bank management covered include liquidity, investment, liability, credit, and risk management.

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Vishal Mandowara
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3K views2 pages

Banking & Insurance Management

This course aims to help students understand commercial bank management and insurance in a competitive environment. It covers topics such as the evolution of banking in India, types of banks and regulations, banker-customer relations, deposit and loan products, e-banking technologies, and the basics of different types of insurance. It also discusses insurance marketing, regulation by IRDA, defining and classifying risk, and insurance management techniques like underwriting, claims assessment, and claims settlement. Key areas of bank management covered include liquidity, investment, liability, credit, and risk management.

Uploaded by

Vishal Mandowara
Copyright
© Attribution Non-Commercial (BY-NC)
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOCX, PDF, TXT or read online on Scribd
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MBA423 BANKING & INSURANCE MANAGEMENT Objective: This course aims at enabling the students to understand and to contribute

to the strategic operational policies and practices of commercial bank management and insurance in a competitive environment. UNIT - I Introduction Origin & Development - Evolution and growth of banking system in India Present Structure, Types of Banks, Scheduled and Non-Scheduled Banks, Roles of Banks (viz. Intermediation, Payment system, Financial services), Banking Regulations, BASEL Norms. UNIT - II Banker-Customer Relations, KYC guidelines - Different deposit products - Mandate and Power of Attorney, Bankers Lien, right of set off - garnishee order, attachment order etc. - Payment of collection of cheque - duties and responsibilities of paying and collecting banker protection available to them under NI Act - Endorsements, forged instruments - bouncing of cheques and their implications. Opening of accounts for various types of customers - Principles of Lending various credit products / facilities - working capital and term loans - credit appraisal techniques approach to lending - credit management, credit monitoring, NPA management UNIT - III Bank Management: Liquidity Management, Investment Management , Loan Management , Liability Management, Credit Management, Risk Management E-Banking - Core Banking - Electronic products - Electronic payment system - Online Banking Electronic fund transfer system: RTGS, NEFT & SWIFT, Mobile Banking. UNIT IV Basics of Insurance : Indemnity, Insurable interest, Materiality of facts, Duty of disclosure. Types of Insurance : Life Insurance, General Insurance, Health & Medical Insurance, Property related Insurance, Liability Insurance, Reinsurance. Principles governing marketing of insurance products. Insurance Regulation and Role of IRDA. UNIT V Insurance Management: Definition of Risk, Classification of Pure Risks: Personal Risks, Property Risks, Liability Risks, Failure of Others, Overlapping Risks; Rules of Risk Management, Risk Management Technique, Risk Management Process: under writing TPA basic assessment, claim management of claim settlement. Suggested Readings: 1. Principles & Practices of Banking - By Indian Institute of Banking & Finance Macmillan Publication.

2. Management of Banking & Financial Services by Padmalatha Suresh, Pearson India Publication. 3. Commercial Bank Management by Kanhaiya Singh & Vinay Dutta, TMH India. 4. Insurance Management, S.C.Sahoo & S.C.Das. 5. Banking and Insurance, Mohapatra and Acharya, Pearson India

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