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PROJECT PROFILE
Objective-: To computerize the LIC Agents Policy and
Premium anagement !ystem " This system is basically designed #or The agent $ho is $or%ing $ith the LIC o# I&'IA"
This is dealing $ith computerization o# the policy and calculates Premium management done by the agent" It also calculates the agent(s commission and )onus he gets on the policies Operating system-: icroso#t *indo$s +P ,')!-: icroso#t ACC-!! .//0 1ront -nd Tool-: icroso#t 2isual )asic 3"/ Project 'uration-: AP,IL TO 45&-./67 Project 8uide -: r" &isarg Prajapati !ubmitted by-: )hagchandani anisha 8" 1 INDEX ain Topic !ub- Topic !ubject 6" Introduction to System. 6"6 'e#inition" ." Introduction to -9isting !ystem" 0" ,e:uirement O# Analysis" 0"6 &eed to develop such system" 0". !cope o# system" 0"7 Object o# proposed !ystem" 0"; 1act 8athering techni:ues" 7" Introduction to proposed system" ;" !ystem 'esigning ;"6 Conte9t 'iagram ;". 'ata #lo$ 'iagram ;". 'ata 'ictionary" ;"0 I<O !creen o# Proposed !ystem" 2 INTRODUCTION Policy The main objective behind the project is to computerize L"I"C Agent(s Policy And Premium Operation" The project covers Plan aster and Policy In#ormation aster to identi#y the type o# Plan as $ell as conditions regarding Plans. It also provides in#ormation about Policy amount and policy duration as $ell as Policy =older" ,e#erence Policy In#ormation master contain the In#ormation o# that Policyholder $ho has already any policy $ith L"I"C" Agent In#ormation aster #orm has In#ormation o# total Agent $ith L"I"C" The Transaction !ection contains the Policy #orm $ith various areas li%e Plan In#ormation> Personal In#ormation> &ominee In#ormation> Occupation> and Physical Identity" The ,eport !ection contains Proposal ,eceipt having In#ormation o# Policy =older(s policy amount and duration o# Policy as $ell as aturity date o# Policy" ,ene$al Premium ,eceipt contains Premium amount regarding Policy =older(s ode o# Payment $ith duration o# and Policy amount" 3 ABOUT TE OR!ANI"ATION LIC O1 I&'IA i"e" Li#e Insurance Corporation o# India is dealing $ith providing li#e security to the people" Its mission is to e9plore ? enhance the :uality o# li#e o# people through #inancial security by providing products ? services o# aspired attributes $ith competitive returns>? by rendering resources #or economic development" 4 CURRENT S#STE$ The current system is manual system" !o all the $or% o# calculations and record %eeping is done manually" I&T,O'5CTIO&-: 1rom the very beginning the agent used to maintain the records o# the policies o# the policyholder> along $ith the premium amount and duration o# the policy manually" The commission on each policy $as also calculated manually" oreover ho$ much bonus does the agent gets along $ith the sum $ise assured report $as done manually $hich could lead to many serious errors" Traditional the policy holder used to come to the agent regarding in#ormation about the polices and the added advantages> the agent used to provide in#ormation based on the typical plan and then discussed the premium amount and the total sum to be %ept #or the #i9ed number o# durations" Thus this could lead to the #ollo$ing conse:uences" =ence the calculations are per#ormed manually" 5 Chances o# error prone data" Calculations are not per#ormed speedily" PROBLE$S FACED B# TE CURRENT $ANUAL S#STE$ P,O)L- I'-&TI1ICATIO& The phase o# system analysis process deals $ith problems that are a##ecting in the current manual system" The problems are those> $hich are a##ecting the organization in it daily routine $or%" As the gro$ing trend in In#oTech *orld o# computers need o# accuracy> per#ect ness> speed and high memory data storage is a must" -ach and every problem must be solved $ith a least amount o# time and energy" The problems #aced by e9isting system are described as belo$: 'i##iculty in aintenance o# ,ecords" Time Consuming" -diting o# data becomes a tedious job" &o !ecurity o# 'ata" ista%es Occurring in long Calculations @!alary Calculations> -mployee %no$ledge anipulations> etc"A Lac% o# -##iciency and an Po$er" 6 =igh 'ata ,edundancy" aintenance 'ata inconsistency !toring" ,ecords might get lost or be insu##icient due to manual errors" aintaining and managing data is very costly and time consuming> because there are many documents that have to be maintained by each branch and copies have to be trans#erred to relative branches" Trans#er o# in#ormation $ithin the branches is costly and time consuming
Di%%icu&ty in $'inten'nce o% Records ( It is very di##icult to maintain data record in the system as all the records are entered in the register or the respective record boo%s" There are chances o# the record boo%s or #iles in $hich all the data is %ept may be torn or $earied out or some other damages $hich results in the destroyed data" Also a problem occurs i# the data #ile or register is misplaced some$here else and is not getting at the time o# actual re:uirement o# the data stored" It is also di##icult to maintain old #iles and registers $hich have data o# past years that the Organization has %ept #or #uture re#erences" Time Consumin) ( It is very time consuming process to $rite each and every entry in the database register" Also it ta%es a lot o# time i# all the entries are repeated" In the system processes such as ma%ing di##erent type o# reports> billing> boo%ing and cancellation o# tic%ets and tedious calculations are e9amples o# time consuming process in the system" 7 It is also time-consuming process to %no$ the total number o# #lights and the status o# seats available and the payment o# tic%et done partially or #ully in advance or not" i"e" to %no$ the status o# any Organization is very di##icult to %no$> $hen $ritten manually but through computerized system it ta%es less time as it is speedy and accurate" Editin) o% D't'( anual $ritten data cannot be changed or edited once $ritten" I# there is a mista%e and i# $e try to rub and $rite it again it ma%es the register very dirty and untidy> $hich creates a bad impression o# the business" I# data is entered incorrect $hole document gets incorrect $hile editing $rongly entered data cannot easily solve errors" I# one has done some $rong entry then to edit the data one has to go through lots o# records and> again and again editing the record ma%es it di##icult to read" D't' Insecurity ( As the data is stored in #iles or registers> it is not in a secure place" As the storage media here are #iles and boo%s or registers there are chances o# getting these storage media lost> torn> or it may go in the hands o# $rong person $ho can destroy the database or it can also be destroyed accidentally" Also in the system data should be sho$n to the person according to his position and post in the Organization> everybody should not be allo$ed to use all the data" I# the data goes in the hand o# $rong person then he<she may ta%e the advantage o# the data and the Organization may loose its mar%et value" !o security is the major aspects o# the Air Line ,eservation system" Re*ort !ener'tion( As Organization deals $ith the di##erent airlines and customers so it re:uires many types o# reports and generate the reports o# #light and boo%ing or 8 cancellation status so it becomes very tedious #or the o##ice $or%ers o# the Organization to chec% all the respected date and data> and according to the data creating respective reports #or the transactions" A computerized system having report ma%ing #acility can do this job easily and Organization can dra$ di##erent types o# charts and diagrams to ma%e them understand the ups and do$ns o# his value as $ell as mar%et" i)+ D't' Redund'ncy ( As mentioned in the current system> due to maintenance o# so many registers there is a high redundancy o# data i"e" same data is recorded repeatedly" D't' Inconsistency ( =ere as mentioned in the above step the same in#ormation is $ritten in more than one place that creates the problem> $hen there is a change or deletion in the recorded data" 9 FACT !ATERIN! TECNI,UES In#ormation gathering in any LIC !B!T- is not an easy tas% It has to be gathered in an organized $ay so that CaD &o system details are le#t out" CbD ,ight problems are identi#ied" CcD ,epetitive $or% is avoided" CdD *rong or incomplete details are not collected" To do this> a proper search strategy must be decided #irst> search strategy includes selecting in#ormation sources and search methods" It also includes modeling methods to ma%e sense out o# in#ormation so collected" =ere an overall idea about the search methods or #act gathering techni:ues $hich are used $hile gathering the in#ormation> they are: C6D Intervie$ing" C.D ,ecord inspection" C0D Observation" These techni:ues are used in system analysis and design stage" 10 I have visited the Agent many times to get in#ormation as $ell as the basic problems $hich are occurring in the current e9isting manual system" As each and every person in the o##ice has di##erent types o# job to be done so I met some o# the people o# the o##ice" -./ Inter0ie1s( Intervie$ allo$s the analyst to collect or gather the in#ormation #rom the individual or group $ho are generally the current user o# the e9isting system or potential user o# the proposed system" They may be managers or employee o# the #irm itsel# $ho provide the data #or the proposed system and $ho $ill be a##ected by it" As #ar as intervie$ is concerned> it is a time consuming process" It is a basic source o# :ualitative in#ormation" It allo$s the analyst to discover areas o# misunderstanding> indication o# resistance to the proposed system" Intervie$ could be CaD !tructured CbD 5nstructured" C6/ Structured : =ere> it uses standardized :uestions as #ar as response o# the :uestions is concernedE they are divided into t$o #ormats: CaD Open response #ormat: =ere the :uestions are ans$ered in ones o$n $ords" CbD Closed response #ormat: =ere sets o# prescribed ans$ers are used" C./ Unstructured : =ere the :uestions are $orded to suit the respondent that provide the in#ormation about the areas overloo%ed or not thought to be important 11 Advantages and 'isadvantages o# structured and unstructured intervie$ing: AD2ANTA!ES( C6D !tructured: -nsures uni#orm $ording o# :uestions to all respondents" -asy to administer and evaluate" Less intervie$ training re:uired" ,esult in shorter time" C.D 5nstructured: Fuestions can be $orded to suit the respondent" ay produce the in#ormation about the areas overloo%ed or not thought to be important" DISAD2ANTA!ES( C6D !tructured: Cost o# preparation is high" !uch high level o# structure may not al$ays be suitable" !ome respondent may resist to such structure" C.D 5nstructured: Ine##icient use o# intervie$er and respondent time" ,esults ta%e a longer time" -9tra time re:uired #or the collection o# essential #acts" The success o# the intervie$ depends on the s%ill o# the intervie$er and his<her preparation #or the intervie$" 12 Analysts must also be a$are o# the %inds o# di##iculties at some intervie$> and must %no$ ho$ to deal $ith the potential problems" 5ser intervie$s $ere conducted to determine the :ualitative in#ormation" These intervie$s that $ere unstructured intervie$s provided opportunity to gathered in#ormation #rom respondents $ho are involved in the process #or a long time" These intervie$s provided in#ormation such as Activities involved in the process o# boo%ing or canceling the tic%ets" Activities involved in the process handling di##erent #lights in#ormation" Limitation o# e9isting system" Problems #aced by the user in the e9isting system" -3/ Record Re0ie1 ( It is said that better believe in records than in people" Thus a good analyst al$ays gets #acts #rom documents" An e9isting system can be better understood by e9amining e9isting documents> #orms and #iles" In record revie$ analyst e9amine in#ormation that has been recorded about the system and users" ,ecords inspection can be per#ormed at the beginning o# study as an introduction or later in study as a basis #or comparing actual operations $ith $hat the records indicate should be happening" ,ecords may include: 6D *ritten policy manuals" .D ,ules and regulations" 0D !tandard operating procedures used in the =uman ,esource anagement" 13 7D 1orms and documents" A good documentation system provides relationships and interaction bet$een them" ,ecords do not sho$ ho$ tas%s are per#ormed or $hat activities are actually occurring and $here decision ma%ing po$er lies" Analyst through good analysis can get ans$ers to :uestions li%e: 6D *ho uses the #ormsG .D 'o they include all necessary in#ormationG 0D =o$ readable and easy to #ollo$ is the recordsG 7D Is it ideal #or analysis and in#erencesG etc" To gather details about the LIC POLICI-!> many %inds o# records and reports $ere revie$ed" The study covered" !tandard operating procedure ,eports generated by the e9isting system" 'ocument #lo$ Cinput<outputD o# the LIC POLICB !B!T-! Process o# purchase o# policy" Process o# storing the policy and plan in#ormation" Process o# %eeping trac% o# each and every in#ormation" Types and #ormat o# database registers"
-4/ O5ser0'tion( Observation can bring in missed #acts> ne$ $ays to improve the e9isting procedures> duplicate $or% done inadvertently> etc" Observation can bring in $hat other #act-#inding methods cannotH )ut this tas% is delicate because people do not li%e to be observed $hen they $or%" It is not the :uantity o# time observed is important but the unorthodo9 angles o# observation o# the $or% content and methods are going to be re$arding" 14 Observation gives analyst the opportunity to go behind the scenes in a LIC POLICB A&' P,-I5 A&A8--&T !B!T- to learn inside story to discover ho$ things $or% in ne$ areas o# in#ormation" Observation can loo% #or: CaD Operational ine##iciencies" CbD Alternate routes and procedures" CcD Interruptions in the normal #lo$ o# $or%" CdD The usage o# #iles and documents" CeD In#ormal communication channels> etc" On site observation provides close vie$ o# the $or%ing o# the real system" =e can observe people> objects> documents and occurrences o# events" 15 FEASIBILIT# STUD# A #easibility study is underta%en to determine the possibility or probability o# either improving the e9isting system or developing a completely ne$ system" It helps to obtain an overvie$ o# the problem and to get rough assessment o# $hether #easible solution e9ists" This is essential to avoid committing large resources to a project and then repent on it later" Need %or Fe'si5i&ity Study( The #easibility study is needed to C6D Ans$er the :uestion $hether a ne$ system is to be installed or notG C.D 'etermine the potential o# the e9isting system" C0D Improve the e9isting system" C7D Ino$ $hat should be embedded in the ne$ system" C;D 'e#ine the problems and objective involved in a project" C3D Avoid costly repairs at a later stage $hen the system is implemented" CJD Avoid crash implementation o# a ne$ system" CKD Avoid the L=ard$are Approach( i"e" getting a computer #irst and then deciding ho$ to use it" 16 There are three aspects in #easibility study portion o# the preliminary investigation" C6D Technical #easibility" C.D -conomic #easibility and C0D Operational #easibility o# the project" -./ Tec+nic'& Fe'si5i&ity : Technical 1easibility determines $hether the $or% #or the project be done $ith the present e:uipment> current procedures> e9isting so#t$are(s technology and available personnelG I# ne$ technology is needed then $hat alternatives $ill be needed in the present structure and $or% ethosG This $ill re:uire a close e9amination o# the present system" The technical #easibility should as% :uestions related to: 6D Ade:uacy o# available technology" .D Ade:uacy o# hard$are" 0D Available o# computer" 7D Operating time and support #acilities> etc" Technical #easibility determines $hether the technology needed #or the proposed system is available and ho$ it can be integrated $ithin the MLIC POLICB ? P,-I5 A&A8--&T !B!T-N and Technical evaluation must also assess $hether the e9isting system can be upgraded to use the ne$ technology and $hether the MLIC !B!T-N has the e9pertise to use it" The technical #easibility in the proposed system deals $ith the technology used in the system" It deals $ith the hard$are and so#t$are used in the system $hether they are o# latest technology or not" It happens that a#ter a system is prepared a ne$ technology arises and the user $ants the system based on that technology" Thus it is important to chec% the system to be technically #easible" 17 The minimum memory re:uirement is 0.) o# ,A $hile 37) is better to have #or better per#ormance" As #ar as so#t$are is concerned> licensed version o# icroso#t Access ./// and 2isual )asic 3"/ CPro#essional 2ersionD should be installed on the server" There should be printer attached to the net$or% #or printing o# various reports" -3/ Economic %e'si5i&ity : -conomic #easibility loo%s at the #inancial aspects o# the project" -conomic #easibility concerns $ith the returns #rom the investments in a project" It determines $hether it is $orth$hile to invest the money in the proposed system" It is not $orth$hile spending a lot o# money on a project #or no returns" To carry out an economic #easibility #or a system> it is necessary to place actual money value against any purchases or activities needed to implement the project" The Advocate plans to ac:uire the necessary hard$are and so#t$are re:uires #or the system and there is no hindrance $hether economical or other$ise to$ards its purchase" A brie# description o# the hard$are and so#t$are re:uired in the system is given later in the report" -4/ O*er'tion'& %e'si5i&ity ( Operational #easibility covers t$o aspects" One is the technical per#ormance aspect and other is the acceptance $ithin the M!B!T- N" Operational #easibility determines ho$ the proposed system $ill #it in the current operations and $hat> i# any job restructuring and retraining may be needed to implement the system" In the system operational #easibility chec%s> $hether the user $ho is going to use the system is able to $or% $ith the so#t$are(s $ith $hich the system is coded and 18 also the mind o# the user going to use the system" I# the user does not understand or is able to $or% on the system #urther development is o# $aste" FUNCTIONS OF PROPOSED S#STE$ The main objective is to Computerize L"I"C Agent(s Policy And Premium Operation" To Identi#y the type o# Plan as $ell as Conditions regarding Plans" To provide in#ormation about Policy Amount and Policy duration as $ell as Policy =older" SCOPE OF TE S#STE$ The project $ill success#ully reduce the $or%load o# a L"I"C Agent by retrieving the data against particular re:uirement o# a client" This $ill speed-up activity in today(s mar%et> and also provide computerized data $hich is error #ree" 19 2ISUAL BASIC 6.7 2isual )asic is a programming language and development that allo$s you to create programs> that run under the *indo$ operating system"
This rich language enables you to develop many di##erent types o# applications" Bou can create programs that intersect $ith the hard$are" It is a Programming language used to create *indo$ )ase Application" 2isual )asic C)eginners All-purposed !ymbolic Instruction CodeD language" It ma%es it very easy to get the user inter#ace o# the application and running it"
=undreds o# #unctions and latest technological advances have been added to the language to ma%e it an industrial-strength development environment suitable #or almost all the type o# *indo$ application" This is especially true $ith the advent o# Internet Programming and Object Oriented Programming" 20 2ISUAL BASIC APPLICATIONS To create a 2isual )asic Application> you need to ta%e care o# small components and MglueN them together into a complete application" The most common components you $ill use are #orms> controls> classes and procedures"
6: 1O,!: - 1orms are $indo$s on $hich you built your user inter#ace" .: CO&T,OL!-: Controls are building bloc% o# user inter#ace" Controls also called Active + Controls> and command button> that you use to display in#ormation to the user> gather in#ormation #rom the user and respond to the user actions" 0: CLA!!-!-: Classes are templates #rom $hich you can create your o$n object o# run time" This reusable class module aids you in organizing your application into small components that can be built into a complete application" 7: P,OC-'5,-!-: 21 Procedures are small routines you $rite that are callable #rom any$here in your application into small components that can be called in many times" ;: -2-&T!-: Avery important in any *indo$s Programming Language is -vents" An event is something that occurs in response to a user interaction $ith %eyboard or mouse" -vents are those messages that the operating system sends to the application" 22 FEATURES OF 2ISUAL BASIC -: 2isual )asic has many #eaturesE in #act it has so many that its impossible to list them all here> ho$ever the #ollo$ing is the list o# the more prominent #eatures" 2isual )asic is a superset o# the 2isual )asic #or applications programming language" This is included $ith most o# the o##ice products" Includes a 85I development environment #or developing *indo$s application" Provides the ability to develop and test application using an interpretive run #unction" Object based development is possible using class modules" ,apid application development C,A'D" 23 Allo$s #or the creation o# CO components such as Active + controls> 'LL(s and -+-(s" It has an e9cellent integrated help #acility and boo% online includes good debugging #acilities" =ave many $izards that help automate repetitive tas%s" 5ses many database access methods to get di##erent types o# data" 2ISUAL BASIC AD2ANTA!ES. 2isual )asic has many advantages over other development languages" =as a shorter learning curve and development time than c and po$er builder" Allo$s #or rapid application development" -9cellent #or business applications" Allo$ you to create active + controls"
DISAD2ANTA!ES OF 2ISUAL BASIC 6.7(8 The programs that are developed utilize more memory" 24 2isual )asic re:uires speci#ic operating system> $hich supports visual programming" 8raphical 5ser Inter#ace is provided by visual basic $hich ta%es some more time then other non visual programming #or e9ecution o# the program " ARD9ARE : SOFT9ARE SPECIFICATIONS TOOL! 5!-' 1,O&T -&' TOOL-: IC,O!O1T 2I!5AL )A!IC 3"/ )ACI -&' TOOL-: IC,O!O1T ACC-!! ARD9ARE CONFI!URATION P,OC-!!O,-: P-&TI5 0 ,A-: 37 ) =''-: K 8)
25 SOFT9ARE CONFI,URATION OP-,ATI&8 !B!T--: *I&'O*! OK
SYMBOLS USED IN DIAGRAMS The data #lo$ diagrams are pictorial or graphical representation o# the outline o# the system study" The data #lo$ diagram covers all the processes and data storage area $hich ta%es place during any transaction in the system" The data #lo$ diagrams are #unctionally divided into conte9t level> Pero level and 1irst level data #lo$ diagrams" Sym5o&s used in DFDs( C6D Process: =ere #lo$ o# data is trans#ormed" -"g" Charge Calculations> etc" 26 C.D -9ternal -ntity: A source or destination o# data> $hich is e9ternal to the system" -"g" Customer etc" C0D A data #lo$: It is pac%et o# data" It may be in the #orm o# document> letter etc" C7D 'ata store: Any store data but $ith no re#erence to the physical method o# storing"
27 CONTEXT LEVEL DIAGRAM 28 LIC POLICY MANAGEMNT GOVERNMENT CLIENT AGENT Inform!"on R#$or!% En&'"r( R#)#"*#% Info R'+#% ZERO LEVEL DFD
Pro)#%%"n- 5,0 A-#n! Po+")( Comm"%%"on C+)'+!"on Pro)#%% A-#n! M%!#r Po+")( M%!#r Pr#m"'m In!"m!"on R#$or! A-#n! Inform!"on Po+")( 3 P+n Inform!"on Comm"%%"on R#$or! A DATA DICTIONAR# The data dictionary o# any system is an integral component o# structure analysis> since data #lo$ diagrams by themselves do not #ully describe the subject under investigation about the system" A data dictionary is a catalog Q a repository Q o# the elements in the system" These elements center on data and the $ay they are structured to meet user re:uirements and LIC POLICB ? P,-I5 A&A8--&T !B!T- needs" This step o# creating a data dictionary is simultaneous $ith the process o# ma%ing data #lo$ diagramCsD" =ere all the data #ields in their respective tables are allotted so as to access these data in the system" The data tables are created in a bac%- end tool li%e icroso#t Access> Oracle> 1o9Pro> etcR" =ere in the MLIC !B!T- N $e are using tables created in icroso#t Access .///> as it is the bac%-end tool used in the system" The data dictionary consists o# di##erent major elements li%e 'ata -lements> 'ata !tore @Tables 5sedA> 'ata 1lo$> Processes and other -9ternal entities used in the system" The data dictionary stores details and description o# these elements" It is developed during data #lo$ analysis and assists the analysts involved in determining the system re:uirements" Analysts use data dictionary #or the #ollo$ing important reasons: To manage the details in large system" To communicate a common meaning #or all system elements" To document the #eatures o# the system" 32 To #acilitate analysis o# the details in order to evaluate the characteristics and determine $here system changes should be made" To locate errors and omissions in the system" The data dictionary contains di##erent types o# descriptions #or the data #lo$ing through the system: D't' E&ements is the most #undamental level> $hich is also considered as the building bloc% #or all other data in the system" It re#ers to all the di##erent data used li%e #ields> data item> etc" to ma%e the system #ully #unctional irrespective to the table used in the system" =ere all the di##erent type o# #ields used to ma%e table are $ritten se:uentially $ithout re#erring to the tables" This process helps in the process o# Norm'&i;'tion o# tables" &e9t to 'ata -lements comes the D't' stor')e $hich provides the in#ormation o# $here and ho$ each data element is stored in $hich table and it also give in#ormation o# any constraints i# there" This step also gives %no$ledge o# di##erent data types used #or di##erent #ield and their size" All the normalized tables are sho$ed in data storage" D't' F&o1 stage sho$s the #lo$ o# data in the system" This step is can be already seen in the data #lo$ diagrams above in this document" This step re#ers to all the data #lo$ paths $ere transactions are done in the computerized system" The data #lo$ step also includes di##erent processes used in the system and it is #ollo$ed by E<tern'& Entities used in the system" 33 'ATA)A!- TA)L-! &O TA)L- &A- '-!C,IPTIO& 6" PLA& A!T-, PLA& I&1O,ATIO& ." POLICB A!T-, POLICB 8AT=-,I&8 I&1O,ATIO& 0" &OI&-- I&1O A!T-, I&1O,ATIO& 1O, &OI&-- O1 POLICB =OL'-, 7" A8-&T A!T-, A8-&T I&1O,ATIO& ;" A8-&T COI!!IO& COI!!IO& CALC5LATIO& 3" P,-I5 I&TIATIO& P,-I5 CALC5LATIO& J" !-L1 I&1O A!T-, P-,!O&AL I&1O,ATIO& 34 PLA& A!T-, 1I-L' TBP- 'ATA TBP- '-!C,IPTIO& PlanS&o Te9t Plan &umber o# Plan PlanS&ame Te9t &ame o# Plan PlanSTermS&o &umber Plan(s Term &umber PlanSTermS'uration &umber Term 'uration o# Plan PlanS-lligiS AgeSini &umber inimum -ligibility Age #or Plan PlanS-lligiS AgeSa9 &umber a9imum -ligibility Age 1or Plan PlanSatuSAge &umber aturity Age #or Plan PlanS'ureSinSBear &umber inimum 'uration Bear o# Plan PlanS'ureSa9 &umber a9imum 'uration Bear o# Plan PlanSiniSAmt &umber inimum Amount o# Plan PlanSa9SAmt &umber a9imum Amount o# Plan PlanSAccS)ene#it Te9t Accident )ene#it o# Plan i# it is PlanSLoanS1acility Te9t Loan 1acility on Plan PlanSAgeSProo# Te9t Age Proo# #or Plan i# re:uired CommissionSAgent Te9t Commission o# Agent On plan
35 POLICB A!T-, PolicyS&o Te9t &umber o# policy provided to policy =older PlanS&o Te9t !ho$s the plan $hich Policy =older has Ta%en !umSassured &umber Policy Amount o# Plan 'tSo#S Comm" Te9t 'ate on $hich policy is ta%en 'uration &umber 'uration o# plan #rom date o# comm ode Te9t ode o# Payment #or Premium &ame Te9t &ame o# Policy =older 1athS&m Te9t 1ather(s &ame o# Policy =older =usbandS &ame Te9t =usband(s &ame o# Policy =older !e9 Te9t !e9 o# Policy =older PreSAdd Te9t Present Add o# Policy =older PermSAdd Te9t Permanent Add o# Policy =older PinSCode &umber Pin code &umber o# Policy =older PhS&o &um Phone &o o# Policy =older 'tSo#S)irth 'ate )irth date o# Policy =older Age &umber =older(s current Age PlSo#Sbirth Te9t )irth place o# Policy =older Occupation Te9t Occupation o# Policy 'esg Te9t 'esignation o# Policy =older 'ept Te9t 'epartment o# Policy =older !ervSperiod &umber !ervice period o# =older &ameS$or%Spl Te9t &ame o# $or%ing Place AddS$or%Spl Te9t Address o# $or%ing Place -ducation Te9t Fuali#ication o# Policy =older tSIncome &umber onthly Income o# =older 36 =eight &umber =eight o# Policy =older *eight &umber *eight o# Policy =older Chest &umber Chest o# Policy =older Abdomen &umber Abdomen o# Policy =older Identity Te9t Any physical Identity o# Policy =older !pectSL &umber !pect &umber o# Le#t -ye !pectS, &umber !pect &umber o# ,ight -ye &OI&-- I&1O A!T 1I-L' TBP- 'ATA TBP- '-!C,IPTIO& PolicyS&o Te9t Policy &umber o# Policy =older &omineeS&o &umber Policy =older(s &ominee &o ,elation Te9t ,elation o# policy =older $ith &ominee &ommSPer% &umber &ominee o# ho$ many Percentage in Policy !tateSo#Shealth Te9t !tatus o# health o# &ominee AgeSo#Sdeath &umber Age in $hich the &ominee died BearSo#S'eath &umber Bear in $hich &ominee died CauseSo#Sdeath Te9t Causes o# &ominee(s death 37
A8-&T A!T-, 1I-L' TBP- 'ATA TBP- '-!C,IPTIO& )ranchScode Te9t )ranch o##ice code number o# Agent 'SOSCode Te9t 'esignation O##ice Code o# Agent AgentSCode Te9t Agent(s code through $hich the Policy is ta%en Address Te9t Address o# Agent City Te9t City o# Agent Pin Code &umber Pin code number o# Agent PhoneS&o &umber Phone num o# Agent -Smail Te9t -Smail Add o# Agent 1a9 &umber 1a9 &umber o# agent 38 P,-I5 I&TIATIO& 1I-L' TBP- 'AT- TBP- '-!C,IPTIO& PolicyS&o Te9t Policy &umber o# $ho(s policy is ta%en by Agent PolicyS =olderS&m Te9t &ame o# policy holder $ho(s policy is ta%en by Agent 'tSo#S Commencem -nt 'ate 'ate on $hich policy is ta%en ode Te9t ode o# Premium o# Policy =older through $hich he can get Commission PrSamount &umber Premium Amount on $hich Agent can get Commission PlanS&o Te9t Plan &umber o# plan $hich is ta%en by Policy =older !umSassured &umber Total amount o# Policy ta%en $ith Agent CommS,ate &umber ,ate o# commission o# Agent TotalScomm"" &umber Total ,eceivable commission o# Agent AgentSCode &umber Agent(s Code &umber $ith $hom Policy is ta%en )ranchSAdd Te9t Address o# )ranch O##ice o# Agent )ranchSPhS&o &umber Phone number o# )ranch O##ice
39 A8-&TSCOI!!IO&SA!T 1I-L' TBP- 'ATA TBP- '-!C,IPTIO& POLICBS&O Te9t &o o# Policy POLICBS=OL'-,S&A- Te9t &ame o# =older 'TSO1SCO-&C--&T 'ate 'ate on $hich Policy is ta%en O'- Te9t Premium ode P,-I5SAT &umber Amount o# Premium PLA&S&O &umber Plan &o o# Premium T-,S&O &umber Term &umber o# Plan !5SA!!5,-' &umber !um that is Assured '5-S'T 'ate 'ue 'ate o# Premium LA!TS'5-SPAI' 'ate Last 'ate on $hich Premium paid ),A&C=SCO'- &umber )ranch Code o# Agent ),A&C=SA'' Te9t Address o# )ranch O##ice ),A&C=SP=S&O &umber Phone &o o# )ranch O##ice ),A&C=S-AIL Te9t --mail Id 40 !-L1 I&1O A!T-, 1I-L' TBP- 'ATA TBP- '-!C,IPTIO& POLICBS&O Te9t &o O# Policy POLICBS&A- Te9t &ame o# the Policy 'TSCO 'ate 'T on $hich Policy is ta%en !TAT5! Te9t !tatus *hether ,unning or &ot !5 A!!5,-' &umber Amt That is being Assured '5,ATIO& Te9t Time o# the policy O'- Te9t ode o# Premium A8-&TSCO'- &umber Code o# the Agent AT5,ITBS'AT- 'ate 'ate on $hich Policy atures P,-I5 AT &umber Amount to be paid #or &A- T-+T &A- O1 T=- POLICB =OL'-, 41 TOTAL I&!TALL-&T T-+T TOTAL I&!TALL-&T TO )- PAI' 1AT=-,(! &A- T-+T 1AT=-,(! &A- =5!)A&'(! &A- T-+T =5!)A&'(! &A- !-+ T-+T !-+ O1 T=- P-,!O& P-,SA'' T-+T P-,A&-&T A'' O1 T=- =OL'-, PI&SCO'- &5 PI& CO'- O1 T=- A'',-!! P=S&O &5 P=O&- &O O1 T=- POLICB =OL'-, A8- &5 A8- O1 T=- POLICB =OL'-, 'TSO1S)I,T= 'AT- 'T O1 )I,T= O1 T=- =OL'-, PLSO1S)I,T= T-+T PLAC- O1 )I,T= &ATIO&ALITB T-+T !P-CI1BI&8 T=- &ATIO&ALITB O1 T=- =OL'-, A8-SP,OO1 T-+T A8- P,OO1 I1 A&B -'5CATIO& T-+T -'5CATIO& F5ALI1ICATIO& OCC5PATIO& T-+T OCC5PATIO& O1 T=- =OL'-, '-!8 T-+T '-!I8&ATIO& O1 T=- =OL'-, !-,2IC-SP-,IO' &5 !-,2IC- P-,IO' O1 T=- =OL'-, A''S*O,I PLAC-6 T-+T A'',-!! O1 T=- *O,I PLAC- A'' *O,ISPLAC-. T-+T . &' A'',-!! O1 T=- *O,I PLAC- 42 TSI&CO- &5 O&T=LB I&CO- O1 T=- =OL'-, =-I8=T &5 =-I8=T O1 T=- =OL'-, *-I8=T &5 *-I8=T O1 T=- =OL'-, C=-!T C=-!T !IP- A)'O-& &5 A)'O-& !IP- I'-&TITB T-+T I'-&TITB O1 T=- =OL'-, OP-,ATIO& T-+T OP-,ATIO& I1 A&B P=B!IC T-+T P=B!IC O1 T=- =OL'-, !P-CTSL &5 !P-CT &5 I1 A&B O1 T=- L-1T -B- !P-CTS, &5 !P-CT &5 I1 A&B O1 T=- ,I8=T -B- 43 DESCRIPTION OF TE FOR$S This is the main login #orm" The agent has to #irst give the valid name and pass$ord> to move to #urther operations to be per#ormed" This #orm is especially #or the security o# the so#t$are" This is mainly used so that the records and the details are all protected so that they cannot be accessed by un$anted elements" I# invalid name or pass$ord is given the system $ill not accept it" 44 This is the 'I #orm that means ultiple 'ocument Inter#ace #orm> here all the #orms are lin%ed together and the user can vie$ any o# the aster or Transaction #orms based on the choice" A!T-,-: aster menu is the #irst menu on menu bar" Through this menu $e can access the entire aster #orms" aster menu contains the #ollo$ing #orms" PLA& A!T-, Plan master is the #irst #orm in aster menu" This #orm contains all the in#ormation o# Plan" 45 POLICB I&1O,ATIO& A!T-, Policy In#ormation aster contains the in#ormation o# 8athering Policy and In#ormation o# Policy =older" A8-&T I&1O,ATIO& A!T-, Agent In#ormation aster contains the in#ormation o# total Agent $or%ing $ith Li#e Insurance Corporation" It also contains the in#ormation o# Agent(s )ranch o##ice" T,A&!ACTIO& -: Transaction menu contains the transaction #orms" They are as under" P,-I5 I&TIATIO& L-TT-,
This #orm is use #or Policy Transaction #or calculation o# Premium" Through this #orm or $ith the help o# this #orm Agent can send Premium Intimation Letter to policy =older" COI!!IO& CALC5LATIO&
This #orm is used #or calculating the commission o# Agent" ,-PO,T-: 46 1I,!T P,OPO!AL ,-C-IPT This is the ,eport> $hich is given by LIC to policyholder at the time o# gathering the policy" POLICB =OL'-, ,-PO,T This ,eport contains all in#ormation o# policy =older related to Policy and Plan" It is given to policyholder at the time o# gathering the Policy" P,-I5 I&TIATIO& L-TT-,
This ,eport is sent to policyholder $hen the premium is supposed to be paid"
,-&-*AL P,-I5 ,-C-IPT
,ene$al Premium ,eceipt is given to Policyholder at that time $hen the premium amount is paid> it is one type o# documentary incidence $ith the policyholder o# his premium paid" A8-&T COI!!IO& ,-PO,T
This report sho$s the total amount o# Agents Commission> $hich he has gained during the assessment year $ith LIC" 47 POLICB =OL'-,(! )O&5! ,-PO,T This report is given to policyholder $ith the )onus amount $hich means this report sho$s the total )onus Policyholder on his Policy $hich is given by the LIC to Policyholder as per there plan(s term and Conditions" AT5,ITB I&TIATIO& ,-PO,T aturity Intimation ,eport is given as per the aturity 'ate o# the Policy" This report is given to Policyholder appro9imately be#ore 3 month o# maturity date" On this date the policyholder is entitled #or receiving his aturity amount"
PLA&2I!- !5 A!!5,-' This report is handled by LIC or by it(s Agent #or getting the in#ormation o# Plan vise sum assured" 48 This is the #irst #orm o# the process> in $hich one is supposed to speci#y the plan type> $hich the policyholder is interested to purchase" It contains various details as the eligibility age duration minimum and ma9imum> and this is the criterion> $hich is #i9ed by the LIC" =ere validation regarding duplicate plan no is made> to avoid repetition o# plan type" 49 '-!C,IPTIO&-: Plan Code-: Plan code accepts the code CnumberD o# Plan" Plan &ame-: Plan &ame accepts the Plan &ame" Plan Term &o-: Plan Term &o 1ield used to vie$ the term o# the plan as per the term(s rule" Plan Term 'uration CBrD-: Plan Term 'uration #ield sho$> the total duration o# plan that $ill be ta%en by policyholder" -ligibility Age Cin BrD-: inimum Age #or accepting the Policy related to Plan" -ligibility Age Ca9 BrD-: a9imum Age #or accepting the Policy related to Plan" aturity Age CBrD-: Age o# aturity o# Policy" 'uration Bear CinD-: inimum 'uration year #or the policy to each plan as Per Its term" 'uration Bear Ca9D-: a9imum 'uration year #or the policy to each plan as Per Its term" Plan Amount CinD-: inimum Amount o# Policy #or ho$ many years the Policy $ill be ta%en as per plan" Plan Amount Ca9D-: inimum Amount o# Policy #or ho$ many year the 50 Policy $ill be ta%en as per plan" Accident )ene#it-: 1ield sho$ there is Accident bene#it is available or No!, Loan 1acility-: 1ield sho$ there is Loan 1acility is available or not" Age Proo#-: *hether Age Proo# is re:uired or not in the related Plan" Commission o# Agent CTD-: This #ield sho$s the total percentage o# commission O# Agent" )onus CTDon Commission: This #ield sho$s the total percentage o# )onus on Commission" This is the validation> $hich is carried out on this #orm> i"e no duplicate plan number is allo$ed" As a result the agent $ill come to %no$ $hich Plan &umber data is already stored in the database" 51 This is the second #orm o# the process> $hich contains personal details li%e age se9> physic> height> chest etc" All these details are to be speci#ied> as the L"I"C $ants the complete in#ormation o# the Policy =older" =ere too validations on duplicate plan no and sum assured is being per#ormed" 52 '-!C,IPTIO&-: Policy &o-: This is uni:ue code> $hich is given to Policyholder at the time o# Accepting policy" It is given by LIC" Plan &o-: It $ill allo$ user to get Plan> $hich $e $ant #rom list" 'ate o# Commencement-: It is a 'ate on $hich the policy is ta%en" !tatus-: This #ield sho$s the current status o# policy> li%e ,unning 'e#ault Or !urrender" !um Assured-: Total amount o# Policy> $hich is ta%en by its holder" 'uration CBrD-: Total duration o# policy #or ho$ many years it $ill be ta%en" ode-: This #ield sho$s the mode o# Payment #or Premium" Agent Code-: Through this #ield user can get the agent in#ormation ,elated to Policy" 'ate o# aturity-: It is the aturity date o# Policy" Total &o o# Premium-: This #ield sho$ the total &o o# Premium payable by Policyholder" Premium Amount-: It is the Amount o# Premium $hich is paid by Policyholder on premium date" 53 Personal In#ormation-: These #ields sho$ that personal in#ormation o# policy =older" The #ields li%e name> address> se9> pin code Phone no> nationality etc" This is the validation $hich is carried out in the . nd #orm $hen the agent is gathering in#ormation about the policy holder and $riting in#ormation about the policy and plan $hich he has ta%en" 54 This validation is per#ormed by the agent on the type o# the policy ta%en" =ere based on the plan $hich is ta%en by the policyholder the criteria #or minimum amount is speci#ied" -ach ? every policy has certain duration $hich is #i9ed by the LIC" =ence based on this criteria this validation is carried out>that the user has to enter duration #or the policy" 55
This #orm contains in#ormation about the agent $ith $hom particular policy is being ta%en" It contains details li%e the agent code> branch code e-mail etc" 56 '-!C,IPTIO&-: This #orm provides the in#ormation o# Agent" It is use#ul $hen he<she is getting the Policy" )ranch Code-: )ranch code o# Agent #rom $hom the Policy is ta%en" ' O Code-: Code o# O##icer" Agent Code-: Agent(s code #rom> $hom the policy I s ta%en" &ame-: &ame o# Agent #rom $hom the policy is ta%en" Address-: Address o# Agent #rom $hom policy is ta%en" City-: City o# Agent #rom $hom the policy is ta%en" Pin Code-: Pin code o# Agent #rom $hom the policy is ta%en" Phone &o-: Phone no o# Agent #rom $hom the policy is ta%en" 1a9 &o-: 1a9 no o# Agent" --ail-: --mail o# Agent" 57 -ach ? every agent is assigned a speci#ic branch code>This branch code is uni:ue> as a result $hen the duplicate branch code is $ritten this validation is carried out" 58 -very agent has a speci#ic dev o##ice code> as a result this should remain uni:ue" =ence this validation is carried out" -very agent has a speci#ic agent code> $hich should remain uni:ue" =ence this validation is carried out" 59 This is the #orm> $hich is dealing $ith the calculation o# Agent Commission on a particular plan" It also speci#y the agent in#ormation $hich means name and code o# the agent #rom $hich the policy is ta%en" '-!C,IPTIO&-: This #orm is used #or calculation o# Agent commission" It contains the in#ormation o# Policy> Policyholder and Agent" Policy In#ormation contains the #ollo$ing #ields---- 60 Policy no> &ame o# policyholder> Address o# policyholder> 'ate o# commencement> ode o# premium> Total amount o# Policy> Premium Amount> ,ate o# Commission and total amount o# Commission" Agent in#ormation contains #ields li%e----- Agent code> &ame o# Agent> Address o# Agent> Phone no o# Agent e-mail address o# agent" 61 This #orm deals $ith the premium the policyholder is supposed to pay on a particular policy" It contains the policy in#ormation along $ith the amount and due date in#ormation" 62 '-!C,IPTIO&-: Premium Intimation #orm describes the amount o# Premium to be paid by Policyholder to LIC on its Premium date" This #orm contains the in#ormation li%e Premium Intimation 'etail this details li%e----- Policy &o> &ame> Address> 'ate o# commencement> ode o# Premium> Plan &o> Policy sum assured> 'ate o# Premium and premium amount" This #orm also contains the in#ormation o# )ranch o##ice> it contains the #ollo$ing #ields Code o# Agent> &ame o# agent> Agent Address> Agent Phone &o> Agent(s --mail address" 63 REPORTS This is the 1I,!T P,OPO!AL ,-PO,T> $hich is given $hen the policy is purchased by the policyholder" 64 This is the evidence $ith policyholder o# his Policy" 65 66 This ,eport contain the In#ormation o# Policy> Agent> &ominee"It is given to policyholder a#ter #e$ days o# Policy ta%en. 67 68 This ,eport is given to Policyholder generally be#ore the si9-month o# aturity o# Policy" It can have 'ate o# aturity $ith aturity Amount" 69 70 This is the ,eport o# Agent Commission" The Agent #or his o$n in#ormation generates it $ith Policy number and as date vise" This ,eport is ta%en by agent at the ending date o# the Bear" 71 72 This is the report> $hich is generated #or the agent indicating the commission he is supposed to receive on the policy" 73 74 This ,eport has the in#ormation o# Policy #or the Premium #rom the date $hen the Policy $as ta%en till the aturity date" It contains the total number o# installments> Premium Amount etc" It is given to the Policyholder a#ter #e$ days o# the Policy ta%en" 75 76 This is the ,eport o# Agent Commission" The Agent #or his o$n in#ormation generates it $ith Policy number and date vise" 77 78 This ,eport is given to Policyholder generally be#ore the si9-month o# aturity o# Policy" It has 'ate o# aturity $ith aturity Amount" 79 This is the annual report> $hich is prepared by the LIC at the end o# the year" It contains the total sum assured by LIC during the assessment year" 80