IN THE COURT OF ADDITIONAL CHIEF METROPOLITIN

MAGISTRATE, BANGALORE
AT- BANGALORE
P.C.R.No. /2014
Betwee!
Mr.Santosh.S.S.
s/o S.S.Sangappa,
aged about years,
# 97, 2
nd
Cross,
Yallappa Garden, Banagirinagar,
Banashankari Stage,
Bangalore! "#$$%". &Co'plainant
A"!
(. B)*)*) )+,- ./)/C0
Ba1a1a .inan2e 3i'ited,
(
S,
.loor, /o.74, ("
th
Cross 5oad,
*.6./agar, 7
rd
6hase,
Sarakki ndustrial 3ayout,
Bangalore! "#$$7%.
2. Mr. +'ashankar,
5e2o8ery -92er,
B)*)*) )+,- ./)/C0
Ba1a1a .inan2e 3i'ited,
(
S,
.loor, /o.74, ("
th
Cross 5oad,
*.6./agar, 7
rd
6hase,
Sarakki ndustrial 3ayout,
Bangalore! "#$$7%.
7. Mr. 5a1esh,
5e2o8ery -92er,
B)*)*) )+,- ./)/C0
Ba1a1a .inan2e 3i'ited,
(
S,
.loor, /o.74, ("
th
Cross 5oad,
*.6./agar, 7
rd
6hase,
Sarakki ndustrial 3ayout,
Bangalore! "#$$7%.
4. Senthil :u'ar
s/o /atesan,
# 7, 5CC 2$#/2#(,
S G Mutt 5oad,
Cha'ara1pet,
Bengalore & )22used
COMPLAINT UNDER SECTION 200 OF CRIMINAL
PROCEDURE CODE
,he 2o'plainant abo8e na'ed states as under;
(. ,he address o< the 2o'plainant <or the purpose o< ser8i2e
o< su''ons, noti2es, pro2esses, et2., <ro' this =on>ble 2ourt is
as stated in the 2ause title and that o< his Counsel is
Sri.?.S.*ayara1, )d8o2ate M/s.?.S.*ayara1 @ )sso2iates, /o.22/
G!%, Ground .loor, :rishna ,oAers, 7
rd
Main, Gandhinagar,
Bangalore "#$ $$9.
2. ,he addresses o< the )22used <or the purpose o< ser8i2e o<
su''ons, noti2es, pro2esses et2., <ro' this =on>ble 2ourt are
as stated in the 2ause title supra.
7. -n 7(.(2.2$$%, the 2o'plainant has pur2hased tAo!
Aheeler, Ba1a1 6ulser!(%$ bearing its registration /o. :) $( 03
2%4. ,he 2opy o< 5C Book pertaining to the tAo!Aheeler
bearing its registration /o. :) $( 03 2%4 is hereAith produ2ed
as Do#$%et No.1. n order to pur2hase the said tAo!Aheeler,
the 2o'plainant has a8ailed loan o< 5s&&. <ro' the Ba1a1 )uto
.inan2e 3i'ited i.e., the a22used /o.(. ,he 2o'plainant has
2
alloAed the Ba1a1 )uto .inan2e 3i'ited i.e., the a22used /o.( to
dedu2t the a'ount through 0CS 'ode <ro' his a22ount nu'ber
$7(2($"$$2""7" 'aintained in =?.C Bank&& toAards
pay'ent o< loan install'ents i.e., repay'ent o< loan a'ount.
n betAeen *anuary, 2$$9 and *uly, 2$$9, the 2o'plainant has
had su92ient a'ount in his bank a22ount so as to 2lear the
loan install'ent a'ount as agreed by hi'. ,he 2opy o<
state'ent o< a22ount o< the 2o'plainant in =?.C Bank is
hereAith produ2ed as Do#$%et No.2. So also, Ahile a8ailing
the loan <ro' the a22used /o.( the o92ials o< a22used /o.(
ha8e 2olle2ted <our blank 2heBues <ro' the 2o'plainant
pertaining to his =?.C Bank a22ount. ,hough the 2o'plainant
has alloAed the Ba1a1 )uto .inan2e 3i'ited, the a22used /o.( to
dedu2t the loan a'ount through 0CS 'ode and the
2o'plainant has had su92ient a'ount to that eCe2t in his
a22ount, the Ba1a1 )uto .inan2e 3i'ited, the a22used /o.( has
<ailed to dedu2t the sa'e. n this regard, the 2o'plainant Aas
not in<or'ed by the Ba1a1 )uto .inan2e 3i'ited.
4. ,he 2o'plainant sub'its that, on (%.#.2$$9 Ahile the
2o'plainant Aas on his Aay to his ho'e <ro' o92e, Aithout
any prior noti2e or inti'ation the o92ials o< the a22used /o.(
stopped the 2o'plainant on road near MadiAala and seiDed the
tAo!Aheeler Ba1a1 6ulser!(%$ bearing its registration /o. :) $(
03 2%4 through its loan re2o8ery agen2y i.e., M/s San
)sso2iates. ,he endorse'ent issued by the o92ials o<
a22used /o.( and the re2o8ery agen2y, M/s San )sso2iates is
hereAith produ2ed as Do#$%et No.&. )t the ti'e o< seiDure
3
o< the tAo!Aheeler, the o92ials o< a22used /o.( ha8e in<or'ed
that the loan a'ount taken toAards pur2hase o< the said tAo!
Aheeler has not been paid, as su2h, said tAo!Aheeler has been
seiDed. .urther, the o92ials o< a22used /o.( ha8e in<or'ed the
2o'plainant, <or releasing the tAo!Aheeler, the 2o'plainant
has to 2lear the loan a'ount Aithin (" days in the o92e. ,he
2o'plainant being astonished by the illegal sudden seiDure o<
the tAo!Aheeler enBuired into about the dedu2tion o< loan
a'ount and 2a'e to knoA that due to so'e te2hni2al issue the
loan a'ount Aas not debited <ro' his bank a22ount. ,here is
no <ault on the part o< 2o'plainant and it is the duty o< the
a22used /o.( to in<or' about the sa'e to the 2o'plainant.
". ,herea<ter, Aithin ($ days subseBuent to seiDing o< the
8ehi2le by the a22used /o.( the 2o'plainant has approa2hed
the o92e o< a22used /o.(, Ba1a1 )uto .inan2e 3i'ited situated
at MalleshAara' Aith 2ash in order to repay the loan a'ount.
)t that point o< ti'e, the o92ials o< the a22used /o.( ha8e
in<or'ed the 2o'plainant that, the tAo!Aheeler has already
been sold out by the'. t is also orally in<or'ed by the o92ials
o< the a22used /o.( to the 2o'plainant that the 2o'plainant
need not to Aorry about <urther pay'ent o< any loan a'ount as
the entire loan a'ount has been settled by selling the a<oresaid
tAo!Aheeler. 08en therea<ter, one Mr.+'ashankar, the a22used
/o.2 and one Mr.5a1esh, the a22used /o.7 Aho are the o92ials
o< the Ba1a1 )uto .inan2e 3i'ited o<ten used to harass the
2o'plainant through telephone 2alls regarding non pay'ent o<
loan a'ount. ,herea<ter also, the 2o'plainant has approa2hed
4
the o92e o< a22used /o.( on nu'ber o< ti'es and reBuested
the 2on2erned legal o92er o< a22used /o.( to gi8e in<or'ation
about selling o< his tAo!Aheeler by the' and to issue loan
2learan2e 2ertiE2ate. n this regard, on ".7.2$(7, the
2o'plainant has reBuested the a22used /o.( in Ariting to issue
2learan2e 2ertiE2ate o< the loan o< the 2o'plainant. ,he 2opy
o< letter dated ".7.2$(7 is hereAith produ2ed as Do#$%et
No. 4. But, all su2h eCorts to get in<or'ation about sale o<
tAo!Aheeler o< 2o'plainant pro8ed <utile. ,herea<ter, the
2o'plainant on his oAn obtained B 5egister 0Ftra2t o< tAo
Aheeler <ro' the 2on2erned 5,- o92e and 2a'e to knoA that
the na'e o< 2o'plainant Aas still shoAing. ,he 2opy o< B
5egister 0Ftra2t issued by the 2on2erned authority is hereby
produ2ed as Do#$%et No.'.
#. 08en prior to that, the 2o'plainant has got the legal
noti2e dated 29.$(.2$(7 issued through his ad8o2ate to the
a22used /o.( anti2ipating about the 'isuse o< said tAo!
Aheeler. ,he 2opy o< said legal /oti2e and postal
a2knoAledg'ent are hereAith produ2ed as Do#$%et No.(
)" *. n the said legal noti2e, the a22used /o.( is also 2alled
upon to gi8e prior inti'ation to the 2o'plainant about the
trans<er o< tAo!Aheeler is 'ade to Aho'. ,hough the a22used
/o.( has re2ei8ed the said legal noti2e, the a22used /o.( has
neither replied nor 2o'plied Aith the reBuest o< the
2o'plainant. )s the 2o'plainant has s'elt about <oul play has
been played on hi' and the o92ials o< a22used /o.( in order to
de<raud and 2heat the 2o'plainant has seiDed the tAo!Aheeler
5
illegally Aithout any de<ault on the part o< the 2o'plainant, on
$#.$#.2$(7, the 2o'plainant has lodged 2o'plaint be<ore the
poli2e and 2ra8ed <or prote2tion against the 'isuse o< his <our
2heBues by the o92ials o< a22used /o.( and 'isuse o< his tAo!
Aheeler sold by the a22used /o.( to so'e third party, and also
sought <or ne2essary a2tion against the a22used /o.(. ,he
2opies o< said 2o'plaint sent to the diCerent ranks o< poli2e
o92ials are hereAith produ2ed as Do#$%et No.+ to 10. ,he
56)? postal re2eipts <or ha8ing sent the said 2o'plaints and
the postal a2knoAledge'ents <or ha8ing re2ei8ed the
2o'plaints are hereAith produ2ed as Do#$%et No. 11 to
1'.
7. -n (4.(2.2$(7, the poli2e ha8e issued endorse'ent
stating that the 'atter pertaining to 2o'plainant and the
a22used is o< 2i8il nature as su2h the 2o'plainant should ha8e
to approa2h the 2i8il 2ourt <or ne2essary relie<. ,he 2opy o< said
endorse'ents issued by the poli2e is hereAith produ2ed as
Do#$%et No.1( )" 21.,hough the o92ials o< a22used /o.(
ha8e seiDed the tAo!Aheeler o< the 2o'plainant on(%.#.2$$9
and taken the possession o< 8ehi2le <raudulently through its
re2o8ery agen2y M/s Shan )sso2iates, the o92e o< a22used
/o.( Aith dishonest intention and to 2ause Arong<ul loss to the
2o'plainant has sub'itted <alse and Arong in<or'ation to the
poli2e through letter dated 9.(2.2$(7. ,he 2opy o< said letter is
hereAith produ2ed as Do#$%et No.22. ,his <a2t itsel< goes
to shoA the <raudulent intention o< the o92ials o< a22used /o.(.
Ghen the 'atter stood thus, the 2o'plainant has again
6
obtained HB>!5egister 0Ftra2t pertaining to his tAo!Aheeler. )t
that point o< ti'e, the 2o'plainant 2a'e to knoA that Aithout
any prior inti'ation to hi', the o92ials o< a22used /o.(, Ba1a1
)uto .inan2e 3i'ited ha8e sold the tAo!Aheeler to one
Mr.Senthil :u'ar, the a22used /o.4. ,he 2opy o< said B!
5egister 0Ftra2t is hereAith produ2ed as Do#$%et No.2&.
08en therea<ter, the 2o'plainant has approa2hed the Ba1a1
)uto .inan2e 3i'ited and reBuested the' to <urnish parti2ulars
and do2u'ents pertaining to trans<er o< his tAo!Aheeler to the
a22used /o.4. ,he 2o'plainant has also reBuested the o92ials
o< a22used /o.( to issue loan 2learan2e 2ertiE2ate or to re2ei8e
the loan a'ount and hando8er his tAo!Aheeler to hi'. Sin2e
the a22used /o.( has intentionally a8oided 2o'plying Aith the
reBuest o< the 2o'plainant, Aithout there being any option, on
7.(.2$(4, the 2o'plainant on his oAn applied to the 2on2erned
5,- -92e and sought <or ne2essary do2u'ents about trans<er
o< the tAo!Aheeler. ,herea<ter, the 2on2erned 5,- o92e has
<urnished the .or' /o.7" and CertiE2ate o< Satis<a2tion
pertaining to tAo!Aheeler bearing registration /o.:) $( 03 2%4.
.urther 2o'plainant has also obtained .or'Isee rule ""I(JJ
through 5, )2t. ,he 2opies o< Me'orandu' <or ,rans<er o<
-Anership, .or' o< /oti2e o< trans<er o< oAnership, another
<or' 2ontaining signatures said to ha8e been put by the
trans<eror, the 2o'plainant and the trans<eree, the a22used /o.
4, .or' /o.7", and 2ertiE2ation o< satis<a2tion are hereAith
produ2ed as Do#$%et, No.24 to 2+.
7
%. t is sub'itted that, the o92ials o< a22used /o.(, and the
a22used /o.2 to 4 Aith 2o''on intention to 2heat and de<raud
the 2o'plainant ha8e 2reated and 'anipulated the do2u'ents
by <orging the signatures o< the 2o'plainant. t is astonished to
the 2o'plainant, that in order to trans<er the tAo!Aheeler, Ba1a1
6ulser!(%$ bearing its registration /o. :) $( 03 2%4 o< the
2o'plainant, the o92ials o< a22used /o.( ha8e got the
signatures o< the 2o'plainant <orged on .or' /o.7", .or' o<
/oti2e o< trans<er o< oAnership o< Motor Kehi2le and on 'any
other do2u'ents. n <a2t, the 2o'plainant has not signed to
any o< the do2u'ents <or trans<erring his tAo!Aheeler, Ba1a1
6ulser!(%$ bearing its registration /o. :) $( 03 2%4 in <a8our o<
a22used /o.4. -n the basis o< <orged do2u'ents the o92ials o<
the a22used /o.( not only trans<erred the tAo!Aheeler, Ba1a1
6ulser!(%$ bearing its registration /o. :) $( 03 2%4 in<a8our o<
the a22used /o.4 but also 2reated and 2on2o2ted the do2u'ent
i.e., H2ertiE2ate o< satis<a2tion> on Ahi2h it bears the o92ial seal
o< a22used /o.(. ,his <a2t 'akes it 2rystal 2lear that the
o92ials o< a22used /o.( ha8e a2ti8ely in8ol8ed in <abri2ating
and 'anipulating do2u'ents so as to trans<er the tAo!Aheeler
o< the 2o'plainant and thereby got the signatures o< the
2o'plainant <orged on su2h <alse do2u'ents. ,he 2o'plainant
has not gi8en his 2onsent to the o92ials o< a22used /o.( to
trans<er his tAo!Aheeler, Ba1a1 6ulser!(%$ bearing its
registration /o. :) $( 03 2%4 in <a8our o< a22used /o.4. ,he
a22used /o.4 is also in8ol8ed in the said 2onspira2y o< 2reating
and 'anipulating the do2u'ents <or trans<er o< said tAo!
8
Aheeler in his na'e along Aith the o92ials o< the a22used
/o.(.
9. t is sub'itted that, though the o92ials o< a22used /o.(
and a22used /o.2 to 4 ha8e knoAledge that the a<oresid
do2u'ents <or trans<er o< tAo!Aheeler, Ba1a1 6ulser!(%$ bearing
its registration /o. :) $( 03 2%4 are <orged and 'anipulated
do2u'ents, the a22used /o.( to 4 ha8e used the said <orged
do2u'ents as genuine one and got the tAo!Aheeler trans<erred
in the na'e o< a22used /o.4 and thereby 2heated the
2o'plainant. Still today, the o92ials o< a22used /o.( are not
ready to issue loan 2learan2e 2ertiE2ate in <a8our o< the
2o'plainant. -n the other hand, the o92ials o< the a22used
/o.( are threatening the 2o'plainant to initiate a2tion on the
basis o< blank signed 2heBues and other do2u'ents 2olle2ted
at the ti'e o< a8ailing loan. ,he o92ials o< a22used /o.( in
order to 2ause Arong<ul loss to the 2o'plainant are not ready
to issue loan 2learan2e 2ertiE2ate to the 2o'plainant. .urther
the a22used /o.( to 4 in a2ti8e 2ollusion and 2onspira2y Aith
ea2h other ha8e got the signatures o< the 2o'plainant <orged
on 'any do2u'ents as stated supra to trans<er the tAo!
Aheeler, Ba1a1 6ulser!(%$ bearing its registration /o. :) $( 03
2%4 in <a8our o< a22used /o.4. ,hough the a22used /o.( to 4
ha8e got the knoAledge that the a<oresaid do2u'ents are
<orged and 'anipulated do2u'ents, used the' as genuine to
trans<er the tAo!Aheeler, Ba1a1 6ulser!(%$ bearing its
registration /o. :) $( 03 2%4 in <a8our o< the a22used /o.4 and
2aused Arong<ul loss to the 2o'plainant.
9
($. t is sub'itted that, the 2o'plainant has also approa2hed
the 1urisdi2tional poli2e and lodged the 2o'plaints as stated
supra but the poli2e ha8e in<or'ed the 'atter is pertaining to
2i8il nature. n <a2t, the a<oresaid 'atter is o< 2ri'inal nature
and it reBuires poli2e in8estigation in order to 2olle2t the
rele8ant 'aterials and 'aterial <a2ts. )part <ro' the a22used
/o.( to 4, the in8ol8e'ent o< other a22used persons <or
2o''itting the beloA 'entioned oCen2es against the
2o'plainant 2annot be ruled out. Sin2e the poli2e ha8e not
taken initiati8e a2tion on their oAn on the basis o< in<or'ation
gi8en by the 2o'plainant, Aithout there being any option, the
2o'plainant has to approa2h this =on>ble Court <or presenting
the present 2o'plaint <or taking ne2essary a2tion against the
a22used.
10