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Appl FRM Retail Trade Small Busness

1) The applicant is applying for a loan from United Bank of India to purchase equipment, finance stocks, and meet recurring expenses for their retail, trading or small business. 2) They provide details of the business such as name, address, years in operation, income tax details, current assets and liabilities. Sales and financial projections for the next few years are also included. 3) If the loan is for purchasing equipment, details of the equipment, purchase price and supplier are given. Terms of loan repayment are also stated. Collateral being offered to secure the loan is mentioned.

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0% found this document useful (0 votes)
51 views7 pages

Appl FRM Retail Trade Small Busness

1) The applicant is applying for a loan from United Bank of India to purchase equipment, finance stocks, and meet recurring expenses for their retail, trading or small business. 2) They provide details of the business such as name, address, years in operation, income tax details, current assets and liabilities. Sales and financial projections for the next few years are also included. 3) If the loan is for purchasing equipment, details of the equipment, purchase price and supplier are given. Terms of loan repayment are also stated. Collateral being offered to secure the loan is mentioned.

Uploaded by

yahooshuvajoy
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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APPLICATION FOR FINANCIAL ASSISTANCE TO A RETAILER,

SMALL TRADER AND SMALL BUSINESS


The Manager,
UNITED BANK OF INDIA,
.Branch,
Dear Sir,
I/We hereby apply !r a "!"al #nancial a$$i$"ance ! %$..r!& "he
Ban' !r "he !ll!(ing p)rp!$e*$+. Thi$ peri!,/$ !r (hich a,-ance/$ i$/are re.)ire,
an, "he (ee'ly/&!n"hly/.)ar"erly/hal yearly/ann)al in$"al&en"$ I/We (ill be able "!
pay are in,ica"e, again$" each i"e&/
Total
Cost
Rs.
Amount
of
advanc
!"u#!d
Total $!#od
of advanc #n
mont%s
Invstmnt&s
P!#od
Amount
Rs.
*a+ 0!$" ! e.)ip&en"/
)rni")re "! be
p)rcha$e,
*b+ F!r #nancing
$"!c'$
*c+ F!r &ee"ing
rec)rring
e1pen$e$
*,+ F!r any !"her
p)rp!$e2
*$"a"e p)rp!$e+
Total Rs.
I/We $"a"e here)n,er "he arrange&en"$ &a,e !r rai$ing &argin &!ney an,
par"ic)lar$ ! c!lla"eral $ec)ri"y, i any.
Da"e 3!)r$ ai"h)lly,
2e.g. !r repay&en" ! l!an "a'en r!& a &!ney len,er, !r #nancing $ale$ !n cre,i",
e"c. 4lea$e $"a"e par"ic)lar$.
5
4h!"!graph
! "he
Applican"
A. BUSINESS PARTICULARS
*5+ Na&e /
a+ Fa"her6$/7)$ban,6$ Na&e
b+ 8en,er /
c+ Age *Da"e ! bir"h+ /
,+ 9!"er I,en"i"y/4AN/4a$$p!r" N!. /
e+ Teleph!ne/FA: (i"h STD 0!,e /
+ %e$i,en"/N!n %e$i,en" /
*;+ 0!n$"i")"i!n /
;.A Na&e < re$i,en"ial a,,re$$e$ /
! par"ner$/pr!prie"!r$/,irec"!r$
(i"h Ne" W!r"h
*=+ 3ear ! e$"abli$h&en", i alrea,y /
in b)$ine$$ .
*>+ B)$ine$$ A,,re$$ /
a+ 0i"y/T!(n,Di$"/S"a"e, 0!)n"ry, 4IN
b+ Mailing A,,re$$ /
*?+ Dealing in *principal i"e&$+ /
*@+ Whe"her "he $h!p/place ! /
b)$ine$$ i$ !(ne, !r ren"e,.
I ren"e, in (h!$e na&e an, "he
M!n"hly ren"al. /
Area ! "he Sh!p /
A!ca"i!n ! "he Sh!p /
*B+ I Inc!&e Ta1 i$ pai, by "he Fir& /
an,/!r 4ar"ner$ per$!nally, $h!(
a&!)n"/$ an, ,a"e ! "a1 la$" pai,
$epara"ely
4AN N!. /
3ear ! Aa$" A$$e$$&en" /
;
*C+ Na&e$ ! !"her Ban'er$ e"c. DDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDD
"!ge"her (i"h )ll par"ic)lar$ ! Na&e Na")re Ai&i" O)"$"an,ing
acili"ie$ enE!ye, ! ! Balance
Ban' Acc!)n" a$ !n
DDDDDDDDDDDDDD DDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDDD
0re,i" rep!r" r!& e1i$"ing Ban'er$ "! be )rni$he,, i i" i$ n!" rea,ily a-ailable, c!py !
"he ban' $"a"e&en" !r "he la$" 5; &!n"h$ "! be )rni$he,.
B. PARTICULARS ABOUT SALES
*5+ Sale$ Ta1/9AT %egi$"ra"i!n /
N)&ber, i any
*;+ De"ail$ ! licence an, /
!"her regi$"ra"i!n$, i any
rela"ing "! "he b)$ine$$
*=+ 4ar"ic)lar$ ! W!r'ing < Financial 4!$i"i!n * 4lan !r achie-ing "he 4r!Eec"e, Sale$
"! be )rni$he, be$i,e$ c!py ! Financial S"a"e&en"/Balance Shee"+
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
Aa$" Three 3ear$ 4r!Eec"e, (!r'ing
*(here applicable+ *a"er "he a,-ance i$
a-aile, !+
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
;G ;G ;G ;G ;G
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
0api"al
A!an r!& Frien,$/rela"i-e$
A!an r!& Ban'
Fi1e, A$$e"$
0)rren" A$$e"$
0)rren" Aiabili"ie$
Ne" W!r'ing 0api"al
Sale$
Ae$$ / 4)rcha$e
=
E1pen$e$ *gi-e &ain i"e&$+
Ne" 4r!#" / A!$$
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
C. I "he a,-ance i$ re.)ire, !r Type ! 4)rcha$e Fr!& (h!& "! A!an
p)rcha$e ! e.)ip&en"$, gi-e E.)ip&en" 4rice be p)rcha$e, re.)ire,
par"ic)lar$/
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF




Ter&$ ! %epay&en" ! Ter& A!an
D. I "he a,-ance i$ re.)ire, !r %$
W!r'ing capi"al, plea$e &en"i!n
i+ A-erage le-el ! !)"$"an,ing Deb"!r$ a" any "i&e
ii+ A-erage ! $"!c' re.)ire, a" any "i&e
iii+ 0re,i" a-ailable r!& "he $)pplier *D+
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
E. I "he a,-ance i$ re.)ire, !r
any !"her p)rp!$e, )rni$h "he
nece$$ary par"ic)lar$.
F.' REFERENCE *Na&e$ <
A,,re$$e$+ 5.
A" lea$" "(! reerence$ r!&
any ! "he !ll!(ing
5. *a+ Fr!& y!)r !(n "ra,e
(h! 'n!( y!) (ell ;. ((((((((((((((((((((((((((((((((((((((((((((((
((((((((((((((((((((((((((((((((((((((((((((((((

5.

>
*b+ 3!)r $)pplier$
;.
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF

5.
*c +3!)r c)$"!&er$
;.
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
*,+ 4re$en" Ban'er/$ *i 5.
any+
;.
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
F.). SOURCE OF T*E PROPOSAL&NAME AND ADDRESS OF T*E PERSON
+*O *AS REFERRED T*E PROPOSAL
,. ,UARANTOR-S PARTICULARS
a+ Na&e
b+ Age *Da"e ! Bir"h+
c+ 8en,er
,+ Fa"her6$/7)$ban,6$ Na&e
e+ 9!"er I,en"i"y/4AN/4a$$p!r" N!.
+ A,,re$$
g+ Teleph!ne/Fa1 *(i"h STD 0!,e+
h+ Ne" W!r"h
*. SECURIT. OFFERED/
?
5. The par"ic)lar$ )rni$he, ab!-e are, "! "he be$" ! &y/!)r 'n!(le,ge, "r)e
an, c!rrec".
;. The a,-ance, i gran"e,, (ill be )"ili$e, !r "he p)rp!$e !r (hich i" i$
gran"e,.
=. My/O)r ban'ing b)$ine$$ (ill be c!n#ne, !nly "! y!)r Ban' an, I/(e (ill
,ep!$i" &y/!)r earning$ in &y/!)r acc!)n" (i"h y!).
>. I/(e (ill n!" b!rr!( r!& any !"her Ban' !r any !"her $!)rce ,)ring "he
c)rrency ! "he l!an (i"h!)" y!)r pri!r c!n$en" in (ri"ing.
3!)r$ ai"h)lly,
Da"e
*A)"h!ri$e, Signa")re ! Applican"+
@
ANNE0URE1
ASSETS AND LIABILITIES AS ON2222222
ASSETS LIABILITIES
0a$h in han, an, (i"h
Ban'er$ .. %$. Tra,e 0re,i" recei-e, .. %$.
Tra,e 0re,i" gi-en .. %$. A!an$ r!& Ban'/$ .. %$.
S"!c'$ .. %$. B!rr!(ing$ r!& !"her$ .. %$.
Machinery/ O"her Aiabili"ie$
Fi1")re$ .. %$. *i any+ .. %$.
O"her a$$e"$, 0api"al in
i any ..F %$. B)$ine$$ .. %$.FF
TOTAA .. TOTAA ..
FFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFFF
B

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