FM Global

Property Loss Prevention Data Sheets 1-20

October 2012
Page 1 of 43

PROTECTION AGAINST EXTERIOR FIRE EXPOSURE

Table of Contents
Page

1.0 SCOPE ................................................................................................................................................... 3

1.1 Changes .......................................................................................................................................... 3
2.0 LOSS PREVENTION RECOMMENDATIONS ....................................................................................... 4
2.1 Introduction ........................................................................................................................................ 4
2.2 Fire Exposure from Buildings ............................................................................................................ 4
2.3 Fire Exposure from Yard Storage ...................................................................................................... 8
2.4 Active Exposure Protection ............................................................................................................ 12
3.0 EXPOSURE FIRES .............................................................................................................................. 17
3.1 Exposing Building .......................................................................................................................... 19
3.1.1 Exposing Building Wall Categories ....................................................................................... 19
3.1.2 Exposing Building Occupancy ............................................................................................... 21
3.1.3 Exposure Length (L) .............................................................................................................. 22
3.1.4 Adjustments to Exposure Length (L) ..................................................................................... 23
3.1.5 Unprotected Opening Adjustment Factor (U) ........................................................................ 26
3.1.6 Exposure Angle Adjustment Factor (M) ............................................................................... 26
3.1.7 Ventilation .............................................................................................................................. 29
3.1.8 Wind ...................................................................................................................................... 29
3.1.9 Effect of Fire Service ............................................................................................................. 30
3.2 Exposed Buildings ........................................................................................................................... 30
3.2.1 Unsprinklered Exposed Buildings ......................................................................................... 30
3.2.2 Exposed Building Wall Categories ........................................................................................ 30
3.2.3 Protection of Openings in the Exposed Building .................................................................. 32
3.2.4 Protection of the Exposed Roof When Lower Than the Exposing Building ......................... 32
3.2.5 Protection Beyond the Ends of the Exposing Building ......................................................... 32
3.2.6 Protection of the Side Walls of the Exposed Building .......................................................... 33
3.2.7 Protection of Walls Above a Lower Exposing Building ......................................................... 35
3.3 Exposing Yard Storage .................................................................................................................... 37
3.3.1 Exposing Yard Storage Fire Hazard Categories ................................................................... 37
3.3.2 Buildings Exposed by Yard Storage ...................................................................................... 37
3.3.3 Yard Storage Exposure Length (L) ....................................................................................... 37
3.3.4 Adjustments to Yard Storage Exposure Length (L) .............................................................. 38
3.3.5 Yard Storage Obstructed View Adjustment Factor (U) ......................................................... 38
3.3.6 Yard Storage Exposure Angle () Adjustment Factor (M) ................................................... 38
3.3.7 Wind ...................................................................................................................................... 39
3.3.8 Effect of Fire Service ............................................................................................................. 39
3.3.9 Openings in Buildings Exposed by Yard Storage ................................................................. 39
3.3.10 Buildings Exposed by Shorter Yard Storage ....................................................................... 39
3.3.11 Protection of Side Walls of Buildings Exposed by Yard Storage ........................................ 39
3.3.12 Protection of the Exposed Roof When Lower Than Yard Storage ..................................... 39
3.3.13 Protection of Walls Above Lower Yard Storage .................................................................. 39
3.4 Yard Housekeeping ......................................................................................................................... 39
3.5 Exposure Sprinklers and Water-Spray Nozzles .............................................................................. 39
4.0 REFERENCES ....................................................................................................................................... 40
4.1 FM Global ...................................................................................................................................... 40
4.2 Others ............................................................................................................................................ 40
APPENDIX A GLOSSARY OF TERMS ...................................................................................................... 40
A.1 Nomenclature .................................................................................................................................. 42

2012 Factory Mutual Insurance Company. All rights reserved. No part of this document may be reproduced,
stored in a retrieval system, or transmitted, in whole or in part, in any form or by any means, electronic, mechanical,
photocopying, recording, or otherwise, without written permission of Factory Mutual Insurance Company.
1-20 Protection Against Exterior Fire Exposure
Page 2 FM Global Property Loss Prevention Data Sheets

APPENDIX B DOCUMENT REVISION HISTORY ..................................................................................... 43

List of Figures
Fig.1a. Base separation distance (SB) for a combustible exposed wall (ft) ................................................. 5
Fig.1b. Base separation distance (SB) for a combustible exposed wall (m) ................................................ 6
Fig. 2a. Base separation distance (SB) for a noncombustible exposed wall (ft) .......................................... 6
Fig. 2b. Base separation distance (SB) for a noncombustible exposed wall (m) ......................................... 7
Fig. 3a. Base separation distance (SB) for yard storage exposing a combustible exposed wall (ft) ......... 10
Fig. 3b. Base separation distance (SB) for yard storage exposing a combustible exposed wall (m) ......... 11
Fig. 4a. Base separation distance (SB) for yard storage exposing a noncombustible exposed wall (ft) .... 11
Fig. 4b. Base separation distance (SB) for yard storage exposing a noncombustible exposed wall (m) .. 12
Fig. 5. Exposure protection system with check valves ............................................................................... 13
Fig. 6. Separate exposure protection systems ............................................................................................ 14
Fig. 7. Typical window sprinkler ................................................................................................................... 15
Fig. 8. Cornice sprinkler below combustible cornice ................................................................................... 17
Fig. 9. Roof ridge sprinkler above combustible roof ................................................................................... 18
Fig. 10. Small storage area ......................................................................................................................... 21
Fig. 11. Exposure envelope ......................................................................................................................... 23
Fig. 12. Offset buildings: longer exposing wall exposing shorter exposed wall ......................................... 24
Fig. 13. Offset buildings: shorter exposing wall exposing shorter exposed wall ........................................ 24
Fig. 14. Offset buildings: longer exposing wall exposing longer exposed wall ............................................ 25
Fig. 15. Offset buildings: shorter exposing wall exposing longer exposed wall ......................................... 25
Fig. 16. Overlapping buildings ..................................................................................................................... 26
Fig. 17. Exposing building adjustment factor for unprotected openings (U) in the exposing wall .............. 27
Fig. 18. Exposure angle () ........................................................................................................................ 27
Fig. 19. Exposure angle adjustment factor (M) ........................................................................................... 28
Fig. 20. Protection for exposed building when walls are at an angle () with exposing building .............. 29
Fig. 21. Exposed building walls longer than exposing walls ....................................................................... 33
Fig. 22. Protection for side walls of exposed building ................................................................................. 34
Fig. 23. Protection for exposed buildings higher than the exposing building ............................................. 35
Fig. 24a. Protection of walls above the exposure (English units). .............................................................. 36
Fig. 24b.Protection of walls above the exposure (SI units). ....................................................................... 36
Fig. 25. Exposing yard storage adjustment factor (U) for obstructed view to the exposed wall ................ 38

List of Tables
Table 1. Hazards Not Covered by This Data Sheet ....................................................................................... 3
Table 2. Minimum Safe Separation Distance (SM) for Fire-Rated Exposed Walls ........................................ 4
Table 3. Yard Storage Covered in Other Data Sheets ................................................................................... 9
Table 4. Minimum Safe Separation Distance (SM) between Yard Storage and Fire-Rated Exposed Walls . 9
Table 5. Exposure Protection Wall and Window Water-Spray Systems ...................................................... 15
Table 6. Wall and Cornice Exposure Protection with Open Water-Spray Nozzles ...................................... 16
Table 7. Position of Window Water-Spray Nozzles ...................................................................................... 17
Table 8. Exposing Building Wall Categories ................................................................................................. 20
Table 9. Exposing Building Fire Hazard Categories ..................................................................................... 22
Table 10. Exposed Building Wall Categories ................................................................................................ 31
Table 11. Levels of Passive Protection, P .................................................................................................... 32
Table 12. Protection for Longer Exposed Walls ........................................................................................... 33
Table 13. Exposing Yard Storage Fire Hazard ............................................................................................. 37

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 3

1.0 SCOPE
This data sheet provides guidelines for evaluating fire exposure from adjacent buildings or yard storage,
and recommendations for protecting property from such exposures. It does not address exposure from
hazards such as ignitable liquids, fire in certain outdoor equipment, detonations, explosions, or contamination.
Table 1 provides a list of the applicable data sheets for those and other hazards.

Table 1. Hazards Not Covered by This Data Sheet

Hazard Applicable Data Sheet
Fire in high-rise buildings 1-3, High-Rise Buildings
1-22, Maximum Foreseeable Loss
Fire in cooling towers 1-6, Cooling Towers
Fire in yard storage tanks 1-57, Rigid Plastic Building Materials
7-88, Ignitable Liquid Storage Tanks
Transformers 5-4, Transformers
Ignitable liquid storage buildings that are unsprinklered 7-29, Ignitable Liquid Storage in Portable Containers
Ignitable liquid yard storage pads or detached, sprinklered 7-29, Ignitable Liquid Storage in Portable Containers
ignitable liquid storage buildings
Ignitable liquid transmission pipelines 7-32, Ignitable Liquid Operations
Vapor cloud explosions 7-42, Guidelines for Evaluating the Effects of Vapor Cloud
Explosions Using a Flame Acceleration Model
Liquefied petroleum gas 7-55, Liquefied Petroleum Gas (LPG) in Stationary
Installations
Ignitable liquid storage tanks 7-88, Ignitable Liquid Storage Tanks
Roll paper storage 8-21, Roll Paper Storage
Baled waste paper 8-22, Baled Waste Paper
Idle pallet storage 8-24, Idle Pallet Storage
Storage of wood chips 8-27, Storage of Wood Chips
Pulpwood and outdoor log storage 8-28, Pulpwood and Outdoor Log Storage
Forested areas or underbrush 9-19, Brushfire Exposure
Another tenant within the same building Refer to the applicable occupancy- or hazard-specific data
sheet.

This data sheet is applicable to fire exposures on adjacent property and to situations where the fire exposure
and exposed building are on the same property. In the former case, it is recognized that controlling the
exposure may be outside the influence of the owner of the exposed building. In the latter case, providing
adequate and reliable automatic sprinklers in the exposing building eliminates the hazard. Where adequate
and reliable protection is provided, this data sheet assumes that protection is not impaired.

1.1 Changes
October 2012. This document was revised to improve and simplify the way minimum safe separation distances
(SM) are determined. Additional changes include the following:
Window and exposure sprinkler design criteria were added.
Exposed and exposing wall categories were changed; former Categories A, B, C, and D no longer apply.
The methodology for determining building exposure safe separation distances was changed in its entirety;
former Tables 1a, 1b, 1c, and 2 are no longer used.
The methodology for determining yard storage safe separation distances was changed in its entirety; former
Equations 1 and 2 are no longer used.
This data sheet now covers all yard storage exposures except those listed in Tables 1 and 3.
Editorial changes were made.

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1-20 Protection Against Exterior Fire Exposure
Page 4 FM Global Property Loss Prevention Data Sheets

2.0 LOSS PREVENTION RECOMMENDATIONS

2.1 Introduction
Exposures that were protected in accordance with the recommendations in the previous edition of this data
sheet do not need to be re-evaluated.
The guidance in this data sheet is intended to prevent physical loss and damage from a fire exposure to
property under normal conditions. It does not address potential loss or damage from any other hazard. It also
does not preclude damage from very large fires under adverse conditions such as a maximum foreseeable
loss (MFL) fire on-site or on an adjacent property. Refer to Data Sheet 1-22, Maximum Foreseeable Loss,
for guidance in those cases.

2.2 Fire Exposure from Buildings

2.2.1 Provide adequate and reliable sprinkler protection in exposed buildings when needed based on
construction and occupancy (see Data Sheet 3-26, Fire Protection Water Demand For Nonstorage
Sprinklered Properties, Data Sheet 8-9, Storage of Class 1, 2, 3, 4 and Plastic Commodities, or other
applicable data sheets).
2.2.2 When exposing buildings are protected by automatic sprinklers and/or a special protection system,
and it can be established that the protection is adequate and reliable, there is no fire exposure.
2.2.3 When exposing buildings are of noncombustible or fire-resistive construction and are vacant or contain
only noncombustible contents, there is no fire exposure.
2.2.4 If the exposing wall and roof of the exposing building are categorized as Stable Fire-Resistive (SFR)
(see Section 3.1.1 and Appendix A) and there are no unprotected wall or roof openings (such as windows or
skylights), no minimum separation is needed.
2.2.5 Use Table 2 to determine the minimum safe separation distance (SM) from an exposing building when
the exposed wall is fire-rated. Table 2 assumes a fire duration at least as long as the exposed wall fire rating.
If the expected fire duration is less than the fire rating, only structural separation and minimum clearance
for thermal expansion are needed for building-to-building spacing.

Table 2. Minimum Safe Separation Distance (SM) for Fire-Rated Exposed Walls
Exposing Building Fire Hazard Category (see Table 9)
Light/Ordinary Storage Occupancy (Exposure Height, H)
Exposed Wall Fire Occupancy 30 ft 31-45 ft >45 ft
Rating (hours) (9.0 m) (9.4-13.5 m) (>13.5 m)
<1 Categorize the exposed wall as either combustible or noncombustible (see Table 10)
1 15 ft (4.5 m) 40 ft (12.2 m) 50 ft (15.2 m) 60 ft (18.0 m)
2 10 ft (3.0 m) 30 ft (9.0 m) 40 ft (12.2 m) 50 ft (15.2 m)
3 5 ft (1.5 m)
4 None1
1
Only structural separation and minimum clearance for thermal expansion are needed for building-to-building spacing.

2.2.6 For buildings exposing non-fire-rated walls determine SM using Equation 1 and Figure 1 for combustible
exposed walls or Figure 2 for noncombustible exposed walls. Use section 3.1.2 to determine the fire hazard
category. Use sections 3.1.3 and 3.1.4 to determine the exposure length (L). Use section 3.1.5 to determine
the Unprotected Opening Adjustment Factor (U) and section 3.1.6 to determine the Exposure Angle
Adjustment Factor (M).
SM = SB x U x M (Equation 1)
Where:
SM = minimum safe separation distance.
SB = base separation distance per figures.
U = unprotected opening adjustment factor for openings in the exposing wall (see Figure 17).
M = exposure angle adjustment factor (see Figure 19).

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 5

2.2.7 When SM is not available, provide either passive or active protection.

2.2.8 When using passive protection, provide the necessary protection using a listed assembly or a generic
construction per Data Sheet 1-21, Fire Resistance of Building Assemblies.
2.2.9 When using active protection, provide active protection for the exposed building as described in Section
2.4, and a minimum separation of 5 ft (1.5 m) for firefighting access.

Combustible exposed wall

220
210
200
190
180
170
Base separation distance, SB (ft)

160
150
140
130
120
110
100
90
80
70
60
50 Above 45 ft storage fire hazard
40 30 to 45 ft storage fire hazard
Up to 30 ft storage fire hazard
30 Light/ordinary fire hazard
20
10
0
0 50 100 150 200 250 300 350 400 450 500

Exposure length, L (ft)

Fig.1a. Base separation distance (SB) for a combustible exposed wall (ft)

2.2.10 Where the exposure and actual separation distance (D) are such that a fire-rated exposed wall is
needed, provide walls and protect door openings and wall penetrations in accordance with Data Sheet 1-23,
Fire Barriers and Protection of Openings.
2.2.11 Where the exposure and actual separation distance (D) are such that a fire-rated exposed wall is
needed, protect windows using one of the following methods:
A. 1-hour rating neededdo one of the following:
1. Replace windows and frames with a listed window assembly of equivalent fire rating.
2. Protect windows with minimum -hr automatic closing shutters.
3. Provide noncombustible frames and glazing that is listed, minimum -hour fire rated glass, glass
block or wired glass. Ensure the dimensions of the windows do not exceed the dimensions and area
limitations of the listing or applicable building code. Keep combustibles away from the inside of the
exposed windows a distance at least equal to the largest dimension of the window.
B. More than 1-hour rating neededdo one of the following:
1. Replace windows and frames with a listed window assembly of equivalent fire rating.
2. Replace windows and frames with a wall assembly of equivalent fire rating.
3. Protect windows with fire-rated automatic closing shutters with the appropriate rating for the wall
(see DS 1-23).
4. If D 5 ft (1.5 m), provide listed fire-rated glass (such as ceramic glass, glass block, or wired glass
that has passed a hose stream test [see Data Sheet 1-21]), and window sprinklers (see Section 2.4).

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1-20 Protection Against Exterior Fire Exposure
Page 6 FM Global Property Loss Prevention Data Sheets

Combustible exposed wall

70

60

50
Base separation distance, SB (m)

40

30

20

Above 13.5 m storage fire hazard

9 to 13.5 m storage fire hazard
Up to 9 m storage fire hazard
10 Light/ordinary fire hazard

0
0 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150

Exposure length, L (m)

Fig.1b. Base separation distance (SB) for a combustible exposed wall (m)

Nonombustible exposed wall

170

160
150
140
130
Base separation distance, SB (ft)

120
110
100
90
80 Above 45 ft storage fire hazard
30 to 45 ft storage fire hazard
70 Up to 30 ft storage fire hazard
Light/ordinary fire hazard
60
50
40
30
20
10
0
0 50 100 150 200 250 300 350 400 450 500

Exposure length, L (ft)

Fig. 2a. Base separation distance (SB) for a noncombustible exposed wall (ft)

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 7

Nonombustible exposed wall

50

45

40
Base separation distance, SB (m)

35

30

25
Above 13.5 m storage fire hazard
9 to 13.5 m storage fire hazard
20 Up to 9 m storage fire hazard
Light/ordinary fire hazard

15

10

0
0 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150

Exposure length, L (m)

Fig. 2b. Base separation distance (SB) for a noncombustible exposed wall (m)

2.2.12 Where the exposure and actual separation distance (D) are such that a noncombustible exposed
wall is needed, protect door openings on the exposed wall with doors that are:
A. normally closed, self-closing or automatic closing;
B. provided with a latch;
C. noncombustible or minimum -hour fire-rated;
D. blank or have vision panels made of fire-rated, wired, or tempered glass.
2.2.13 Where the exposure and actual separation distance (D) are such that a noncombustible exposed
wall is needed, protect windows using one of the following methods:
A. Provide protection according to 2.2.11; or
B. Provide noncombustible window frames and glazing that is:
1. tempered glass;
2. double-paned annealed glass;
3. heat-strengthened glass;
4. wired glass;
5. glass block; or
6. listed fire-rated glass.
2.2.14 For all occupancies with ignitable liquids, evaluate whether the ignitable liquid can compromise the
minimum safe separation distance by flowing into the area. Provide containment or drainage if needed (see
Data Sheets 7-83, Drainage Systems for Ignitable Liquids, and 7-88, Ignitable Liquid Storage Tanks).
2.2.15 If the exposed wall is asphalt shingle over wood or asphalt-coated metal (ACM), increase by 25%
the SM determined (using Equation 1) for combustible exposed walls.

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1-20 Protection Against Exterior Fire Exposure
Page 8 FM Global Property Loss Prevention Data Sheets

2.2.16 Do not store combustible materials within the minimum safe separation space. When combustibles
are stored within a space between buildings, provide adequate space between the yard storage and any
exposed buildings per Section 2.3. Do not store fuel or chemicals near the interior face of an exposed wall.
2.2.17 Provide a Class A roof cover (per American Society for Testing and Materials [ASTM] test standard
E108) on combustible, exposed roofs in the following areas:
A. Within 150 ft (46 m) of an exposing building with a wood roof, walls, or floors, or combustible yard
storage.
B. Where the occupancy below the roof is susceptible to water, smoke, or other nonthermal damage.
2.2.18 When the roof of the exposed building is lower than the exposing building, protect combustible,
exposed roof coverings within 50 ft (15 m) of the exposure as follows:
A. Surface built-up roofs with a minimum 4 psf (0.19 kN/m2) of pea gravel or slag embedded in a flood
coat of asphalt.
B. Protect single-ply membrane assemblies with large stone ballast or concrete paver blocks in accordance
with Data Sheet 1-29, Roof Deck Securement and Above-Deck Roof Components.
C. Do not use polyurethane foam roof cover systems that are spray-applied to roofs.
D. Protect metal panel roofs (e.g., lap seam or standing seam roofs) by installing a layer of ceramic fiber
or mineral wool or glass fiber batt insulation between the bottom of the roof panels and the top of the
purlins. Use batt with a minimum of 1 in. (25.4 mm) thick ceramic fiber or mineral wool, or 2 in. (50.8 mm)
thick glass fiber.
E. If gravel, slag, pavers, ballast, or insulation is to be added to an existing roof during re-roofing, have
a registered civil or structural engineer analyze the roof to verify it can support the additional load.
2.2.19 When the minimum safe separation distance (SM) is less than 50 ft (15 m), protect combustible,
exposed roof coverings within 50 ft (15 m) of the exposure in accordance with Section 2.2.18.
2.2.20 When the exposed wall is longer than the exposure (L), provide protection beyond the end(s) of the
exposing building in accordance with Section 3.2.5.
2.2.21 When the exposed wall is shorter than the exposure (L), provide protection for the side walls of the
exposed building in accordance with Section 3.2.6.
2.2.22 When the exposed wall is higher than the exposure (H), and the actual separation distance (D) is
less than the minimum safe separation distance (SM), provide protection for the higher portions of the exposed
wall in accordance with Section 3.2.7.
2.2.23 When a fire exposure exists, protect the exposed building contents from nonthermal damage as
follows:
A. Locate outside air intakes at least a distance SM from the exposure, or
B. Locate outside air intakes as close to grade-level as practical and provide automatic closing leakage
rated dampers.
2.2.24 When a fire exposure exists, conduct pre-fire planning with the fire service.
2.2.25 Prior to demolition of an exposing building, follow the precautions in Data Sheet 1-0, Safeguards During
Construction, Alteration and Demolition. The most likely time for a major exposure fire to occur is during
the demolition of an exposing building.

2.3 Fire Exposure from Yard Storage

2.3.1 Refer to Table 3 for a list of data sheets and the types of yard storage they cover. Use this document
to supplement those data sheets or to determine the exposure protection needed for yard storage that is
not covered by any other data sheet.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 9

Table 3. Yard Storage Covered in Other Data Sheets

Type of Yard Storage Applicable Data Sheet
Cooling towers 1-6, Cooling Towers
Transformers 5-4, Transformers
Bunker and outdoor storage of explosives 7-28N, Explosive Materials
Ignitable liquid drums, IBC, cylinders, etc. 7-29, Ignitable Liquid Storage in Portable Containers
Ignitable liquid yard storage pads or detached, sprinklered 7-29, Ignitable Liquid Storage in Portable Containers
ignitable liquid storage buildings
Ignitable liquid transmission pipelines 7-32, Ignitable Liquid Operations
Vapor Cloud Explosions 7-42, Guidelines for Evaluating the Effects of Vapor Cloud
Explosions Using a Flame Acceleration Model
Oxygen storage tanks 7-52, Oxygen
Liquefied petroleum gas 7-55, Liquefied Petroleum Gas (LPG) in Stationary
Installations
Steel, aluminum, iron 7-85, Metals and Alloys
Ignitable liquid storage tanks 7-88, Ignitable Liquid Storage Tanks
Coal and charcoal storage 8-10, Coal and Charcoal Storage
Roll paper storage 8-21, Roll Paper Storage
Baled waste paper 8-22, Baled Waste Paper
Idle pallet storage 8-24, Idle Pallet Storage
Storage of wood chips 8-27, Storage of Wood Chips
Pulpwood and outdoor log storage 8-28, Pulpwood and Outdoor Log Storage
Forested areas or underbrush 9-19, Brushfire Exposure

2.3.2 Provide adequate and reliable sprinkler protection in exposed buildings when needed based on
construction and occupancy (see DS 3-26, DS 8-9, or other applicable data sheet).
2.3.3 When the yard storage is protected by automatic sprinklers or a special protection system, and it can
be established that the protection is adequate and reliable, there is no fire exposure.
2.3.4 When there is a fire exposure, relocate yard storage to provide the minimum safe separation distance
(SM).
2.3.5 When there is a fire exposure and the minimum safe separation distance (SM) is not available to relocate
yard storage, provide passive or active protection (see Section 2.4 or the applicable data sheet).
2.3.6 When using passive protection, provide the necessary protection using a listed assembly or a generic
construction per Data Sheet 1-21, Fire Resistance of Building Assemblies.
2.3.7 When using active protection, provide active protection for the exposed building in accordance with
Section 2.4 and a minimum separation of 5 ft (1.5 m) for firefighting access.
2.3.8 Use Table 4 to determine the minimum safe separation distance (SM) when the exposed wall is fire-rated.
Table 4 assumes a fire duration at least as long as the exposed wall fire rating. If the expected fire duration
is less than the fire rating, no separation is needed.

Table 4. Minimum Safe Separation Distance (SM) between Yard Storage and Fire-Rated Exposed Walls
Yard Storage Fire Hazard Category (see Table 13)
Exposed Light/ Yard Storage Exposure Height, H
Wall Fire Ordinary ft (m)
Rating Storage 3 4-6 7-13 14-20 21-25 26-30 30(9) 31-45 >45
(hrs) (1) (1-2) (2-4) (4-6) (6-8) (8-9) (9-13) (>13.5)
<1 Categorize the exposed wall as either combustible or noncombustible (see Table 10)
1 15 (4.5) 23 (7) 26 (8) 31(9.3) 34 (10.3) 36 (11) 39 (12) 40 (12.2) 50 (15.2) 60 (18)
2 10 (3.0) 15 (4.5) 18 (5.5) 22 (6.6) 24 (7.4) 27 (8.1) 28 (8.6) 30 (9) 40 (12.2) 50 (15.2)
3 5 (1.5)
4 None

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1-20 Protection Against Exterior Fire Exposure
Page 10 FM Global Property Loss Prevention Data Sheets

2.3.9 For yard storage exposing combustible and noncombustible walls, determine SM using Equation 1 and
Figure 3 for combustible exposed walls or Figure 4 for noncombustible exposed walls (interpolation between
curves in Figures 3 and 4 is acceptable). Use Section 3.3.1 and Table 13 to determine the fire hazard
category. Use L equal to the length of the exposing yard storage up to a maximum of 400 ft (122 m). Use
Figure 19 to determine M and Figure 25 to determine U.

Combustible exposed wall

220

200

180

160
Base separation distance, SB (ft)

140

120

100

Yard storage
80 exposure
height (H)
60 3 ft high storage
6 ft high storage
13 ft high storage
40 20 ft high storage
25 ft high storage
33 ft high storage
Light/ordinary
20 storage

0
0 20 40 60 80 100 120 140 160 180 200 220 240 260 280 300 320 340 360 380 400
Exposure length, L (ft)

Fig. 3a. Base separation distance (SB) for yard storage exposing a combustible exposed wall (ft)

2.3.10 For the exterior protection of exposed building roofs see Sections 2.2.17 through 2.2.19.
2.3.11 Provide at least 30 ft (10 m) horizontally between combustible yard storage and building air intakes
or exhaust vents.
2.3.12 Limit combustible yard storage height to the greater of the minimum safe separation distance (SM)
or the lowest exposed wall height.
2.3.13 When the exposed wall is longer than the yard storage exposure (L), provide protection beyond the
end(s) of the exposure in accordance with Section 3.2.5.
2.3.14 When the exposed wall is shorter than the yard storage exposure (L), provide protection for the side
walls of the exposed building in accordance with Section 3.2.6.
2.3.15 When the exposed wall is higher than the yard storage exposure (H), and the actual separation
distance (D) is less than the minimum safe separation distance (SM), provide protection for the higher portions
of the exposed wall in accordance with Section 3.2.7.
2.3.16 Provide yard hydrants when combustible materials are stored outside (see Data Sheet 3-10, Installation
and Maintenance of Private Fire Service Mains and their Appurtenances). Locate hydrants just outside the
ends of spaces between buildings and at intervals not exceeding 300 ft (90 m).
2.3.17 Maintain unpaved yards so that the height of grass and weeds does not exceed 4 in. (100 mm). Keep
the yard free from all combustible trash.
2.3.18 Locate dumpsters (rubbish skips) at least 30 ft (10 m) from exposed buildings, unless the exposed
walls are blank (no unprotected openings) and minimum 1-hr fire rated, in which case no separation is needed.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 11

Combustible exposed wall

70

60

50
Base separation distance, SB (m)

40

30

Yard storage
exposure
20
height (H)
1 m high storage
2 m high storage
4 m high storage
6 m high storage
10 8 m high storage
10 m high storage
Light/ordinary
storage

0
0 10 20 30 40 50 60 70 80 90 100
Exposure length, L (m)

Fig. 3b. Base separation distance (SB) for yard storage exposing a combustible exposed wall (m)

Noncombustible exposed wall

160

140
Base separation distance, SB (ft)

120

100
Yard storage
exposure
80
height (H)
3 ft high storage
60 6 ft high storage
13 ft high storage
40 20 ft high storage
25 ft high storage
33 ft high storage
20 Light/ordinary
storage

0
0 20 40 60 80 100 120 140 160 180 200 220 240 260 280 300 320 340 360 380 400
Exposure length, L (ft)

Fig. 4a. Base separation distance (SB) for yard storage exposing a noncombustible exposed wall (ft)

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1-20 Protection Against Exterior Fire Exposure
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Nonmcombustible exposed wall

60

50

40
Base separation distance, SB (m)

Yard storage
exposure
height (H)
30 1 m high storage
2 m high storage
4 m high storage
6 m high storage
8 m high storage
10 m high storage
20
Light/ordinary
storage

10

0
0 10 20 30 40 50 60 70 80 90 100
Exposure length, L (m)

Fig. 4b. Base separation distance (SB) for yard storage exposing a noncombustible exposed wall (m)

2.3.19 Treat loaded trailers stored in the yard as an exposing building, taking into consideration the contents
and construction of the trailer.
2.3.20 Provide metal chain link fencing around the yard, with an adjacent aisle space between it and yard
storage to prevent direct access by vandals. (See Data Sheet 9-17, Protection Against Arson and Other
Incendiary Fires.)

2.4 Active Exposure Protection

2.4.1 Provide a water supply capable of simultaneously supplying the total demand of systems along an
exposure up to a maximum length of 400 ft (122 m). Where systems of open sprinklers are used, provide
a supply capable of simultaneously flowing all sprinklers that would operate as part of all systems that could
be actuated within any 400 ft (122 m) length.
2.4.2 Provide a water supply capable of providing a minimum duration of 60 minutes.
2.4.3 Provide an independent control valve for each system.
2.4.4 Use only open or automatic-type sprinklers and water-spray nozzles.
2.4.5 In areas subject to freezing, use dry or antifreeze systems.
2.4.6 Control systems of open sprinklers or water-spray nozzles using fire detection devices designed for
the specific application.
2.4.7 Provide a separate drain valve for each system. Install the drain valve on the system side of each control
valve, except where a top-fed, open system is arranged to facilitate drainage.
2.4.8 Where exposure protection is installed on two adjacent sides of a building, protecting against two
separate and distinct exposures, with separate control valves for each side, design the system(s) using one
of the following methods:

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 13

A. Provide a single system interconnected by an intermediate pipe and provided with check valves located
so that one sprinkler or water-spray nozzle around the corner from the exposed system will operate.
Provide a separate drain valve for the intermediate pipe between the two check valves (see Figure 5).
B. Provide two separate systems with an additional sprinkler or nozzle on each system located around the
corner (see Figure 6).

System B
Check
valve

Pitch pipe
to drain
at the
sprinklers
System A
Check valve

Reprinted with permission from NFPA 13, Installation of Sprinkler Systems.

Fig. 5. Exposure protection system with check valves

2.4.9 Where one exposure affects two sides of the exposed building, provide a single system rather than a
separate system for each side.
2.4.10 Provide corrosion-resistant pipe and fittings for systems installed on the exterior of a building or
structure.
2.4.11 Provide a strainer in the riser or feed main that supplies sprinklers or nozzles having nominal K-factors
smaller than K2.8 (40).
2.4.12 Provide a pressure gauge immediately below the control valve of each system.
2.4.13 Window sprinklers or water-spray protection are alternatives to upgrading the type of glazing in
exposed walls, except where a fire rating of 2 or more hours is needed. In such cases, do one of the following:
A. Remove the windows and block up the openings.
B. Provide 2 or 3-hour rated fire doors/shutters to protect the windows.
C. Provide 2 or 3-hour rated and listed window assemblies.
2.4.14 Use no more than half of the flow from nondirectional sprinklers in determining the minimum average
application rate over the protected surface.
2.4.15 A single line of sprinklers is acceptable to protect a maximum of 13 ft (4 m) of wall or window height
where architectural features are sufficiently flush to allow the sprinkler discharge to run down.

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1-20 Protection Against Exterior Fire Exposure
Page 14 FM Global Property Loss Prevention Data Sheets

System B

System A

Reprinted with permission from NFPA 13, Installation of Sprinkler Systems.

Fig. 6. Separate exposure protection systems

2.4.16 Where window sills or similar features result in recesses or projections exceeding 1 in. (25 mm) in
depth, provide separate sprinklers for each window on each level, regardless of whether protection is being
provided for windows or complete walls.
2.4.17 Design and install systems protecting windows with open water-spray nozzles as follows:
A. Use open water-spray nozzles that are acceptable for exterior applications.
B. Locate at least one row of nozzles at the top of the windows.
C. Do not exceed a spacing of 8 ft (2.4 m) between nozzles unless they are specifically listed for a greater
distance.
D. Design the system based on the fire hazard category from the exposing building (see Table 5). Provide
no less than 4 gal/min/ft (50 L/min/m) of window width.
E. Where the water supply feeds other fire protection systems (ceiling sprinklers, hose streams, etc.),
provide a supply capable of furnishing the total demand for such systems, as well as the window system
demand, for a minimum of 60 minutes.
F. Design the system to be activated by combination rate-of-rise, fixed-temperature (nominal 135F, 57C)
detectors. Locate detectors above the window at roof level, at least 6 in. (150 mm) from the wall and a
maximum of 10 ft (3 m) on center parallel to the windows.
G. Where window heights exceed 13 ft (4 m), provide additional level(s) of nozzles. Space the levels to
cover an approximately equal vertical surface area. Provide separate piping and valving for window
systems as recommended for in-rack sprinklers in Data Sheet 2-0, Installation of Sprinkler Systems.
H. Arrange the system for automatic operation and delivery of water to the most remote nozzle at the
design pressure within 60 seconds of detector activation.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 15

2 in. (50 mm)

12-15 in.
(300-380 mm)

Surface of glass

Fig. 7. Typical window sprinkler

Table 5. Exposure Protection Wall and Window Water-Spray Systems

Level of Wallor Window Minimum K-factor, Minimum Flow Rate,
Fire Hazard Category Nozzles1 English (Metric) gpm (L/min)
Light/ordinary Top 2 levels 2.8 (40) 7.4 (28)
Next lower 2 levels 1.9 (27) 5.0 (19)
All levels below 1.4 (20) 3.7 (14)
Storage up to 30 ft (9.0 m) Top 2 levels 5.6 (80) 14.8 (56)
Next lower 2 levels 4.2 (60) 11.1 (42)
All levels below 2.8 (40) 7.4 (28)
Storage above 30 ft (9.0 m) Top 2 levels 11.2 (161) 29.6 (112)
Next lower 2 levels 8.0 (115) 21.2 (80)
All levels below 5.6 (80) 14.8 (56)
1A level is defined as a single horizontal branch line across the wall or window being protected.

2.4.18 Design and install systems protecting windows with closed-type water-spray nozzles as follows:
A. Use control-mode, quick-response, pendant sprinklers that are acceptable for exterior applications.
B. Space the nozzles so as not to exceed 8 ft (2.4 m) unless they are specifically listed for a greater
distance.
C. Locate at least one row of sprinklers at the top of the windows, but at least 6 in. (150 mm) below any
overhanging eave.
D. Design the system based on the fire hazard category from the exposing building (see Table 5). Provide
no less than 4 gal/min/ft (50 L/min/m) of window width.

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1-20 Protection Against Exterior Fire Exposure
Page 16 FM Global Property Loss Prevention Data Sheets

E. Where the water supply feeds other fire protection systems (ceiling sprinklers, hose streams, etc.),
provide a supply capable of furnishing the total demand for such systems, as well as the window system
demand, for a minimum of 60 minutes.
F. Where window heights exceed 13 ft (4 m), provide additional level(s) of window sprinklers with water
shields to prevent pre-wetting of the sprinklers below. Space the levels of window sprinklers to cover an
approximately equal vertical surface area. Provide separate piping and valving for window sprinklers as
recommended for in-rack sprinklers in Data Sheet 2-0, Installation of Sprinkler Systems.
G. Arrange the system for automatic operation.
2.4.19 Design and install systems protecting exposed walls with open-type water-spray nozzles as follows:
A. Use open sprinklers or open water-spray nozzles that are acceptable for exterior applications.
B. Space the sprinklers 6 to 10 ft (1.8 to 3 m) on center.
C. Design the system based on the fire hazard category from the exposing building (see Table 5 or Table
6).
D. Where the water supply feeds other fire protection systems (ceiling sprinklers, hose streams, etc.),
provide a supply capable of furnishing the total demand for such systems, as well as the exposure system
demand, for a minimum of 60 minutes.
E. Design the system to be activated by combination rate-of-rise, fixed-temperature (nominal 135F, 57C)
detectors. Locate detectors at roof level, at least 6 in. (150 mm) from the wall and a maximum of 10 ft
(3 m) on center.
F. Arrange the system for automatic operation. Design the system to deliver water to the most remote
head at the design pressure within 60 seconds of detector activation.

Table 6. Wall and Cornice Exposure Protection with Open Water-Spray Nozzles
Open Water-Spray Nozzles
Minimum K-factor, Application Rate,
Fire Hazard Category English (Metric) gpm/ft (Lpm/m)
Light/ordinary 2.8 (40) 0.75 (9.3)
Storage up to 30 ft (9.0 m) 5.6 (80) 1.50 (18.6)
Storage above 30 ft (9.0 m) 11.2 (161) 3.00 (37.2)

2.4.20 Design and install closed-type exposure sprinklers for the protection of exposed walls as follows:
A. Use control-mode sprinklers that are acceptable for exterior applications.
B. Space the sprinklers 6 to 10 ft (1.8 to 3 m) on center.
C. Design the system based on the fire hazard category of the exposing building (see Table 5 or Table
6).
D. Where the water supply feeds other fire protection systems (ceiling sprinklers, hose streams, etc.),
provide a supply capable of furnishing the total demand for such systems, as well as the exposure system
demand, for a minimum of 60 minutes.
E. Arrange the system for automatic operation.
2.4.21 Where exposed walls need to be noncombustible or 1-hr fire-rated, glaze windows with listed fire-rated
glass; tempered glass; laminated glass; min. in. (6 mm) thick wired glass; or glass blocks. Install glazing
in fire-rated window frames that allow for glass expansion and are equipped with gasketing.
2.4.22 For wall protection systems, locate sprinklers 6 in. to 12 in. (150 mm to 300 mm) from the wall surface
and the top level within 6 in. (150 mm) of the top of the wall.
2.4.23 For protection of windows and similar openings, position window sprinklers or water-spray nozzles
within 2 in. (50 mm) of the top of the window and in accordance with Table 7.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 17

Table 7. Position of Window Water-Spray Nozzles

Width of Window, ft (m) K-Factor, English (Metric) Distance from Window, in (mm)
3 (0.9) 2.8 (40) 7 (180)
>3-4 (>0.9-1.2) 2.8 (40) 8 (200)
>4-5 (>1.2-1.5) 2.8 (40) 9 (230)
5.6 (80) 12 (300)
>5-7 (>1.5-2.1) 11.2 (160) 12 (300)
Two 2.8 (40) 7 (180)
>7-9.5 (>2.1-2.9) 14.0 (200) 12 (300)
Two 2.8 (40) 9 (230)
>9.5-12 (>2.9-3.6) Two 5.6 (80) 12 (300)

2.4.24 Where active exposure protection is needed to protect combustible cornices exceeding 12 in. (300
mm) in depth, use open water-spray nozzles. Install nozzles in each bay formed by cornice features and space
them up to a maximum distance of 10 ft (3 m) apart, with deflectors 8 in. (200 mm) below the underside
of the cornice (see Figure 8). Use Table 6 to determine the minimum application rate per unit length of
combustible cornice and the minimum K-factor. Provide at least 7 psi (0.5 bar) at the most remote nozzle.

> 12 in. (300 mm)

8 in. (200 mm)

6 in. (150 mm)

Fig. 8. Cornice sprinkler below combustible cornice

2.4.25 Open sprinklers or open water-spray nozzles (upright, pendent, or sidewall) may be used for roof
protection when installed in accordance with hazard category HC-2 (see DS 3-26) protection areas and
discharge criteria, with deflectors aligned parallel to the slope and positioned a minimum 18 in. (460 mm)
above the roof surface.
2.4.26 Upright sprinklers may be used as roof ridge sprinklers with their deflectors horizontal and minimum
6 in. (150 mm) above the ridge, with their maximum spacing and protection areas determined in the plan
view rather than along the slope (see Figure 9).

3.0 EXPOSURE FIRES

An exposure fire, for the purposes of this document, is a fire in an adjacent building or yard storage that
results in ignition of or damage to a building. The adjacent building (i.e., exposing building) may be owned
and in the care and custody of the exposed buildings owner, owned but in the control of others, or not owned

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1-20 Protection Against Exterior Fire Exposure
Page 18 FM Global Property Loss Prevention Data Sheets

6 in. (150 mm)

minimum

Fig. 9. Roof ridge sprinkler above combustible roof

and having no relation to the owner of the exposed building. It may be on the owners property or it may
not be. These same conditions also apply to exposing yard storage.
In many large exposure fires, the origin of the fire has been on neighboring or adjoining properties. Buildings
also have been damaged by exposure fires starting in yard storage, such as lumber, roll paper, tires, plastics,
etc., or in separate, unsprinklered structures. Automatic sprinklers and manual firefighting usually control
the fire and keep it from spreading throughout the exposed building, although heat, water, and smoke damage
may be considerable.
It is necessary to consider fire exposure protection from a fire in adjacent buildings or yard storage when:
A. Separation distances are close enough that a hazard to the exposed building is judged to exist, and
B. An exposing property is unsprinklered, or has sprinkler protection that is inadequate or is not considered
reliable.
Once a fire exposure hazard is judged to exist, guidelines in this data sheet can be used to determine if
separation distances between the exposing and exposed buildings are safe for the degree of protection
afforded by the construction and sprinklers in the exposed building, or if protection for the exposed building
is needed.
Protection may be active, in which case a fire protection system (e.g., outside sprinklers) actively protects
the exposed building during a fire; or passive, in which the exposed building is protected by noncombustible
or fire-resistive construction, materials, or coatings, alone or in conjunction with some amount of open space.
Protection needed for an exposed building depends on the size and intensity of the exposure fire, the
horizontal distance from the fire, and the position of the exposed portion in relation to the fire. The growth
of a building fire will depend on: (a) the nature and quantity of combustibles in the building construction and
occupancy; (b) the amount of ventilation air; and (c) external factors such as wind velocity, promptness of
detection, manual response, and available water supplies. In the vast majority of cases, it is reasonable to
assume there will be sufficient ventilation air to feed the fire.
When evaluating the magnitude of the exposure fire, the type of construction, area, percentage of wall
openings, occupancy, and adequacy and reliability of the fire protection system(s) of the exposure must be
considered.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 19

When evaluating the susceptibility to fire of the exposed building, consider the type of exposed wall, protection
of openings, and combustibility of the exposed roof. Generally, the main concern is the exposure to radiant
heat; however, there will be situations where the susceptibility to flowing ignitable liquids or the intake of
smoke are of equal concern.
Recommended separations are based on estimated portions of the exposing flame height that are not
obscured by smoke. While the fire hazard categories are based on the height of the exposure, the minimum
safe separation distance (SM) is determined taking into consideration the calculated total flame height.
Figures 1 through 4 combine construction, occupancy, and flame height to evaluate various degrees of fire
exposure and assume that conditions are favorable for a free-burning fire.

3.1 Exposing Building

3.1.1 Exposing Building Wall Categories

Categorize the exposing wall using Table 8. For additional details and definitions of exposing wall categories,
see Appendix A.

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1-20 Protection Against Exterior Fire Exposure
Page 20 FM Global Property Loss Prevention Data Sheets

Table 8. Exposing Building Wall Categories

Exposing Wall Category Description
COMBUSTIBLE (C) All metal-faced panels with thermoplastic insulation
Aluminum panels without insulation1
Any wall with exposed combustible materials
Asphalt-coated metal (ACM)
Asphalt shingled wood sheathing
Cementitious panels on wood frame
Cementitious shingles on wood frame
EIFS2
Non-Approved metal-faced panels with plastic insulation
Other assemblies on unprotected wood frame
Rigid plastic panels (FRP, PVC)
Wood (painted, stained or unfinished)
NONCOMBUSTIBLE (NC) Aluminum-faced panels with noncombustible insulation on steel or reinforced concrete
frame
Any tempered glass panels in noncombustible frames on a steel or reinforced concrete
building frame
Any unrated glass block
Any unrated precast, cast-in-place, or tilt-up concrete panels (solid, hollow, or insulated)
on steel or reinforced concrete frame
Cementitious panels with noncombustible insulation on steel or reinforced concrete frame
Cementitious panels without insulation on steel or reinforced concrete frame
Cementitious shingles on steel or reinforced concrete frame
Cementitious shingles over noncombustible sheathing on steel or reinforced concrete
frame
Cementitious stucco
EIFS with class 1 insulation over gypsum board sheathing
EIFS with noncombustible insulation over gypsum board sheathing
FM Approved aluminum-faced class 1 panels with thermoset insulation on steel or
reinforced concrete frame
FM Approved steel-faced class 1 panels on steel or reinforced concrete frame
FM Approved steel-faced class 1 panels with thermoset insulation on steel or reinforced
concrete frame
FM Approved steel-faced noncombustible panels on steel or reinforced concrete frame
Metal lath and plaster
Steel-faced panels with noncombustible insulation on steel or reinforced concrete frame
Steel-faced panels without insulation on steel or reinforced concrete frame
STABLE FIRE RESISTIVE The wall and structural frame of the exposing building are fire resistive, and given the
(SFR) combustible loading of its occupancy, are expected to remain in place throughout the
duration of the fire.
The categories of construction materials used for Table 8 are not based on the combustibility of the material
alone. Consideration is also given to the ease of ignition, and the potential for burn-through or melting as
it relates to an exposing building radiating heat.
If the exposing building is fire-resistive such that the floor and/or roof deck, the framing, and the exposing
exterior wall (must be blank) are at least adequate for the expected exposure fire duration (so as to contain
the exposure fire), no separation is needed for the exposed building.
Exposing walls are categorized as Combustible (C), Noncombustible (NC), or Stable Fire Resistive (SFR).
If a wall is fire resistive but tied to unprotected steel framing, for example, it may partially collapse as the steel
fails early in a fire and is therefore not considered stable. Treat such an assembly as NC.
The category of Noncombustible covers exposing materials that have some fire resistance or a high melting
temperature that will not burn through. Consideration is given to the fact that some breakage or opening
of panel joints may occur during the fire. The category of Combustible covers exposing materials that may
burn through with a significant fire exposure, or may melt at fire temperatures, eventually allowing the exposed
wall to feel the full effect of radiation. Masonry walls may be brick, concrete block, or stone. Noncombustible
(NC) walls have less fire resistance and are curtain walls constructed of panels such as protected metal,
corrugated iron, or cementitious panels on steel frame. Combustible walls may consist of wood or rigid plastic

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 21

building materials. Wood walls with an exterior veneer of stucco, brick, masonry, etc., are considered to be
combustible (see Table 8) when considered as the exposing building (fire exposure from its interior), but
are considered to be fire resistive as the exposed building (when exposed from the exterior).

3.1.2 Exposing Building Occupancy

Categorize the exposing buildings occupancy using Table 9. For a description of storage commodities, see
Data Sheet 8-1, Commodity Classification.

Y
The length Storage area
of Y is X
not critical

As long as
X is less than
50 ft (15.2m)
consider exposure
to be light/ordinary

Light/ordinary occupancy

Exposing Building Exposed Building

Fig. 10. Small storage area

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1-20 Protection Against Exterior Fire Exposure
Page 22 FM Global Property Loss Prevention Data Sheets

Table 9. Exposing Building Fire Hazard Categories

Fire Hazard Category Description
Light/ordinary This category includes manufacturing, office, hotel, and
similar occupancies where there are no significant storage
areas over 50 ft (15 m) in length as measured parallel to
the exposed wall (see Figure 10); in process storage, up
to 6 ft (1.8 m) is not considered storage.

Do not use this category for exposing buildings with

combustible wall construction. See the storage categories
below.

Do not use this category for multistory buildings with

unprotected openings between floors and combustible
interior finish material (walls and ceiling). If both of those
are present, treat the building as a storage occupancy
with a height equal to the total height of all interconnected
floors.
Storage occupancies up to 30 ft (9.0 m) high This category includes storage of any commodity up to 30
ft (9.0 m) in height. It also includes buildings with
combustible wall construction up to 30 ft (9.0 m) high.
Storage of noncombustible goods in noncombustible
packaging can be classified as light/ordinary.
Storage occupancies greater than 30 ft (9.0 m) up to 45 ft This category includes storage of any commodity over 30
(13.5 m) high. ft (9.0 m) up to 45 ft (13.5 m) in height. It also includes
buildings with combustible wall construction up to 45 ft
(13.5 m) high. Storage of noncombustible goods in
noncombustible packaging can be classified as light/
ordinary.
Storage occupancies over 45 ft (13.5 m) high. This category includes storage of any commodity above
45 ft (13.5 m) in height. It also includes buildings with
combustible wall construction over 45 ft (13.5 m) high.
Storage of noncombustible goods in noncombustible
packaging can be classified as light/ordinary.

3.1.2.1 Categorize production areas using ignitable liquids (i.e., not storage) with isolated systems with less
than 500 gal (1900 L) capacity per reservoir as light/ordinary fire hazard.
3.1.2.2 Categorize production areas using ignitable liquids (i.e., not storage) in closed systems containing
more than 500 gal (1900 L) as fire hazard category storage up to 30 ft (9.0 m) high.
3.1.2.3 For exposing buildings with light/ordinary occupancies and combustible interior finishes, categorize
the occupancy as storage up to the height of the ceiling. In multistory buildings with unprotected openings
between floors and combustible interior finish material, categorize the occupancy as storage with a height
equal to the total height of all interconnected floors. This applies to buildings that have combustible ceilings,
combustible interior walls, or wood floors.
3.1.2.4 For exposing buildings that have combustible construction (exterior walls, interior finishes, ceilings,
wood floors, boards on joist construction, etc.), categorize the occupancy as storage up to the height of the
building regardless of the actual building occupancy.
3.1.2.5 Evaluate the storage of ignitable liquids (inside or yard storage) using Data Sheet 7-29, Ignitable
Liquid Storage in Portable Containers.
3.1.2.6 Evaluate ignitable liquid tanks, loading/unloading areas, and pipe racks in spaces using Data Sheets
7-43, Loss Prevention in Chemical Plants, and 7-88, Ignitable Liquid Storage Tanks.

3.1.3 Exposure Length (L)

The exposure length is typically assumed to be the length of the exposing wall of the exposing building. L
need not exceed 500 ft (150 m).

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 23

The fire hazard categories are determined from the nature of the construction and occupancy in the exposing
building. An additional factor, however, is the length of the potential flame front. When two buildings are
exposed by a rectangular building, the building exposed by the longer wall will experience the greater radiant
heat, provided all other aspects of the fire exposure are the same.
Where the exposing building is considerably longer than the exposed building, L may be considered as the
lesser of four times the actual separation distance (4D) or the actual length of the exposing building.
When this method is used for proposed installations, it may involve several iterations if the originally proposed
space is inadequate. In each successive iteration the effective length L must be increased in proportion to
the separation distance until the proposed space is adequate. A simpler approach is to use the entire length
of the exposing building for L, which may yield a minimum safe separation distance (SM) greater than actually
needed.
If adequate horizontal or vertical fire cutoffs exist in the exposing building, they may be used to reduce L.

3.1.4 Adjustments to Exposure Length (L)

3.1.4.1 When the exposing building is offset from or overlaps the exposed building, it is appropriate to adjust
L to account for a reduction in radiant heat incident on the exposed wall. The radiant heat emitted from the
flames of a burning building decreases not only as the distance increases but also as the angle of the
exposure deviates from parallel. To simplify the analysis, assume the exposure envelope is defined as an
area directly parallel to the exposure, plus the area created by a 45 angle from a perpendicular line at both
ends of the exposure (see Figure 11).

Exposure

Exposing wall

45 45

Up to 300 ft
Exposure envelope (90 m) for
combustible
exposed walls

Fig. 11. Exposure envelope

3.1.4.2 Adjust the exposing length (L) and area exposed based on the exposure envelope defined in Section
3.1.4.1 and Figures 12 through 16.

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1-20 Protection Against Exterior Fire Exposure
Page 24 FM Global Property Loss Prevention Data Sheets

Exposed wall in red

Exposing Building

W
L

45 No Exposure
45 45

Exposed Building
0 = 90

Fig. 12. Offset buildings: longer exposing wall exposing shorter exposed wall

45

Exposed wall in red

Exposing Building L=X-Y

0 = 0

L
X 45 Y
X

No exposure Exposed Building

Fig. 13. Offset buildings: shorter exposing wall exposing shorter exposed wall

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 25

Exposed wall in red

Exposing Building

L=0
No Exposure
45 45

Exposed Building

Fig. 14. Offset buildings: longer exposing wall exposing longer exposed wall

Exposed wall in red

45

W L=W
Exposing Building 0 = 90

45

Exposed Building

Fig. 15. Offset buildings: shorter exposing wall exposing longer exposed wall

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1-20 Protection Against Exterior Fire Exposure
Page 26 FM Global Property Loss Prevention Data Sheets

Exposed wall in red

Exposing Building

W1

45 45
45 No exposure

L = W1 Exposed Building
0 = 0

Fig. 16. Overlapping buildings

3.1.5 Unprotected Opening Adjustment Factor (U)

Figures 1 through 4 are based on a flame front unobstructed by the exposing building wall (i.e., a wall with
100% openings) or obstructing objects. This is a valid and typical assumption for large fires under adverse
conditions, such as an MFL fire. However, under normal conditions, credit can be given to those portions of
exposing NC and SFR walls that will remain in place at the early stages of the fire and block the radiant
heat from reaching the exposed wall. In such cases, the radiant heat experienced by the exposed wall will
be limited to the visible flame coming from unprotected openings and flames above the roof.
3.1.5.1 Determine the total amount of unprotected openings in the exposing wall as a percentage of the total
exposing wall area. Include door openings if the door is not automatic closing or normally closed and the
door construction has a lesser fire rating than the wall.
A. If the exposing wall is categorized as NC or SFR per Table 8, use the unprotected opening adjustment
factor (U) from Figure 17 corresponding with the number of stories and percentage of unprotected
openings in the exposing wall.
B. If the exposing wall is categorized as C per Table 8, use an unprotected opening adjustment factor
(U) of 1.0.

3.1.6 Exposure Angle Adjustment Factor (M)

Determine the exposure angle () and exposure angle adjustment factor (M) for use in Equation 1 using
Figures 18 and 19.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 27

0.9

0.8
Unprotected openings multiplier (U)

0.7

1-3 stories
4 or more
0.6 stories

0.5

0.4

0.3
0 10 20 30 40 50 60 70 80 90 100
Exposing wall percent unprotected openings (%)

Fig. 17. Exposing building adjustment factor for unprotected openings (U) in the exposing wall

Building 1

Exposing
angle

Building 2

Fig. 18. Exposure angle ()

The base separation distances determined from Figures 1 and 2 are for cases where the exposed and
exposing walls are parallel or nearly parallel. When situated that way the exposed wall receives the most
radiation. When heat radiation falls on a wall at an angle > 0 with the exposing wall, the reduced intensity
of radiation may be taken into account. This is done by use of the exposure angle adjustment factor (M)
from Figure 19.

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1-20 Protection Against Exterior Fire Exposure
Page 28 FM Global Property Loss Prevention Data Sheets

0.9

0.8
Exposure angle adjustment factor (M)

0.7

0.6

0.5

0.4

0.3

0.2

0.1

0
0 10 20 30 40 50 60 70 80 90 100 110 120 130 140 150 160 170 180

Angle between the exposure and the exposed wall (0) (degrees)

Fig. 19. Exposure angle adjustment factor (M)

Example No. 1:
The exposing building is unsprinklered and is 20 ft (6.0 m) high. The exposing wall is 100 ft (30.5 m) long.
It is operated 1 shift, 5 days per week and has no fire detection or watch service. The exposing occupancy is
15 ft (4.5 m) high rack storage of Class 3 commodities. The exposing walls and roof are of wood construction.
The proposed exposed wall will be parallel to the exposing building and is to be of painted wood construction
and the exposed roof is to be gravel surfaced. What is the minimum safe separation distance (SM)?
Solution:The exposed and exposing walls are combustible per Tables 10 and 12. The exposing occupancy
is storage up to 30 ft (9.0 m) per Table 9. The length of the exposure, L, is 100 ft (30.5 m) and there are
no adjustments.
From Figure 1, SB = 125 ft (38 m).
U = 1.0 because the exposing wall is combustible.
M = 1.0 because the buildings are parallel and = 0.
SM = SB x U x M = 125 ft (38 m)
Example No. 2:
Based on Figure 20, determine the distance out from the exposing wall to the points where protection can
be reduced.
Solution:
The actual separation (D) at the nearest point is 30 ft (9.0 m). The exposure is 100 ft (30.5 m) long racks
of automobile parts in cardboard boxes 30 ft (9.0 m) high. The masonry walls of the exposed building are 2-hr
fire-rated and have tempered glass windows. is 15 for the longer south exposed wall and 60 for the
shorter east exposed wall. Per Table 2, SM = 30 ft (9.0 m) for a 2-hr, parallel exposed wall. The D is adequate
for the 2-hr wall; however, the need for a 2-hr wall requires some of the windows to be removed and the
opening filled with masonry.
Use the angle and an exposed 1-hr wall to determine how far out from the nearest point of the exposing
wall fire-rated glass and window sprinklers can be accepted. Do the same for a noncombustible wall to
determine where the existing tempered glass would be acceptable.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 29

From Table 2, SM = 40 ft (12.2 m) for a 1-hr, parallel exposed wall. A 1-hr wall can have fire-rated windows
protected by window sprinklers.
From Figure 2, L = 100 ft (30.5 m), SB = 80 ft (24 m) for a noncombustible, parallel exposed wall. A
noncombustible wall can have the existing tempered glass windows.
From Figure 19, M = 0.92 for the longer south wall at 15 and 0.66 for the shorter east wall at 60.
1-hr with fire rated windows with NC with tempered glass windows
Exposed Wall window sprinklers required required
South wall 40 ft x 0.92 = 37 ft 80 ft x 0.92 = 74 ft
(12.2 m x 0.92 = 11 m) (24.4 m x 0.92 = 22 m)
East wall 40 ft x 0.66 = 26 ft 80 ft x 0.66 = 53 ft
(12.2 m x 0.66 = 8 m) (24.4 m x 0.66 = 16 m)

TG = tempered glass N
WG = wired glass
WS = window sprinklers
E
(Ma xpose
son d
ry w Build
ith o ing
pen
ings
)
TG
TG

WG
WG

&
WS

WS Bri
opeck in
(22 m)
80 x .92 = 74 ft

ning
80 x 0.66 = 53 ft
(16 m)

s
(8 m)
40 x .66 = 26 ft
40 x .92 = 37 ft
(11 m)

D = 30 ft (9 m)
0 0

Exposing bldg. wall

Exposing Building

Fig. 20. Protection for exposed building when walls are at an angle () with exposing building

3.1.7 Ventilation
The base separation distances in Figures 1 and 2 are based on well-ventilated fires in the exposing buildings
with adequate air supply to support the fire growth. Openings or spaces in the building wall are necessary
to admit combustion air, while openings in the roof (vents, skylights, etc.) will discharge hot gases and allow
entry of additional air to aid in fire development. There is normally enough air within a building to feed a fire
in the early stages. Typically, openings are present or will develop in the early stages of a fire (windows or
skylights break, heat and smoke vents open, combustible construction burns, steel panels buckle, aluminum
panels melt, etc.). Consequently it is safe to assume there will be adequate ventilation for an exposure fire
in the vast majority of cases.

3.1.8 Wind
When the exposed building walls are combustible, it is assumed wind will carry a spark or ember to the
exposed wall. Therefore, the minimum separation distances for combustible walls are based on the critical
heat flux for piloted-ignition of wood and not the autoignition heat flux.

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1-20 Protection Against Exterior Fire Exposure
Page 30 FM Global Property Loss Prevention Data Sheets

3.1.9 Effect of Fire Service

The exposure categories are based on full flame front at the exposure fire; however, long exposures to
combustible materials could still cause ignition. It is assumed the fire service and site conditions are adequate
for the fire conditions, and that only a brief delay between ignition and fire service response will be
experienced.

3.2 Exposed Buildings

3.2.1 Unsprinklered Exposed Buildings

When not in need of sprinklers, the separation distances determined by this standard still apply.

3.2.2 Exposed Building Wall Categories

Exposed walls are categorized as either C, NC, or FR. Category SFR is not applicable because a fire-rated
exposed wall is assumed to be stable. Categorize the exposed wall construction using Table 10 and Appendix
A.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 31

Table 10. Exposed Building Wall Categories

Exposed Wall Category Description
COMBUSTIBLE1 (C) All metal-faced panels with thermoplastic insulation
Aluminum panels without insulation3
Any wall with exposed combustible materials
Any wall with windows that can be opened
Asphalt Coated Metal (ACM)
Asphalt shingled wood sheathing
Cementitious panels on wood frame
Cementitious shingles on wood frame
EIFS4
Non-Approved metal-faced panels with plastic insulation
Other assemblies on unprotected wood frame
Rigid plastic panels (FRP, PVC)
Wood (painted, stained or unfinished)
NONCOMBUSTIBLE2 Aluminum-faced panels with noncombustible insulation on steel or reinforced concrete
(NC) frame
Any tempered glass panels in noncombustible frames on a steel or reinforced concrete
building frame
Any unrated glass block
Any unrated precast, cast-in-place or tilt-up concrete panels (solid, hollow or insulated) on
steel or reinforced concrete frame
Cementitious panels with noncombustible insulation on steel or reinforced concrete frame
Cementitious panels without insulation on steel or reinforced concrete frame
Cementitious shingles on steel or reinforced concrete frame
Cementitious shingles over noncombustible sheathing on steel or reinforced concrete
frame
Cementitious stucco
EIFS with class 1 insulation over gypsum board sheathing
EIFS with noncombustible insulation over gypsum board sheathing
FM Approved aluminum-faced class 1 panels with thermoset insulation on steel or
reinforced concrete frame
FM Approved steel-faced class 1 panels on steel or reinforced concrete frame
FM Approved steel-faced class 1 panels with thermoset insulation on steel or reinforced
concrete frame
FM Approved steel-faced noncombustible panels on steel or reinforced concrete frame
Metal lath and plaster
Steel-faced panels with noncombustible insulation on steel or reinforced concrete frame
Steel-faced panels without insulation on steel or reinforced concrete frame
FIRE-RATED A wall meeting the required fire rating per Data Sheet 1-21. Openings are protected with
(FR) fire-rated doors or shutters. Windows without fire-rated shutters will have a fire rating
equal to the wall.
1
Combustible exposed walls include any wall with overhanging wood eaves and any wall with single-pane, annealed (not tempered) glass
windows.
2
Noncombustible exposed walls can have no overhanging wood eaves and any windows must be one of the following types: listed fire-rated
glass; tempered glass; laminated glass; min. in. (6 mm) thick wired glass; or glass blocks.

If a combustible canopy or overhanging eave exists on the exposed building, base the separation distance
between the exposing building and the outer edge of the canopy or overhang on a combustible exposed
wall, regardless of the type of wall construction. Alternatively, separation that is adequate for the wall
construction is acceptable provided the combustible canopy or the overhang is sheathed with a material
having fire resistance at least equal to that of the wall.
The presence of cementitious shingles over exposed wood walls lessens the needed space separation, while
the presence of asphalt shingles over exposed wood walls increases the space separation needed.
If the exposed wall is combustible, SM need not exceed 300 ft (90 m).
If the exposed wall is NC or FR, SM need not exceed 200 ft (60 m)

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1-20 Protection Against Exterior Fire Exposure
Page 32 FM Global Property Loss Prevention Data Sheets

3.2.3 Protection of Openings in the Exposed Building

A. Combustible Walls (C). Exposed walls that have a combustible exterior surface are as vulnerable to
fire exposure as ordinary doors and windows. Installing fire doors and fire-rated glass windows would serve
little purpose. Therefore, when the separation distance is adequate for C exposed walls, unprotected
openings with ordinary doors and windows are adequate. In fact, unprotected openings without a door
or window would also be adequate.
B. Noncombustible Walls (NC). NC walls have no fire resistance in terms of a fire endurance rating
determined by testing or calculation; however, the lack of combustibility can be said to provide a level of
fire resistance in preventing fire spread when exposed to radiant heat. Therefore, openings in exposed
NC walls need only be protected with normally closed doors and windows of noncombustible construction.
Where separation distances are adequate for NC walls, self-closing or automatic closing noncombustible
or fire endurance rated doors that are blank or have fire-rated or tempered glass vision panels are
adequate.
When outside automatic sprinklers are not provided, windows should be constructed with listed fire-rated
glass, min. in. (6 mm) thick wired glass, or glass blocks.
C. Fire-Rated Walls (FR). When space separation is minimal, such that fire resistive exterior wall
construction is needed, window openings usually need to be blocked in with material that has an equivalent
fire endurance rating to that of the exposed wall, except as noted in Sections 2.2.7 and 2.2.8.

3.2.4 Protection of the Exposed Roof When Lower Than the Exposing Building
When the roof of the exposed building is below the top of the exposing building, the exposed roof may receive
sufficient radiant heat to be ignited. A burning brand, large enough to cause pilot ignition, may also fall on
the roof. For built-up roof coverings (BUR), placing a minimum of 4 lb/ft2 (20 kg/m2) of pea gravel on the roof
in a flood coat of coal tar or asphalt is recommended. For single-ply membranes, large stone ballast or paver
blocks may be used. (See Data Sheet 1-29.) It would only be necessary to provide this protection within
50 ft (15 m) of the exposure; however, provide a Class A rating for the remaining portion of the roof for the
distance defined in Section 2.2.15.

3.2.5 Protection Beyond the Ends of the Exposing Building

When the exposed building is longer than the exposing one, protection beyond the ends of the exposing
building is needed. The distances X2, X3, and X4 are based on the angle , measured from a line
perpendicular to the adjacent walls at the corner of the exposing wall (see Figure 21). As increases, the
level of protection needed is reduced. Protection for the wall area marked X2 in Figure 21 should be the same
protection as that required for X1. No additional protection is needed when exceeds 45. For more specific
details, see Tables 11 and 12.
Levels of exposed wall passive protection are ranked from greatest fire resistance to least fire resistance
in Table 11.

Table 11. Levels of Passive Protection, P

Level Passive Fire Rating, P
1 4 hour or more fire rated
2 3 hour fire rated
3 2 hour fire rated
4 1 hour fire rated
5 Noncombustible*
6 Combustible*
*
See Appendix A and Table 10.

For example, Noncombustible is one level lower in fire resistance than a 1-hour fire-rating.
Openings should be protected in accordance with Sections 2.0 and 3.2.3 for the respective level of passive
wall protection.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 33

Exposed Building

x4 x4
x3 x3
x2 x1 x2

O
(30-45)
D
15 < O < 30

O < 15

Exposing
Building

Fig. 21. Exposed building walls longer than exposing walls

Table 12. Protection for Longer Exposed Walls

Location of exposed
wall with respect to
exposing wall = 0 0< 15 15 < 30 30< 45
Designation on Figure X1 X2 X3 X4
21
Distance protection is L 0.25S 0.25S 0.5S
needed
Level of protection P P P-1 P-2

SB = Separation distance needed per figures and tables

P = Exposed wall category needed per Table 2 or Figures 1 and 2
P-1 = One level of passive protection less than P using Table 11
P-2 = Two levels of passive protection less than P using Table 11
L = Length of the exposing building
D = Actual separation distance
= end wall angle
If D > SB for the type of exposed wall construction provided, the distances (X2, X3, or X4) that need passive
or active protection for openings is based on SB rather than D. If SB is less than 40 ft (12.2 m) provide a
level of protection P, P-1 and P-2, of at least 10 ft (3.0 m), 10 ft (3.0 m), and 20 ft (6.0 m), respectively, for
X2, X3, and X4.

3.2.6 Protection of the Side Walls of the Exposed Building

3.2.6.1 When the exposed building is shorter than the exposing one, protection beyond the ends of the
exposing building may be needed. When the separation between buildings is adequate for the type of
construction available, no additional protection is needed for the exposed wall or adjacent sidewalls (exterior
walls perpendicular to the exposed wall, see Figure 22). When separation is inadequate for the exposed

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1-20 Protection Against Exterior Fire Exposure
Page 34 FM Global Property Loss Prevention Data Sheets

construction and passive protection or outside sprinklers are recommended for the exposed wall, protection
will also be needed for some portion of the side walls of the exposed building. In such cases:
A. Determine the minimum safe separation distance (SM) needed for that construction.
B. Multiply that figure by 0.5. The result is the distance out from the face of the exposing building that
protection is needed for the exposed side walls.
C. Subtract from this the actual separation distance (D) to arrive at (X), the length of the side wall that
needs protection (Figure 22) (including the protection of openings) as outlined in Section 2.0.
If D 0.5SM, no side wall protection is needed.

Side Wall Protection N

Needed
When:
0 > 45 Or Y > D
Side Wall

Side Wall
Bldg. A
Side Wall Protection X
Not Needed Exposed Wall
0.5SM
When:
0 < 45 D 0
0
Or
Y<D
Y<D Y>D Bldg. B

Exposing bldg. Side Wall CB

D X
Y>D
(opn'gs bricked in)

0.5S

Fig. 22. Protection for side walls of exposed building

3.2.6.2 When the exposed building side walls have adequate fire resistance for the separation distance, but
have openings, the openings may need to be filled in with material of sufficient fire resistance (or comparably
protected) for some distance along the side wall. To determine this distance:
A. Determine the minimum safe separation distance (SM).
B. Multiply that figure by 0.5. The result is the distance out from the face of the exposing building to where
filling in or other protection of the openings in the exposed side wall is needed.
C. Subtract D from this to determine X (see Figure 22). X = 0.5SM - D.
3.2.6.3 The same procedure can be used to determine where fire-resistant glass is needed (see Section
3.2.3). Determine SM for a combustible exposed wall. Multiply 0.5 times SM. Subtract D from the result to
get the length of side wall where fire-resistant glass is needed (beyond this length, plain glass windows are
acceptable).
Example No. 3:
See Figure 22. Building A is wood; separation is inadequate. Significant exposure exists for the south part
of the east side wall for a distance X. Recommend outside sprinklers for the exposed wall and for a distance
X on the east side wall.
Building B is masonry with openings. Separation will be adequate if openings are bricked in along the exposed
west wall and for the distance X along the south side wall.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 35

SM = The minimum safe separation distance

D = Actual separation provided
X = length of side wall needing protection
X = 0.5SM - D

3.2.7 Protection of Walls Above a Lower Exposing Building

When the height of the exposed building does not exceed the height of the exposing building, use Table 2
or Figures 1 and 2 to determine the separation distance (SB) or needed protection for the entire exposed wall.
When the height of the exposed building exceeds the height of the exposing building (Figure 23), and the
actual separation distance (D) between buildings is less than the minimum safe separation distance (SM),
provide protection for the portion of the exposed wall that is above the height of the exposing wall as outlined
in Figures 24a and 24b. Base the type of protection needed on the severity of the exposure (Section 3.1.2)
and the actual horizontal separation distance (D) between buildings.

Exposed Building

AS
Noncombustible Tempered or Fire Rated Glass
9th
AS
1-hr Fire Rated Glass
8th
Exposing Building AS
Wood Walls 2-hr Blank Wall *
P on T floors & roof 7th
15,000 ft.2/ floor AS
2 Blank Wall *
(1,394m / floor) 6th
AS
Blank Wall *
5th
AS
Blank Wall *
3-hr 4th
No AS
AS
Vacant Blank Wall *
3rd
No AS AS
Vacant Blank Wall *
2nd
No AS AS
Vacant Blank Wall *
1st
30 ft
(9.1m)

* Or fire rated glass plus sprinklers.

Fig. 23. Protection for exposed buildings higher than the exposing building

When there is considerable height difference between a significant exposure and the higher exposed building,
the level of protection of openings may be decreased one level for each story height above the distance
of needed protection according to Figure 24a or 24b. As in Example No. 4 below, windows on floors one
through seven need to be bricked in (or have sprinklers and fire rated glass), those on the eighth floor should
have fire rated glass, those on the ninth floor should be tempered, wired glass or fire rated.
Example No. 4:
In Figure 23, a nine-story sprinklered building with 12 in. (300 mm) thick brick exterior walls and plain glass
windows is exposed by a three-story unsprinklered building. The actual separation distance (D) is 30 ft
(9.1 m).
The exposing building is a vacant plank-on-timber warehouse having wood walls and an area of 15,000 ft2
(1,400 m2) per floor. The length of the exposing wall is 112 ft (34 m). The story height in both buildings is
15 ft (4.6 m). What protection is required for the openings in the exposed building?
Solution:

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1-20 Protection Against Exterior Fire Exposure
Page 36 FM Global Property Loss Prevention Data Sheets

100

80
Exposure height (ft)

60

40

20

0
0 10 20 30 40 50 60 70

Protection height above exposure (ft)

Fig. 24a. Protection of walls above the exposure (English units).

40

35

30
Exposure height (m)

25

20

15

10

0
0 5 10 15 20 25

Protection height above exposure (m)

Fig. 24b.Protection of walls above the exposure (SI units).

Because the exposing building is multistory with wood walls and plank-on-timber floors, treat the occupancy
as storage regardless of the actual occupancy. Since the exposing building has three 15 ft (4.5 m) stories,
the occupancy is considered as storage up to 45 ft (13.5 m). The length (L) of the exposing wall is 112 ft (34
m). The fire resistance of the exposed brick wall is in excess of 3 hours (see Data Sheet 1-21); however,
the minimum safe separation distance (SM) needs to be adequate for a combustible exposed wall due to the

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 37

plain glass windows. If the windows were removed and the openings filled with 3-hr rated construction, then
according to Table 2 the minimum safe separation distance (SM) = 5 ft (1.5 m).
The respective minimum safe separation distances (SM) are 5 ft (1.5 m) for a 3-hour wall and 175 ft (53 m)
for a combustible wall. The provided separation distance of 30 ft (9.0 m) is adequate for the brick walls, but
not the plain glass. According to Figure 24a, the height above the exposure needing protection is at least
36 ft (11 m). Consequently, since the story heights are 15 ft (4.5 m), protection comparable to a 3-hr wall is
needed for the first six floors; three up to the top of the exposing wall and three above it. The seventh and
eighth floors should have protection comparable to a 2-hr (blank wall or fire rated glass plus sprinklers) and
1 hr (fire-rated glass) exposed wall, respectively. The ninth floor should have tempered or fire-rated glass to
provide protection comparable to a noncombustible wall.

3.3 Exposing Yard Storage

When storage is in a yard, it is reasonable to assume the maximum length (parallel to the exposed wall)
across which a fire in any commodity will burn at its maximum rate of heat release is 400 ft (122 m). Therefore,
the maximum exposure length (L) used in determining the minimum safe separation distance is 400 ft
(122 m).
Because of re-radiation, more rapid fire spread, and other factors, this cannot be assumed for a fire inside
a building.

3.3.1 Exposing Yard Storage Fire Hazard Categories

3.3.1.1 Categorize the exposing yard storage using Table 13. For additional details and definitions of exposing
yard storage, see Appendix A.

Table 13. Exposing Yard Storage Fire Hazard

Fire Hazard Category Description
Light/Ordinary Yard storage of Class 1 and 2 commodities. Yard storage
of noncombustible goods in noncombustible packaging.
Yard storage of vehicles, construction and farm equipment
(excluding typical open parking lots that are not
considered yard storage).
Storage Yard storage of Class 3 and 4 commodities. Yard storage
of plastic commodities.

3.3.1.2 Evaluate ignitable liquid tanks, loading/unloading areas, and pipe racks in spaces using Data Sheets
7-43, Loss Prevention in Chemical Plants, and 7-88, Ignitable Liquid Storage Tanks.

3.3.2 Buildings Exposed by Yard Storage

When not in need of sprinklers, the separation distances determined by this standard still apply.
Exposed walls are categorized as either C, NC, or FR. Categorize the exposed wall construction using Table
10 and Appendix A.
If the exposed wall is combustible, SM need not exceed 300 ft (90 m).
If the exposed wall is NC or FR, SM need not exceed 200 ft (60 m).
Levels of exposed wall passive protection are ranked from greatest fire resistance to least fire resistance
in Table 11.

3.3.3 Yard Storage Exposure Length (L)

Determine the exposure length (L) that is typically assumed to be the length of the exposing yard storage;
L need not exceed 400 ft (122 m).
The fire hazard categories are determined from the nature of the storage. An additional factor, however, is
the length of the potential flame front. When two buildings are exposed by yard storage, the building exposed
by the longer dimension of the storage array will experience the greater radiant heat, provided all other
aspects of the fire exposure are the same.

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1-20 Protection Against Exterior Fire Exposure
Page 38 FM Global Property Loss Prevention Data Sheets

Where the yard storage array is considerably longer than the exposed building, L may be considered the
lesser of either (a) four times the actual separation distance (4D,) or (b) the actual length of the storage.

3.3.4 Adjustments to Yard Storage Exposure Length (L)

3.3.4.1 When the yard storage is offset from or overlaps the exposed building, it is appropriate to adjust L
to account for a reduction if radiant heat incident on the exposed wall. The radiant heat emitted from the flames
decreases not only as the distance increases but also as the angle of the exposure deviates from a parallel
arrangement. To simplify the analysis, assume the exposure envelope is defined as an area directly parallel
to the exposure plus the area created by a 45 angle from a perpendicular line at both ends of the exposure
(see Figure 11).
3.3.4.2 Adjust the exposing length (L) and area exposed based on the exposure envelope defined in 3.1.4.1
and Figures 12 through 16.

3.3.5 Yard Storage Obstructed View Adjustment Factor (U)

Figures 3 and 4 are based on a flame front with radiation unobstructed to the exposed wall. If there are
noncombustible items between the yard storage and the exposed wall, the radiant heat experienced by the
exposed wall will be limited to the portion of the flame front visible at the target wall. Therefore, it is acceptable
to adjust the base separation distance (SB) by the applicable obstructed view multiplier, U.
3.3.5.1 Determine the total amount of obstructed view as a percentage of the exposing yard storage area
defined by L x H. Use the obstructed view multiplier, U from Figure 25 corresponding with the height of the
exposing yard storage and percentage of obstructed view.

1.00

0.90

0.80
Obstructed view multiplyer, U

0.70

H up to 30 ft (9 m)
0.60 H > 30 ft (9 m)

0.50

0.40

0.30
0 10 20 30 40 50 60 70 80 90 100
% Obstructed view of yard storage

Fig. 25. Exposing yard storage adjustment factor (U) for obstructed view to the exposed wall

3.3.6 Yard Storage Exposure Angle () Adjustment Factor (M)

Determine the exposure angle () and exposure angle adjustment factor (M) for use in Equation 1 using
Figure 19.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 39

3.3.7 Wind
The basic separation distances (SB) given in Figures 3 and 4 are based on a critical wind speed that results
in the greatest incident radiation at the target exposed wall. This critical wind speed accounts for a wind-tilted
flame toward the target, lessening the distance to the target. It also accounts for the shortening of the flame
height associated with a tilted flame. The critical winds speeds are on the order of 4 to 18 mph (2 to 8 m/s).

3.3.8 Effect of Fire Service

The basic separation distances (SB) given in Figures 3 and 4 are based on an incident radiant heat flux that
will result in piloted ignition or wall failure in 15 minutes. It is assumed that the fire service and site conditions
are such that only a brief delay between fire ignition and fire service response will be experienced. Where
response time is expected to be significantly longer, separation distances need to be adjusted accordingly or
additional protection (passive or active) provided.

3.3.9 Openings in Buildings Exposed by Yard Storage

Protect openings in accordance with Sections 2.2 through 2.4 and Section 3.2.3 for the appropriate level of
active or passive wall protection.

3.3.10 Buildings Exposed by Shorter Yard Storage

When the exposure length (L) is shorter than the exposed building, the exposed building may need protection
beyond the ends of the yard storage (see Section 3.2.4).

3.3.11 Protection of Side Walls of Buildings Exposed by Yard Storage

When the exposed building is shorter than the exposure length (L), protection of the side walls of the exposed
building may be needed (see Section 3.2.5).

3.3.12 Protection of the Exposed Roof When Lower Than Yard Storage
When the roof of the exposed building is below the top of the yard storage, the exposed roof may receive
sufficient radiation to be ignited. Even when radiation levels are not sufficient to ignite a combustible roof
surface, a burning brand large enough to ignite the roof cover may fall on the roof. For combustible roof
covers, pea gravel, stone ballast, or concrete pavers adequately protect the roof from both radiant heat and
burning brands. An ASTM E108 Class A rating alone is not adequate to prevent fire spread to the roof due
to the impact of the additional radiation from the yard storage fire.
Caution must be exercised when adding additional weight and potential wind-blown missiles to the roof.
Consult a structural engineer about the additional roof load and adhere to recommendations in Data Sheets
1-28 and 1-29 regarding the application of gravel or ballast.
For the exterior protection of exposed building roofs see Sections 2.2.17 through 2.2.19.

3.3.13 Protection of Walls Above Lower Yard Storage

When the height of the exposed building exceeds the height of the yard storage and D < SM provide protection
for the portion of the exposed wall that is above the height of the storage as outlined in Figures 24a and
24b. Base the type of protection needed on the severity of the exposure (Section 3.3.1) and the actual
horizontal separation distance (D) between buildings.

3.4 Yard Housekeeping

Unpaved yards with grass, weeds, and bushes are hazardous, especially to buildings with combustible walls.
Piles of combustibles, stored either in the yard or on nearby property, add to the hazard. Combustible yard
storage may be vulnerable both to incendiarism and to fire spread from adjoining properties. These hazards
may be reduced by yard paving, metal fencing, and maintaining an aisle space along the fence.

3.5 Exposure Sprinklers and Water-Spray Nozzles

Exposure sprinklers and water-spray nozzles used for exterior exposure protection need to be corrosion
resistant to remain reliable after exposure to harsh weather. They do not have to be special protection
sprinklers designed for corrosive environments such as acid fumes, but they do need to be able to withstand

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typical weathering that an indoor sprinkler does not. Sprinklers and nozzles made from stainless steel or
coated with Teflon or lead are acceptable for exterior applications. Wax-coated sprinklers or nozzles do not
provide the same level of durability and should not be used for exposure protection.

4.0 REFERENCES

4.1 FM Global
Data Sheet 1-0, Safeguards During Construction, Alteration and Demolition
Data Sheet 1-3, High-Rise Buildings
Data Sheet 1-6, Cooling Towers
Data Sheet 1-21, Fire Resistance of Building Assemblies
Data Sheet 1-22, Maximum Foreseeable Loss Limiting Factors
Data Sheet 1-29, Roof Deck Securement and Above-Deck Roof Components
Data Sheet 1-57, Plastics in Construction
Data Sheet 2-0, Installation Guidelines for Automatic Sprinklers
Data Sheet 3-10, Installation and Maintenance of Private Fire Service Mains and their Appurtenances
Data Sheet 3-26, Fire Protection Water Demand For Nonstorage Sprinklered Properties
Data Sheet 5-4, Transformers
Data Sheet 7-28N, Explosive Materials
Data Sheet 7-29, Ignitable Liquid Storage in Portable Containers
Data Sheet 7-32, Ignitable Liquid Operations
Data Sheet 7-52, Oxygen
Data Sheet 7-55, Liquefied Petroleum Gas (LPG) in Stationary Installations
Data Sheet 7-85, Metals and Alloys
Data Sheet 7-88, Storage Tanks for Ignitable and Combustible Liquids
Data Sheet 8-1, Commodity Classification
Data Sheet 8-3, Rubber Tire Storage
Data Sheet 8-7, Baled Fiber Storage
Data Sheet 8-9, Storage of Class 1, 2, 3, 4 and Plastic Commodities
Data Sheet 8-10, Coal and Charcoal Storage
Data Sheet 8-21, Roll Paper Storage
Data Sheet 8-22, Storage of Baled Waste Paper
Data Sheet 8-24, Idle Pallet Storage
Data Sheet 8-27, Storage of Wood Chips
Data Sheet 8-28, Pulpwood and Outdoor Log Storage
Data Sheet 9-17, Protection Against Arson and Other Incendiary Fires
Data Sheet 9-19, Wildland Fire/Bushfire Exposure

4.2 Others
Mowrer, F. W. Window Breakage Induced by Exterior Fires. NIST-GCR-98-751. National Institute of Standards
and Technology (NIST).
National Fire Protection Association (NFPA). Recommended Practice for Protection of Buildings from Exterior
Fire Exposures. NFPA 80A, 2012 Edition.
National Fire Protection Association (NFPA). Standard for the Installation of Sprinkler Systems. NFPA 13,
2010 Edition.

APPENDIX A GLOSSARY OF TERMS

Actual Separation Distance (D): The existing or proposed separation distance between adjacent buildings
or between yard storage and a building.
Approval Guide: An on-line resource of FM Approvals listing FM Approved products and services.
Base Separation Distance (SB): The distance determined from figures and tables based on the exposed
wall construction and the exposing fire hazard. The base separation distance assumes the exposure and
exposed wall are parallel and the exposure has 100% unprotected openings.

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Class 1: Class 1 includes FM Approved plastic panels and plastic building panels. FM Approved foam
insulated wall/ceiling constructions that use a polyurethane or polyisocyanurate foam core and steel or
aluminum-faced panels are considered Class 1. FM Approved insulated steel deck roof assemblies are also
considered Class 1.
Combustible (C): Includes painted or unpainted wood, rigid plastic building materials that are not FM
Approved, and Class 2 insulated steel decks.
Concrete Block on Exposed (From the Exterior Side) Steel Frame: When any portion of the steel framing
is on the exterior side of concrete block, expansion of the steel frame under heat exposure may open up the
mortar joints. This tends to weaken the wall and permit the passage of heat and flame to the unexposed
side. Some credit, however, can be given to this type of wall to act as a fire barrier under reduced exposure.
If an exterior grade fire-resistant coating (such as an intumescent mastic) is applied to the exterior side of
the exposed steel to provide a comparable rating to that of the wall, that rating may be used to determine the
separation. Otherwise, using the separation distances for noncombustible construction will provide a very
conservative estimate of the needed separation.
Exposure Angle Adjustment Factor (M): An adjustment factor that accounts for the reduced radiation
experienced by an exposed wall that is not parallel with the exposing wall.
Exposure Envelope: The area where a potential exposure exists, defined as an area directly parallel to the
exposure plus the area created by a 45 angle from a perpendicular line at both ends of the exposure.
Exterior Insulation and Finish System (EIFS): EIFS often uses expanded or extruded polystyrene insulation
(EPS). The exterior coating for the EPS is a thin (about 1/8 in.; 3 mm) layer of proprietary plaster-like material
that may be only 50% cement and 50% polymers. It offers considerably less thermal resistance than stucco
(lath and plaster), which is typically 1/2 in. to 3/4 in. thick (13 mm to 19 mm).
Fire Rated (FR): An assembly that has passed an internationally recognized fire endurance test (e.g., ASTM
E119) or is rated based on calculation or convention. For more information, see Data Sheet 1-21, Fire
Resistance of Building Assemblies.
Fire-Rated Glass: Glass such as wired glass, glass block, or ceramic glass that has passed a minimum 3/4
hour fire endurance test and hose stream test.
Fire Resistive: For more information, including specific hourly fire ratings, refer to Data Sheet 1-21. This
category includes concrete (tilt-up, precast, poured-in-place), concrete block, brick (but not quarter brick which
is only about 1/2 in. [13 mm] thick when used as a veneer in EIFS systems), metal sandwich panels with
a gypsum board core, and plaster/stucco (not EIFS). Well-maintained concrete or masonry walls without
openings usually need little or no separation or protection against fire exposure.
FM Approved: References to FM Approved in this data sheet mean the product or service has satisfied
the criteria for Approval by FM Approvals. Refer to the Approval Guide for a complete listing of products and
services that are FM Approved.
Light/Ordinary Hazard Occupancy: Manufacture of noncombustible products in which small amounts of cutting
oils, ignitable liquids, or other combustibles are used. Assume a light hazard occupancy when the exposing
building is a hospital, office (with minimal combustible furniture and limited books and papers in the open),
school, or other building having a comparable occupancy hazard, or when any portion of the exposing building
is combustible and the building is vacant. This classification can also be used for the palletized storage of
Class 1 or 2 commodities to one tier high or 6 ft (1.8 m); manufacture of Class 3 and Class 4 commodities;
storage of Class 1 or 2 commodities; and storages of Class 3 palletized commodities to one tier high or a
maximum of 6 ft (1.8 m) high; metal-working in which significant amounts of cutting oils are present; or when
the exposing building is occupied as a hotel, dwelling, retail store, garage, or any occupancy where there
is a moderate amount of combustible material.
Listed: Listed by a reputable testing laboratory according to a widely recognized testing standard adopted
by model building codes.
Maximum Foreseeable Loss (MFL): The largest loss to result from an event, as calculated from an
understanding of the overall hazard and associated business impact. This event assumes active protection
systems or safety devices are impaired, with the exception of specifically FM Approved and tested MFL fire
doors. The event can be related to fire, explosion, equipment failure, or other scenario, with the exception of

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natural hazards. MFL limiting factors are physical barriers or conditions that limit the spread of fire or contain
explosive forces and control the amount of damage from the event.
Noncombustible (NC): Noncombustible walls usually consist of panels over steel framing. Panels may be
painted or galvanized steel, corrugated iron, or corrugated cementitious panels supported on a steel frame.
The panels are light in weight, and unless protected or adequately separated, they may buckle and open
at their joints, or crack under fire exposure. Since heat will easily conduct through thin steel and ignite
combustible insulation, insulations acceptable for use in this category include glass fiber, mineral wool, and
expanded glass. For other types of insulation, see Class 1 or combustible categories. Noncombustible panels
also include protected metal panels and fiber-reinforced cement panels FM Approved and listed in the
Approval Guide under Exterior Roofing and Siding.
Obstructed View Adjustment Factor (U): An adjustment factor to account for the reduced radiation from yard
storage when noncombustible objects are between the storage and the exposed wall.
Minimum Safe Separation Distance (SM): The distance recommended per this document to prevent ignition
of a building or its contents due to an exposure fire in an adjacent building or yard storage.
Stable Fire Resistive (SFR): SFR walls are constructed of materials having a fire resistance rating at least
adequate for the exposing occupancy. The category SFR only applies to exposing walls and not to exposed
walls. The exposing wall must be constructed so that it will not collapse in an uncontrolled fire. This includes
freestanding fire walls. It does not include fire walls that are laterally supported by structural framework that
does not have adequate fire resistance.
Storage Occupancies: Storage of any commodity, ignitable liquids, plastics, roll paper, rubber tires, and any
material judged to have a comparable or higher hazard. When palletized storage of Class 3 commodities
are no more than one tier or 6 ft (1.8 m) high, the hazard may be reduced to Light/Ordinary.
Unprotected Opening: Openings in walls that have no fire-resistance ratings and are not protected by
sprinklers, spray nozzles, open heads, window sprinklers, water curtains, open water-spray nozzles, deluge
systems, pre-action systems, special protection systems, fire doors, fire shutters, fire dampers, or fire stop
systems. The opening can be a window, door, ventilation opening, opening around a penetration or any other
unobstructed opening in the wall with a width greater than in. (19 mm).
Unprotected Opening Adjustment Factor (U): An adjustment factor to account for radiation from unprotected
openings in noncombustible, fire resistive, and stable fire-resistive exposing walls.

A.1 Nomenclature
C = combustible wall (exposing or exposed).
D = actual perpendicular separation distance between exposing and exposed walls.
FR = fire rated exposed wall.
H = exposure height, or yard storage height..
L = exposure length.
M = exposure angle adjustment factor.
NC = noncombustible wall (exposing or exposed).
O = offset distance between parallel exposing and exposed walls.
P = passive fire rating needed per Table 2 and 4 or Figures 1, 2, 3 or 4 (also see Table 11).
P-1 = one level of passive protection less than P.
P-2 = two levels of passive protection less than P.
SB = the base separation distance needed per figures and tables.
S100 = the needed safe separation distance for 100% unprotected openings.
SN = the needed safe separation distance for N% unprotected openings.
SM = the minimum safe separation distance.
SFR = stable fire resistive exposing wall.
TG = tempered glass.
U = unprotected opening adjustment factor/obstructed view adjustment factor.
WG = wired glass.
WS = window sprinklers.
X = length of side wall needing protection (0.5S-D).
Y = side wall exposure length.
= exposure angle.
= end wall and side wall angle.

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Protection Against Exterior Fire Exposure 1-20
FM Global Property Loss Prevention Data Sheets Page 43

APPENDIX B DOCUMENT REVISION HISTORY

October 2012. This document was revised to improve and simplify the way minimum safe separation distance
(SM) are determined. Additional changes include the following:
Window and exposure sprinkler design criteria were added.
Exposed and exposing wall categories were changed; former Categories A, B, C, and D no longer apply.
The methodology for determining building exposure safe separation distances was changed in its entirety;
former Tables 1a, 1b, 1c, and 2 are no longer used.
The methodology for determining yard storage safe separation distances was changed in its entirety; former
Equations 1 and 2 are no longer used.
This data sheet now covers all yard storage exposures except those listed in Tables 1 and 3.
Editorial changes were made.
January 2007. Minor editorial changes were made.
September 2006. Minor editorial changes were made.
January 2006. Minor editorial changes were made.
May 2003. This revision of the document has been reorganized to provide a consistent format.
In September 1999, the March 1979 version was completely revised.

2012 Factory Mutual Insurance Company. All rights reserved.