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Savings Profile Urban Rural

The document shows the allocation of savings for urban and rural households in India. For urban households, the largest allocations are to real estate (30%), cash savings (26%), and bank deposits (19%). The smallest allocations are to post office savings (4%) and secondary market investments (3%). For rural households, the largest allocation is to cash savings (45%), followed by bank deposits (31%) and insurance and pension (15%). The smallest allocation for rural households is to investments (3%).

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Swati Verma
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52 views4 pages

Savings Profile Urban Rural

The document shows the allocation of savings for urban and rural households in India. For urban households, the largest allocations are to real estate (30%), cash savings (26%), and bank deposits (19%). The smallest allocations are to post office savings (4%) and secondary market investments (3%). For rural households, the largest allocation is to cash savings (45%), followed by bank deposits (31%) and insurance and pension (15%). The smallest allocation for rural households is to investments (3%).

Uploaded by

Swati Verma
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Post office savings 3.

81
Insurance and pension 8.98
Banks deposit 18.55
Mutual fund 5.31
Secondary market investments 3.15 Allocation of urban househol
Other investments 3.64
Real estate 29.68
Cash savings 25.57
Consumption expenses 1.32
Post office savi ngs ;
3.86%
98.68 Cas h s avi ngs ; Ins urance a nd
25.91% pens i on; 9.10%
Banks dep
Savings instruments Allocation 18.80%
Mutual fund;
Post office savings 4% Seconda ry marke
Real estate; 30.07% i nvestments ; 3.19
Insurance and pension 9%
Other i nvestments ;
Banks deposit 19% 3.69%
Mutual fund 5%
Secondary market investments 3%
Other investments 4%
Real estate 30%
Cash savings 26%
Consumption expenses

Refer page 35, table 5.1.c, sebi survey pdf


urban household savings

Post office savi ngs ;


3.86%
; Ins urance a nd
pens i on; 9.10%
Banks depos i t;
18.80%
Mutual fund; 5.38%
Seconda ry market
0.07% i nvestments ; 3.19%
r i nvestments ;
%
Savings instruments Allocation
Post office saving 5%
Insurance and pension 15%
Bank deposit 31% Allocation of rural household s
Investment 3%
Cash savings 45%

Post office s avi ng;


Refer page 98, table 9.11, sebi surbey pdf 5.28%
Ins ura nce a nd
pensi on; 14.85%

Cas h s avi ngs ; 45.30%

Bank de
31.18%
Investment; 3.38%
of rural household savings

Post office s avi ng;


5.28%
Ins ura nce a nd
pensi on; 14.85%

45.30%

Bank deposi t;
31.18%
Investment; 3.38%

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