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Insure & Travel Coverage: Maximum Limit Per Insured Person (S$)

This document summarizes the coverage and maximum limits provided by the Essential and Preferred travel insurance plans offered by Insure & Travel Coverage. The Preferred plan provides higher maximum limits for most benefits, including up to $300,000 for accidental death and $500,000 for medical expenses incurred overseas. Both plans cover losses from trip cancellation, medical emergencies abroad, travel delays, lost baggage and more. The Preferred plan also offers additional benefits like child education funds and higher allowances for hospital stays.

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0% found this document useful (0 votes)
90 views4 pages

Insure & Travel Coverage: Maximum Limit Per Insured Person (S$)

This document summarizes the coverage and maximum limits provided by the Essential and Preferred travel insurance plans offered by Insure & Travel Coverage. The Preferred plan provides higher maximum limits for most benefits, including up to $300,000 for accidental death and $500,000 for medical expenses incurred overseas. Both plans cover losses from trip cancellation, medical emergencies abroad, travel delays, lost baggage and more. The Preferred plan also offers additional benefits like child education funds and higher allowances for hospital stays.

Uploaded by

juli_rad
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Insure & Travel Coverage

Maximum Limit Per Insured Person (S$)

Benefits
Essential Plan Preferred Plan

Before your trip

Loss of Deposit or Trip Cancellation 10,000 15,000


Sub-limit for Trip Postponement 1,000 1,500

Loss of Deposit or Charges paid due to


bankruptcy or insolvency of the Travel Agent 5,000 7,500

During your trip

Personal Accidental Cover

Accidental Death and Permanent Total Disablement

• Each Insured Person below Age 70 years old 250,000 300,000


• Each Insured Person Age 70 years old and above 120,000 Not covered
• Each Child as defined 25,000 50,000
• Aggregate limit for Family Plan 750,000 1,000,000

Accidental Death whilst on Scheduled Public Conveyance

• Each Insured Person below Age 70 years old 500,000 600,000


• Each Insured Person Age 70 years old and above Not covered Not covered
• Each Child as defined 50,000 100,000
• Aggregate limit for Family Plan 1,500,000 2,000,000

Repatriation Expenses for Mortal Remains Unlimited Unlimited

Child's Education Fund Not covered 20,000


Sub-limit for each Child Not covered 5,000

Medical Expenses

Medical, Dental and Other Expenses Incurred Overseas

• Each Insured Person below Age 70 years old 300,000 500,000


• Each Insured Person Age 70 years old and above
(Combined limit with Emergency Medical 150,000 Not covered
Evacuation and Repatriation benefit)
• Each Child as defined 150,000 200,000
• Aggregate limit for Family Plan 1,000,000 1,500,000

Emergency Medical Evacuation and Repatriation

• Each Insured Person below Age 70 years old Unlimited Unlimited


• Each Insured Person Age 70 years old and above
(Combined limit with Medical, Dental and Other Expenses Incurred 150,000 Not covered
Overseas benefit) Unlimited Unlimited
• Each Child as defined

Traditional Chinese Medical (TCM) and/or Chiropractic Treatment Expenses 300 500

Mobile Phone Charges for Emergency Medical Assistance


200 300

Hospital Confinement Allowance 10,000 15,000

• Hospital day stay in Overseas


Limit for each complete hospital day stay 200 300
(Subject to an overall Hospital Confinement Allowance Benefit)
Insure & Travel Coverage

Maximum Limit Per Insured Person (S$)

Benefits
Essential Plan Preferred Plan

During your trip

Travel Inconvenience

Travel Delay 1,000 1,200

• Limit for each full 6 consecutive hours whilst overseas 100 100
• Partial Trip cancellation 500 500
• Lump sum limit after 6 consecutive hours delay 100 100
in Singapore

Total Curtailment due to Travel Delay and return to Singapore 5,000 5,000

Baggage Delay 1,000 2,000

• Limit for each full 6 consecutive hours whilst overseas 200 250
• Lump sum limit after 6 consecutive hours delay in Singapore 200 200

Flight Deviation 1,000 1,500


Limit for each full 6 consecutive hours 100 100

Travel Misconnection 100 200

Overbooked Scheduled Public Conveyance whilst overseas 100 200

Trip Curtailment 10,000 20,000

Unutilised Entertainment Ticket 200 500

Baggage and Personal Effects 3,000 5,000


Limit per article or pair or set 800 800

Personal Money and Travel Documents 5,000 5,000


Sub-limit for Money 300 500

Hijacking 5,000 7,500


Limit for each full 6 consecutive hours 100 200

Kidnapping 5,000 7,500


Limit for each full 12 consecutive hours 100 200

Exclusive cover for UOB Cardholders

Credit Card Indemnity 500 750


Sub-limit for phone charges to UOB Card Centre 100 150

Credit Protector Liability (Exclusive for UOB Cardholders only) 3,000 3,000

Compassionate Support

Compassionate Visit by a Relative or Friend 5,000 5,000

Child Caretaker 5,000 5,000


Insure & Travel Coverage

Maximum Limit Per Insured Person (S$)

Benefits
Essential Plan Preferred Plan

During your trip

Other Covers

Personal Liability 1,000,000 1,000,000

• Aggregate limit for Family Plan 1,000,000 1,000,000

Rental Vehicle Excess 500 750

Home Protection (Limit per household) 5,000 7,500


Sub-limit for burglary 1,000 1,000

Act of Terrorism Cover all Sections up to the maximum


Excluding nuclear, chemical and biological terrorism benefit amount for each Section

Travel Assistance While Overseas Referral Services by International SOS

After your trip

Follow-Up Medical Expenses Incurred Upon Return to Singapore

• Each Insured Person below Age 70 years old 20,000 25,000


• Each Insured Person Age 70 years old and above 15,000 Not covered
• Each Child as defined 15,000 17,500
• Aggregate limit for Family Plan 75,000 100,000

Hospital Confinement Allowance 10,000 15,000

• Hospital day stay in Singapore


Limit for each complete hospital day stay
100 200
(Subject to an overall Hospital Confinement Allowance Benefit)

Important Notice and Disclaimers

The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and
exclusions of the insurance are provided in the policy and will be sent to you upon acceptance of your application by United
Overseas Insurance Limited ("UOI"). You may wish to seek advice from a qualified adviser before making a commitment to
purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully
whether this product is suitable for you. United Overseas Bank Limited ("UOB") does not hold itself out to be an insurer, insurance
broker or insurance agent. The insurance products and services stated herein are provided by UOI.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance
Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the
types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer
or visit the GIA/ LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

United Overseas Bank Limited Co. Reg. No.193500026Z


United Overseas Insurance Limited Co. Reg. No. 197100152R
Information is correct as at 24 August 2017
Insure & Travel Coverage

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