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30 Days No Response Yet Letter

A consumer sent a second request letter to a credit bureau complaining that the bureau did not respond to their initial dispute sent via certified mail regarding inaccurate information on their credit report. The letter notes that the Fair Credit Reporting Act requires credit bureaus to investigate disputed items and that it has been over 30 days with no reply. The consumer included copies of their original dispute mailing and receipt for the bureau's records.

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Elcana Mathieu
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0% found this document useful (0 votes)
76 views1 page

30 Days No Response Yet Letter

A consumer sent a second request letter to a credit bureau complaining that the bureau did not respond to their initial dispute sent via certified mail regarding inaccurate information on their credit report. The letter notes that the Fair Credit Reporting Act requires credit bureaus to investigate disputed items and that it has been over 30 days with no reply. The consumer included copies of their original dispute mailing and receipt for the bureau's records.

Uploaded by

Elcana Mathieu
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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[[Date]]

[[Credit Bureau Name]]


[[Address]]
[[City, State, Zip]]
Re: Second request for removal of inaccurate information
Dear [[Credit Bureau Name]]:

Please be advised that this letter will serve as a formal complaint that you did not respond to my initial
dispute on ___________ sent certified mail.

The Fair Credit Reporting Act requires you to investigate any items that I feel are inaccurate, obsolete or
outdated. It has been well over 30 days and I have received no reply. I have included a copy of my
original mailing and my mail receipt for your records as well as mine. Please take immediate action to
rectify these issues.
I look forward to your timely response and to receiving an updated copy of my credit report.

Sincerely,

[[Your Name]]
[[Your Address]]
[[Your SS#]]
[[Your DOB]]

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