Your Money Blueprint .

37

Success Story from Deborah Chamitoff

From: Deborah Chamitoff
To: T. Harv Eker
Subject: Financially free!

Harv,

Today, I have 18 sources of passive income and I no

longer need a J.O.B. Yes, I am rich, but more impor-
tantly, my life is enriched, joyful, and abundant! But it
wasn’t always this way.
Money used to be a burden to me. I trusted
strangers to manage my financial affairs just so I
wouldn’t have to deal with it. I lost almost everything
during the last stock market crash, and I didn’t even re-
alize it until it was too late.
More importantly, I lost my self-respect. Paralyzed
with fear, shame, and hopelessness, I withdrew from
everyone and everything around me. I continued to
punish myself right up until I was dragged to the Million-
aire Mind.
During that transformational weekend, I reclaimed
my power and resolved to take control of my own finan-
cial destiny. I embraced the Declarations of Wealth and
forgave myself for past mistakes, truly believing that I
deserved to be wealthy.
And now, I’m actually having fun managing my own
money! I am financially free and know I always will be
because I have a Millionaire Mind!
Thank you, Harv . . . thank you.
38 . Secrets of the Millionaire Mind

Does all this work? Let me put it this way; I’ve witnessed
three miracles in my life:

1. The birth of my daughter.

2. The birth of my son.
3. My wife and I not fighting about money anymore!

Statistics show that the number one cause of all relation-

ship breakups is money. The biggest reason behind the fights
people have about money is not the money itself, but the
mismatch of their “blueprints.” It doesn’t matter how much
money you have or don’t have. If your blueprint doesn’t
match that of the person you’re dealing with, you’ll have a
major challenge. This goes for married couples, dating cou-
ples, family relationships, and even business associates. The
key is to comprehend that you are dealing with blueprints,
not money. Once you recognize a person’s money blueprint,
you can deal with your partner in a way that works for both
of you. You can begin by becoming aware that your partner’s
money files are probably not the same as yours. Instead of
getting upset, choose understanding. Do your best to find
out what’s important to your partner in the arena of money
and identify his or her motivations and fears. In this way,
you’ll be dealing with the roots instead of the fruits and have
a good shot of making it work. Otherwise, no way, Jose!
One of the most important things you will learn, should
you decide to attend the Millionaire Mind Intensive Semi-
nar, is how to recognize your partner’s money blueprint as
well as how to create a brand-new blueprint between both of
you that helps you as partners get what you really want. It is
truly a blessing to be able to do this, as it alleviates one of the
biggest causes of pain for most people.
 Your Money Blueprint . 39

Steps for Change: Specific Incidents

Here’s an exercise you can do with your partner. Sit down
and discuss the history each of you brings to your thoughts
about money—what you heard when you were young, what
was modeled in your family, and any emotional incidents
that occurred. Also, find out what money really means to
your partner. Is it pleasure or freedom or security or status?
This will assist you in identifying each other’s current money
blueprint and may help you discover why you might be dis-
agreeing in this arena.
Next, discuss what you want today not as individuals, but
as a partnership. Decide and agree upon your general goals
and attitudes with regard to money and success. Then create
a list of these attitudes and actions you both agree to live by
and write them down. Post them on the wall, and if ever
there’s an issue, gently, very gently, remind each other what
you decided together when you were both objective, un-
emotional, and outside the grip of your old money blue-
prints.

AWA R E N E S S : Consider a specific emotional incident

you experienced around money when you were
young.
U N D E R S TA N D I N G : Write down how this incident
may have affected your current financial life.
D I S A S S O C I AT I O N : Can you see this way of being is
only what you learned and isn’t you? Can you see you
have a choice in the present moment to be different?
D E C L A R AT I O N : Place your hand on your heart and
say . . .
40 . Secrets of the Millionaire Mind

“I release my nonsupportive money experiences from the

past and create a new and rich future.”
Touch your head and say . . .
“I have a millionaire mind!”

So What Is Your Money Blueprint Set For?

Now, it’s time to answer the “million dollar” question. What
is your current money and success blueprint, and what re-
sults is it subconsciously moving you toward? Are you set for
success, mediocrity, or financial failure? Are you pro-
grammed for struggle or for ease around money? Are you set
for working hard for your money or working in balance?
Are you conditioned for having a consistent income or an
inconsistent income? You know the scoop: “First you have
it, then you don’t, then you have it, then you don’t.” It al-
ways appears as though the reasons for these drastic fluctua-
tions come from the outside world. For instance: “I got a
great-paying job but then the company folded. Then I
started my own business and things were booming, but the
market dried up. My next business was doing super, but
then my partner left, et cetera.” Don’t be fooled, this is your
blueprint at work.
Are you set for having a high income, a moderate income,
or a low income? Did you know there are actual dollar
amounts for which many of us are programmed? Are you
set for earning $20,000 to $30,000 a year? $40,000 to
$60,000? $75,000 to $100,000? $150,000 to $200,000?
$250,000 a year or more?
A few years ago, I had an unusually well-dressed gentle-
man in the audience during one of my two-hour evening
 Your Money Blueprint . 41

seminars. When the seminar was complete, he came over

and asked if I thought the three-day Millionaire Mind
course could do anything for him, considering he was al-
ready earning $500,000 a year. I asked him how long he’d
earned that kind of money. He responded, “Consistently, for
about seven years now.”
That was all I needed to hear. I asked him why he wasn’t
earning $2 million a year. I told him that the program was
for people who want to reach their full financial potential
and asked him to consider why he was “stuck” at half a mil-
lion. He decided to come to the program.
I got an e-mail from him a year later that said, “The pro-
gram was incredible but I made a mistake. I only reset my
money blueprint to earn the $2 million a year as we dis-
cussed. I’m already there, so I’m attending the course again to
reset it for earning $10 million a year.”
The point I want to make is that the actual amounts don’t
matter. What matters is whether you are reaching your full
financial potential. I know many of you might be asking,
why on earth would anyone need that kind of money? First,
that very question is not overly supportive to your wealth
and is a sure sign you’ll want to revise your money blueprint.
Second, the main reason this gentleman wanted to earn
massive amounts of money was to support his work as a
huge donor to a charity that assists AIDS victims in Africa.
So much for the belief that rich people are “greedy”!
Let’s go on. Are you programmed for saving money or for
spending money? Are you programmed for managing your
money well or mismanaging it?
Are you set for picking winning investments or picking
losers? You might wonder, “How could whether or not I
make money in the stock market or in real estate be part of
42 . Secrets of the Millionaire Mind

my blueprint?” Simple. Who picks the stock or the prop-

erty? You do. Who picks when you buy it? You do. Who
picks when you sell it? You do. I guess you’ve got something
to do with the equation.
I have an acquaintance in San Diego named Larry. Larry
is a magnet when it comes to making money: he definitely
has a high income blueprint. But he has the kiss of death
when it comes to investing his money. Whatever he buys
drops like a rock. (Would you believe his dad had the exact
same problem? Duh!) I keep in close touch with Larry so I
can ask him for investment advice. It is always perfect . . .
perfectly wrong! Whatever Larry suggests, I go the other
way. I love Larry!
On the other hand, notice how other people seem to have
what we termed earlier the Midas touch. Everything they get
involved with turns to gold. Both the Midas-touch and the
kiss-of-death syndromes are nothing more than the manifes-
tations of money blueprints.
Once again, your money blueprint will determine your fi-
nancial life—and even your personal life. If you are a
woman whose money blueprint is set for low, chances are
you will attract a man who is also set for low so you can stay
in your financial “comfort zone” and validate your blue-
print. If you are a man who is set for low, chances are you
will attract a woman who is a spender and gets rid of all your
money, so you can stay in your financial “comfort zone” and
validate your blueprint.
Most people believe the success of their business is pri-
marily dependent on their business skills and knowledge or
at least their timing of the marketplace. I hate to be the one
to break it to you, but that’s la-la land, which is another way
of saying, not a chance!
 Your Money Blueprint . 43

How well your business does is a result of your money

blueprint. You will always validate your blueprint. If you have
a blueprint that is set for earning $100,000 a year, that’s ex-
actly how well the business will do, enough to earn you about
$100,000 a year.
If you are a salesperson and your blueprint is set for earn-
ing $50,000 a year and somehow you make a huge sale that
makes you $90,000 that year, either the sale will cancel or if
you do end up with $90,000, get ready for a crummy year to
follow to make up for it and bring you back to the level of
your financial blueprint.
On the other hand, if you’re set for earning $50,000 and
you’ve been in a slump for a couple of years, don’t worry,
you’ll get it all back. You have to, it’s the subconscious law of
the mind and money. Someone in this position would prob-
ably walk across the street, get hit by a bus, and end up with
exactly $50,000 a year in insurance! It’s simple: one way or
another, if you’re set for $50,000 a year, eventually that’s
what you’ll get.
So again, how can you tell what your money blueprint is
set for? One of the most obvious ways is to look at your re-
sults. Look at your bank account. Look at your income.
Look at your net worth. Look at your success with invest-
ments. Look at your business success. Look at whether
you’re a spender or a saver. Look at whether you manage
money well. Look at how consistent or inconsistent you are.
Look at how hard you work for your money. Look at your
relationships that involve money.
Is money a struggle or does it come to you easily? Do you
own a business or do you have a job? Do you stick with one
business or job for a long time or do you jump around a lot?
Your blueprint is like a thermostat. If the temperature in