Scribd
Upload
158 views22 pages

EMI Calculator - Prepayment Option

This document provides an EMI calculator showing the breakdown of loan repayments over a 5 year period for a Rs. 500,000 loan taken at 10% annual interest. Over the loan term, the borrower would pay a total of Rs. 637,411, of which Rs. 137,411 would be interest and Rs. 500,000 would pay off the principal. The EMI is Rs. 10,624 per month.

Uploaded by

sushaht modi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
158 views22 pages

EMI Calculator - Prepayment Option

This document provides an EMI calculator showing the breakdown of loan repayments over a 5 year period for a Rs. 500,000 loan taken at 10% annual interest. Over the loan term, the borrower would pay a total of Rs. 637,411, of which Rs. 137,411 would be interest and Rs. 500,000 would pay off the principal. The EMI is Rs. 10,624 per month.

Uploaded by

sushaht modi
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
You are on page 1/ 22

EMI Calculator By AssetYogi.

com

Inputs Loan Payment Break-Up


Loan Amount (Rs.) 500,000
Interest Rate (% p.a.) 10.00%
Loan Tenure (Years) 5 137,411

(in Rs.)

Results
500,000
EMI 10,624
Total Interest Payable 137,411
Principal Amount 500,000
P r in cip al & In ter est R ep ay m en t (R s.)

Total Payment
(Principal + Interest) 637,411 Total Interest Payable Principal Amount

P r in cip al O u tstan d in g (R s.)


Loan Repayment Chart
140,000 450,000

400,000
120,000
350,000
100,000
300,000
80,000 250,000

60,000 200,000

150,000
40,000
100,000
20,000
50,000

- -
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
Year

Principal Pmt Interest Pmt Principal


(P) (I) Outstanding

Loan Repayment Schedule (Yearly)


(figures in Rupees)
Principal Pmt Interest Pmt Total Payment Principal Cumulative Cumulative
Year
(P) (I) (P+I) Outstanding Interest Principal
1 81,134 46,348 127,482 418,866 46,348 81,134
2 89,630 37,852 127,482 329,236 84,201 170,764
3 99,015 28,467 127,482 230,221 112,668 269,779
4 109,383 18,099 127,482 120,837 130,766 379,163
5 120,837 6,645 127,482 - 137,411 500,000
6 - - - - - -
7 - - - - - -
8 - - - - - -
9 - - - - - -
10 - - - - - -
11 - - - - - -
12 - - - - - -
13 - - - - - -
14 - - - - - -
15 - - - - - -
16 - - - - - -
17 - - - - - -
18 - - - - - -
19 - - - - - -
20 - - - - - -
21 - - - - - -
22 - - - - - -
23 - - - - - -
24 - - - - - -
25 - - - - - -
26 - - - - - -
27 - - - - - -
28 - - - - - -
29 - - - - - -
30 - - - - - -
Total 500,000 137,411 637,411

Loan Repayment Schedule (Monthly)


(figures in Rupees)
Principal Pmt Interest Pmt Total Payment Principal Cumulative Cumulative
Month
(P) (I) (P+I) Outstanding Interest Principal
1 6,457 4,167 10,624 493,543 4,167 6,457
2 6,511 4,113 10,624 487,032 8,280 12,968
3 6,565 4,059 10,624 480,468 12,338 19,532
4 6,620 4,004 10,624 473,848 16,342 26,152
5 6,675 3,949 10,624 467,173 20,291 32,827
6 6,730 3,893 10,624 460,443 24,184 39,557
7 6,786 3,837 10,624 453,656 28,021 46,344
8 6,843 3,780 10,624 446,813 31,801 53,187
9 6,900 3,723 10,624 439,913 35,525 60,087
10 6,958 3,666 10,624 432,956 39,191 67,044
11 7,016 3,608 10,624 425,940 42,799 74,060
12 7,074 3,549 10,624 418,866 46,348 81,134
13 7,133 3,491 10,624 411,733 49,839 88,267
14 7,192 3,431 10,624 404,541 53,270 95,459
15 7,252 3,371 10,624 397,288 56,641 102,712
16 7,313 3,311 10,624 389,975 59,952 110,025
17 7,374 3,250 10,624 382,602 63,202 117,398
18 7,435 3,188 10,624 375,167 66,390 124,833
19 7,497 3,126 10,624 367,669 69,516 132,331
20 7,560 3,064 10,624 360,110 72,580 139,890
21 7,623 3,001 10,624 352,487 75,581 147,513
22 7,686 2,937 10,624 344,801 78,519 155,199
23 7,750 2,873 10,624 337,051 81,392 162,949
24 7,815 2,809 10,624 329,236 84,201 170,764
25 7,880 2,744 10,624 321,356 86,944 178,644
26 7,946 2,678 10,624 313,411 89,622 186,589
27 8,012 2,612 10,624 305,399 92,234 194,601
28 8,079 2,545 10,624 297,320 94,779 202,680
29 8,146 2,478 10,624 289,174 97,257 210,826
30 8,214 2,410 10,624 280,961 99,666 219,039
31 8,282 2,341 10,624 272,679 102,008 227,321
32 8,351 2,272 10,624 264,327 104,280 235,673
33 8,421 2,203 10,624 255,907 106,483 244,093
34 8,491 2,133 10,624 247,416 108,615 252,584
35 8,562 2,062 10,624 238,854 110,677 261,146
36 8,633 1,990 10,624 230,221 112,668 269,779
37 8,705 1,919 10,624 221,516 114,586 278,484
38 8,778 1,846 10,624 212,738 116,432 287,262
39 8,851 1,773 10,624 203,888 118,205 296,112
40 8,924 1,699 10,624 194,963 119,904 305,037
41 8,999 1,625 10,624 185,964 121,529 314,036
42 9,074 1,550 10,624 176,890 123,078 323,110
43 9,149 1,474 10,624 167,741 124,552 332,259
44 9,226 1,398 10,624 158,515 125,950 341,485
45 9,303 1,321 10,624 149,213 127,271 350,787
46 9,380 1,243 10,624 139,833 128,515 360,167
47 9,458 1,165 10,624 130,374 129,680 369,626
48 9,537 1,086 10,624 120,837 130,766 379,163
49 9,617 1,007 10,624 111,221 131,773 388,779
50 9,697 927 10,624 101,524 132,700 398,476
51 9,777 846 10,624 91,747 133,546 408,253
52 9,859 765 10,624 81,888 134,311 418,112
53 9,941 682 10,624 71,947 134,993 428,053
54 10,024 600 10,624 61,923 135,593 438,077
55 10,108 516 10,624 51,815 136,109 448,185
56 10,192 432 10,624 41,623 136,541 458,377
57 10,277 347 10,624 31,347 136,887 468,653
58 10,362 261 10,624 20,984 137,149 479,016
59 10,449 175 10,624 10,536 137,324 489,464
60 10,536 88 10,624 - 137,411 500,000
61 - - - - - -
62 - - - - - -
63 - - - - - -
64 - - - - - -
65 - - - - - -
66 - - - - - -
67 - - - - - -
68 - - - - - -
69 - - - - - -
70 - - - - - -
71 - - - - - -
72 - - - - - -
73 - - - - - -
74 - - - - - -
75 - - - - - -
76 - - - - - -
77 - - - - - -
78 - - - - - -
79 - - - - - -
80 - - - - - -
81 - - - - - -
82 - - - - - -
83 - - - - - -
84 - - - - - -
85 - - - - - -
86 - - - - - -
87 - - - - - -
88 - - - - - -
89 - - - - - -
90 - - - - - -
91 - - - - - -
92 - - - - - -
93 - - - - - -
94 - - - - - -
95 - - - - - -
96 - - - - - -
97 - - - - - -
98 - - - - - -
99 - - - - - -
100 - - - - - -
101 - - - - - -
102 - - - - - -
103 - - - - - -
104 - - - - - -
105 - - - - - -
106 - - - - - -
107 - - - - - -
108 - - - - - -
109 - - - - - -
110 - - - - - -
111 - - - - - -
112 - - - - - -
113 - - - - - -
114 - - - - - -
115 - - - - - -
116 - - - - - -
117 - - - - - -
118 - - - - - -
119 - - - - - -
120 - - - - - -
121 - - - - - -
122 - - - - - -
123 - - - - - -
124 - - - - - -
125 - - - - - -
126 - - - - - -
127 - - - - - -
128 - - - - - -
129 - - - - - -
130 - - - - - -
131 - - - - - -
132 - - - - - -
133 - - - - - -
134 - - - - - -
135 - - - - - -
136 - - - - - -
137 - - - - - -
138 - - - - - -
139 - - - - - -
140 - - - - - -
141 - - - - - -
142 - - - - - -
143 - - - - - -
144 - - - - - -
145 - - - - - -
146 - - - - - -
147 - - - - - -
148 - - - - - -
149 - - - - - -
150 - - - - - -
151 - - - - - -
152 - - - - - -
153 - - - - - -
154 - - - - - -
155 - - - - - -
156 - - - - - -
157 - - - - - -
158 - - - - - -
159 - - - - - -
160 - - - - - -
161 - - - - - -
162 - - - - - -
163 - - - - - -
164 - - - - - -
165 - - - - - -
166 - - - - - -
167 - - - - - -
168 - - - - - -
169 - - - - - -
170 - - - - - -
171 - - - - - -
172 - - - - - -
173 - - - - - -
174 - - - - - -
175 - - - - - -
176 - - - - - -
177 - - - - - -
178 - - - - - -
179 - - - - - -
180 - - - - - -
181 - - - - - -
182 - - - - - -
183 - - - - - -
184 - - - - - -
185 - - - - - -
186 - - - - - -
187 - - - - - -
188 - - - - - -
189 - - - - - -
190 - - - - - -
191 - - - - - -
192 - - - - - -
193 - - - - - -
194 - - - - - -
195 - - - - - -
196 - - - - - -
197 - - - - - -
198 - - - - - -
199 - - - - - -
200 - - - - - -
201 - - - - - -
202 - - - - - -
203 - - - - - -
204 - - - - - -
205 - - - - - -
206 - - - - - -
207 - - - - - -
208 - - - - - -
209 - - - - - -
210 - - - - - -
211 - - - - - -
212 - - - - - -
213 - - - - - -
214 - - - - - -
215 - - - - - -
216 - - - - - -
217 - - - - - -
218 - - - - - -
219 - - - - - -
220 - - - - - -
221 - - - - - -
222 - - - - - -
223 - - - - - -
224 - - - - - -
225 - - - - - -
226 - - - - - -
227 - - - - - -
228 - - - - - -
229 - - - - - -
230 - - - - - -
231 - - - - - -
232 - - - - - -
233 - - - - - -
234 - - - - - -
235 - - - - - -
236 - - - - - -
237 - - - - - -
238 - - - - - -
239 - - - - - -
240 - - - - - -
241 - - - - - -
242 - - - - - -
243 - - - - - -
244 - - - - - -
245 - - - - - -
246 - - - - - -
247 - - - - - -
248 - - - - - -
249 - - - - - -
250 - - - - - -
251 - - - - - -
252 - - - - - -
253 - - - - - -
254 - - - - - -
255 - - - - - -
256 - - - - - -
257 - - - - - -
258 - - - - - -
259 - - - - - -
260 - - - - - -
261 - - - - - -
262 - - - - - -
263 - - - - - -
264 - - - - - -
265 - - - - - -
266 - - - - - -
267 - - - - - -
268 - - - - - -
269 - - - - - -
270 - - - - - -
271 - - - - - -
272 - - - - - -
273 - - - - - -
274 - - - - - -
275 - - - - - -
276 - - - - - -
277 - - - - - -
278 - - - - - -
279 - - - - - -
280 - - - - - -
281 - - - - - -
282 - - - - - -
283 - - - - - -
284 - - - - - -
285 - - - - - -
286 - - - - - -
287 - - - - - -
288 - - - - - -
289 - - - - - -
290 - - - - - -
291 - - - - - -
292 - - - - - -
293 - - - - - -
294 - - - - - -
295 - - - - - -
296 - - - - - -
297 - - - - - -
298 - - - - - -
299 - - - - - -
300 - - - - - -
301 - - - - - -
302 - - - - - -
303 - - - - - -
304 - - - - - -
305 - - - - - -
306 - - - - - -
307 - - - - - -
308 - - - - - -
309 - - - - - -
310 - - - - - -
311 - - - - - -
312 - - - - - -
313 - - - - - -
314 - - - - - -
315 - - - - - -
316 - - - - - -
317 - - - - - -
318 - - - - - -
319 - - - - - -
320 - - - - - -
321 - - - - - -
322 - - - - - -
323 - - - - - -
324 - - - - - -
325 - - - - - -
326 - - - - - -
327 - - - - - -
328 - - - - - -
329 - - - - - -
330 - - - - - -
331 - - - - - -
332 - - - - - -
333 - - - - - -
334 - - - - - -
335 - - - - - -
336 - - - - - -
337 - - - - - -
338 - - - - - -
339 - - - - - -
340 - - - - - -
341 - - - - - -
342 - - - - - -
343 - - - - - -
344 - - - - - -
345 - - - - - -
346 - - - - - -
347 - - - - - -
348 - - - - - -
349 - - - - - -
350 - - - - - -
351 - - - - - -
352 - - - - - -
353 - - - - - -
354 - - - - - -
355 - - - - - -
356 - - - - - -
357 - - - - - -
358 - - - - - -
359 - - - - - -
360 - - - - - -
Total 500,000 137,411 637,411
P r in cip al O u tstan d in g (R s.)

50,000

00,000

50,000

00,000

50,000

00,000

50,000

00,000

0,000

Prepayments
(Enter Below)
Prepayments
(if any)
Loan Amount (Rs.)
Interest (% p.a.)
Time Period (Years)

EMI (Rs.)

Time Period
3 Years @ 8%
5 Years @ 8%
20 Years @ 11%
100,000
11%
20

(1,032)

EMI per lakh Amount Approx. EMI


3000 500000 15000
2000 500000 10000
1000 5000000 50000

You might also like

pFad - Phonifier reborn

Pfad - The Proxy pFad of © 2024 Garber Painting. All rights reserved.

Note: This service is not intended for secure transactions such as banking, social media, email, or purchasing. Use at your own risk. We assume no liability whatsoever for broken pages.


Alternative Proxies:

Alternative Proxy

pFad Proxy

pFad v3 Proxy

pFad v4 Proxy