Instructions For Completing The Usaid/Tda Defense Base Act (Dba) Application
Instructions For Completing The Usaid/Tda Defense Base Act (Dba) Application
This is whoever has the contract with USAID. Generally, it is a company name, but it
could be an Independent Consultant, hence asking for the full name of the insured or
company. If you are a subcontractor, you would indicate your name and address, not that
of the prime contractor. You do not need to list the names of the employees (or
consultants, if hired by a company) who are actually going to be doing the work overseas.
Contact Person: This would be the person we send the complete policy and invoice to
(generally the person who contacts Rutherfoord for the coverage, but may be someone
else in your company—if so, please be sure they are aware that they will be receiving this
policy from Rutherfoord).
E-mail address: This should be the e-mail address of the contact person.
Coverage Effective Date: This is generally the date an employee leaves the U.S. to do
the work, or, if outside of the U.S., the date they actually start working. All initial
policies will be open for 1 year from this date, with renewal an option, if needed. If you
need to add or increase coverage during the policy period, please indicate a new effective
date for the change, as the policy period will remain the same based on the original
effective date.
Contract Number: This is your specific contract number with USAID. Please do NOT
indicate the number HNE-Q-00-98-00163 (or 00106)-00 or REE-Q-00-03-00090; these
numbers identify the USAID/TDA DBA program, but for purposes of this coverage, you
need to indicate your contract number with USAID, which is a separate number found in
your contract. If you are a subcontractor, please indicate the prime contractor’s contract
number on the application and not your subcontract number.
Total Payroll: There should be only one (1) figure on the application for payroll,
regardless of how many people are traveling to do the work. Payroll includes standard
salary, overtime, bonuses, danger/hazard pay, recruitment incentive, and post differential.
To calculate, you would take the daily rate of each worker x the number of working days
only and this would equal the payroll. For example, you have 5 people working overseas
on the contract for $500 per day, for 15 days. The total payroll you would indicate on the
application would be $37,500. We would then take the $37,500 and multiply it by the rate
for the coverage and that would equal the premium we would charge. The current rate as
of 10/1/06 is $1.58 per $100 of payroll, so the premium based on the above example
would be $593. We round all payrolls and premiums to the nearest whole dollar. You
can also include the payroll for consultants here to be covered under your policy.
Important: See attached notice regarding Third Country Nationals and Local
Nationals!
Date, Signature and Title: We have an e-mail version of our application (a word
version document) which can be completed, saved and e-mailed back to Diane Proctor at
diane.proctor@rutherfoord.com or Taunya Jones at Taunya.jones@rutherfoord.com his
method is preferred, and the date, signature and title should be also typed on the
application even if you do not have an electronic signature. One copy returned is all that
is needed; you do not need to fax a signed copy or send the original by mail.
Notes:
• Please do not complete and return the application to us if you have not actually
been awarded a contract. If you need to know the cost for bidding purposes,
please use the example above under payroll to calculate the cost.
• All of the policies we issue for this coverage are annual (1 year policies) however,
we only bill premiums based on the time overseas for the workers. Unless the
workers will be overseas for at least 1 year where you can give an annual payroll,
the policy can be endorsed as needed during the policy year for additional trips or
new contracts to add, etc. at that time.
• This policy is renewable, if needed, with a renewal sheet being sent to you
approximately 1 month prior to your policy expiration.
• This policy is audited at the end of your policy year, which is basically a
worksheet that we will send indicating the contract number(s) and payroll(s) that
were given to us during the year. You would then indicate the actual payroll for
the contract and we would adjust the payrolls accordingly.
*USAID DBA INSURANCE IMPORTANT NOTICE*
USAID WAIVERS
(AS PERTAINS TO THIRD COUNTRY NATIONALS AND LOCAL
NATIONALS IN RELATION TO DBA COVERAGE—WAIVER
DOES NOT APPLY TO U.S. CITIZENS)
The USAID waivers have been granted on the basis of where the work is being
performed, rather than the nationality of the workers. For example, there is a waiver for
the Philippines. If you hire a German to do work in the Philippines (a Third Country
National), he/she would be exempt from the DBA requirement. If you hire a Filipino to
do work in the Philippines (a Local National), he/she would also be exempt from the
DBA requirement.
If you took the same two hires and had them working in Germany, where there is no
waiver, they would have to be covered by the DBA.
All waivers contain the following wording: “In granting this waiver, it is understood that
employees covered by the waiver will be provided worker’s compensation benefits
prescribed in the applicable foreign laws as the contracts require.” It is the contractor’s
responsibility to secure this benefit.
If a country listed on the waiver list does not have a valid worker’s compensation
scheme, the waiver by definition would not apply. In that case, the Defense Base Act
applies to all workers on the contract, including American hires, TCNs, and locals. The
burden of proof that a valid worker’s compensation scheme exists or not lies with the
contractor.
____________________________________
CONTRACT NUMBER: (DBA rate: $1.58 per $100 of payroll) TOTAL PAYROLL:
1. __________________________________________________ _______________________
2. __________________________________________________ _______________________
3. __________________________________________________ _______________________
________________________________________________________________________