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Flyer in English-PMJDY Logo

Vijaya Bank provides information about the Pradhan Mantri Jan Dhan Yojna (PMJDY) basic savings bank account. The key benefits are that money is safe in a bank account, earns interest, and can be withdrawn anywhere as needed. A basic savings account has no minimum balance requirement. An ATM/RuPay debit card provided allows withdrawals from ATMs and purchases. After 6 months of satisfactory account performance, an overdraft facility starting at Rs. 1000 may be provided. Other bank products like deposits, loans, and remittances can also be availed after opening an account. An Aadhaar number can be linked to receive direct government subsidies in the account. Minimal documents like ID

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Manjunath Agastya
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94 views1 page

Flyer in English-PMJDY Logo

Vijaya Bank provides information about the Pradhan Mantri Jan Dhan Yojna (PMJDY) basic savings bank account. The key benefits are that money is safe in a bank account, earns interest, and can be withdrawn anywhere as needed. A basic savings account has no minimum balance requirement. An ATM/RuPay debit card provided allows withdrawals from ATMs and purchases. After 6 months of satisfactory account performance, an overdraft facility starting at Rs. 1000 may be provided. Other bank products like deposits, loans, and remittances can also be availed after opening an account. An Aadhaar number can be linked to receive direct government subsidies in the account. Minimal documents like ID

Uploaded by

Manjunath Agastya
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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VIJAYA BANK

(A Govt. of India Undertaking)

PRADHAN MANTRI JAN DHAN


YOJNA
Why should I open a Basic Savings Bank Account?
Money kept in a bank account is safe.
You can earn interest on the money that is saved in the bank accounts
You can withdraw money anytime, anywhere and use it in case of emergencies
You can avail other product benefits like loans and deposits after opening a bank account

What are the benefits of a Basic Savings Bank Account?


Basic Savings Bank Accounts are zero balance accounts and hence there is no requirement for any
initial deposit for opening the account. Money can be deposited or withdrawn from the bank
whenever needed.

How can I use my ATM / Debit (RuPay) card?


An ATM / RuPay card would be provided at the time of account opening. You can use this card for
withdrawal of money at any bank ATM 24 by 7.Your money will be in your hands as and when you
want. You can also use this card at merchant establishments/shops for purchase of any goods or
services. Additionally, this card will also have an inbuilt accident insurance cover of Rs. 1 lakh.

What are the other facilities in this account?


After 6 months of satisfactory performance on the account, the Bank may optionally consider
providing an Overdraft facility starting from Rs.1000 .On regular servicing of the overdraft interest
the amount of overdraft may be increased upto Rs 5000/.

What are the other products that I can avail after opening an account?
Fixed and Recurring Deposits
Kisan Credit Card
Crop Loans, Tractor Loans and other Farm Equipment Loans
Remittances etc.

Can I link my Aadhaar Number to my savings bank account?


Yes, Aadhaar number can be linked to the savings bank account and Aadhaar based subsidies like
SSP, LPG, MGNREGRA can be directly received in this account basis the Aadhaar number. For
receiving government subsidies Aadhaar no. should be updated both in the bank account and the
government department running the scheme.
What are the documents for account opening?
Account opening is an easy process. You can submit document showing your personal identity and
proof of address such as driving license, passport, telephone or electricity bill etc.You can submit
your Voter Id, Job Card, Aadhaar card or a letter from the Sarpanch as documents required to open
a bank account.

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