Nigeria Atm Card Fraud
Nigeria Atm Card Fraud
You may now ask how possible is this? Yes, there are certain
personal acts that are capable of compromising the security of both your ATM card,
other bank details and indeed your personal security. Most times, these are done
unconsciously but obviously, the consequences are always highly devastating.
Whether you wish to admit it or not, bad elements are known to lurk around ATM
machine points and even bank premises in Nigeria. With this consciousness, you
may not want to act in any way that could jeopardize your personal and financial
security. Therefore, you need to know these basic tips on how to make safe and
secure ATM transactions.
ATM Security Tips 1: Guard your ATM Card Jealously
Most Nigerians would retrieve their ATM cards and hold them in their palms long
before the ATM queues get to their turn. This is virtually common sight and
unfortunately the most danger-predisposing act. Your ATM card contains some vital
serial numbers which can prove useful for ATM card cloning by smart criminals. Do
not retrieve your ATM card from its safe closet until it is your turn to use the ATM
withdrawing machine. Guard it jealously for your own safety.
ATM Security Tip 2: Shield the typing pad and screen to prevent spying
out your ATM pins
Due to the queues that occasions ATM points in Nigeria, there is the likelihood that
intending ATM users standing behind you could see your ATM pin and other details as
you punch the ATM key pads. To prevent this from happening, ensure you move very
close to the machine so that your body mass can block the entire view from any preying
eyes. It is certain that once your ATM pin is detected, your ATM, bank and personal
security is already compromised.
ATM Security Tip 3: Do not use serial or repeating numbers as ATM pin
After being issued an ATM card by your bank, you are given an initial four-digit security
pin. You are expected to change this pin to your own unique 4-digit pin numbers. Do not
choose serial, sequential or repeating numbers as you ATM pins. Such numbers like
0000, 1234, 5678, 4321 and so on are easily memorized and can be easily compromised.
As a clue, you may intermix the digits without following any easy pattern. For instance,
using 6049 has no definite pattern or sequence and can prove a better secured ATM
pin than the former.
ATM Security Tip 4: Never carelessly Discard any Receipt Generated by
the ATM machine