Enter Earner 2 Retirement Contribution % Here: 5% Peach shaded areas are household expenses

Enter Charitable Donations % Here: 10% Yellow shaded areas are insurance costs

Expenses Jan-12 Feb-12 Mar-12 Apr-12 May-12 Jun-12 Jul-12 Aug-12 Sep-12 Oct-12 Nov-12 Dec-12 Total

Earner 1 Bonus -
Earner 1 Tax -
Gifts Received -
Earner 1 Salary -
Earner 1 Tax - - - - - - - - - - - - -
Earner 1 401(k) / Retirement Contribution - - - - - - - - - - - - -
Earner 2 Salary -
Earner 2 Tax - - - - - - - - - - - - -
Earner 2 401(k) / Retirement Contribution - - - - - - - - - - - - -
Gifts Given / Charity - - - - - - - - - - - - -

Income to Use - - - - - - - - - - - - -

Car Insurance -
Registration + Inspection -
Car Service -
Gas -
AAA -
Car Tax -
Dining -
Gifts Given -
Groceries -
Diapers -
Formula -
Baby Clothes -
Babysitting / Day Care -
Tools -
Homeowner's Fees -
Light Bulbs -
Toilet Paper -
Paper Napkins -
Camcorder Tapes -
Dishwashing Detergent -
Clothes Detergent -
Fabric Softener -
Soap - Kitchen & Bathroom -
Bath Soap -
Shampoo & Conditioner -
Facewash & Lotion -
Regular Lotion -
Razors -
Deodorant -
Toothbrushes -
Toothpaste -
Misc Household -
AD&D -
Life Insurance - Lena -
Life Insurance - Jon -
Medical Insurance -
Dental Insurance -
Medical Expenses -
Mortgage Pmts (incl. escrow) -
House Phone -
Lena Cell Phone -
Internet -
Water -
Trash -
Electricity -
Cable -
Tivo -
Car Loan -
College Loan -
Hair Cuts -
Clothing -
Postage -
Subtotal Mandatory Expenses - - - - - - - - - - - - -

Entertainment -
Home Improvements -
Magazine Subscriptions -
Photos -
Vacation -
Other -

Subtotal Discretionary Expenses - - - - - - - - - - - - -

Total Monthly Expenses - - - - - - - - - - - - -

Net Monthly Diff. w/o discretionary - - - - - - - - - - - - -

Net Monthly Diff. w/discretionary - - - - - - - - - - - - -
- check - should be 0