A SYNOPSIS ON

“A PROJECT ON MUTUAL FUNDS”

AT
“HDFC MUTUAL FUNDS”
BY

B.MADHANMOHANGOUD

(HALL TICKET NO: 1305-19-672-137)

Synopsis for project to be submitted for the award of the degree of

MASTER OF BUSINESS ADMINISTRATION

OSMANIA UNIVERSITY

2019-2021

AVANTHI PG COLLEGE

Moosarambagh, Hyd
 INTRODUCTION OF MUTUAL FUND

The first introduction of a mutual fund in India occurred in

1963, when the Government of India launched Unit Trust of
India (UTI). Until 1987, UTI enjoyed a monopoly in the Indian
mutual fund market. Then a host of other government-controlled
Indian financial companies came up with their own funds. These
included State Bank of India, Canara Bank, and Punjab National
Bank. This market was made open to private players in 1993, as a
result of the historic constitutional amendments brought forward by
the then Congress-led government under the existing regime
of Liberalization, Privatization and Globalization (LPG). The
first private sector fund to operate in India was Kothari Pioneer,
which later merged with Franklin Templeton.
CONCEPT OF MUTUAL FUND:
A mutual fund is a common pool of money into which investors
place their contributions that are to be invested in accordance with a
stated objective. The ownership of the fund is thus joint or “mutual”;
the fund belongs to all investors. A single investor’s ownership of the
fund is in the same proportion as the amount of the contribution made
by him or her bears to the total amount of the fund.
Mutual Funds are trusts, which accept savings from investors
and invest the same in diversified financial instruments in terms of
objectives set out in the trusts deed with the view to reduce the risk
and maximize the income and capital appreciation for distribution for
the members. A Mutual Fund is a corporation and the fund manager’s
interest   is to professionally manage the funds provided by the
investors and provide a return on them after deducting reasonable
management fees.
DEFINITION:
“A mutual fund is an investment that pools your money with
the money of an unlimited number of other investors. In return, you
and the other investors each own shares of the fund. The fund's assets
are invested according to an investment objective into the fund's
portfolio of investments. Aggressive growth funds seek long-term
capital growth by investing primarily in stocks of fast-growing
smaller companies or market segments. Aggressive growth funds are
also called capital appreciation funds”.
NEED FOR THE STUDY:

The main purpose of doing this project was to know about

mutual fund and its functioning. This helps to know in details about
mutual fund industry right from its inception stage, growth and future
prospects.
It also helps in understanding different schemes of mutual funds.
Because my study depends upon prominent funds in India and their
schemes like equity, income, balance as well as the returns associated
with those schemes.
The project study was done to ascertain the asset allocation,
entry load, exit load, associated with the mutual funds. Ultimately this
would help in understanding the benefits of mutual funds to investors.
OBJECTIVE:
 To give a brief idea about the benefits available from Mutual
Fund investment.
 To give an idea of the types of schemes available.
 To discuss about the market trends of Mutual Fund investment.
 To study some of the mutual fund schemes.
 To study Mutual Fund Distribution Channels.
 To study Marketing strategies of Mutual Funds.
 Explore the recent developments in the mutual funds in India.
 To give an idea about the regulations

Top 5 Best HDFC Mutual Fund Schemes for 2021

Updated on December 30, 2020 , 6722 views HDFC Mutual Fund is one of
the largest AMC’s in India. The fund house focuses on delivering consistent
fund performance across categories. The single most important Factor that
drives investors to invest with HDFC Mutual Fund is that “it gives the
investor the chance to profitably invest in the financial market, without
constantly worrying about the market fluctuations. The fund house offers
schemes from across Mutual Fund category like— Equity, Debt, Fixed
Income, retirement Fund, etc. Investors can invest in these funds according
to their investment goals and risk appetite. Investors willing to take a high-
risk can invest in Equity Funds and one with an average risk appetite can
ideally invest in Debt fund..

Why Opt for HDFC Mutual Fund? Excellent Ratings: Many of the company
schemes have a CRISIL rating of three and above. Variety of Options:
Investing in HDFC Mutual Fund comes with a broad range of choices. Tax
Benefits: Certain schemes of HDFC Mutual Fund offer tax benefits to
investors. Catering to the Need of Investor: The company has products
which will suit every type of investor. Funds range from short-term to long-
term and even open-ended to closed-ended funds. The company makes
sure the investor gets what they need. It also offers products with low,
medium, and high risk. You can choose a fund from the below listed top 10
best HDFC Mutual Fund schemes for 2021. These funds have been
shortlisted by undertaking certain important parameters like AUM, NAV,
past performances, peer average returns, etc..

1. HDFC Corporate Bond Fund (Erstwhile HDFC Medium Term

Opportunities Fund) To generate regular income through
investments in Debt/ Money Market Instruments and Government
Securities with maturities not exceeding 60 months. HDFC
Corporate Bond Fund is a Debt - Corporate Bond fund was
launched on 29 Jun 10.
2. 2. HDFC Banking and PSU Debt Fund To generate regular income
through investments in debt and money market instruments
consisting predominantly of securities issued by entities such as
Scheduled Commercial Banks and Public Sector undertakings.
There is no assurance that the investment objective of the Scheme
will be realized 6.3%.
 3. 3. HDFC Small Cap Fund To provide long-term capital appreciation
by investing predominantly in Small-Cap and Mid-Cap companies.
HDFC Small Cap Fund is a Equity - Small Cap fund was launched
on 3 Apr 08. It is a fund with Moderately High risk and has given a
CAGR/Annualized return of 12.8% since its launch
4. 4. HDFC Credit Risk Debt Fund (Erstwhile HDFC Corporate Debt
Opportunities Fund) To generate regular income and capital
appreciation by investing predominantly in corporate debt.
5. 5. HDFC Hybrid Debt Fund (Erstwhile HDFC MF Monthly Income
Plan - LTP) The primary objective of Scheme is to generate regular
returns through investment primarily in Debt and Money Market
Instruments. The secondary objective of the Scheme is to generate
long-term capital appreciation by investing a portion of the
Scheme`s assets in equity and equity related instruments. However,
there can be no assurance that the investment objective of the
Scheme will be achieved..

Research methodology
 Not everyone has the capital to diversify with stocks – While our primary
goal is to help investors improve their analytical skills and their investment
process, there is a large portion of the investing public that either prefers to let
others manage their money or do not have enough fund to properly diversify.
The purpose of this section of the website is to help investors find value oriented
mutual funds that we believe possess the process and methodology and mindset
to provide investors with reasonable returns without undue risks
 Idea generation– We are constantly looking for new investment ideas and
value oriented mutual funds is always a great place to start. There are numerous
sites which track the changes in a fund’s positions. We are always looking at the
changes in positions for ideas.
 Some funds explain in detail their rationale for an idea or their investment
process, which helps learning process.-  We have listed a number of mutual
funds that provide their shareholders with more than just the basic summary of
their fund’s performance and a brief description of what stocks impacted the
fund’s performance over a given period of time. While we may not always agree
with the stocks that are invested in as a result of their process or analysis, we do
 find several mutual fund companies spread a good deal of time explaining their
process and provide real-time analysis of some ideas. This helps the learning
process and provides food for thought and may challenge the investor to rethink
part of his process or analysis.

DATA ANALYSIS
1.ANALYZING ACCORDING TO AGE
2. Analyzing according to Qualifiaction
3.Analyzing according to Occupation.
4. Analyzing according to Monthly Family Income
5. Analyzing data according to factors seen before investing.
6. Analyzing data according to mode of investment
7. Analyzing data according to objective of investment
8. Analyzing data according to awarness about Mutual Fund
9. Analyzing data according to from where they came to know about
Mutual Fund.
10. Analyzing data according to investors choice of investing in different
Mutual Fund Companies.