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Annex-I Financial Performance Analysis of Shree Mahila Sewa Saving and Credit Co-Operative Society LTD

The document provides background information on a field work report submitted to Tribhuwan University analyzing the financial performance of Shree Mahila Sewa Saving and Credit Co-operative Society Ltd. It discusses the history and significance of cooperatives in Nepal. The objectives are to analyze the cooperative's financial performance, examine the relationship between loans and deposits, and assess employee satisfaction. Research methodology includes collecting secondary data through annual reports, financial statements, and employee questionnaires. The report outline includes an introduction, results and findings chapter, and summary/conclusion chapter.

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887 views

Annex-I Financial Performance Analysis of Shree Mahila Sewa Saving and Credit Co-Operative Society LTD

The document provides background information on a field work report submitted to Tribhuwan University analyzing the financial performance of Shree Mahila Sewa Saving and Credit Co-operative Society Ltd. It discusses the history and significance of cooperatives in Nepal. The objectives are to analyze the cooperative's financial performance, examine the relationship between loans and deposits, and assess employee satisfaction. Research methodology includes collecting secondary data through annual reports, financial statements, and employee questionnaires. The report outline includes an introduction, results and findings chapter, and summary/conclusion chapter.

Uploaded by

Na Ge Sh
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ANNEX-I

FINANCIAL PERFORMANCE ANALYSIS OF

SHREE MAHILA SEWA SAVING AND CREDIT

CO-OPERATIVE SOCIETY LTD

(A Proposal Report)

BY
Yubraj Paudel
T.U. Registered Number: 7-2-1098-3-2015
4th Year Symbol Number:
(Finance Group)

Makawanpur Multiple Campus

Submitted to
The Faculty of Management
Tribhuwan University
Kathmandu

In Partial Fulfillment of the Requirements for the Degree of


BACHELOR OF BUSINESS STUDIES (BBS)
Hetauda, Makawanpur
September, 2018
1.1 BACKGROUND OF THE STUDY

Tribhuwan Univesity is the reputed University of Nepal. This is running the 4 years
Bachelor Degree program since many years. The students are learning and knowing
many things in these 4-years period. In these three years, they know about many
theoretical aspects of the study. At last year, they have to prepare the field work report
which is related to their 4-years study. Tribhuwan University wants to make student
effective by giving the opportunity to write the field work.

Nepal has a long cultural tradition of informal community based co-operatives


including saving and credit associations popularly known as dhikuti and grain savings
and labour savings systems knows as parma and dharma bhakari. Similarly, Guthi
provided a forum to work together for smoothly running different socio culture
practices. Many of these traditional systems of co-operation are still functioning in the
rural areas of Nepal.

The first co-operative Act was enacted by the government in 1960, which was
followed by the Agriculture Co-operative Act (Shaja sahakari). In 1963, the capital of
savings and credit co-operative societies was converted into a co-operative Bank in
1963, and in 1968, it was also converted into the Agricultural Development Bank of
Nepal(ADBN).After 5 years the ADBN returned management back to the government
and in 1975 the Co-operative Act was amended again.

At present, the Department of Co-operatives is working under the Ministry of


Agriculture and Co-operatives. It is believed that some 6 million people are already
affiliated in approximately 34,512 cooperatives and more than 60,517 people are
employed directly in cooperative business.

1.2 INTRODUCTION TO CO-OPERATIVE

A co-operative is autonomous association of people united voluntarily to meet their


common economic, social and cultural needs and aspirations through a jointly owned
and democratically controlled business. A co-operative organization is the form of
organization which is established by the people of weaker society to uplift their social
and economic condition. It is formed with the idea of living together and working
together.
In Nepal, there are many co-operatives Ltd. but I only research Hetauda areas.
There are co-operatives, among them I am going to research about a o-operative,
which is Shree Mahila Sewa saving and credit co-operative Ltd. Shree Mahila Sewa
Saving and credit co-operative Ltd. was established in 2058-01-02. This co-operative
ltd. located in Hetauda sub metropolitan-12.

1.3 SIGNIFICANCE OF STUDY

At present, co-operatives Ltd. play vital role in the economic development of the
country. Co-operatives are those important confederations that supply the financial
needs of modern business by various means. They hold deposits of the public and
business units. Co-operatives are restricted to invest their funds in the corporate
securities and they make their funds available through their lending and investing
activities to the borrowers, individuals etc. As a matter of facts co-operatives are back
bone of financial system of the country.

1.4 STATEMENT OF PROBLEM

Co-operatives are generally defined as community based, member owned, managed,


and controlled organization. First co-operative was established in 1956. Due to a lack
of fundamental understanding of co-operatives, the moment was very weak in Nepal
till 1992. A major change in the sector took place in 1992 when the co-operatives act
1992 was promulgated. The act specified that the government would no longer
directly promote co-operatives. As a result, the independent growth of co-operatives
took off and the no. of co-operatives had reached over 34,512 in 2017. Co-operatives
in Nepal are the wide range of saving and credit, Agriculture, insurance, non-financial
services. Their accomplishments to date in the area of socio economic development
members indicate the co-operatives can continue to grow as key players in the
development of Nepal.

1.5 OBJECTIVES OF THE STUDY

The basic objectives of this study are to examine and evaluate the financial
performances of the co-operative are as follows:

a) To analyze in financial performance of Shree Mahila Sewa Co-operative Ltd.


b) To measure relationship between the loan and deposit.
c) To know the employee satisfaction of Mahila Sewa Co-operative Ltd.

1.6 LETERATURE REVIEW

Review of literature is an essential part of all studies. It is a way to discover what


other research in the area of our problem has uncovered. It is also a way to avoid
investing problems that have already been answered.

1.7 RESEARCH METHODOLOGY

Research methodology is process of arriving to the solution of the problem through


planned and systematic dealing with collection, analysis and interpretation of facts
and figures. As this research entirely considers about the financial performance of
"Mahila Sewa saving and Credit Co-operative limited".

Methods of research are as follows:

 Population
 Sample
 Ratio analysis
 Structure
1.8 LIMITATION

This story will be limited by the following factors:

a) This study period covers only 5 years from 2070 to 2075.

b) Secondary data, interview AGM report are the main source of data.

c) All required material is not given the co-operative as they once to keep their
transaction secret.

d) This story is confined to evaluate the financial performance of "co-operatives ltd"


only

1.9 OUTLINE STRUCTURE


Upcoming project work report will be devided into the following three chapters:-

I. Introduction
The first chapter contained the introduction of the study including general
background, statement of the problem, objectives of the study, significance of
the study and limitations of the study.

II. Results and Findings


This chapter contained data presentation using appropriate table and graphs as
well as analysis of data using financial tools and statistical tools. Lastly the
major findings are draw from analysis.

III. Summary and Conclusion


Third chapter contained summary and conclusion of the whole study.
ANNEX-II

Correlation ship between loan and deposit

Year Loan(x) Deposit(y) xy x2 y2


00 00

2071/72 105 305 32025 11025 93025


2072/73 254 669 169926 64516 447561
2073/74 343 806 276458 117649 649636
2074/75 427 1009 430843 182329 1018081
N=4 ∑x=1129 ∑y=2789 ∑xy=909252 ∑x2=375519 ∑y2=2208303

We know that,

n∑xy - ∑x.∑y
r=
√n∑x2-(∑x)2 × √ n∑y2-(∑y)2

4x909252 - 1129x2789
√4x375519 - (1129)2 √4x2208303- (2789)2

= 488227

476.90146 x 1026.9815

= 488227

489768.9764

r = 0.99685

Where,
n = No of year

x = Total investment

y = Total deposit

X = Summation of x series

Y = Summation of y series

r = Correlation coefficient

ANNEX-III

Employee Satisfaction (Questionnaire)

1) How long have you been working at this organization?

a) Less than 5 years b) 5 to 10 Years c) 10 years above

2) What is your age level?


a) Below 25 years b) 25 to 35 years c) 35 years above

3) How do you feel about the pay level at this organization?


a) Satisfied b) Neutral c) Dissatisfied

4) How happy are you with your manager's behaviors?


a) Happy b) Neutral c) Unhappy

5) What do you think about Dearness Allowance program of the


organization?
a) Yes, I'm satisfied b) No, I'm dissatisfied c) I'm Neutral

6) Do you get your payments at time?


a) Yes b) No

7) Do you get Training for new programs?


a) Yes b) No

8) Do you get incentives for your better performance?


a) Yes b) No
9) Do you get bonus at Dashain from the organization?
a) Yes b) No

10) Overall, how satisfied are you with your position?


a) Satisfied b) Neutral c) Dissatisfied

ANNEX – IV
PHOTOGRAPHS
Picture:- 1

Researcher is visiting Co-operative for the questionnaire and to get AGM


report

Picture:-2

Researcher at the work room of manager for the data collection


RESUME

Personal Information
Name :- Paudel, Yubraj
Father's Name :- Jandab Paudel
Mother's Name :- Januka paudel
Sex :- Male
Date of birth :- 2055-04-02
Religion :- Hindu
Marital Status :- Unmarried
Nationality :- Nepali
Known Language :- Nepali, English, Hindi
Permanent Address :- Hetauda-12- Bhorle
Contact No. :- 9811123480,9865384606

Educational Background :

S.N. Levels Board / University Year Division


1 SLC Nepal Board 2069 First
2 10+2 HSEB 2072 First
3 Bachelor TU 2075 Running

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