Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving" (Non-Withdrawal for 5 yrs Sample)

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7 Banks Dividend's Rate: 0.25%
1000 . Saving without
Search on the web for the current Divident rate of MP2 and (optional)
2000 Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR Jan Feb Mar Apr May Jun July Aug Sept Oct Nov Dec TOTAL

2020 ₱60,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱2,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱77,000.00
2021 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱2,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱18,500.00
2022 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱2,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱18,500.00
2023 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱2,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱18,500.00
2024 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱2,000.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱1,500.00 ₱18,500.00
TOTAL ₱66,000.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 ₱10,000.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 ₱7,500.00 10000
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 700.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 0.25% Dividend
TOTAL TOTAL
CUMULATIVE CUMULATIVE
YEAR Return Rate DIVIDEND PAYOUT ACCUMULATED YEAR Return Rate DIVIDEND PAYOUT ACCUMULATED
SAVINGS VALUE SAVINGS VALUE

1st Year 7.00% ₱77,000.00 ₱5,390.00 ₱82,390.00 1st Year 0.25% ₱77,000.00 ₱192.50 ₱77,192.50
2nd Year 7.00% ₱100,890.00 ₱7,062.30 ₱107,952.30 2nd Year 0.25% ₱95,692.50 ₱239.23 ₱95,931.73
3rd Year 7.00% ₱126,452.30 ₱8,851.66 ₱135,303.96 3rd Year 0.25% ₱114,431.73 ₱286.08 ₱114,717.81
4th Year 7.00% ₱153,803.96 ₱10,766.28 ₱164,570.24 4th Year 0.25% ₱133,217.81 ₱333.04 ₱133,550.86
5th Year 7.00% ₱183,070.24 ₱12,814.92 ₱195,885.15 5th Year 0.25% ₱152,050.86 ₱380.13 ₱152,430.98
Note: The Dividend use here is arbitrary, In reality ₱44,885.15 Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE

7
Credits, Calculation, Content, & Interface is developed by: Neo Reyd
"LUMP Sum" & "Fix Monthly Saving" & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)

BANK Deposit (without withdrawal for 5 years) with initial deposit of 20000 and adding 20000 every 1st mont of next 4 years & adding 500 every month excluding every 1st month of the 5 years with 125% Divident
₱1,714,284.67
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 20000 and adding 500 every 1st mont of next 4 years & adding 500 every month excluding every 1st month of the 5 years with 7% Divident
₱61,894.13

BANK Deposit (without withdrawal for 5 years) with initial deposit of 20000 WITHOUT ADDING 20000 every 1st mont of next 4 years BUT adding 500 every month excluding every 1st month of the 5 years with 125% Divident
₱1,736,450.68
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 20000 WITHOUT ADDING 500 every 1st mont of next 4 years BUT adding 500 every month excluding every 1st month of the 5 years with 7% Divident
₱64,269.50

This MP2 Calc caters 2 Types of MP2 Fund/Savings: (And can give you an overview of your Banks Rate over PAG-IBIG MP2 Funds rate).
1. LUMP SUM - By filling only the "(Initial) 1st Month's Deposit:" below, you can calculate the DIVIDEND of your savings every year until its fifth year.

2. FIX MONTHLY SAVINGS - Filling all the required fields below, will calculate the DIVIDEND of your savings Important Remarks:
with an options to increase saving by adding the same amount every start of year. Since the Dividend use is/are arbitrary
and do change every year, the calculations
are just a close representation of possibilities
and may not exactly match the real actual MP2 numbers.
Fill-out the DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM.
*EDIT ONLY THE YELLOW CELLS following pls. THESE ARE ONLY SAMPLE CALCULATION.
Banks Dividend's Rate: 1.25 Put your number here! The Dividend use here is arbitrary and may not be concise.
Pag-Ibig MP2 Dividend's Rate: 7% Put your number here!
(Initial) 1st Month's Deposit: 20000 Put your number here! DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Following Monthly Deposit: ₱500.00 Put your number here!
Nxt 4 yrs 1st Mnth ADD Deposit (Optional): ₱500.00 Put your number here!

PAGIBIG MP2 FUND DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Every year's Monthly Deposit Without Runnung DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month Years Dividend PAYOUT Dividend Payout
1st Year 7.00% ₱25,500.00 ₱1,785.00 ₱27,285.00 Initial Deposit ₱5,500.00 ₱25,500.00 ₱1,785.00 ₱27,285.00
2nd Year 7.00% ₱32,785.00 ₱2,294.95 ₱35,079.95 ₱500.00 ₱5,500.00 ₱33,285.00 ₱2,329.95 ₱35,614.95
3rd Year 7.00% ₱40,579.95 ₱2,840.60 ₱43,420.55 ₱500.00 ₱5,500.00 ₱41,614.95 ₱2,913.05 ₱44,528.00
4th Year 7.00% ₱48,920.55 ₱3,424.44 ₱52,344.98 ₱500.00 ₱5,500.00 ₱50,528.00 ₱3,536.96 ₱54,064.96
5th Year 7.00% ₱57,844.98 ₱4,049.15 ₱61,894.13 ₱500.00 ₱5,500.00 ₱60,064.96 ₱4,204.55 ₱64,269.50
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱20,000.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
2nd Year ₱27,285.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
3rd Year ₱35,079.95 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
4th Year ₱43,420.55 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
5th Year ₱52,344.98 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
TOTAL ₱178,130.48 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

BANK SAVINGS DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Nxt 4 yrs Monthly Deposit Total Savings DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month No Dividend PAYOUT Dividend Payout
1st Year 125.00% 25,500.00 31,875.00 57,375.00 20,000.00 ₱5,500.00 ₱25,500.00 ₱31,875.00 ₱57,375.00
2nd Year 125.00% 62,875.00 78,593.75 141,468.75 500.00 ₱5,500.00 ₱63,375.00 ₱79,218.75 ₱142,593.75
3rd Year 125.00% 146,968.75 183,710.94 330,679.69 500.00 ₱5,500.00 ₱148,593.75 ₱185,742.19 ₱334,335.94
4th Year 125.00% 336,179.69 420,224.61 756,404.30 500.00 ₱5,500.00 ₱340,335.94 ₱425,419.92 ₱765,755.86
5th Year 125.00% 761,904.30 952,380.37 ₱1,714,284.67 500.00 ₱5,500.00 ₱771,755.86 ₱964,694.82 ₱1,736,450.68
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.
 YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱20,000.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
2nd Year ₱57,375.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
3rd Year ₱141,468.75 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
4th Year ₱330,679.69 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
5th Year ₱756,404.30 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
TOTAL ₱1,305,927.73 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back at the following year as "CUMULATIVE SAVINGS" as savings.
Credits, Calculation, Content, & Interface is developed by: Neo Reyd
"LUMP Sum" & "Fix Monthly Saving" & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)

BANK Deposit (without withdrawal for 5 years) with initial deposit of 500 and adding 500 every 1st mont of next 4 years & adding 500 every month excluding every 1st month of the 5 years with 0% Divident
₱28,213.22
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 500 and adding 500 every 1st mont of next 4 years & adding 500 every month excluding every 1st month of the 5 years with 70% Divident
₱800,000.00

BANK Deposit (without withdrawal for 5 years) with initial deposit of 500 WITHOUT ADDING 500 every 1st mont of next 4 years BUT adding 500 every month excluding every 1st month of the 5 years with 0% Divident
₱24,656.66
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 500 WITHOUT ADDING 500 every 1st mont of next 4 years BUT adding 500 every month excluding every 1st month of the 5 years with 70% Divident
₱3,122.01

This MP2 Calc caters 2 Types of MP2 Fund/Savings: (And can give you an overview of your Banks Rate over PAG-IBIG MP2 Funds rate).
1. LUMP SUM - By filling only the "(Initial) 1st Month's Deposit:" below, you can calculate the DIVIDEND of your savings every year until its fifth year.

2. FIX MONTHLY SAVINGS - Filling all the required fields below, will calculate the DIVIDEND of your savings Important Remarks:
with an options to increase saving by adding the same amount every start of year. Since the Dividend use is/are arbitrary
and do change every year, the calculations
are just a close representation of possibilities
and may not exactly match the real actual MP2 numbers.
Fill-out the DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM.
*EDIT ONLY THE YELLOW CELLS following pls. THESE ARE ONLY SAMPLE CALCULATION.
Banks Dividend's Rate: 0.0025 Put your number here! The Dividend use here is arbitrary and may not be concise.
Pag-Ibig MP2 Dividend's Rate: 0.7 Put your number here!
(Initial) 1st Month's Deposit: ₱500.00 Put your number here! DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Following Monthly Deposit: ₱500.00 Put your number here!
Nxt 4 yrs 1st Mnth ADD Deposit (Optional): ₱500.00 Put your number here!

PAGIBIG MP2 FUND DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Every year's Monthly Deposit Without Runnung DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month Years Dividend PAYOUT Dividend Payout ₱247,500.00
1st Year 7.50% ₱660,000.00 ₱49,500.00 ₱709,500.00 Initial Deposit ₱0.00 ₱500.00 ₱37.50 ₱537.50
2nd Year 7.50% ₱660,000.00 ₱49,500.00 ₱709,500.00 ₱500.00 ₱0.00 ₱1,037.50 ₱77.81 ₱1,115.31
3rd Year 7.50% ₱660,000.00 ₱49,500.00 ₱709,500.00 ₱500.00 ₱0.00 ₱1,615.31 ₱121.15 ₱1,736.46
4th Year 7.50% ₱660,000.00 ₱49,500.00 ₱709,500.00 ₱500.00 ₱0.00 ₱2,236.46 ₱167.73 ₱2,404.20
5th Year 7.50% ₱660,000.00 ₱49,500.00 ₱709,500.00 ₱500.00 ₱0.00 ₱2,904.20 ₱217.81 ₱3,122.01
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00
2nd Year ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00
3rd Year ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00
4th Year ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00
5th Year ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00 ₱55,000.00
TOTAL ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00 ₱275,000.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

BANK SAVINGS DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Nxt 4 yrs Monthly Deposit Total Savings DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month No Dividend PAYOUT Dividend Payout
1st Year 0.25% 6,000.00 15.00 6,015.00 500.00 ₱5,500.00 ₱500.00 ₱1.25 ₱501.25
2nd Year 0.25% 11,515.00 28.79 11,543.79 500.00 ₱5,500.00 ₱6,501.25 ₱16.25 ₱6,517.50
3rd Year 0.25% 17,043.79 42.61 17,086.40 500.00 ₱5,500.00 ₱12,517.50 ₱31.29 ₱12,548.80
4th Year 0.25% 22,586.40 56.47 22,642.86 500.00 ₱5,500.00 ₱18,548.80 ₱46.37 ₱18,595.17
5th Year 0.25% 28,142.86 70.36 ₱28,213.22 500.00 ₱5,500.00 ₱24,595.17 ₱61.49 ₱24,656.66
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.
 YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
2nd Year ₱6,015.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
3rd Year ₱11,543.79 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
4th Year ₱17,086.40 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
5th Year ₱22,642.86 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00 ₱500.00
TOTAL ₱57,788.05 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00 ₱2,500.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back at the following year as "CUMULATIVE SAVINGS" as savings.
Credits, Calculation, Content, & Interface is developed by: Neo Reyd
"LUMP Sum" & "Fix Monthly Saving" & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)

BANK Deposit (without withdrawal for 5 years) with initial deposit of 10000 and adding 10000 every 1st mont of next 4 years & adding 5000 every month excluding every 1st month of the 5 years with 0% Divident
₱287,195.01
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 10000 and adding 5000 every 1st mont of next 4 years & adding 5000 every month excluding every 1st month of the 5 years with 200% Divident
₱352,456.51

BANK Deposit (without withdrawal for 5 years) with initial deposit of 10000 WITHOUT ADDING 10000 every 1st mont of next 4 years BUT adding 5000 every month excluding every 1st month of the 5 years with 0% Divident
₱307,320.33
PAGIBIG MP2 Deposit (without withdrawal for 5 years) with initial deposit of 10000 WITHOUT ADDING 5000 every 1st mont of next 4 years BUT adding 5000 every month excluding every 1st month of the 5 years with 200% Divident
₱376,210.20

This MP2 Calc caters 2 Types of MP2 Fund/Savings: (And can give you an overview of your Banks Rate over PAG-IBIG MP2 Funds rate).
1. LUMP SUM - By filling only the "(Initial) 1st Month's Deposit:" below, you can calculate the DIVIDEND of your savings every year until its fifth year.

2. FIX MONTHLY SAVINGS - Filling all the required fields below, will calculate the DIVIDEND of your savings Important Remarks:
with an options to increase saving by adding the same amount every start of year. Since the Dividend use is/are arbitrary
and do change every year, the calculations
are just a close representation of possibilities
and may not exactly match the real actual MP2 numbers.
Fill-out the DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM.
*EDIT ONLY THE YELLOW CELLS following pls. THESE ARE ONLY SAMPLE CALCULATION.
Banks Dividend's Rate: 0.0025 Put your number here! The Dividend use here is arbitrary and may not be concise.
Pag-Ibig MP2 Dividend's Rate: 2 Put your number here!
(Initial) 1st Month's Deposit: ₱10,000.00 Put your number here! DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Following Monthly Deposit: ₱5,000.00 Put your number here!
Nxt 4 yrs 1st Mnth ADD Deposit (Optional): ₱5,000.00 Put your number here!

PAGIBIG MP2 FUND DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Every year's Monthly Deposit Without Runnung DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month Years Dividend PAYOUT Dividend Payout
1st Year 7.00% ₱65,000.00 ₱4,550.00 ₱69,550.00 Initial Deposit ₱55,000.00 ₱65,000.00 ₱4,550.00 ₱69,550.00
2nd Year 7.00% ₱124,550.00 ₱8,718.50 ₱133,268.50 ₱5,000.00 ₱55,000.00 ₱129,550.00 ₱9,068.50 ₱138,618.50
3rd Year 7.00% ₱188,268.50 ₱13,178.80 ₱201,447.30 ₱5,000.00 ₱55,000.00 ₱198,618.50 ₱13,903.30 ₱212,521.80
4th Year 7.00% ₱256,447.30 ₱17,951.31 ₱274,398.61 ₱5,000.00 ₱55,000.00 ₱272,521.80 ₱19,076.53 ₱291,598.32
5th Year 7.00% ₱329,398.61 ₱23,057.90 ₱352,456.51 ₱5,000.00 ₱55,000.00 ₱351,598.32 ₱24,611.88 ₱376,210.20
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱10,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
2nd Year ₱69,550.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
3rd Year ₱133,268.50 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
4th Year ₱201,447.30 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
5th Year ₱274,398.61 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
TOTAL ₱688,664.40 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.

BANK SAVINGS DEPOSIT CALCULATION: FOR WITH: Nxt 4 yrs 1st Mnth (Optional) Increase Deposit:
CUMULATIVE ACCUMULATED Nxt 4 yrs Monthly Deposit Total Savings DIVIDEND with
YEAR Return Rate SAVINGS DIVIDEND PAYOUT VALUE 1st Mnth Deposit Total of 11 Month No Dividend PAYOUT Dividend Payout
1st Year 0.25% 65,000.00 162.50 65,162.50 10,000.00 ₱55,000.00 ₱65,000.00 ₱162.50 ₱65,162.50
2nd Year 0.25% 120,162.50 300.41 120,462.91 5,000.00 ₱55,000.00 ₱125,162.50 ₱312.91 ₱125,475.41
3rd Year 0.25% 175,462.91 438.66 175,901.56 5,000.00 ₱55,000.00 ₱185,475.41 ₱463.69 ₱185,939.09
4th Year 0.25% 230,901.56 577.25 231,478.82 5,000.00 ₱55,000.00 ₱245,939.09 ₱614.85 ₱246,553.94
5th Year 0.25% 286,478.82 716.20 ₱287,195.01 5,000.00 ₱55,000.00 ₱306,553.94 ₱766.38 ₱307,320.33
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back on the following year as " CUMULATIVE SAVINGS" as savings.
 YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month
1st Year ₱10,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
2nd Year ₱65,162.50 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
3rd Year ₱120,462.91 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
4th Year ₱175,901.56 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
5th Year ₱231,478.82 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00
TOTAL ₱603,005.79 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00
Note: The above shows that the "TOTAL ACCUMULATED VALUE" at the end of the year is put back at the following year as "CUMULATIVE SAVINGS" as savings.
 C
PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION
Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving" (Non-Withdrawal for 5 yrs Sample)

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7.5 Banks Dividend's Rate: 0.25%
1000 . Saving without
Search on the web for the current Divident rate of MP2 and (optional)
Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. - Home Stashing-
Age YEAR Jan Feb Mar Apr May Jun July Aug Sept Oct Nov Dec TOTAL

32 2020 ₱100,000.00 ₱100,000.00

33 2021 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
34 2022 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
35 2023 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
36 2024 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
TOTAL ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱40,000.00 ₱140,000.00 ₱580,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 750.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 0.25% Dividend
TOTAL TOTAL
CUMULATIVE CUMULATIVE
YEAR Return Rate DIVIDEND PAYOUT ACCUMULATED YEAR Return Rate DIVIDEND PAYOUT ACCUMULATED
SAVINGS VALUE SAVINGS VALUE

1st Year 6.00% ₱100,000.00 ₱6,000.00 ₱106,000.00 1st Year 0.25% ₱100,000.00 ₱250.00 ₱100,250.00
2nd Year 6.00% ₱226,000.00 ₱13,560.00 ₱239,560.00 2nd Year 0.25% ₱220,250.00 ₱550.63 ₱220,800.63
3rd Year 6.00% ₱359,560.00 ₱21,573.60 ₱381,133.60 3rd Year 0.25% ₱340,800.63 ₱852.00 ₱341,652.63

4th Year 6.00% ₱501,133.60 ₱30,068.02 ₱531,201.62 4th Year 0.25% ₱461,652.63 ₱1,154.13 ₱462,806.76
5th Year 6.00% ₱651,201.62 ₱39,072.10 ₱690,273.71 5th Year 0.25% ₱582,806.76 ₱1,457.02 ₱584,263.78 ₱106,009.94
Note: The Dividend use here is arbitrary, In reality i ₱110,273.71 Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE

7
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 8% Banks Dividend's Rate: 1.10%
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month TOTAL
1st Year ₱100,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱155,000.00
2nd Year ₱30,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱85,000.00
3rd Year ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱60,000.00
4th Year ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱60,000.00
5th Year ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱5,000.00 ₱60,000.00
TOTAL ₱145,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱25,000.00 ₱420,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 8.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 1.10% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE ₱79,749.17
1st Year 5.00% ₱155,000.00 ₱7,750.00 ₱162,750.00 1st Year 0.03% ₱155,000.00 ₱38.75 ₱155,038.75 76576.89
2nd Year 5.00% ₱247,750.00 ₱12,387.50 ₱260,137.50 2nd Year 0.03% ₱240,038.75 ₱60.01 ₱240,098.76

3rd Year 5.00% ₱320,137.50 ₱16,006.88 ₱336,144.38 3rd Year 0.03% ₱300,098.76 ₱75.02 ₱300,173.78
4th Year 5.00% ₱396,144.38 ₱19,807.22 ₱415,951.59 4th Year 0.03% ₱360,173.78 ₱90.04 ₱360,263.83

5th Year 5.00% ₱475,951.59 ₱23,797.58 ₱499,749.17 5th Year 0.03% ₱420,263.83 ₱105.07 ₱420,368.89 2000
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7% Banks Dividend's Rate: 1
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month TOTAL
1st Year ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱360,000.00

2nd Year ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱360,000.00

3rd Year ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱360,000.00

4th Year ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱360,000.00

5th Year ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱30,000.00 ₱360,000.00
TOTAL ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱150,000.00 ₱1,800,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 7.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 100.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE ₱415,184.67
1st Year 7.00% ₱360,000.00 ₱25,200.00 ₱385,200.00 1st Year 0.03% ₱360,000.00 ₱90.00 ₱360,090.00 76576.89
2nd Year 7.00% ₱745,200.00 ₱52,164.00 ₱797,364.00 2nd Year 0.03% ₱720,090.00 ₱180.02 ₱720,270.02

3rd Year 7.00% ₱1,157,364.00 ₱81,015.48 ₱1,238,379.48 3rd Year 0.03% ₱1,080,270.02 ₱270.07 ₱1,080,540.09
4th Year 7.00% ₱1,598,379.48 ₱111,886.56 ₱1,710,266.04 4th Year 0.03% ₱1,440,540.09 ₱360.14 ₱1,440,900.23

5th Year 7.00% ₱2,070,266.04 ₱144,918.62 ₱2,215,184.67 5th Year 0.03% ₱1,800,900.23 ₱450.23 ₱1,801,350.45 2000
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7% Banks Dividend's Rate: 1%
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month TOTAL
1st Year ₱30,000.00 ₱30,000.00
2nd Year ₱0.00
3rd Year ₱0.00
4th Year ₱0.00
5th Year ₱0.00
TOTAL ₱0.00 ₱30,000.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱30,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 7.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 1.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE

1st Year 7.00% ₱30,000.00 ₱2,100.00 ₱32,100.00 1st Year 1.00% ₱30,000.00 ₱300.00 ₱30,300.00
2nd Year 7.00% ₱32,100.00 ₱2,247.00 ₱34,347.00 2nd Year 1.00% ₱30,300.00 ₱303.00 ₱30,603.00
3rd Year 7.00% ₱34,347.00 ₱2,404.29 ₱36,751.29 3rd Year 1.00% ₱30,603.00 ₱306.03 ₱30,909.03
4th Year 7.00% ₱36,751.29 ₱2,572.59 ₱39,323.88 4th Year 1.00% ₱30,909.03 ₱309.09 ₱31,218.12
5th Year 7.00% ₱39,323.88 ₱2,752.67 ₱42,076.55 5th Year 1.00% ₱31,218.12 ₱312.18 ₱31,530.30
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7% Banks Dividend's Rate: 0.01
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and month Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR 1st Month 2nd Month 3rd Month 4th Month 5th Month 6th Month 7th Month 8th Month 9th Month 10th Month 11th Month 12th Month TOTAL
1st Year ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱80,000.00 162
2nd Year ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱110,000.00
3rd Year ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
4th Year ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
5th Year ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱10,000.00 ₱120,000.00
TOTAL ₱550,000.00 ₱669,184.86
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 7.00% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 1.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE ₱119,184.86
1st Year 7.00% ₱80,000.00 ₱5,600.00 ₱85,600.00 1st Year 1.00% ₱80,000.00 ₱800.00 ₱80,800.00 ₱119,184.86 76576.89
2nd Year 7.00% ₱195,600.00 ₱13,692.00 ₱209,292.00 2nd Year 1.00% ₱190,800.00 ₱1,908.00 ₱192,708.00
3rd Year 7.00% ₱329,292.00 ₱23,050.44 ₱352,342.44 3rd Year 1.00% ₱312,708.00 ₱3,127.08 ₱315,835.08
4th Year 7.00% ₱472,342.44 ₱33,063.97 ₱505,406.41 4th Year 1.00% ₱435,835.08 ₱4,358.35 ₱440,193.43
5th Year 7.00% ₱625,406.41 ₱43,778.45 ₱669,184.86 5th Year 1.00% ₱560,193.43 ₱5,601.93 ₱565,795.37 2000
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 6.5% Banks Dividend's Rate: 4%
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR August September October November December January February March April May June July TOTAL
2020 200000 95000 20000 20000 20000 20000 20000 20000 20000 20000 ₱455,000.00
2021 30000 30000 30000 30000 30000 30000 30000 30000 30000 30000 30000 30000 ₱360,000.00
2022 40000 40000 40000 40000 40000 40000 40000 40000 40000 40000 40000 40000 ₱480,000.00
2023 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 50000 ₱600,000.00
2024 60000 60000 60000 60000 60000 60000 60000 60000 60000 60000 60000 60000 ₱720,000.00
TOTAL ₱180,000.00 ₱180,000.00 ₱180,000.00 ₱275,000.00 ₱200,000.00 ₱200,000.00 ₱200,000.00 ₱200,000.00 ₱200,000.00 ₱200,000.00 #REF! ₱200,000.00 ₱2,615,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 6.50% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 4.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE

1st Year 6.50% ₱455,000.00 ₱29,575.00 ₱484,575.00 1st Year 4.00% ₱455,000.00 ₱18,200.00 ₱473,200.00
2nd Year 6.50% ₱844,575.00 ₱54,897.38 ₱899,472.38 2nd Year 4.00% ₱833,200.00 ₱33,328.00 ₱866,528.00
3rd Year 6.50% ₱1,379,472.38 ₱89,665.70 ₱1,469,138.08 3rd Year 4.00% ₱1,346,528.00 ₱53,861.12 ₱1,400,389.12
4th Year 6.50% ₱2,069,138.08 ₱134,493.98 ₱2,203,632.05 4th Year 4.00% ₱2,000,389.12 ₱80,015.56 ₱2,080,404.68
5th Year 6.50% ₱2,923,632.05 ₱190,036.08 ₱3,113,668.14 5th Year 4.00% ₱2,800,404.68 ₱112,016.19 ₱2,912,420.87
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7% Banks Dividend's Rate: 4%
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR July August September October November December January February March April May June TOTAL
2020 300000 0 0 0 0 0 0 0 0 ₱300,000.00
2021 300000 0 0 0 0 0 0 0 0 0 0 0 ₱300,000.00
2022 300000 0 0 0 0 0 0 0 0 0 0 0 ₱300,000.00
2023 300000 0 0 0 0 0 0 0 0 0 0 0 ₱300,000.00
2024 300000 0 0 0 0 0 0 0 0 0 0 0 ₱300,000.00
TOTAL ### ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 ₱0.00 #REF! ₱0.00 ₱1,500,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 6.96% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 4.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE

1st Year 1st Year 4.00% ₱300,000.00 ₱12,000.00 ₱312,000.00

2nd Year 0.00% 2nd Year 4.00% ₱612,000.00 ₱24,480.00 ₱636,480.00
3rd Year 0.00% 3rd Year 4.00% ₱936,480.00 ₱37,459.20 ₱973,939.20
4th Year 0.00% , 4th Year 4.00% ₱1,273,939.20 ₱50,957.57 ₱1,324,896.77
5th Year 0.00% Err:511 5th Year 4.00% ₱1,624,896.77 ₱64,995.87 ₱1,689,892.64
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE
Credits, Calculation, Content, & Interface is developed by: Neo Reyd

PAG-IBIG MP2 Fund NON-COMPOUND & COMPOUNDED SAVINGS OPTION

Calculator for 3 Types of MP2 Savings options. & RETURNING TOTAL ANNUAL ACCUMULATED VALUE TO MP2.
(Non-Withdrawal for 5 yrs Sample)
1. "Lump Sum Saving", 2. "Fix Monthly Savings", 3. "Irregular Saving"

DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THE FOLLOWING NUMBERS ARE SAMPLE CALCULATION ONLY. The Dividend use here is arbitrary (This Calc is for illustration only).

*EDIT ONLY THE YELLOW CELLS Pag-Ibig MP2 Dividend's Rate: 7% Banks Dividend's Rate: 4%
Search on the web for the current Divident rate of MP2 and (optional) Saving without
when you initially
open your MP2 Please put the amount your are willing to deposit on the yellow box following the year and months. Search the given dividend rate of your Bank. Dividend Payout
Piggy banking is the common stocking of money in your house. -Home Stashing-
YEAR July August September October November December January February March April May June TOTAL
2020 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 ₱36,000.00
2021 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 ₱36,000.00
2022 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 ₱36,000.00
2023 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 ₱36,000.00
2024 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 3000 ₱36,000.00
TOTAL ₱3,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 ₱15,000.00 #REF! ₱15,000.00 ₱180,000.00
DISCLAIMER: DIVIDENT RATE CHANGE PER ANNUM. THESE ARE ONLY SAMPLE CALCULATION. The Dividend use here is arbitrary as in reality it is dynamic and it changes per year. Piggy Banking
Important Remark: Since the Dividend use is/are arbitrary and do change every year, the calculations are just a close representation of possibilities and may not exactly match the real actual MP2 numbers.
PAGIBIG MP2 FUND DEPOSIT CALCULATION: With 6.96% Dividend BANK SAVINGS DEPOSIT CALCULATION: With 4.00% Dividend
TOTAL TOTAL
CUMULATIVE DIVIDEND CUMULATIVE DIVIDEND
YEAR Return Rate ACCUMULATED YEAR Return Rate ACCUMULATED
SAVINGS PAYOUT VALUE SAVINGS PAYOUT VALUE

1st Year 8.00% ₱36,000.00 ₱2,880.00 ₱38,880.00 1st Year 4.00% ₱36,000.00 ₱1,440.00 ₱37,440.00
2nd Year 8.00% ₱74,880.00 ₱5,990.40 ₱80,870.40 2nd Year 4.00% ₱73,440.00 ₱2,937.60 ₱76,377.60
3rd Year 8.00% ₱116,870.40 ₱9,349.63 ₱126,220.03 3rd Year 4.00% ₱112,377.60 ₱4,495.10 ₱116,872.70
4th Year 8.00% ₱162,220.03 ₱12,977.60 ₱175,197.63 4th Year 4.00% ₱152,872.70 ₱6,114.91 ₱158,987.61
5th Year 8.00% ₱211,197.63 ₱16,895.81 ₱228,093.45 5th Year 4.00% ₱194,987.61 ₱7,799.50 ₱202,787.12
Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs. Note: The Dividend use here is arbitrary, In reality it is dynamic, yearly differs.
DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE DIVIDEND = DIVIDEND RATE x AVERAGE MONTHLY BALANCE