Banking Domain Training Schedule

10 Day Program Class Room Sessions Sub-Topics

Financial System
What is a Bank
Why a Bank
Day 1 The First Steps of Banking
How Bank makes money
Activities of a Bank
Central Bank and its functions
Types of Bank
Banking Structure in India
Banking Business - a glimpse

Retail Banking - Concepts

Main functions
Miscellanous functions
Channels
Day 2 Retail Banking and Accounting Concepts Online Banking
Mobile Banking
Business Risks and Mitigation
Core Banking Concepts
Accounting Concepts
Why maintain books
Single Entry / Double Entry Accounting
Accounting - British Method
Samples
Outputs - Journal, Books of Accounts
Assets and Liabilities, Balance Sheet

Customer - Definition
Types of Customers
Types of Customer Relationships
Customer types in Detail
Know Your Customer
Day 3 Customer, DDA Anti Money Laundering
CRM
Bank Accounts
Current / Checking Account
Savings Account
Restricted Accounts
Account Opening
Types of Customer Accounts
Interest and Charges
Channels
Instruments to operate Accounts
Other Services linked to Accounts
Miscellanous Services
 Overview - Term/Fixed Deposits
Types of Term Deposits
Life Cycle of a Deposit
Day 4 Deposits Deposit Statuses - Active, Matured/Rollover, Closed
Fixed Deposits - Characters
Illustration
Recurring Deposits with Illustration
Flexi Deposits
Deposits linked with Sweeps
Interest Calculations
Tas Deduction at Source
Loans against Deposits
Liens on Deposits

Loans - Overview
Target Customers
Principles of Lending
How banks Provide Loans
How Banks make income from Loans
Credit functions of a Bank
Generic Life Cycle of a Loan
Processing Layers
Day 5 Lending Fund based / Non-Fund Based Loans
Credit needs - Retail Customer
OverDrafts
Term Loans
Credit needs - Corporate Customer
Interest application types
Charge types
Limits
Revolving / Non-Revolving
Collateral Security
Lendable Value
Repayments
Repayments types
NPA Management
Recoveries / Collections
Various Risk faced by Banks
Risk Mitigation

Payments - Overview
Payment Instruments
Negotiable Instruments Act
Checks
Card based payments
Day 6 Payments Consumer Card types
Commercial / Corproate Cards
Check Clearing Process
Check Truncation Process
Electronic Funds Transfer
CTS in India
Payment Gateway
International Payments - SWIFT
Generic Life Cycle of Payments
Global Payment Systems
Detailing Major Global Payment Systems
Current trends in Payments
 Introduction to Financial Risk Management
Various types of risk
Credit Risk
Types of credit risk
Assessing credit risk
Counterparty risk
Day 7 Risk Management Mitigating credit risk
Market Risk
Equity Risk
Interest rate Risk
Foreign exchange risk
Commodity Risk
Value at Risk
Operational Risk
Methods of operational risk management
Basic indicator approach
Standardized approach
Advanced measurement approach
Liquidity risk
Types of liquidity risk
Causes & measures of liquidity risk

Commercial Lending Business features

Commercial Loan Transactions
Securitization transactions
Day 8 Corporate & Wholesale Banking Syndication
Project Finance accounts
Escrow accounts for Project finance
Leasing finance
Factoring
Investment Banking
Trade Finance
Cash Management
Treasury

Corporate Organization
Collection and disbursement of funds
Utilization of funds
Day 9 Cash Management Netting of inter Corporate payments
Investment of Surplus funds
Maintaining Optimal level of cash balances
Cash planning and budgeting
Banks to assist Cash Management of Corporate
Customers
 Some Background for TradeFinance
Foreign Trade
Need, mportance and Risk of Foreign Trade
Terms of Trade
Terms of Payment
Day 10 Trade Finance Incoterms
World Trade organisation
Trade Documents
Commercial Documents
Transport Documents
Insurance Documents
Financial Documents
Trade Finance Facilitation
Trade Finance
Trade Finance Instruments
Export Credit
7 Day Batch1

Day1

Day2

Day3
Day4

Day5

Day6
Day7

Day8

Day9
Day10
 Domain Module
Day 1 The First Steps of Banking
Day 2 Retail Banking and Accounting Concepts
Day 3 Customer, DDA
Day 4 Deposits
Day 5 Lending
Day 6 Payments
Day 7 Risk Management
Day 8 Corporate & Wholesale Banking
Day 9 Cash Management
Day 10 Trade Finance