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Interest Rate On Deposits

The document outlines interest rates for various savings accounts and fixed deposits offered by a bank. It provides rates for retail and corporate savings accounts, fixed deposits for individuals, SMEs and corporations, ranging from under 1% to over 5% depending on the deposit amount and term. Account types include regular savings, women's savings, student accounts, NRB savings, and fixed deposits ranging from 1 month to over 3 years. Interest rates increase with higher deposit amounts and longer fixed deposit terms.

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0% found this document useful (0 votes)
164 views5 pages

Interest Rate On Deposits

The document outlines interest rates for various savings accounts and fixed deposits offered by a bank. It provides rates for retail and corporate savings accounts, fixed deposits for individuals, SMEs and corporations, ranging from under 1% to over 5% depending on the deposit amount and term. Account types include regular savings, women's savings, student accounts, NRB savings, and fixed deposits ranging from 1 month to over 3 years. Interest rates increase with higher deposit amounts and longer fixed deposit terms.

Uploaded by

Soki Soki
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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Rate on Deposits

1 Savings Deposit (SB): Interest Rate % p.a.

A. Below Tk.10,000 1.00%


B. Tk.10k & above but below Tk.50K
C. Tk.50K & above but below Tk.3.00 lac 1.50%
D. Tk.3.00 lac & above but below Tk.10.00 lac
E. Tk.10.00 lac & above but below Tk.50.00 lac 1.75%
F. Tk.50.00 lac & & above 2.25%
2 Retail UCB Savings Plus Deposit
A Below Tk.10.Lac 0.00%
B Tk.10 Lac & above but below Tk.50.00 Lac 1.50%
C Tk.50.00 Lac & above but below Tk.1.00 Crore 2.00%
D Tk.1.00 Crore & above 2.25%
3 Retail UCB Women’s Savings Plus
A Below Tk.10,000.00 0.50%
B Tk.10K & above but below Tk.30K 0.50%
C Tk.30K & above but below Tk.2.00 Lac 1.25%
D Tk.2.00 Lac & above 1.75%
4 Dynamic Savings Account
A Below Tk.50,000.00 0.00%
B Tk.50K & above but below Tk.3.00 Lac 1.00%
C Tk.3.00 Lac & above but below Tk.50.00 Lac 1.75%
D Tk.50.00 Lac & above 2.25%
5 Retail UCB NRB Savings
A Below Tk.25,000.00 0.00%
B Tk.25K & above but below Tk.50000 0.75%
C Tk.50000.00 & above but below Tk.100000 1.25%
D Tk.100000.00 Lac & above 1.75%
6 Imperial Savings :
A. Below Tk.5.00 lac 0.00%
B. Tk.5.00 lac & above but below Tk.30.00 lac 1.25%
C. Tk.30.00 lac & above but below Tk.1.00 crore 2.00%
D. Tk. 1.00 crore & above 2.25%
7 Probashi Saving Deposit :
A. Below Tk. 50,000/-
B. Tk. 50,000/- & above but below Tk. 1,00,000/- 1.50%
C. Tk. 1,00,000/- & above but below Tk. 3,00,000/-
D. Tk. 3,00,000/- & above but below Tk. 5,00,000/-
E. Tk. 5,00,000/- and above 2.00%
8 Retail UCB Youngsters’
Below Tk.50,000.00 1.00%
Tk.50K & above but below Tk.5.00 Lac 1.00%
Tk.5.00 Lac & above but below Tk.6.00 Lac 1.25%
Tk.6.00 Lac & above but below Tk.8.00 Lac 1.35%
TK.8.00 Lac & above but below Tk.10.00 Lac 1.50%
Tk.10.00 Lac & above 2.00%
9 Salary Account Corporate Bodies (Prefix-3204) 1.50%
10 UCB Student Account (Prefix-3205) 1.50%
11 Sonirvor Current Account
Below Tk. 50,000 0.00%
Tk. 50,000 to below Tk. 2 lac 0.50%
Tk. 2 lac to below Tk. 10 lac 1.00%
Tk. 10 lac to below Tk. 1 Crore 1.50%
Tk. 1 Crore and above 2.00%
12 Sabolombi Easy Account
Below Tk. 50,000 0.00%
Tk. 50,000 to below Tk. 2 lac 0.50%
Tk. 2 lac to below Tk. 10 lac 1.00%
Tk. 10 lac to below Tk. 1 Crore 1.50%
2.00%
Tk. 1 Crore and above
13 SME Hajj Deposit
Below Tk. 50,000 0.00%
Tk. 50,000 – below Tk. 2 lac 1.00%
Tk. 2 lac & above 2.00%
14 Short Notice Deposit (SND):
A Below Tk.1.00 Crore 1.75%
B Tk.1.00 Crore and above but below Tk.25.00 Crore 2.00%
C Tk.25.00 Crore and above but below Tk.50.00 Crore 2.25%
D Tk.50.00 Crore and above but below Tk.100.00 Crore 2.50%
E Tk.100.00 Crore and above 2.75%
15 Retail Special Notice Deposit
A. Below Tk.1.00 Crore
B. Tk.1.00 Crore and above but below Tk.25.00 Crore 1.50%
C. Tk.25.00 Crore and above but below Tk.50.00 Crore
D. Tk.50.00 Crore and above but below Tk.100.00 Crore
E. Tk.100.00 Crore and above

16 Retail Fixed Deposit (Individual) (Rate % p.a.)

A For 1 (One) month & above but below 3 (Three) months 1.00%
B For 3 months & above but below 6 months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 5.60%
Tk 50.00 lac but below Tk 1.00 crore
Tk 1.00 Crore & Above
C For 6 months & above but below 12 months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 5.60%
Tk 50.00 lac but below Tk 1.00 crore 5.60%
Tk 1.00 Crore & Above
D For 12 (Twelve) months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 5.60%
Tk 50.00 lac but below Tk 1.00 crore
Tk 1.00 Crore & Above
E For 24 (Twenty four) months 5.60%
F For 36 (Thirty Six) months

17 Fixed Deposit (FDR) – SME SME (Rate % Approved


p.a.) Provident Fund
& Other funds
related to
Retirement
Benefit
A For 1 (One) month & above but below 3 (Three) months 1.00% 1.00%
B For 3 months & above but below 6 months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 3.75% 5.60%
Tk 50.00 lac but below Tk 1.00 crore
Tk 1.00 Crore & Above
C For 6 months & above but below 12 months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 5.60%
Tk 50.00 lac but below Tk 1.00 crore 3.75%
Tk 1.00 Crore & Above
D For 12 (Twelve) months
Below Tk 25 Lac
Tk 25.00 lac but below Tk 50.00 lac 4.00% 5.60%
Tk 50.00 lac but below Tk 1.00 crore
Tk 1.00 Crore & Above
E For 24 (Twenty four) months 4.50% 5.60%
F For 36 (Thirty Six) months
18 i) Fixed Deposit (FDR) – for Corporate Rate (% p.a)
Corporate Business Corporate Govt./Semi Approved
& other institutions Govt. Provident
/Autonomous Fund & Other
Bodies and funds related
other
to Retirement
institutions
having Govt. Benefit
ownership &
control

A For 1 (One) month & above but below 3 1.00% 1.00%


B For 3 months
(Three) months& above but below 6 2.75
months
i) Upto Tk.5.00 crore 3.75% 5.60%
ii) Above Tk.5.00 crore but below
Tk.100.00
iii) Crore
Above Tk.100.00 Crore
C For 6 months & above but below 12
months
i) Upto Tk.5.00 crore 5.60%
ii) Above Tk.5.00 crore but below 3.75%
Tk.100.00 Crore
iii) Above Tk.100.00 Crore
D For 12 (Twelve) months
i) Upto Tk.5.00 crore 4.00% 5.60%
ii) Above Tk. 5.00 crore up to Tk. 50.00
crore
ii) Above Tk.50.00 crore upto Tk.100.00
Crore
iii) Above Tk.100.00 Crore
E For 24 (Twenty four) months 4.50% 5.60%
F For 36 (Thirty Six) months

The interest rates on odd Tenor FDR:

A) Corporate
Interest Rate % p.a.
Sl No. Tenor of Fixed Deposit
91 182 364 13 25
1 Below Tk 1.00 crore days
3.75% days
3.75% days
4.00% Months
4.00% Months
4.50%
2 Tk 1.00 crore but below Tk 5.00 Month
3.75% 3.75% 4.00% 4.00% 4.50%
3 crore
Tk 5.00 crore but below Tk 10.00 3.75% 3.75% 4.00% 4.00% 4.50%
4 crore
Tk 10.00 crore & above 3.75% 3.75% 4.00% 4.00% 4.50%
Corporate Approved Provident
Fund & Other funds related to 5.60% 5.60% 5.60% 5.60% 5.60%
retirement benefit (Any amount)
5

B) SME
Tenor of Fixed Deposit 4 Months 7 Months 13 Months 25 Months
1 Below Tk 25 Lac 3.75% 3.75% 4.00% 4.50%
2 Tk 25.00 lac but below Tk 50.00 3.75% 3.75% 4.00% 4.50%
3 lac 50.00 lac but below Tk 1.00
Tk 3.75% 3.75% 4.00% 4.50%
4 crore
Tk 1.00 Crore & Above 3.75% 3.75% 4.00% 4.50%
SME Approved Provident Fund &
Other funds related to retirement 5.60% 5.60% 5.60% 5.60%
5 benefit (Any amount)

C) Retail (Individual)

Tenor of Fixed Deposit 4 Months 7 Months 13 Months 25 Months


1 Below Tk 25 Lac 5.60% 5.60% 5.60% 5.60%
2 Tk 25.00 lac but below Tk 50.00 5.60% 5.60% 5.60% 5.60%
lac
Tk 50.00 lac but below Tk 1.00 5.60% 5.60% 5.60% 5.60%
3
crore
Tk 1.00 Crore & Above 5.60% 5.60% 5.60% 5.60%
4
Scheme Deposit

Customer Rate of
Product Name Prefix Tenor
Group Interest
NRB DPS Plus
1 A. Retail NRB DPS Plus Regular 3510 5 years 6.50%
B. Retail NRB DPS Plus 3511 7 years 6.75%
C. Retail NRB DPS Plus 3512 10 years 7.00%
UCB Women DPS Plus
2 A. Retail UCB Women DPS Plus Women 3515 5 years 6.75%
B. Retail UCB Women DPS Plus 3516 7 years 7.00%
C. Retail UCB Women DPS Plus 3517 10 years 7.25%
UCB Youngsters' DPS
3 A. Retail UCB Youngsters' DPS Minor 3523 5 years 6.75%
B. Retail UCB Youngster RD 7 Years 3572 7 years 7.00%
C. Retail UCB Youngsters' DPS 3524 10 years 7.25%
UCB Multi Milionaire One Million
4 A. Retail UCB Multi Milionaire_One Million Regular 3525 5 years 6.25%
B. Retail UCB Multi Milionaire_One Million 3526 6 years
C. Retail UCB Multi-Millionaire One Million 3527 7 years
D. Retail UCB Multi Milionaire_One Million 3528 8 years
E. Retail UCB Multi Milionaire_One Million 3529 9 years
F. Retail UCB Multi Milionaire_One Million 3530 10 years
Retail UCB Multi-Millionaire Women One 5-10
G. Women 3543 6.50%
Million 5-10 Years years
Retail UCB Multi-Millionaire Senior Citizen Sr. 5-10
H. 3546 6.75%
One Million 5-10 Yr Citizen years
Retail UCB Multi Milionaire_Five Million
5 A. Retail UCB Multi Milionaire_Five Million Regular 3531 7 years 6.25%
B. Retail UCB Multi Milionaire_Five Million 3532 8 years
C. Retail UCB Multi Milionaire_Five Million 3533 9 years
D. Retail UCB Multi Milionaire_Five Million 3534 10 years
E. Retail UCB Multi Milionaire_Five Million 3535 11 years
F. Retail UCB Multi Milionaire_Five Million 3536 12 years
Retail UCB Multi-Millionaire Women Five 7-12
G. Women 3544 6.50%
Million 7-12 Years years
Retail UCB Multi-Millionaire Senior Citizen Sr. 7-12
H. 3547 6.75%
Five Million 7-12 Yr Citizen years
UCB Multi Milionaire_Ten Million
6 A. Retail UCB Multi Milionaire_Ten Million Regular 3537 10 years 6.25%
B. Retail UCB Multi Milionaire_Ten Million 3538 11 years
C. Retail UCB Multi Milionaire_Ten Million 3539 12 years
D. Retail UCB Multi Milionaire_Ten Million 3540 13 years
E. Retail UCB Multi Milionaire_Ten Million 3541 14 years
F. Retail UCB Multi Milionaire_Ten Million 3542 15 years
Retail UCB Multi-Millionaire Women Ten 10-15
G. Women 3545 6.50%
Million 10-15 Years years
Retail UCB Multi-Millionaire Senior Citizen Sr. 10-15
H. 3548 6.75%
Ten Million 10-15 Yr Citizen years
UCB Super Flex
UCB Super Flex Regular Deposit Scheme
7 A. Regular 3580 3 Years 6.00%
03 Years
UCB Super Flex Regular Deposit Scheme
B. 3581 5 Years 6.50%
05 Years
UCB Super Flex Regular Deposit Scheme
C. 3582 10 Years 7.00%
10 Years
UCB Super Flex Women Deposit Scheme
D. Women 3583 3 Years 6.25%
03 Years
UCB Super Flex Women Deposit Scheme
E. 3584 5 Years 6.75%
05 Years
UCB Super Flex Women Deposit Scheme
F. 3585 10 Years 7.00%
10 Years
UCB Super Flex Senior Citizens Deposit Sr.
G. 3586 3 Years 6.25%
Scheme 03 Years Citizen
UCB Super Flex Senior Citizens Deposit
H. 3587 5 Years 6.75%
Scheme 05 Years
UCB Earning Plus 3-10Year
(Monthly Int.)
A. Regular UCB Earning Plus 3-10Year (Monthly
08 3427 6.00%
Int. Regular)
B. Women UCB Earning Plus 3-10Year (Monthly
3430
Int. Women)
C. Senior Citizen UCB Earning Plus 3-10Year (Monthly
3451
Int. Sr. Citizen)
UCB Earning Plus 3-10Year
(Quarterly Int.)
A. Regular UCB Earning Plus 3-10Year (Quarterly
09 3428 6.00%
Int. Regular)

B. Women UCB Earning Plus 3-10Year (Quarterly


3431 6.25%
Int. Women)

C. Senior Citizen UCB Earning Plus 3-10Year (Quarterly


3452
Int. Sr. Citizen)
UCB Earning Plus 3-10Year
(Half Yearly Int.)
A. Regular UCB Earning Plus 3-10Year (Half
10 3429 6.25%
Yearly Int. Regular)
B. Women UCB Earning Plus 3-10Year (Half
3432 6.50%
Yearly Int. Women)

C. Senior Citizen UCB Earning Plus 3-10Year ( Half


3453
Yearly Int. Sr. Citizen)
UCB Money Maximizer Double
11 Retail UCB Money Maximizer Double 3421 6.50%

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