Schedule of Charges - Indus Online Savings Account Variants

Indus Online Savings Account -

Indus Online Savings Account - MultiplierMax
Product Variant Indus Delite Indus Digi-Start Privilege
Minimum Balance Required
Minimum Balance Required

ZERO subject to AMB of Rs 10,000. In case of non

maintenance of balance, 5% of balance shortfall
subject to a minimum 100 and a maximum of Rs 500
ZERO subject to AMB of Rs 10,000. In case of non
per month; IP 10000 Or subject to DC/UPI/NB
maintenance of balance, 5% of balance shortfall
transactions for Merchant Payments above 10,000
subject to a minimum 100 and a maximum of Rs 500
per month OR Setting up SI for a single transaction of
per month; IP Rs1 0,000
NMC Waived subject to Intial Funding + DC Charges NMC Waived subject to Intial Funding + DC Charges 10,000 or above for set up of RD or payment of Loan
AMB Requirement and NMC Charges
Requirement Getting Fulfilled. IP Rs 10,000 Requirement Getting Fulfilled EMIs or Credit Card Bills or Utillity Payments or eNACH
or NACH based recurring mandates or SIP for MF.

Live FD of Rs 50,000 or more or Live RD of Rs 5,000 or Live FD of Rs 50,000 or more or Live RD of Rs 5,000 or
more; more;

Initial Funding Requirement Minimum IP of Rs 10,000 Minimum IP of Rs 20000 Minimum IP of Rs 10000 Minimum IP of Rs 10000

Debit Card Platinum Plus:Rs 500 p.a Visa Platinum @ Rs 249 Visa Platinum @ Rs 249 Visa Platinum @ Rs 249

Debit Card

Card Issuance Charge Platinum Plus:Rs 500 p.a Visa Platinum @ Rs 249 Visa Platinum @ Rs 249 Visa Platinum @ Rs 249

Card Renewal Charge Platinum Plus : Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500

Card Replacement Fee Platinum Plus : Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500

Issuance of Duplicate PIN Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/-

Non-cash transactions - Own ATMs (IndusInd Bank) Free Free Free Free

Cash Withdrawals - Own ATMs (IndusInd Bank) Free Free Free Free

w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash
transactions (Balance Enquiry, PIN Change and Mini transactions (Balance Enquiry, PIN Change and Mini transactions (Balance Enquiry, PIN Change and Mini transactions (Balance Enquiry, PIN Change and Mini
Statement) per month. Beyond 5 transactions, all Statement) per month. Beyond 5 transactions, all Statement) per month. Beyond 5 transactions, all Statement) per month. Beyond 5 transactions, all
Non-cash transactions - Other Bank ATMs in India
Non-cash transactions would be charged at Rs. 10/- Non-cash transactions would be charged at Rs. 10/- Non-cash transactions would be charged at Rs. 10/- Non-cash transactions would be charged at Rs. 10/-
per transaction. per transaction. per transaction. per transaction.
* 3 in metro cities * 3 in metro cities * 3 in metro cities * 3 in metro cities

5* Free Cash or Non-cash transactions (Balance 5* Free Cash or Non-cash transactions (Balance 5* Free Cash or Non-cash transactions (Balance 5* Free Cash or Non-cash transactions (Balance
Enquiry, PIN Change and Mini Statement) per month. Enquiry, PIN Change and Mini Statement) per month. Enquiry, PIN Change and Mini Statement) per month. Enquiry, PIN Change and Mini Statement) per month.
Cash Withdrawals - Other Bank ATMs in India### Beyond 5 transactions, all cash transactions would Beyond 5 transactions, all cash transactions would Beyond 5 transactions, all cash transactions would Beyond 5 transactions, all cash transactions would
be charged at Rs. 21 /- per transaction. be charged at Rs. 21 /- per transaction. be charged at Rs. 21 /- per transaction. be charged at Rs. 21 /- per transaction.
* 3 in metro cities * 3 in metro cities * 3 in metro cities * 3 in metro cities
 Cash Withdrawals - Other Bank ATMs outside India Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal

Exchange rate mark up on Foreign Currency Debit

card transaction Platinum -2% Platinum -2% Platinum -2% Platinum -2%

ATM transaction decline fee : Transactions declined

Rs.20/- per transaction Rs.20/- per transaction Rs.20/- per transaction Rs.20/- per transaction
at other bank ATMs due to insufficient funds

Daily Cash Withdrawal Limit Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000

Daily POS Limit Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000

Remittance Facilities through Own Bank

Free one draft per day upto Rs. 25,000/-; above this Free one draft per day upto Rs. 25,000/-; above this Free one draft per day upto Rs. 25,000/-; above this
Demand Draft or Pay Order - Issuance #### Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Unlimited Free Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- &
Maximum of Rs. 5,000/- per instrument Maximum of Rs. 5,000/- per instrument Maximum of Rs. 5,000/- per instrument

DD/ PO Cancellation/ Duplicate Instrument Issuance Free Free Free Free

DD/ PO Revalidation Free Free Free Free

Payment and Fund Transfer

Visa Credit Card Payment through ATM/Net Banking Free Free Free Free

w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on
NEFT Outward (done from the branch) any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or
any other channel any other channel any other channel any other channel

w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on
RTGS Outward (done from the branch) any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or
any other channel any other channel any other channel any other channel

NEFT /IMPS/RTGS- Outward through Net Banking or

No Charges No Charges No Charges No Charges
Mobile Banking

Other Savings Bank Account Facilities

Free Monthly E-Statement. Free Monthly E-Statement. Free Monthly E-Statement. Free Monthly E-Statement.

Monthly/Quaterly Phyiscal statement : Collect from Monthly/Quaterly Phyiscal statement : Collect from Monthly/Quaterly Phyiscal statement : Collect from Monthly/Quaterly Phyiscal statement : Collect from
Home Branch- Free, Home Branch- Free, Home Branch- Free, Home Branch- Free,
Account Statement
Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge :Rs
15/- per quarter. 15/- per quarter. 15/- per quarter. 15/- per quarter.

Statement Adhoc request (Physical) : From Contact Statement Adhoc request (Physical) : From Contact Statement Adhoc request (Physical) : From Contact Statement Adhoc request (Physical) : From Contact
centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 centre/PhoneBanking/ATM - Delivery Fee of : Rs 50
 Statement period Less than 90 days as on date of Statement period Less than 90 days as on date of Statement period Less than 90 days as on date of Statement period Less than 90 days as on date of
Issuance of Duplicate/Additional Statement
issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/-

Issuance of Loose Cheque Leaves Free Free Free Rs 3.5/Leaf

Issuance of Duplicate Pass Book Free Free Free Free

First ECS return in a quarter - Rs.350/-. From second First ECS return in a quarter - Rs.350/-. From second First ECS return in a quarter - Rs.350/-. From second First ECS return in a quarter - Rs.350/-. From second
Internal Transfer / ECS Return (Insufficient Balance)*
ECS return in the same quarter - Rs.500/- per return ECS return in the same quarter - Rs.500/- per return ECS return in the same quarter - Rs.500/- per return ECS return in the same quarter - Rs.500/- per return

Miscellaneous

Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts
Transaction ###

Balance Notification Balance Notification Service will be charged at Rs Balance Notification Service will be charged at Rs Balance Notification Service will be charged at Rs Balance Notification Service will be charged at Rs
Withdrawan effective 01/08/2021 30/- per quarter 30/- per quarter 30/- per quarter 30/- per quarter

Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/-
Balance Certificate
Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/-

Interest Certificate Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/-

Standing Order/Balance Order/Instructions Free Free Free Rs. 100/- per instructions

Enquiry relating to Old Records Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry

No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days .
Charge of Rs. 200/-, or balance in the A/c whichever Charge of Rs. 200/-, or balance in the A/c whichever Charge of Rs. 200/-, or balance in the A/c whichever Charge of Rs. 200/-, or balance in the A/c whichever
Account Closure
is lower, if account is closed post 14 days and within is lower, if account is closed post 14 days and within is lower, if account is closed post 14 days and within is lower, if account is closed post 14 days and within
6 months 6 months 6 months 6 months

Photo Attestation Free Free Free Rs. 100/- per photo

Signature Attestation Rs. 50/- per signature Rs. 50/- per signature Free Rs. 100/- per signature

Rs. 100/- per instruction Rs. 100/- per instruction Free Rs. 100/- per instruction

Cheque Stop Payment

Rs. 150/- for range of instruction in single mandate Rs. 150/- for range of instruction in single mandate Rs. 150/- for range of instruction in single mandate
Free, if instruction given through Direct Channel- IVR, Free, if instruction given through Direct Channel- IVR, Free Free, if instruction given through Direct Channel- IVR,
Mobile & Net Banking Mobile & Net Banking Mobile & Net Banking
 Remittance Facilities through Other Bank

Free one draft (correspondent bank only) per day

Through Correspondent Bank- Rs. 3/- per Rs. 1,000/-; Through Correspondent Bank- Rs. 3/- per Rs. 1,000/-; Through Correspondent Bank- Rs. 3/- per Rs. 1,000/-;
upto Rs. 50,000/-; above this Rs. 2.5/- per Rs. 1,000 /-,
Minimum of Rs. 50/- and Maximum of Rs. 5,000/- per Minimum of Rs. 50/- and Maximum of Rs. 5,000/- per Minimum of Rs. 50/- and Maximum of Rs. 5,000/- per
Minimum of Rs. 50/- & Maximum of Rs. 5,000/- per
instrument instrument instrument
instrument.
DD - Issuance

Through Non- Correspondent Bank- At Actuals Through Non- Correspondent Bank- At Actuals Non- Correspondent Banks - At Actuals Through Non- Correspondent Bank- At Actuals

DD - Cancellation Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument

DD - Revalidation Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument

Foreign Exchange Remittance

(a) 0.12% of the gross amount of currency (a) 0.12% of the gross amount of currency (a) 0.12% of the gross amount of currency (a) 0.12% of the gross amount of currency
exchanged for an amount up to Rs.1,00,000/-, exchanged for an amount up to Rs.1,00,000/-, exchanged for an amount up to Rs.1,00,000/-, exchanged for an amount up to Rs.1,00,000/-,
subject to the minimum amount of Rs.30/-; subject to the minimum amount of Rs.30/-; subject to the minimum amount of Rs.30/-; subject to the minimum amount of Rs.30/-;
(b) Rs.120/- and 0.06% of the gross amount of (b) Rs.120/- and 0.06% of the gross amount of (b) Rs.120/- and 0.06% of the gross amount of (b) Rs.120/- and 0.06% of the gross amount of
currency exchanged for an amount exceeding Rs. currency exchanged for an amount exceeding Rs. currency exchanged for an amount exceeding Rs. currency exchanged for an amount exceeding Rs.
Inward Remittances
1,00,000/- and up to Rs.10,00,000/-; 1,00,000/- and up to Rs.10,00,000/-; 1,00,000/- and up to Rs.10,00,000/-; 1,00,000/- and up to Rs.10,00,000/-;
(c) Rs.660/- and 0.012% of the gross amount of (c) Rs.660/- and 0.012% of the gross amount of (c) Rs.660/- and 0.012% of the gross amount of (c) Rs.660/- and 0.012% of the gross amount of
currency exchanged for an amount exceeding currency exchanged for an amount exceeding currency exchanged for an amount exceeding currency exchanged for an amount exceeding
Rs.10,00,000/-, subject to maximum amount of Rs.10,00,000/-, subject to maximum amount of Rs.10,00,000/-, subject to maximum amount of Rs.10,00,000/-, subject to maximum amount of
Rs.6000/- Rs.6000/- Rs.6000/- Rs.6000/-

FIRC (Foreign Inward Remittance Certificate)

Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/-
Issuance

Non-Trade Remittance Rs. 250/- in addtion to SWIFT charges Rs. 250/- in addition to SWIFT charges Rs. 250/- in addition to SWIFT charges Rs. 250/- in addition to SWIFT charges

SWIFT/ Wire Transfer Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/-

FCY (Foreign Currency) Draft /DD issuance Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/-

FCY (Foreign Currency) Cheque Collection 0.25% on the cheque collection, Minimum of Rs. 25/- 0.25% on the cheque collection, Minimum of Rs. 25/- 0.25% on the cheque collection, Minimum of Rs. 25/- 0.25% on the cheque collection, Minimum of Rs. 25/-
 Cheque Collection

Local Clearing Free Free Free Free

Outstation Clearing through Own Bank Free Free Free Free

Upto and including 5,000: Rs. 25; Above 5,000 and Upto and including 5,000: Rs. 25; Above 5,000 and Upto and including 5,000: Rs. 25; Above 5,000 and Upto and including 5,000: Rs. 25; Above 5,000 and
upto and including 10,000: Rs. 50; Above 10,000 and upto and including 10,000: Rs. 50; Above 10,000 and upto and including 10,000: Rs. 50; Above 10,000 and upto and including 10,000: Rs. 50; Above 10,000 and
Outstation Clearing through Correspondent Bank
upto and including 100,000: Rs. 100;Above 100,000: upto and including 100,000: Rs. 100;Above 100,000: upto and including 100,000: Rs. 100; Above 100,000: upto and including 100,000: Rs. 100; Above 100,000:
Rs. 150 Rs. 150 Rs. 150 Rs. 150

Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons

Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: -

Return of Cheque/s - Local Rs 450/- per cheque Rs 450/- per cheque Rs 450/- per cheque Rs 450/- per cheque

Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: -

Rs. 100/- per cheque Rs. 100/- per cheque Rs. 100/- per cheque Rs. 100/- per cheque

Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/-
Return of Cheque/s - Outstation - through Own Bank
plus actual out of pocket expenses plus actual out of pocket expenses plus actual out of pocket expenses plus actual out of pocket expenses

Return of Cheque/s - Outstation - through Another Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/-
Bank plus actual out of pocket expenses plus actual out of pocket expenses plus actual out of pocket expenses plus actual out of pocket expenses

Return of Cheque/s - Outstation Cheques Received

Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses.
in Inward Collection

Cheque Books

2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For
Issuance of Cheque Books #
additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf.

Charges on Cash Withdrawal/Deposits at Branch/es

Cash withdrawal at any Indusind branch in India Free Free Free Free
 Third Party Cash withdrawal at non home Indusind Free Limit of Rs.50,000/- per month; Above free limit, Free Limit of Rs.50,000/- per month; Above free limit, Free Limit of Rs.50,000/- per month; Above free limit, Free Limit of Rs.50,000/- per month; Above free limit,
branch in India ### Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100

Free Limit of Rs.2,00,000/- per month or 5 times Free Limit of Rs.2,00,000/- per month or 5 times
Free Limit of Rs.2,00,000/- per month or 5 times previous months AMB previous months AMB
Free Limit of Rs.2,00,000/- per month or 5 times
previous months AMB
previous months AMB
Charges will be levied if max transaction cap limit of Charges will be levied if max transaction cap limit of
Charges will be levied if max transaction cap limit of 5 per month is breached, even if deposit limit is not 5 per month is breached, even if deposit limit is not
Charges will be levied if max transaction cap limit of
5 per month is breached, even if deposit limit is not breached breached
5 per month is breached, even if deposit limit is not
breached
Cash Deposit at any Indusind Branch location### breached
Above free limit, Rs.4/- per Rs.1000/- subject to Above free limit, Rs.4/- per Rs.1000/- subject to
Above free limit, Rs.4/- per Rs.1000/- subject to minimum of Rs 100/- minimum of Rs 100/-
Above free limit, Rs.4/- per Rs.1000/- subject to
minimum of Rs 100/-
minimum of Rs 100/-
Note :- Free limits applicable only if previous month Note :- Free limits applicable only if previous month
product AMB is maintained product AMB is maintained

Door Step Banking

Cashier's Cheque/Demand Drafts Delivery Free Free Free Free

1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque
Cheque Pickup
consolidated value Rs. 10,000/- consolidated value Rs. 10,000/- consolidated value Rs. 10,000/- consolidated value Rs. 10,000/-

Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @
Cash Delivery
Rs.50/- per request Rs.50/- per request Rs.50/- per request Rs.50/- per request

Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac
Cash Pick-Up
@ Rs.130/- per request @ Rs.130/- per request @ Rs.130/- per request @ Rs.130/- per request

1. All charges indicated above are exclusive of Taxes (as per Government rules)
2. Bank reserves the right to assess charges on transactions which are not covered by this schedule and to amend with prior notice the terms and conditions governing such services mentioned above and rates stated in this schedule.
3. Any changes in the charge tariff will be applied after a notice of atleast 30 days.
4. All Branch related transactions and some other services are available subject to account being Full KYCed i.e once customer due diligence has been completed
5.Doorstep Banking is available at select branches only. (Doorstep Banking is free for Senior citizen and Differently Abled Person.)