IIBF CCP EXAM RECOLLECTED QUESTIONS 2021 – 2022

1. What is the Break-even point? (Direct question from credit management)

2.Case study on commercial paper (5 marks)

3.Numerical on Payback period (2 marks)

4.Simple calculations on (NPV) Net Present Value, Internal Rate of Return (IRR) (6 marks)

5.Calculation of DSCR (Debt-Service Coverage Ratio) 5 marks

6.Working capital questions from Nayak method, MPBF (Maximum Permissible Banking Finance) method
1&2

7.Numerical on Debtor Turnover Creditors Turnover (4 marks)

8.Numerical on Interest Coverage Ratio (1 mark)

9.Numerical & theoretical question on Inventory turnover ratio & what does having a high turnover ratio
means?

10.What is DDA (demand deposit account)?

11.What are Fair code practices as per MSME? (3 theoretical questions)

12.What are the characteristics of a Limited Liability Partnership (LLP)?

13.What is the recent categorization basis done under MSMEs?

14.What is the eligibility for micro-enterprise?

15.The concept of Commercial paper & what is the maximum & minimum requirement for the lot size?

16.What is the Cardinal principle of lending?

17.What are the characteristics of Credit policy and what are its uses? (2 theory questions)

18.What are the characteristics of Pledge? (1 theory question)

19.What is a Letter of Credit? What are the sight and green clauses under the letter of credit (2
questions)

20.What is the difference between Consortium & syndication? (1 question)

21.What do you mean by the Priority sector? What is it’s the limit of housing loans in metropolitan
cities?

22.What do you mean by Collateral?

24.What is the Cash budget method that is used for seasonal business?

25.What are the eligibility requirements for the Dimond dollar account and for what purpose this
account is used?

26.What is Kimberley Process Certification Scheme (KPCS) as notified by RBI?

27.What is Factoring & forfeiting? What are the basic characteristics of Factoring & forfeiting? (3
questions)

28.What is the time limit for ROC registration?

29.What do you mean by Corrective Action Plan (CAP)?

30.Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI) is set up
under which act?

31.What is the classification of Special Mention Account-2 (SMA2)?

32.What is an early warning of distress account?

33.What is the full form of MUDRA?

34.What is the age limit and income criteria for Pradhan Mantri Jan Dhan Yojana (PMJDY) OD?

35.How a resolution plan is Implemented? (2 questions)

36.What are the functions of the Insolvency and Bankruptcy Code, 2016 (IBC)?

37.What is Debt-Service Coverage Ratio (DSCR) & how it is calculated?

38.How do we calculate Break-Even Point?

39.What is the Internal Rate of Return (IRR) & Average Rate of Return or Accounting Rate of Return
(ARR)?

40.What is the Turnover Ratio and what does it indicates or shows?

41.What is IBC (method)?

42.What is the 1&2 method of Maximum Permissible Bank Finance?

43.Questions related to MSME (Ministry of Micro, Small and Medium Enterprises)

44.What do you mean by Co-acceptance?

45.What is ICR (interest coverage ratio)?

47.What is the full form of CRILC?

48.What are the different types of letters of Credits facility?

49.What do you mean by Limited Liability Partnership?

50.What do you mean by MCLR (Marginal Cost of Lending Rate)?

51.What do you mean by PCFC (Pre-shipment Credit in Foreign Currency)?

CCP: (Most important Topics Exam point of view)

2.Calculations of Ratios & their meaning.

3.What is the Interest coverage ratio & what does it indicate?

4.What do you mean by the Debt equity ratio?

5.What is Restructuring of MSME?

6.What is the Payback method?

7.What is SMA0?

8.What is the process of Loan disbursement in MSME Rs.25,000 to 5,00,000.00?

9.How is the Resolution of stressed assets is done?

10.Calculation with EOQ

11.What is the Frequency of Letter of Credit opening?

12.What is an Equitable mortgage?

13.The concept of a mortgage.

14.How can we check a loan applicant (due diligence)?

15.How can we check that the trade receivables are correctly mentioned by borrowers?

Acts such as:

Indian Contract Act.

Transfer of Property Act.

Insolvency Act

Bank can get the right of title to good under:

Hypothecation

Pledge

Lien

Assignment

16.What are BEP, Interest Coverage Ratio, and Quick Ratios?

17.Two Case studies on IRR, NPV, Project evaluation, etc.

18.MSME theoretical case studies on Revitalization of Asset.

19.Case study on Insolvency Proceedings Act

20Case study on NCLT

21.What is the Time limit for the handling of objection that is raised by the borrower under SARFAESI?

22.What is the ideal CR under MPBF (Maximum Permissible Banking Finance) method 2?

23.Whether passage time is included in education loans that are provided for abroad studies?

24.What is the Cash margin for a Letter of Credit, where should it be classified in the Balance Sheet?

25.What is the eligibility criteria for KCC (Kisan Credit Card) loan?

26.Non-Performing Assets that remain as one between 31 to 60 days are classified under which category
of SMA?

27.Calculation of inventory is given in which form of financial statements, form I, II, III or IV?

28.What is the margin requirements for Crop loans?

Important Topic:- CCP EXAM 2022: ELIGIBILITY, SYLLABUS, AND STUDY MATERIAL

What does the Balance sheet snapshot shows?

What is the loan period of KCC?

What is back-to-back Letter of Credit?

What are CMA reports?

SARFASAI

What is large exposure norm?

What basis is used for the calculation of the Turnover method? Gross or net sales?

Which method of MPBF (Maximum Permissible Banking Finance) is customer friendly?

Accounting ratios

Classification of Ratios:

Profit & Loss Ratios

Balance Sheet Ratios

Composite or Inter-Statement Ratios

Profitability

Turnover or Activity Ratios

Financial or Solvency Ratios: They may be further classified as Short-Term Ratios or Liquidity Ratios or
Long-Term Ratios