SI & CI

NTPC
DELHI POLICE CONSTABLE

1. Simple Interest received by a person in 10

years on a principal of Rs. 9500 is 130% of the
principal. What is the rate of interest (in %)
per annum?
(A) 65000 (B) 62500
(C) 67500 (D) 70000
(A) 12 (B) 13 6. Shiwam invest a sum of money in a scheme
which offers 6% interest per annum for first 3
(C) 15 (D) 19
years 9% p.a. for next 5 years and 13% p.a. be-
2. What sum of money must be given as simple yond 8 years. At the end of 11 years he received
interest for six months at 4% per annum in Rs.81,600 as interest. Find the money invested
order to earn Rs. 150 interest? by shiwam.

(A) 5000 (B) 75000

(C) 10000 (D) 15000
3. In how many years will a sum of Rs. 3,000 yield
a simple interest of Rs. 1,080 at 12% per an-
num? (A) 85000 (B) 82500
(C) 80000 (D) 76500
7. Manish take some loan at the rate of 5% p.a.
for first 4 years 9% p.a. for next 3 year & 11%
1 p.a. beyond 7 years. At the end of 10 years he
(A) 3 years (B) 2 years
2 paid Rs.15300. Find the loan taken by Manish.
1
(C) 2 years (D) 3 years
2
4. Saurav invest a sum of money in scheme which
offers 4% interest per annum with an increase
of 0.5% per annum in each year if at the end of
4 year he received Rs.9880 as interest. Then (A) 82500 (B) 85000
find the money invested by Saurav. (C) 80000 (D) 90000
8. A sum of Rs. 2,400 amounts to Rs. 3,264 in 4
years at a certain rate of simple interest. If the
rate of interest is increased by 1%, the same
sum in the same time would amount to

(A) 50000 (B) 52500

(C) 57500 (D) 52000
5. Atharv take some loan at the rate of 6% per
annum with an increase of 1% for each year at (A) Rs. 3,288 (B) Rs. 3,312
the end of 5 years he paid Rs.91000 then find (C) Rs. 3,340 (D) Rs. 3,360
the loan taken by Athrav.

1 Maths By Adutiya Sir

9. A man take a loan at the rate of r% per annum
for 8 year but due to hike 0.75% in the rate of
interest he paid Rs.4440 more at the end of
loan. Find the loan taken by him.
(A) 20% (B) 15%
r%
(C) 16.2/3% (D) 12.1/2%
14. A sum of money becomes amount to Rs.10920
at the end of 2 years and Rs.15600 at the end
of 5 years. What is the sum of money.
(A) 70000 (B) 72500
(C) 74000 (D) 75000
10. A man invest a sum of money in three schemes
which offers 6% p.a., 10% p.a. and 12% p.a. for (A) 7800 (B) 9200
10 years, 12 years and 15 years respectively in (C) 8600 (D) None
three different parts. Such that at the comple-
tion of each scheme he received equal inter- 15. A person borrows Rs. 5,000 for 2 years at 4%
est. Find the ratio b/w his investments per annum simple interest. He immediately
1
lends it to another person at 6 % per annum
4
simple interest for 2 years. His gain in the
transaction is

1
(A) 1:2:3 (B) 3:2:1 4
(C) 6:3:1 (D) 6:3:2
11. A man invest a sum of money in three different (A) Rs. 112.50 (B) Rs. 450
parts for 2 years, 4 years & 6 years in a scheme
(C) Rs. 225 (D) Rs. 150
which offers 5% interest paid such a way at the
completion of each scheme he received equal 16. At some rate of simple interest, A lent Rs.
money. Find ratio b/w his investment. 2,000 to B for 2 years and Rs. 1,500 to C for 4
years and received Rs. 9,00 as interest from
both of them togehter. The rate of interest per
annum was
A B
C
(A) 1:2:3 (B) 6:3:2
(C) 156:143:132 (D) None
12. A sum of money at some rate of simple inter- (A) 5% (B) 6%
est amounts to Rs. 2,900 in 8 years and to Rs. (C) 8% (D) 9%
3,000 in 10 years. The rate of interest per an-
num is 17. A person deposited Rs. 400 for 2 years. Rs. 550
for 4 years and Rs. 1,200 for 6 years. He re-
ceived the total simple interest of Rs. 1,020.
The rate of interest per annum is

1
(A) 4% (B) 2 %
2
(C) 3% (D) 2% (A) 10% (B) 5%
13. A sum of money becomes amount to Rs.14,560 (C) 15% (D) 20%
at the end of 2 years and amount to Rs.20020 18. A sum of money becomes double of itself in 100
at the end of 5 years. What is the rate of inter- months at SI. What is the rate of interest p.a.
est per annum.
2 Maths By Adutiya Sir
 1 1
(A) 1 (B) 2 %
2 2
(A) 12% (B) 12.1/2% 1 1
(C) 3 % (D) 4 %
(C) 8.1/3% (D) 9.1/11% 2 2
19. In what time a sum of money becomes 17/5 24. SI on a sum of money at a certain rate of SI is
times of itself if rate of interest is 12% p.a. 25/16 times of principal. If value of rate of in-
terest & Time in years are numerically equal.
What is the rate of Interest p.a.

(A) 20 years (B) 16 years

(C) 25 years (D) 28 years
20. A sum of money becomes triple of itself in 18
years in how many years it will becomes 5 times (A) 7.1/2% p.a. (B) 12.1/2 p.a.
of itself (C) 15% p.a. (D) 18% p.a.
25. If x, y, z are three sum of money such that y is
the simple interest on x and z is the simple
interest on y for the same time and at the same
(A) 30 years (B) 35 years rate of interest, then we have
(C) 36 years (D) 40 years x, y z
x y y
21. A sum of money becomes 9 times of itself in 48
years in how many years it will becomes 4 times z x, y, z
of itself. (A) z2 = xy (B) xyz = 1
(C) x2 = yz (D) y2 = zx
26. A boy aged 12 years is left with Rs. 100,000
(A) 18 years (B) 21 years which is under a trust. The trustees invest the
money at 6% pr annum and pay the minor boy
(C) 24 years (D) 28 years a sum of Rs. 2500, for his pocket money at the
end of each year. The expenses of trust come
22. Simple interest on a certain sum for 6 years is out to be Rs. 500 per annum. Find the amount
9 that will be handed over to the minor boy after
of the sum. The rate of interest is he attains the age of 18 years.
25

9
25

1
(A) 6% (B) 6 % (A) Rs. 120000
2
(B) Rs. 150000
1
(C) 8% (D) 8 % (C) Rs. 118000
2
(D) Rs. 125000
1
23. The simple interest on a sum of money is 27. What is the compound interest (in Rs.) on Rs.
16
12500 at the rate of 12% per annum com-
of the principal and the number of years is pounded yearly for 2 years?
equal to the rate per cent, per annum. The rate
per annum is

(A) 3000 (B) 2980

(C) 3050 (D) 3180

3 Maths By Adutiya Sir

28. What is the compound Interest on Rs. 48000
at 5% p.a. for 2 year it interest is compound
yearly.
(A) 28317 (B) 37128
(C) 18732 (D) 21387
35. The compound interest on Rs. 8,000 at 15%
(A) Rs. 4920 (B) Rs. 4910
per annum for 2 years 4 months, compounded
(C) Rs. 2020 (D) Rs. 4810 annually is:
29. What is the compound interest on Rs. 48000
at 5% p.a. for 3 years if interest is compounded
annually.
(A) Rs. 2980 (B) Rs. 3091
(C) Rs. 3109 (D) Rs. 3100
(A) Rs. 7540 (B) Rs. 7566 36. What is the compound Interest on a sum of Rs.
48000 for 15 months at 12% p.a. if interest is
(C) Rs. 4040 (D) Rs. 7560 compounded 5 monthly.
30. What is the compound Interest on Rs. 20480
at 6.25% p.a. compounded yearly for 3 year.

(A) 7560 (B) 7566

(A) 4085 (B) 4081
(C) 7565 (D) 7545
(C) 4040 (D) 4085
37. If the rate of interest be 4% per annum for first
31. Find the amount which Shyam will get on Rs. year, 5% per annum for second year and 6%
4096, if he gives it for 18 months at 12.5% per per annum for third year, then the compound
annum, interest being compounded half yearly. interest of Rs. 10,000 for 3 years will be

(A) Rs. 5,813 (B) Rs. 4,515 (A) Rs. 1,600 (B) Rs. 1,625.80
(C) Rs. 4,913 (D) Rs. 5,713 (C) Rs. 1,575.20 (D) Rs. 2,000
32. The compound interest on Rs. 24000 at 10%
38. A sum of money given Rs.25400 as interest for
1 3 years at 16.67% p.a. if interest is compounded
per annum for 1 years, interest being com-
2 annually. What is the sum of money?
pounded semi-annually is:

(A) Rs. 3783 (B) Rs. 3777

(a) 43200 (b) 43600
(C) Rs. 3780 (D) Rs. 3781
(c) 44200 (d) 43800
33. The compound interest on Rs. 16,000 for 9
months at 20% pr annum, interest being com- 39. A sum of money given Rs.1250 as interest for 2
pounded quarterly, is years at 8.33% p.a. if interest is compounded
annually. What is the sum of money?

(A) Rs. 2,520 (B) Rs. 524

(C) Rs. 2,522 (D) Rs. 2,518
34. What is the compound interest earned on Rs. (a) 35800 (b) 36500
80,000 at 40% per annum in 1 year com-
pounded quarterly? (c) 35000 (d) 36000

4 Maths By Adutiya Sir

40. A certain sum is lent for 3 years at 16.2/3% pa
compound interest. If CI for 3rd years is Rs.2450
then what is the sum of money.

(a) Rs.11224 (b) Rs.11868

(c) Rs.11324 (d) Rs.11658
46. A sum of money Rs.12000 becomes amount to
(a) Rs.10500 (b) Rs.10800
Rs.13230 at the end of two years If interest is
(c) Rs.11200 (d) Rs.11450 compounded annually. What is the rate of in-
terest p.a.?
41. A certain sum is lent for 3 years at 12.5% pa
compound interest. If CI for 3rd years is
Rs.16200. Then what is the sum of money.

(a) 5% (b) 4%
(c) 3% (d) 6%
(a) Rs.105000 (b) Rs.102800
47. The compound interest on Rs.51200 for 3 years
(c) Rs.112000 (d) Rs.102400 is Rs.21700. If interest is compounded annu-
ally. What is the rate of interest p.a.?
42. A certain sum is lent for 3 years at 16.2/3% pa
CI. If difference between CI for 3rd year and 2nd
year is Rs.3500. What is the sum of money.

(a) 13.5% (b) 12%

(c) 13% (d) 12.5%
(a) Rs.105000 (b) Rs.108000
48. A sum of money invested at compound interest
(c) Rs.112000 (d) Rs.114500 becomes amount to Rs 31250 at the end of 3
years and Rs 33800 at the end of 5 years. If
43. A certain sum is lent for 3 years at 12.5% pa CI.
interest is compounded annually. What is the
If difference between CI for 3rd year and 2nd
rate of interest p.a.?
year is Rs.1800. What is the sum of money.

(a) 4% (b) 3%
(a) Rs.105000 (b) Rs.102800
(c) 5% (d) 4.5%
(c) Rs.112000 (d) Rs.102400
49. A sum of money becomes amount to Rs.9600
44. If compound interest received at the end of 3rd at the end of 37 years and Rs 10272 at the end
year is Rs 12100. What will be the compound of 38 years if interest is compounded annually.
interest for 4 year on the same amount if the What is the rate of interest p.a.?
rate of interest is 9% p.a.?

(a) 6.67% (b) 12.5%

(a) Rs.13189 (b) Rs.13287
(c) 7% (d) 9%
(c) Rs.13571 (d) Rs.13284
50. A sum of money becomes amount to Rs 40000
45. A certain sum is lent out at CI compounded an- at the end of 2 ½ years and Rs.53240 at the
nually at 15% pa. If CI for 4th year is Rs. 9760. end of 4 years If interest is compounded half
What is the CI for 5th year. yearly. What is the rate of interest p.a.?

5 Maths By Adutiya Sir

 2½

(a) 16.67% (b) 18.33%

(a) 9% (b) 12% (c) 14.28% (d) 15.33%
(c) 15% (d) 10% 56. A sum of money increased by 700% in just 12
51. A sum of money becomes amount to Rs 75000 years if interest is compounded annually. In
at the end of 2 years and Rs.81120 at the end how many years it will become double of itself.
of 3 years If interest is compounded half yearly.
What is the rate of interest p.a.?
2
(a) 5 years (b) 8 years
(c) 4 years (d) 6 years
(a) 12% (b) 10% 57. A sum of money becomes amount to Rs.45000
(c) 8% (d) 6% at the end of 3 years and Rs.75000 at the end
of 6 years. If interest is compounded annually.
52 A sum of money becomes 8 times of itself at What is the sum of money and amount at the
the end of one year If interest is compounded end of 9 years. (in Rs.)?
yearly. What is the rate of interest p.a.?
1

(a) 30000,90000 (b) 30000,100000

(a) 100% (b) 25%
(c) 25000,125000 (d) 27000,125000
(c) 50% (d) 75%
58. A sum of money becomes amount to Rs.90,000
53. A sum of money becomes 2.197 times of itself at the end of 4 years and Rs.1,62,000 at the
at the end of one and half year. If interest is end of 8 years. If interest is compounded annu-
compounded half yearly. What is the rate of ally. What is the sum of money?
interest p.a.?
1

(a) Rs.40000 (b) Rs.50000

(a) 30% (b) 60%
(c) Rs.60000 (d) Rs.75000
(c) 69% (d) 50% 59. A sum of money becomes amount to Rs.33000
54. The compound interest for 3rd year and 4th at the end of 3 years and Rs 39600 at the end
year is Rs360 and Rs378. If interest is com- of 6 years. If interest is compounded annually.
pounded annually. What is the rate of interest Then find amount at the end of 9 years ?
p.a.?

(a) 6% (b) 5% (a) Rs.45670 (b) Rs.47520

(c) 4% (d) 3% (c) Rs.46340 (d) Rs.48620
55. The compound interest for two successive years 60. The compound interest on Rs.17,150 at 14.28%
is Rs.960 and Rs.1120. If interest is com- p.a. for a certain time is Rs.8,450 if interest is
pounded annually. What is the rate of interest compounded annually. The time is ?
p.a.?

6 Maths By Adutiya Sir

 (a) 3 years (b) 2 years 66. What is the sum of money if difference b/w CI
and SI for 3 years is Rs.1830 at the rate of 5%
(c) 4 years (d) 2.5 years
pa.
61. The compound interest on Rs.16200 at 11.11
% p.a. for a certain time is Rs.3800 if interest
is compounded annually. The time is.?

(a) 240000 (b) 225000

(a) 3 years (b) 2 years (c) 245000 (d) 228000
(c) 4 years (d) 2.5 years 67. If the ratio between difference of CI and SI for
62. In what ratio a man invest Rs 98500 in account 3 years to difference of CI and SI for 2 years is
of his two sons who are presently 12 years and 19 : 6. What is the rate of interest pa.
10 years old so that they can get equal amount
at the time of attaining the age of 21 years. If
the scheme offers 5% p.a. compound interest?
19 : 6

(a) 15% (b) 12.5%

(c) 16.67% (d) 8.33%
68. There is 40% increase in an amount in 8 years
at simple interest. What will be the compound
interest (in rupees) of Rs. 3000 after 2 years at
(a) 25:26 (b) 676:625 the some rate?
(c) 26:25 (d) 625:676
63. An amount was lent for one year at the rate of
18% per annum compounding annually. Had
the compounding been done half yearly, the (A) 6150 (B) 7687.5
interest would have increased by 324. What
was the amount (in Rs.) lent? (C) 4612.5 (D) 3075
69. The CI on a sum of money for 2 years is Rs.1870
and SI is Rs. 1760. What is the rate of interest
pa.

(A) 32000 (B) 36000

(C) 40000 (D) 72000
64. The effective annual rate of interest corre-
sponding to nominal rate of 6% p.a. payable (a) 15% (b) 12.5%
half yearly.
(c) 16 .5% (d) 11%
70. The CI on a sum of money for 2 years is Rs.1144
and SI for one year is Rs. 550. What is the rate
(A) 6.06% (B) 6.07% of interest pa.
(C) 6.08% (D) 6.09%
65. What is the sum of money if difference b/w CI
and SI for 2 years is Rs. 625 at the rate of 12.5%
pa.
(a) 5% (b) 8%
(c) 6% (d) 4%
(a) 35000 (b) 37500 71. The SI on a sum of money for 4 years at 4% p.a.
(c) 40000 (d) 42500 is Rs.76 more when the same is lent at 5% pa
CI for 3 years what is the sum of money.
7 Maths By Adutiya Sir
 77. A amount of Rs. 21000 is to be paid back in 2
equal annual installment. How much is each
installment of interest is compounded at 10%
pa.
(a) 28000 (b) 32000
(c) 34000 (d) 36000
72. What annual installment will discharge a debt.
of 22100 due in 4 years at 7% p.a. SI
(a) 12100 (b) 12400
(c) 12300 (d) 1220

(a) 5000 (b) 4250 78. A sum of Rs. 91000 is borrowed at 20% pa CI
Compounded annually. If the amount is to be
(c) 4750 (d) 4950 paid in three equal installment, then the an-
73. What annual payment will discharge a debt of nual installment will be
Rs.22000 due in 5 years at 5% pa SI.

(a) 4000 (b) 4250

(a) 45400 (b) 43200
(c) 3950 (d) 3850
(c) 44600 (d) 48500
74. What annual payment will discharge of Rs.
79. A sum is to be paid back in 3 equal installment,
41400 due in 6 years at 6% per annum.
the interest is compounded annually at 30%
pa. If each installment be Rs.21970 then what
is the sum.
(a) Rs.5000 (b) Rs.5500
(c) Rs.6000 (d) Rs.6500
75. The annual payment of Rs. 8000 in 6 years at
6% p.a. SI will discharge a debt? (a) 39800 (b) 39900
(c) 39950 (d) 39990
80. A sum is to be paid back in 3 equal installment,
(a) 54800 (b) 54900 the interest is compounded annually at 20%
(c) 55200 (d) 56800 pa. If each installment be Rs.43200 then what
76. The annual payment of Rs. 7000 in 5 years at is the sum.
5% p.a. SI will discharge a debt?

(a) 38500 (b) 35500 (a) 39800 (b) 39900

(c) 37500 (d) 36500 (c) 91000 (d) 39990

ANSWER KEY
1. (B) 11. (C) 21. (A) 31. (C) 41. (D) 51. (C) 61. (B) 71. (B)
2. (B) 12. (D) 22. (A) 32. (A) 42. (B) 52. (A) 62. (D) 72. (A)
3. (A) 13. (C) 23. (B) 33. (C) 43. (D) 53. (B) 63. (C) 73. (A)
4. (D) 14. (A) 24. (B) 34. (B) 44. (A) 54. (B) 64. (D) 74. (C)
5. (A) 15. (C) 25. (D) 35. (C) 45. (A) 55. (A) 65. (C) 75. (C)
6. (C) 16. (D) 26. (C) 36. (B) 46. (A) 56. (C) 66. (A) 76. (A)
7. (B) 17. (A) 27. (D) 37. (C) 47. (D) 57. (D) 67. (C) 77. (A)
8. (D) 18. (A) 28. (A) 38. (A) 48. (A) 58. (B) 68. (D) 78. (B)
9. (C) 19. (A) 29. (B) 39. (D) 49. (C) 59. (B) 69. (B) 79. (B)
10. (D) 20. (C) 30. (D) 40. (B) 50. (D) 60. (A) 70. (D) 80. (C)

8 Maths By Adutiya Sir