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HDFC Health Insurance Policy

1. This document is a renewal policy document for Mr. Rahul Babulal Pahade's Optima Restore Floater Insurance Policy with HDFC ERGO General Insurance Company Limited. 2. The policy covers Mr. Pahade, his wife, daughter, and son with a total sum insured of Rs. 1,750,000 for the period from May 27th, 2022 to May 26th, 2023. 3. Mr. Pahade has paid a premium of Rs. 29,611 for this renewal, as indicated in the attached certificate for claiming tax deductions under Section 80D of the Indian Income Tax Act.

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0% found this document useful (0 votes)
2K views4 pages

HDFC Health Insurance Policy

1. This document is a renewal policy document for Mr. Rahul Babulal Pahade's Optima Restore Floater Insurance Policy with HDFC ERGO General Insurance Company Limited. 2. The policy covers Mr. Pahade, his wife, daughter, and son with a total sum insured of Rs. 1,750,000 for the period from May 27th, 2022 to May 26th, 2023. 3. Mr. Pahade has paid a premium of Rs. 29,611 for this renewal, as indicated in the attached certificate for claiming tax deductions under Section 80D of the Indian Income Tax Act.

Uploaded by

rahulpahade
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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HDFC ERGO General Insurance Company Limited

2805203609866602000

Mr Rahul Babulal Pahade


MUMBAI LANE, AMALNER NEAR
NAGAR PALIKA HOSPITAL Amalner,
Jalgaon AMALNER
MAHARASHTRA-425401
Contact No.: 9890655747

Policy No : 2805203609866602000

Intermediary Code Intermediary Name Intermediary Contact Number


201752113670 DADHICH PANKAJ 9021981939

Renewal of Your Optima Restore Floater Insurance Policy


Dear Mr Rahul Babulal Pahade ,

Welcome to HDFC ERGO General Insurance Company Limited. We are pleased to issue you Renewal of Your Optima Restore Floater Insurance Policy. We
advise you to retain your Policy Kit during the entire term of the Policy (including renewals).

Please note that the Policy has been issued to you based on the declarations, details and documents received from/on behalf of you in/along with the Proposal
Form submitted to us.

Please visit our website www.hdfcergo.com for more information about our Company, Grievance handling and any other support. To know the updated list of our
network hospitals please visit http://www.hdfcergo.com/our-hospitals-network.aspx

We value your relationship with us and assure you our best services at all times and we look forward to serve you.

Warm Regards,
Location: Mumbai
Date: 22/05/2022

Authorized Signatory
Note:
1. Please update us with your latest contact details (in case of any change) so that same can be updated in our records.
2. You can either email us on care@hdfcergo.com or call on our Customer care no. 022 6234 6234 / 0120 6234 6234.
3. *The Copy of the proposal form has been sent on your registered email id if policy is purchased through website.

Certificate for the purpose of deduction under Section 80 D of Income Tax Act, 1961*
This is to certify that the Proposer RAHUL BABULAL PAHADE has paid Rs.29611 (Rupees TWENTY-NINE THOUSAND SIX HUNDRED ELEVEN) towards
premium for Policy No. 2805203609866602000 issued to MR RAHUL BABULAL PAHADE for period 27-May-2022 to 26-May-2023.

For and on behalf of HDFC ERGO General Insurance Company Limited


Location: Mumbai
Date: 22/05/2022

Authorized Signatory
*Note

1. This is subject to the provisions of Section 80D of Income Tax Act, 1961 as amended from time to time.
2. This certificate must be surrendered to the company in case of cancellation of this policy. In event of incorrect representation of this declaration the
liability shall be upon the Policyholder.
3. Please note that this certificate will not be issued if the premium payment has been made in cash.
4. In case of dishonor of the premium instrument, the policy will be deemed cancelled ab initio.
5. 80D benefit is applicable for only Self, Spouse, Dependent Children and Dependent parents.
HDFC ERGO General Insurance Company Limited

Policy Schedule - Optima Restore Floater

Policy Number 2805 2036 0986 6602 000


Policy Holder’s Name Mr Rahul Babulal Pahade
MUMBAI LANE, AMALNER NEAR NAGAR PALIKA HOSPITAL Amalner, Jalgaon AMALNER
Policy Holder’s Address
MAHARASHTRA-425401
Policy Holder State Name & Code Maharashtra & 27 Place of Supply MAHARASHTRA
GSTIN/ UIN (if any) of Policy Holder
First policy inception date 02/05/2020 Policy Issuance Date 22/05/2022
Policy Period From 00:01 hrs on 27/05/2022 To 24:00 hrs on 26/05/2023
Issuing/Servicing Office NASIK
GSTIN 27AABCL5045N1Z8
EIA Number
Intermediary Name DADHICH PANKAJ Intermediary Contact No 9021981939
Intermediary Code 201752113670 Description/ Harmonized System Of Accident and Health insurance
Nomenclature Code Services/9971
Insured Person Details
Member 1 Member 2 Member 3 Member 4 Member 5 Member 6
RAHUL BABULAL Mrs Deepshikha Baby Swasti Rahul Vishuddh Rahul
Particulars / Member ID
PAHADE / Ashok Kumar Jain / Pahade / Pahade /
202009132802120 202009132802121 202009132802122 2022210013900788
Date of Birth (Age) 30/05/1983 (38) 29/04/1984 (38) 06/07/2015 (6) 06/07/2021 (0) - -
Relationship to Policy Holder Self Wife Daughter Son - -
Base Sum Insured (`) 1000000
Multiplier Benefit SI (`) 750000
Protector Rider
-
Sum Insured (`)
Total Sum Insured (`) 1750000
Other Riders and Benefits ( `)
Protector Rider -
Hospital Daily Cash Rider SI
-
(Max. 30 days)
Critical Advantage Rider SI
- - - - - -
($)
IPA Rider SI - - - - - -
my: health Critical Illness
Sum Insured (Rs.)
my: health Critical Illness
Plan

Unlimited Restore Benefit No

Nominee Details
Nominee Name : Mrs Deepshikha Ashok Kumar Jain Relationship to Policyholder: Wife
The nominee must be an immediate relative of the policyholder. For all other Insured Persons the policy holder shall be the nominee.
Premium Calculation (`)
Net Premium 25094 CGST@9% 2258.5
Discounts 0 SGST/UTGST@9% 2258.5
Loadings 0 IGST@0% 0
Taxable Premium 25094 Any other Cess or Taxes 0
Gross Premium 29611
Gross Premium (in words) Rupees Twenty-Nine Thousand Six Hundred Eleven
The stamp duty of Rs. 1/- ( Rupees One Only ) paid vide e-stamp Certificate No. LOA/CSD/303/2022/1381 dated 29/03/2022.
Original for Recipient/ Duplicate for Supplier
Whether tax is payable on reverse charge basis: No
Exclusion(s) / Special Condition(s) (Refer the leaflet attached in the policy document w.r.t. exclusions) :
Member ID No. Name Exclusion Type Applicable Health Condition Exclusion Portability/ Renewal Benefit
on SI Duration
(Years)
202009132802120 RAHUL BABULAL PAHADE For Rs 500000(Rupees Five Lakhs)
Sec 5 A (i) and Sec 5 A (ii) of the
policy wording is waived and Sec 5 A
(iii) is reduced to 1 year.

For Rs 500000(Rupees Five Lakhs)


Sec 5 A (i) of the policy wording is
waived and Sec 5 A (ii) is reduced to
1 year and Sec 5 A (iii) is reduced to
2 years.
2022210013900788 Vishuddh Rahul Pahade For Rs 1000000(Rupees Ten Lakhs)
Sec 5 A (i) of the policy wording is
HDFC ERGO General Insurance Company Limited

Policy Schedule - Optima Restore Floater

Exclusion(s) / Special Condition(s) (Refer the leaflet attached in the policy document w.r.t. exclusions) :
Member ID No. Name Exclusion Type Applicable Health Condition Exclusion Portability/ Renewal Benefit
on SI Duration
(Years)
waived and Sec 5 A (ii) is reduced to
1 year and Sec 5 A (iii) is reduced to
2 years.
202009132802122 Baby Swasti Rahul Pahade For Rs 500000(Rupees Five Lakhs)
Sec 5 A (i) and Sec 5 A (ii) of the
policy wording is waived and Sec 5 A
(iii) is reduced to 1 year.

For Rs 500000(Rupees Five Lakhs)


Sec 5 A (i) of the policy wording is
waived and Sec 5 A (ii) is reduced to
1 year and Sec 5 A (iii) is reduced to
2 years.
202009132802121 Mrs Deepshikha Ashok For Rs 500000(Rupees Five Lakhs)
Kumar Jain Sec 5 A (i) and Sec 5 A (ii) of the
policy wording is waived and Sec 5 A
(iii) is reduced to 1 year.

For Rs 500000(Rupees Five Lakhs)


Sec 5 A (i) of the policy wording is
waived and Sec 5 A (ii) is reduced to
1 year and Sec 5 A (iii) is reduced to
2 years.

Claim Administrator : HDFC ERGO GENERAL INSURANCE COMPANY LTD For and on behalf of HDFC ERGO General Insurance Company Limited

Location: Mumbai Authorized Signatory


Date: 22/05/2022

"For detailed policy terms and conditions please visit our website https://www.hdfcergo.com/download/policy-wordings "
HDFC ERGO General Insurance Company Limited

Terms and Conditions


(1) This card would be valid till your relationship with HDFC ERGO General Insurance
Policy No.: 2805203609866602000 Company Limited / This card is invalid if the policy is cancelled (2) In case of renewal please
refer original policy number (3) This card is issued for the purpose of identification only and does not
entail automatic cashless facility at the network hospital. (4) A photo ID issued b y any government
authority i s to be produced to avail cashless facility. (5) Please apply for cashless facility 48 hours prior
to admission in case of planned admissions and within 24 hours of admission in case of emergency.(6) All
Insured Name Gender terms and conditions of the policy would be applicable while processing your cashless request. (7) In case
Vishuddh Rahul Pahade Male your cashless facility i s denied due to any reason, please submit the claim for reimbursement. Denial of
Baby Swasti Rahul Pahade Female cashless facility does not indicate rejection of the claim. (8) Please read policy documents carefully for
detailed terms and conditions. For claim status visit help section on our web site www.hdfcergo.com.
Mrs Deepshikha Ashok Kumar Jain Female Alternatively you may write to us at Healthclaims@hdfcergo.com.
Rahul Babulal Pahade Male
HDFC ERGO General Insurance Company Limited. IRDAI Reg. No.146 CIN: U66030MH2007PLC177117.
Registered & Corporate Office: 1st Floor, HDFC House, 165-166 Backbay Reclamation, H. T. Parekh
Marg, Churchgate, Mumbai – 400 020. Health Claim Services Address : HDFC ERGO General Insurance
Company Limited Stellar IT Park, Tower-1 , 5th Floor, C - 25, Noida, Sector 62, 201301, Uttar Pradesh.
Service No. 022-62346234/ 0120-62346234Email: healthclaims@hdfcergo.com.Trade Logo displayed
above belongs to HDFC Ltd and ERGO International AG and used by the Company under license.

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