ISO 20022 – Universal financial industry message scheme

Bank Transaction Codes – External Code Sets

ISO 20022
February 2021
Version 6.7 – Approved Version

This document provides the detailed description of the external code sets and values to be
used in the Bank Transaction Code structure.

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1 Introduction............................................................................................................................................................................................................................ 4
2 Document structure............................................................................................................................................................................................................... 4
3 External Code Sets................................................................................................................................................................................................................. 5
3.1 Section 1: Bank Transaction Code scope and high level structure...................................................................................................................................5
3.1.1 Scope of the Bank Transaction Code...................................................................................................................................................................................................5
3.1.2 The Bank Transaction Code component..............................................................................................................................................................................................6
3.1.3 Proprietary component........................................................................................................................................................................................................................9
3.2 Section 2: Definition of the Domains............................................................................................................................................................................10
3.2.1 Domains overview.............................................................................................................................................................................................................................10
3.2.2 Domains definition............................................................................................................................................................................................................................11
3.3 Section 3: Families within Domains.............................................................................................................................................................................. 12
3.3.1 Generic Family definition..................................................................................................................................................................................................................12
3.3.2 Payments Families definition............................................................................................................................................................................................................13
3.3.3 Cash Management Families definition..............................................................................................................................................................................................14
3.3.4 Derivatives Families definition..........................................................................................................................................................................................................15
3.3.5 Loans, Deposits & Syndications Families definition........................................................................................................................................................................16
3.3.6 Foreign Exchange Families definition...............................................................................................................................................................................................17
3.3.7 Precious Metals Families definition..................................................................................................................................................................................................18
3.3.8 Commodities Families definition......................................................................................................................................................................................................18
3.3.9 Trade Services Families definition....................................................................................................................................................................................................19
3.3.10 Securities Families definition............................................................................................................................................................................................................20
3.3.11 Account Management Families definition.........................................................................................................................................................................................21
3.3.12 Extended Domain Family definition................................................................................................................................................................................................21
3.4 Section 4: Sub-Families within Families of Domains....................................................................................................................................................22
3.4.1 Generic Sub-Family definition..........................................................................................................................................................................................................22
3.4.2 Payments Sub-Families definition.....................................................................................................................................................................................................24
3.4.3 Cash Management Sub-Families definition.......................................................................................................................................................................................35
3.4.4 Derivatives Sub-Families definition..................................................................................................................................................................................................37
3.4.5 Loans, Deposits & Syndications Sub-Families definition.................................................................................................................................................................39
3.4.6 Trade Services Sub-Families definition.............................................................................................................................................................................................41
3.4.7 Securities Sub-Families definition.....................................................................................................................................................................................................43
3.4.8 Account Management Sub-Families definition.................................................................................................................................................................................54
3.5 Section 5: Domains without defined Sub-Families........................................................................................................................................................56
3.5.1 Foreign Exchange Sub-Families definition.......................................................................................................................................................................................56
3.5.2 Precious Metal Sub-Families definition............................................................................................................................................................................................57
3.5.3 Commodities Sub-Families definition...............................................................................................................................................................................................58
3.5.4 Exceptional Securities Sub-Families definition (Custody Collection)..............................................................................................................................................59
4 Set of 4 character codes....................................................................................................................................................................................................... 60
4.1 External Domain Code Set (ExternalBankTransactionDomain1Code).........................................................................................................................60

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 4.2 External Family Code Set (ExternalBankTransactionFamily1Code).............................................................................................................................60
4.3 External Sub-Family Code Set (ExternalBankTransactionSubFamily1Code)..............................................................................................................65
4.3.1 Sub-Families of generic Families......................................................................................................................................................................................................65
4.3.2 Generic Sub-Families........................................................................................................................................................................................................................66
4.3.3 Payments Domain..............................................................................................................................................................................................................................67
4.3.4 Cash Management Domain...............................................................................................................................................................................................................74
4.3.5 Derivatives Domain...........................................................................................................................................................................................................................75
4.3.6 Loans, Deposits & Syndications Domain..........................................................................................................................................................................................76
4.3.7 Trade Services Domain.....................................................................................................................................................................................................................77
4.3.8 Securities Domain..............................................................................................................................................................................................................................78
4.3.9 Account Management Domain..........................................................................................................................................................................................................83
5 Revision record...................................................................................................................................................................................................................... 84

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1 Introduction
This document provides the detailed description of the external code sets and values to be used in the Bank Transaction Code structure.

2 Document structure

Chapter 3 is composed of several sections:

Section 1: This section provides the overview of the approved structure of the Bank Transaction Code set, with detailed information on the
scope and structure of the domains.

Section 2 to 5: Per domain there is one dedicated section. Each section contains:
 The families and sub-families of the corresponding domain, including the relevant definition for the families and sub-families.

Chapter 4 provides a summary of the domains, families and sub-families, with the codes to be applied.

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3 External Code Sets

3.1 Section 1: Bank Transaction Code scope and high level structure

3.1.1 Scope of the Bank Transaction Code

The scope of the Bank Transaction Code is to deliver a harmonised set of codes, which should be applied in bank-to-customer cash account
reporting information. The bank transaction code information allows the account servicer to correctly report a transaction, which in its turn will
help account owners to perform their cash management and reconciliation operations.

The Bank Transaction Code proposes a harmonised, global alternative for the different domestic bank transaction code sets that exist. The lack of
such a harmonised set led to a misuse and misinterpretation of the domestic codes.

The requirements that have been expressly identified as part of the scope of the Bank Transaction Code are the following:
 All transactions resulting in a cash movement on the customer’s account should be taken into account;
 Usage of national bank transaction code sets should be catered for initially in order to ease the migration from the existing sets towards the
harmonised bank transaction code set.
 The existing domestic bank transaction code sets need to migrate towards the standardised set for consistency and interoperability.
 Clear definitions of the bank transaction codes are required so that the same code is always used in the same context and two codes may
not be used for the same transaction.
 The bank transaction code is used to allow the reconciliation between the reason of the cash movement and the sub-ledger and/or the
routing of the information to the adequate processing system at the customer side.

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3.1.2 The Bank Transaction Code component

The structure of the Bank Transaction Code component includes the following 3 levels:

- Domain: Highest definition level to identify the sub-ledger. The domain defines
the business area of the underlying transaction (e.g., payments, Domain
securities...).
This layer is a specific ISO 20022 external code set
(defined as the ExternalBankTransactionDomain1Code). Product
Family
family

- Family: Medium definition level: e.g. type of payments: credit transfer, direct
Product sub
-family
SubFamily
debit.
This layer is a specific ISO 20022 external code set
(defined as the ExternalBankTransactionFamily1Code).

- Sub-family: Lowest definition level: e.g. type of cheques: drafts, etc

This layer is a specific ISO 20022 external code set
(defined as the ExternalBankTransactionSubFamily1Code).

As shown below, it is possible to specify both a proprietary code and a standard code, in a structured format. The structured component provides
for three mandatory levels. The first level is the Domain of the Bank Transaction Code. The Domain must be further extended with the Family and
Sub-Family.

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The values/codes for the Domain/Family/Sub-Family are the subject of this document and are registered as external ISO 20022 code sets.

Ref. Structure Element XML Tag Multipicity Data Type Definition

1.0 BankTransactionCode <BkTxCd> [1..1] Set of elements to fully identify the type of
underlying transaction resulting in an entry.
1.1 Domain <Domn> [0..1] Specifies the domain, the family and the sub-
family of the bank transaction code, in a
structured and hierarchical format.
Usage: If a specific family or sub-family code
cannot be provided, the generic family code
defined for the domain or the generic sub-
family code defined for the family should be
provided.
1.1.1 Code <Cd> [1..1] ExternalBankTransactionDo Specifies the business area of the underlying
main1Code (4 chars max) transaction.
1.1.2 Family <Fmly> [1..1] Specifies the family and the sub-family of the
bank transaction code, within a specific
domain, in a structured and hierarchical
format.
1.1.2a Code <Cd> [1..1] ExternalBankTransactionFa Specifies the family within a domain.
mily1Code (4 chars max)
1.1.2b SubFamilyCode <SubFmlyCd> [1..1] ExternalBankTransactionSub Specifies the sub-product family within a
Family1Code (4 chars max) specific family.
1.2 Proprietary <Prtry> [0..1] Proprietary identification of the bank
transaction code, as defined by the issuer.
1.2.1 Code <Cd> [1..1] Max35Text Proprietary bank transaction code to identify
the underlying transaction.
1.2.2 Issuer <Issr> [0..1] Max35Text Identification of the issuer of the proprietary
bank transaction code.

Rules associated with the Bank Transaction Code structure:

 If Domain is absent, then Proprietary must be present.
 If Proprietary is absent, then Domain must be present

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The picture below shows the Bank Transaction Code component in a graphical view.

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3.1.3 Proprietary component

The Proprietary component has been added to the structure to cater for two of the most important requirements:
 During a transition period, existing national bank transaction code sets can be reported through the proprietary element in the bank
transaction code structure.
 The proprietary element can be used to report codes that are not defined (yet) in the registered code sets, but are candidates to be included
in the registered sets.

Even though the Proprietary element is used to define the Bank Transaction Code, the structured Domain/Family/Sub-Family structure may
already be completed with the information available to the sender of the message.

Sample of the Proprietary element usage:

Bank Transaction Code

Domain (optionally)

Code = “Extended Domain”

Family

Code = Not Available

Sub-Family Code = Not Available

Proprietary

Code = “143”

Issuer = “BAI”

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3.2 Section 2: Definition of the Domains

3.2.1 Domains overview

The diagram below provides you with an overview of the Domains that have been agreed for the Bank Transaction Code. A definition for each of
those Domains is provided further in this document.

Bank Transaction Code

Domains

Payments

Cash Management

Derivatives

Loans, Deposits & Syndications

Foreign Exchange

Precious Metal

Commodities

Trade Services

Securities

Account Management

Extended Domain

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 3.2.2 Domains definition

The Domains are defined as follows:

Bank Transaction Code Domains
Domain Name Definition
Payments The Payments domain provides the bank transaction codes for all payment activities that relate to transfer of funds
between parties.
Cash The Cash Management domain provides the bank transaction codes for cash management activities that relate to
Management own account management, i.e. cash concentration, zero-balancing or topping of accounts or pooling activities. The
underlying objective of these techniques is the coverage of funds deficits in one area with surpluses in another.
Derivatives The Derivatives domain provides the bank transaction codes for the derivatives related transactions, i.e. a financial
instrument derived from a cash market commodity, futures contract, or other financial instrument. Derivatives can
be traded on regulated exchanges as listed derivatives or over-the-counter.
Loans, Deposits The Loans, Deposits and Syndications domain provides the bank transaction codes of all operations that are related
& Syndications to loans, deposits and syndications management.
Foreign The Foreign Exchange domain provides the bank transaction codes of all operations that are related to the foreign
Exchange exchange market. Often abbreviated as FOREX.
Precious Metal The Precious Metal domain provides the bank transaction codes of all operations that are related to a classification
of metals that are considered to be rare and/or have a high economic value.
Commodities The Commodities domain provides the bank transaction codes of all operations that are related to a commodity
which might be an extraction (mining), an agricultural product (soybeans, grains, coffee, etc.), a non-precious
metal, wood, or any other physical substance that investors buy or sell, usually as commodity futures contracts.
They are complex, and include a wide array of instruments to manage risk through contracts for delivery of any
product or service that can be characterized in an interchangeable way
Trade Services The Trade Services domain provides the bank transaction codes related to all of the Trade Services operations that
need to be reported in the statements.
Securities The Securities domain provides the bank transaction codes for cash movements related to transactions on equities,
fixed income and other securities industry related financial instruments.
Account The Account Management domain provides the bank transaction codes for operations on one account. Those
Management transactions imply cash movements related to activities between the financial institution servicing the account and
the customer/owner of the account.
Extended The extended domain code is to be used whenever a specific domain has not yet been identified, or a proprietary
Domain Bank Transaction Code has not been associated with a specific domain.

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3.3 Section 3: Families within Domains

3.3.1 Generic Family definition

Within each Domain, there are 4 generic Family codes defined:

Generic Domain Families

Family Definition
1. Not available The “Not Available” family is used to cater for the Bank Transaction Code mandatory field,
when no further details are available for the Bank Transaction Code, eg a payment is reported
but no family is available in the information provided in the transaction.
2. Other The “Other” family is used to cater for the Bank Transaction Code mandatory field, when the
reported family does not match any of the families listed in the specified domain, but further
details are available in addition to the domain code.
3. Miscellaneous Credit Transaction is related to miscellaneous credit operations on the balance or on a specific
Operations transaction on the account.
4. Miscellaneous Debit Transaction is related to miscellaneous debit operations on the balance or on a specific
Operations transaction on the account.

In the details of the Domain, these 4 generic Families are indicated in italics in the list of Families.

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 3.3.2 Payments Families definition

Payments Domain Families

1. Received Credit Receivable Credit Transfers are instructions to receive an amount of money from a debtor by
Transfers the account owner. The receivable credit transfers are related to transactions received by the
account owner.
2. Issued Credit Transfers Payable Credit Transfers are instructions to transfer an amount of money by the account owner
to a creditor. The payable credit transfers are related to instructions sent by the account owner.
3. Received Cash Transaction is related to incoming cash movements that are related to cash management
Concentration activities initiated by the owner of the sending account to optimise the return on the available
funds.
4. Issued Cash Transaction is related to outgoing cash movements that are related to cash management
Concentration activities initiated by the owner of the account to optimise the return on the available funds.
5. Received Direct Debits The Received Direct Debit transactions are related to instructions received by the account owner
to debit the account.
6. Issued Direct Debits The Issued Direct Debit transactions are related to instructions sent by the account owner to
collect an amount of money that is due to the account owner.
7. Received Cheques Transaction is related to a written paper order – the cheque – received by the account owner
from the cheque drawer, to credit the account of the owner.
8. Issued Cheques Transaction is related to a written paper order – the cheque – issued by the account owner to the
cheque recipient, to debit the account of the cheque issuer.
9. Customer Card Transaction is a payment card operation performed by the customer by the means of a debit or
Transactions credit card. Cards are issued by a credit institution or a card company. They indicate that the
holder of the card may charge his/her account at the bank (debit card) or draw on a line of credit
(credit card) up to an authorised limit.
10. Merchant Card Transaction is a payment card operation performed by debit or credit card operation, reported
Transactions for the merchant.
11. Lock Box Transaction is related to a lockbox, which is a batch of cheques that have been deposited in a
BO, and are processed in one operation.
12. Counter Transactions Transaction is related to cash movements initiated through over-the-counter operations at the
financial institution’s counter

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 Payments Domain Families
13. Drafts / Bill Of Orders Transaction is related to a guaranteed bank cheque issued by the account owner with a future
value date (do not pay before), which in commercial terms is a ‘negotiable instrument’: the
beneficiary can receive early payment from any bank under subtraction of a discount. The
ordering customer’s account that has issued the draft is debited on value date.
14. Received Real Time Receivable Real Time Credit Transfers are instructions to receive an amount of money from a
Credit Transfer debtor by the account owner in Real Time (within a pre-agreed number of seconds). The
receivable credit transfers are related to transactions received by the account owner.
15. Issued Real Time Credit Payable Real Time Credit Transfers are instructions to transfer an amount of money by the
Transfer account owner to a creditor in Real Time (within a pre-agreed number of seconds). The payable
credit transfers are related to instructions sent by the account owner.
16. Not available Generic code for Payments
17. Other Generic code for Payments
18. Miscellaneous Credit Generic code for Payments
Operations
19. Miscellaneous Debit Generic code for Payments
Operations

3.3.3 Cash Management Families definition

Cash Management Domain Families
1. Cash Pooling Cash pooling is an arrangement between entities within the same business organisation. It
presents their short term credit and debit cash balance positions as a net number. Pooling is
normally effected through a bank which provides a single summary account with interest
charged or earned on the net cash balance position. There is no movement of funds between
accounts of the entities participating in the cash pool. While the accounts must be at the same
bank they need not be in the same branch.
2. Account Balancing Transaction is related to a cash movement that sets the balances of an account to an amount
that has been pre-agreed or specified in the transaction. Those transactions are mainly
automated liquidity management transactions to optimise the return on the available funds.
3. Not available Generic code for Cash Management

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 4. Other Generic code for Cash Management
5. Miscellaneous Credit Generic code for Cash Management
Operations
6. Miscellaneous Debit Generic code for Cash Management
Operations

3.3.4 Derivatives Families definition

Derivatives Domain Families1
1. OTC – Credit Transaction is related to an OTC derivative designed to assume or shift credit risk, that is, the
Derivatives risk of a credit event such as a default or bankruptcy of a borrower. For example, a lender might
use a credit derivative to hedge the risk that a borrower might default or have its credit rating
downgraded. Common credit derivatives include Credit Default Options, Credit Default Swaps,
Credit Spread Options, Downgrade Options, and Total Return Swaps.
2. OTC – Interest Rates Transaction relates to an interest rate derivative.
Derivatives
3. OTC – Equity Transaction is related to an equity derivative, i.e. a derivative whose pay-offs depends on the
Derivatives value of an underlying share, basket, or stock market index eg single stock derivatives, equity
basket derivatives or equity index derivatives.
4. OTC – Bonds Transaction is related to a bond derivative, i.e. a derivative whose pay-offs depends on the
Derivatives value of an underlying long-term debt security issued by corporations and governments. Typical
derivatives are bond options.
5. OTC – Structured Transaction is related to derivatives operations of combined multiple types of instruments,
Exotic derivatives including securities, bonds, commodities and/or weather derivatives.
6. OTC – Swap Transaction is related to any kind of swap derivative.
Derivatives
7. Listed Futures Transaction is a cash movement related to a listed future, i.e. a legally binding agreement, made
on a futures exchange, to buy or sell a financial instrument some time in the future.

1
Foreign Exchange, Precious Metal and Commodities derivatives have been defined in their respective Domains.

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 Derivatives Domain Families
8. Listed Options Transaction is a movement related to an option listed on a stock or futures exchange, i.e. a
contract that gives the option holder the right to purchase (or call) a specified number of shares
of the optioned asset (or underlying of the option) at the strike price from the option writer on
or before the option contract hits its expiration date or;
provides the option holder the right, but not the obligation to sell (or put) an optioned asset to
the option writer at the strike price on or before the option contract hits its expiration date.
9. Not available Generic code for Derivatives
10. Other Generic code for Derivatives
11. Miscellaneous Credit Generic code for Derivatives
Operations
12. Miscellaneous Debit Generic code for Derivatives
Operations

3.3.5 Loans, Deposits & Syndications Families definition

Loans, Deposits & Syndications Domain Families
1. Fixed Term Loans Transaction relates to a loan with a fixed maturity during which time interest is paid, but no
payments to reduce principal are made. The entire principal is due and payable at the end of the
loan term.
2. Notice Loans Transaction relates to a loan which can be reimbursed with a fixed notice period.
3. Fixed Term Deposits Transaction relates to an amount of money deposited in a savings account for a fixed period of
time, the terms of which impose a financial penalty if the amount of money is withdrawn before
the specified maturity date.
4. Notice Deposits Transaction relates to a deposit which can be recalled with a fixed notice period. The amount of
money is put on a savings account on which the customer agrees to give the thrift institution a
specified notice before making a withdrawal, usually in return for higher interest rates. A penalty
may be imposed by the institution for a withdrawal made without the agreed upon notice.
5. Mortgage Loans Transaction relates to a loan that is secured by a guarantee of real estate.
6. Consumer Loans Transaction related to a loan that has been issued for consumable goods, such as a car.

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 7. Syndications Transaction relates to a syndication which is the process of involving numerous different lenders
in providing various portions of a loan.
8. Not available Generic code for Loans, Deposits and Syndications transactions
9. Other Generic code for Loans, Deposits and Syndications transactions
10. Miscellaneous Credit Generic code for Loans, Deposits and Syndications transactions
Operations
11. Miscellaneous Debit Generic code for Loans, Deposits and Syndications transactions
Operations

3.3.6 Foreign Exchange Families definition

Foreign Exchange Domain Families
1. Spots Transaction is related to the exchange of two currencies at an agreed upon exchange rate for
cash delivery.
2. Forwards Transaction is related to a Foreign Exchange forward, i.e. an exchange of two currencies on a
future date.
3. Swaps Transaction is related to a swap that involves the exchange of principal and interest in one
currency for the same in another currency
4. Futures Transaction is related to contracts on futures exchange which require the delivery of a specified
amount of currency at a specified date, if not liquidated before the contract matures.
5. Non Deliverable Transaction is related to a non-deliverable Forex ie a cash-settled, short term forward contract
on a thinly traded or non-convertible foreign currency, where the profit or loss at the time at the
settlement is calculated by taking the difference between the agreed upon exchange rate and the
spot rate at the time of settlement, for an agreed upon amount of money.
6. Not available Generic code for Foreign Exchanges transactions
7. Other Generic code for Foreign Exchanges transactions
8. Miscellaneous Credit Generic code for Foreign Exchanges transactions
Operations
9. Miscellaneous Debit Generic code for Foreign Exchanges transactions
Operations

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608355250.doc ISO 20022 Page 18 February 2021
 3.3.7 Precious Metals Families definition
Precious Metal Domain Families
1. Spots Transaction is related to the purchase or the selling of precious metal at the spot price i.e. at
the price for the spot delivery of precious metal.
2. Futures Transaction is related to contracts for the future delivery at a fixed price of precious metal, or
future delivery at a fixed price of securities backed by precious metal. The contracts are
bought and sold on precious metal exchanges.
3. Options Transaction is related to precious metal option instruments
4. Delivery Transaction is the physical delivery of precious metal.
5. Not available Generic code for Precious Metal transactions
6. Other Generic code for Precious Metal transactions
7. Miscellaneous Credit Generic code for Precious Metal transactions
Operations
8. Miscellaneous Debit Generic code for Precious Metal transactions
Operations

3.3.8 Commodities Families definition

Commodities Domain Families
1. Spots Transaction is related to the purchase, or selling of commodities at the spot price, i.e. at the
price for the spot delivery of the commodities.
2. Futures Transaction is related to contracts for the future delivery at a fixed price of goods, such as
agricultural or mining products, or future delivery at a fixed price of securities backed by those
products. The contracts are bought and sold on commodities exchanges.
3. Options Transaction is related to commodities option instruments
4. Delivery Transaction is related to the physical delivery of commodities
5. Not available Generic code for Loans, Deposits and Syndications transactions
6. Other Generic code for Loans, Deposits and Syndications transactions

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 Commodities Domain Families
7. Miscellaneous Credit Generic code for Loans, Deposits and Syndications transactions
Operations
8. Miscellaneous Debit Generic code for Loans, Deposits and Syndications transactions
Operations

3.3.9 Trade Services Families definition

Trade Services Domain Families
1. Stand-by Letter Of Stand-by credits do not necessarily require the presentation of documentary evidence that
Credit events have happened, but rely on attestations. Since “standbys” normally do not guarantee
specific performance, they do promise
2. Documentary Credit Documentary Credits, also called “commercial credits”, require the presentation of documents
that prove certain events have taken place.
3. Clean Collection Transaction is related to a clean collection, i.e. collections that do not require documents
restricting possession or ownership. A collection is a set of documents including a letter or
completed form indicating the drawer’s instructions (called the collection letter), and then
often accompanied by documents: drafts, invoices, packing lists and other agreed documents
for the export / import of products.
4. Documentary Transaction is related to a documentary collection, i.e. collections which are accompanied by
Collection documents restricting possession or ownership.
5. Guarantees Transaction relates to a guarantee, i.e. a promise, especially in writing, that something is of
specified quality, content, benefit, or that it will provide satisfaction or will perform or produce
in a specified manner.
6. Not available Generic code for Trade Service transactions
7. Other Generic code for Trade Service transactions
8. Miscellaneous Credit Generic code for Trade Service transactions
Operations
9. Miscellaneous Debit Generic code for Trade Service transactions
Operations

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 3.3.10 Securities Families definition
Securities Domain Families
1. Trade, Clearing and Transaction relates to cash movement generated by a Trading, Clearing or Settlement Activity
Settlement
2. Non Settled Transaction representing the cash equivalent of all non-settled securities transactions
3. Blocked Transactions Represents all cash legs for trades settling via CSD that have been matched but blocked in
order to not settle
4. CSD Blocked Represents total of all cash legs for trades settling via CSD that have been matched but
Transactions blocked by the CSD in order to not settle
5. Collateral Management Cash movement related to the management of collateral.
6. Corporate Action Cash movement related to corporate action activity
7. Custody Represents the total of all asset servicing transactions such as dividends, income corporate
action equivalents, tax returns, redemptions etc
8. Custody Collection All corporate action related payment obligations of the participant bank, based on their role as
main paying agent
9. LACK ‘LACK’ is an extra amount to be funded in addition to ‘FUND’, as it is a forecast of a cash
amount that will not be delivered to the participant due to sales that will fail because of lack of
holdings from the seller
10. Miscellaneous Cash movement related to other securities related activity
Securities Operation
11. Not available Generic code for Securities transactions
12. Other Generic code for Securities transactions
13. Miscellaneous Credit Generic code for Securities transactions
Operations
14. Miscellaneous Debit Generic code for Securities transactions
Operations

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 3.3.11 Account Management Families definition
Account Management Domain Families
1. Opening & Closing Transaction is related to the administration of the account, such as closing or opening of the
account.
2. Additional Miscellaneous Transaction is related to miscellaneous credit operations on the balance or on a specific
Credit Operations transaction on the account which are not covered by the generic Miscellaneous Credit
Operations.
3. Additional Miscellaneous Transaction is related to miscellaneous debit operations on the balance or on a specific
Debit Operations transaction on the account which are not covered by the generic Miscellaneous Debit
Operations.
4. Not available Generic code for Account Management transactions
5. Other Generic code for Account Management transactions
6. Miscellaneous Credit Generic code for Account Management transactions
Operations
7. Miscellaneous Debit Generic code for Account Management transactions
Operations

3.3.12 Extended Domain Family definition

Extended Domain Families

1. Not available Generic code for Extended Domain transactions. No other code will be allowed for this special
purpose Domain.

Additionally, the Not Available Family used in the Extended Domain only allows for the Not Available Sub-Family (See further details
below in the families without defined sub-families Section 5).

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3.4 Section 4: Sub-Families within Families of Domains

3.4.1 Generic Sub-Family definition

Within each Family, there is a total of 12 generic Sub-Family codes:

Generic Sub-Families
Sub-Family Definition
1. Not available The “Not Available” Sub-Family is used to cater for the Bank Transaction Code mandatory
field, when no further details are available for the Bank Transaction Code, e.g. a received credit
transfer is reported but no Sub-Family is available in the information provided in the
transaction.
2. Fees Generic fees related to the transaction without further details available
3. Commissions – Generic Generic commissions without further details related to the transaction
4. Commissions excluding Generic commissions without taxes related to the transaction without further details available
taxes
5. Commissions including Generic commissions including taxes related to the transaction without further details available
taxes
6. Non-taxable Generic non-taxable commissions related to the transaction without further details available
Commissions
7. Taxes Generic taxes related to the transaction without further details available
8. Charges Generic charges related to the transaction without further details available
9. Interest Generic interest related to the transaction without further details available
10. Adjustments Generic credit or debit adjustments related to the transaction without further details available
11. Reimbursement of costs Generic reimbursement of costs related to the transaction without further details available
12. Other The “Other” Sub-Family is used to cater for the Bank Transaction Code mandatory field, when
the reported Family does not match any of the Families listed in the specified Domain, but
further details are available in addition to the Domain and Family codes.

In the details of the Sub-Families, these generic Families are listed in a reduced form (without definition). However, the codes are listed
in the 4-character code set in Italic grey for each specific Family where applicable.

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 3.4.2 Payments Sub-Families definition

This Payments Domain contains the following Sub-Families within the below Families:
Bank Transaction Code

Payments

Received Credit transfers Issued Credit Transfers

Received Cash Concentration Issued Cash Concentration

Received Direct Debits Issued Direct Debits

Received Cheques Issued Cheques

Customer Card Transactions Merchant Card Transactions

Counter Transactions LockBox Transactions

Drafts / Bill Of Orders Generic Family Codes

Received Real-Time Credit
Issued Real-Time Credit Transfers Transfers

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 3.4.2.1 Received and Issued Credit Transfers codes

Sub-Families for both

Received and Issued Credit Transfers
Sub-Family Definition
Internal Book Transfer Transaction is a transfer between –two different accounts within the same bank.
Standing Order Transaction is a standing order. A standing order is an instruction given by a party having explicit
authority on the debtor’s account to debit, i.e. either debit account owner or originating party, to an
account servicer, to process credit transfers at specified intervals during an implicit or explicit
period of time. It is given once, and is valid for an open or closed period of time.
Cross-Border Standing Transaction is a cross-border standing order
Order
SEPA Credit Transfer Transaction is a SEPA credit transfer
Domestic Credit Transaction is a in-country domestic currency credit transfer
Transfer
Cross-Border Credit Transaction is a cross-border credit transfer
Transfer
Credit Transfer with Transaction is a credit transfer including commercial information, i.e. additional information
agreed Commercial agreed between the sender and the receiver.
Information
Financial Institution Transaction is a financial institution credit transfer, i.e. the debtor and creditor are financial
Credit Transfer institutions.
Priority Credit Transfer Transaction is a credit transfer defined with higher priority, eg a PRIEURO credit transfer
Payroll/Salary Payment Transaction is related to the payment of a payroll salary
Cross-border Transaction is related to the payment of a cross-border payroll salary
Payroll/Salary Payment
Same Day Value Credit Transfer is a credit transfer whereby the payment was executed with same day value to the
Transfer beneficiary.
Reversal due to Payment Transaction is related to the cancellation of an initial credit transfer upon request from the debtor.
Cancellation Request The debtor had already been debited for the initial credit transfer, but interbank settlement had not
been completed yet.

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 Sub-Families for both
Received and Issued Credit Transfers
Sub-Family Definition
Reversal due to Payment Transaction is related to the return/reimbursement of a credit transfer transaction (which may be
Return/reimbursement related to a double processing, the debit of an incorrect account, or return of the credit transfer)
of a Credit Transfer
Automatic Transfer Transaction is an individual automatic transfer transaction executed under agreed conditions.
ACH Transaction Transaction is an electronic payment that is processed through an ACH (generic ACH transfer).
ACH Corporate Trade Transfer is an ACH Corporate Trade transaction.
ACH Pre-Authorised Transfer is an ACH Pre-Authorised transaction
ACH Settlement Transfer is an ACH Settlement transaction. Likely used as a single transaction that is the total of a
batch of ACH Debits.
ACH Return Transfer is an ACH Return transaction, processed through an ACH.
ACH Reversal Transaction is related to a reversal of an initial credit transfer, following pre-established rules (eg
in ACH environment).
ACH Credit Transaction is an electronic credit payment that is processed through an ACH.
ACH Debit Transaction is an electronic debit payment that is processed through an ACH.
Treasury Tax and Loan Transaction is related to a Treasury Tax and Loan Service, i.e. a service offered by the Federal
Service Reserve Banks of the United States that keeps tax receipts in the banking sector by depositing
them into select banks that meet certain criteria.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.2.2 Received and Issued Cash Concentration codes

Sub-Families for both

Received and Issued Cash Concentration
Sub-Family Definition
Corporate Own Transaction is a cash concentration transfer between own accounts, i.e., a transfer between 2
Account Transfer different accounts of the same company within the same bank.
Difference between sub accounts and main accounts may be identified through the families: issued
or received.
Intra Company Transaction is an intra-company cash concentration transfer, i.e., a payment between two different
Transfer legal entities belonging to the same group.
Cross-border Intra- Transaction is a cross-border intra-company cash concentration transfer.
Company Transfer
Financial Institution Transaction is a cash concentration transfer between financial institution’s own accounts, i.e., a
Own Account transfer between two different accounts of the financial institution customer within one financial
Transfer institution.
Branch Account Transaction is a cash concentration transfer between two financial institution branches belonging to
Transfer the same group.
ACH Concentration Transfer is an ACH Concentration transaction, i.e. movement of funds from own smaller
depository accounts at other financial institutions to a concentration account
Generic One selected code out of the generic code for sub-family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.2.3 Received and Issued Direct Debits codes

Sub-Families for both

Received and Issued Direct Debits
Sub-Family Definition
Direct Debit Transaction is a legacy direct debit payment, which is related to a recurring payment. The
settlement of the direct debit transaction has already been completed successfully.
Direct Debit under Transaction is a legacy direct debit payment under reserve of settlement. Although the amount has
reserve been already been posted, the funds have not yet been settled.

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 Sub-Families for both
Received and Issued Direct Debits
Sub-Family Definition
SEPA Core Direct Transaction is SEPA core direct debit payment.
Debit
SEPA B2B Direct Transaction is SEPA direct debit payment, as defined in the B2B Direct Debit Rulebook.
Debit
One-Off Direct Debit Transaction is a one-off direct debit payment.
Cross-Border Direct Transaction is a cross-border direct debit payment.
Debit
Pre-Authorised Direct Transaction is a Pre-Authorised Direct Debit payment, e.g. the ACH pre-authorised Direct Debit.
Debit
Financial Institution Transaction is a financial institution direct debit payment.
Direct Debit Payment
Reversal due to a Transaction is related to the cancellation of an initial direct debit upon request from the creditor.
Payment Cancellation The creditor had already been credited for the initial direct debit, but interbank settlement had not
Request been completed yet.
Reversal due to Transaction is related to a Returned Direct Debit. Several reasons may exist: debtor’s account
Return/Unpaid Direct closed, insufficient funds available, request for refund by the Debtor, etc.
Debit
Reversal due to Transaction is related to the reversal / reimbursement of a direct debit transaction (which may be
Payment Reversal related to a double processing, the debit of an incorrect account, or request to reimburse the debtor
issued by the creditor)
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.2.4 Received and Issued Cheques codes

Sub-Families for both

Received and Issued Cheques
Sub-Family Definition
Cheque Transaction is related to a cheque drawn on the account of the debtor, and debited on the debtor’s
account when the cheque is cashed. Settlement of the cheque has been completed.
Cheque under reserve Transaction is related to a cheque booked before settlement of the funds has taken place.
Unpaid Cheque Transaction is related to a cheque for which the settlement could not be completed.
Cheque Reversal Transaction is related to a reversal of a cheque payment.
Certified Customer Transaction is related to a cheque drawn on the account of the debtor, and debited on the debtor’s
Cheque account when the cheque is cashed. The financial institution prints and certifies the cheque,
guaranteeing the payment.
Circular Cheque Transaction is related to an instruction from a bank to its correspondent bank to pay the creditor a
stated sum upon the presentation of a means of identification.
Non-Presented Transaction is related to a non-presented circular cheque.
Circular Cheque
Crossed Cheque Transaction is related to a cheque that must be paid into an account and not cashed over the
counter. There are two parallel lines across the face of a crossed cheque.
Order Cheque Transaction is related to a cheque made payable to a named recipient ‘or order’. The payee can
either deposit the cheque in an account or endorse it to a third party.
Open Cheque Transaction is related to a cheque that may only be cashed at the bank of origin.
Bank Cheque  Transaction is related to a cheque drawn on the account of the debtor’s financial institution, which
is debited on the debtor’s account when the cheque is issued. These cheques are printed by the
debtor’s financial institution and payment is guaranteed by the financial institution. Synonym is
‘cashier’s cheque’.
Foreign Cheque Transaction is related to a cheque drawn on the account of the debtor, and cashed in a different
country than the country of the debtor’s bank.
Foreign Cheque under Transaction is related to a foreign cheque, booked before settlement of the funds has taken place.
reserve
Unpaid Foreign Transaction is related to a foreign cheque for which the settlement could not be completed.
Cheque

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 Sub-Families for both
Received and Issued Cheques
Sub-Family Definition
Controlled Transaction is related to a service that provides for movement of funds associated with cheque
Disbursement presentation. This is the presentation leg of the transaction.
ARP Debit Transaction is an account reconciliation package transaction that allows the account consolidation
and enhances the management of paper cheques.
Cash Letter Transaction is related to a cash letter.
Cash Letter Transaction is related to an adjustment of a cash letter payment.
Adjustment
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.2.5Customer Card Transaction codes

Sub-Families for
Customer Card Transactions
Sub-Family Definition
Cash Withdrawal Transaction is an ATM withdrawal operation
Cash Deposit Transaction is an ATM deposit operation
Cross-Border Cash Transaction is an ATM cash withdrawal operation in a foreign country.
Withdrawal
Point-of-Sale (POS) Transaction is a payment done through an electronic network of banks, debit cardholders, and
Payment - Debit Card merchants that permit consumers to electronically make direct payment at the place of purchase.
The funds transfer directly from the account of the cardholder to the account of the merchant.
Credit Card Payment Transaction is a payment done through a credit card that permits the credit cardholders to
electronically make a payment at the place of purchase.
Cross-border Credit Transaction is a payment done through a credit card in a foreign country.
Card Payment
Smart-Card Payment Transaction is a card-based payment. The smart-card is a system that stores values for transactions
on a computer chip located on the card itself. As the card is used for transactions, the amounts are
subtracted from a balance on the chip. As the balance approaches zero, the chip can be “reloaded”
through a number of methods.

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 Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest (see section 3.4.1 for more details)

3.4.2.6Merchant Card Transaction codes

Product Sub-Families for

Merchant Card Transactions
Sub-Family Definition
Point-of-Sale (POS) Transaction is a payment done through an electronic network of banks, debit cardholders, and
Payment merchants that permit consumers to electronically make direct payment at the place of purchase.
The funds transfer directly from the account of the cardholder to the account of the merchant.
Credit Card Payment Transaction is a payment done through a credit card that permits the credit cardholders to
electronically make a payment at the place of purchase.
Smart-Card Payment Transaction is a card-based payment. For the merchant, the transaction related to transfer of the
funds related to the settlement of the recorded transaction paid through smart-cards.
Unpaid Card Transaction is related to the return of a debit/credit payment that has not been settled or has been
Transaction rejected by the card holder for a justified reason.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.2.7 Counter Transaction codes

Sub-Families for
Counter Transactions
Sub-Family Definition
Cash Deposit Transaction is a counter or safe cash deposit operation, related to coin and currency deposit
Cash Withdrawal Transaction is a counter cash withdrawal operation, related to coin and currency withdrawal
Branch Deposit Transaction is a counter or safe cash deposit operation, related to coin and currency deposit,
operated at branch location.
Branch Withdrawal Transaction is a counter cash withdrawal operation, related to coin and currency withdrawal,
operated at branch location.
Cheque Deposit Transaction is a counter or safe cash deposit operation, related to cheque deposit

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 Sub-Families for
Counter Transactions
Sub-Family Definition
Mixed Deposit Transaction is a counter cash deposit operation, related to a combination of cheque, coin and
currency deposit
Miscellaneous Deposit Transaction is a counter deposit related to undefined underlying instruments
Foreign Currency Transaction is a movement resulting from foreign currency buy operations (bank notes and coins)
Withdrawal at the counter.
Foreign Currency Transaction is a movement resulting from foreign currency sell operations (bank notes and coins)
Deposit at the counter.
Travellers Cheques Transaction is a movement resulting from a travellers’ cheques withdrawal by the account owner at
Withdrawal the counter.
Travellers Cheque Transaction is a movement resulting from a travellers’ cheques deposit by the account owner at the
Deposit counter.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.2.8Lockbox codes

Sub-Families for
Lockbox Transactions
Sub-Family Definition
Credit adjustment Transaction is related to a lockbox credit adjustment.
Debit Transaction is related to a lockbox debit.
Deposit Transaction is related to a lockbox deposit
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.2.9Drafts / Bill to Order codes

Sub-Families for
Drafts / Bill to Order
Sub-Family Definition
Settlement at Transaction is related to a draft or bill to order which has been paid on maturity date.
Maturity
Settlement under Transaction is related to a settlement under reserve of the draft.
reserve
Discounted Draft Transaction is related to a discounted draft, i.e. the beneficiary has received an early payment from
any bank under subtraction of a discount.
Dishonoured/Unpaid Transaction is related to a Dishonoured / Unpaid Draft or Bill To Order. The beneficiary has
Draft received early payment, but the ordering customer’s account could not be debited on value date.

Draft Maturity Transaction is related to the change of the maturity date of a draft.
Change
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.2.10 Miscellaneous Debit Operations

Sub-Families for
Miscellaneous Debit Operations
(extension of the generic miscellaneous debit operations)
Sub-Family Definition
Invoice Accepted with Service allowing the debtor bank to inform directly and in advance the provider of its customer
Differed Due Date about the elements of the invoices the customer of the bank will settle on due date.
ction is related to the change of the maturity date of a draft.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.2.11 Received and Issued Real-Time Credit Transfers

Sub-Families for both
Received and Issued Real-Time Credit Transfers
Sub-Family Definition
Internal Book Transfer Transaction is a transfer between –two different accounts within the same bank.
Standing Order Transaction is a standing order. A standing order is an instruction given by a party having explicit
authority on the debtor’s account to debit, i.e. either debit account owner or originating party, to
an account servicer, to process credit transfers at specified intervals during an implicit or explicit
period of time. It is given once, and is valid for an open or closed period of time.
Cross-Border Standing Transaction is a cross-border standing order
Order
SEPA Credit Transfer Transaction is a SEPA credit transfer
Domestic Credit Transaction is a in-country domestic currency credit transfer
Transfer
Cross-Border Credit Transaction is a cross-border credit transfer
Transfer
Credit Transfer with Transaction is a credit transfer including commercial information, i.e. additional information
agreed Commercial agreed between the sender and the receiver.
Information

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 Sub-Families for both
Received and Issued Real-Time Credit Transfers
Sub-Family Definition
Financial Institution Transaction is a financial institution credit transfer, i.e. the debtor and creditor are financial
Credit Transfer institutions.
Priority Credit Transaction is a credit transfer defined with higher priority, e.g. a PRIEURO credit transfer
Transfer
Payroll/Salary Payment Transaction is related to the payment of a payroll salary
Cross-border Transaction is related to the payment of a cross-border payroll salary
Payroll/Salary Payment
Same Day Value Credit Transfer is a credit transfer whereby the payment was executed with same day value to the
Transfer beneficiary.
Reversal due to Transaction is related to the cancellation of an initial credit transfer upon request from the debtor.
Payment Cancellation The debtor had already been debited for the initial credit transfer, but interbank settlement had not
Request been completed yet.
Reversal due to Transaction is related to the return/reimbursement of a credit transfer transaction (which may be
Payment related to a double processing, the debit of an incorrect account, or return of the credit transfer)
Return/reimbursement
of a Credit Transfer
Automatic Transfer Transaction is an individual automatic transfer transaction executed under agreed conditions.
ACH Transaction Transaction is an electronic payment that is processed through an ACH (generic ACH transfer).
ACH Corporate Trade Transfer is an ACH Corporate Trade transaction.
ACH Pre-Authorised Transfer is an ACH Pre-Authorised transaction
ACH Settlement Transfer is an ACH Settlement transaction. Likely used as a single transaction that is the total of a
batch of ACH Debits.
ACH Return Transfer is an ACH Return transaction, processed through an ACH.
ACH Reversal Transaction is related to a reversal of an initial credit transfer, following pre-established rules
(e.g. in ACH environment).
ACH Credit Transaction is an electronic credit payment that is processed through an ACH.
ACH Debit Transaction is an electronic debit payment that is processed through an ACH.
Treasury Tax and Loan Transaction is related to a Treasury Tax and Loan Service, i.e. a service offered by the Federal
Service Reserve Banks of the United States that keeps tax receipts in the banking sector by depositing
them into select banks that meet certain criteria.

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 Sub-Families for both
Received and Issued Real-Time Credit Transfers
Sub-Family Definition
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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3.4.3 Cash Management Sub-Families definition

This Cash Management Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Cash Management

Cash Pooling

Account Balancing

Generic Family Codes

3.4.3.1Cash Pooling codes

Sub –Families for

Cash Pooling
Sub-Family Definition
Cross-Border Transaction is related to cash a management activity that is cross-border cash pooling operation.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.3.2Account Balancing codes

Sub-Families for
Account Balancing
Sub-Family Definition
Zero Balancing Transaction is a cash management instruction, requesting to zero balance the account.
Zero Balance Accounts empty or fill the balances in accounts at the same bank, in the same
country into or out of a main account each day.
Sweeping Transaction relates to a cash management instruction, requesting a sweep of the account above an
agreed floor amount.
The purpose is to move the funds from multiple accounts to a single bank account. Funds can move
domestically or across border and more than one bank can be used.
Topping Transaction is a cash management instruction, requesting to top the account above a certain floor
amount. The floor amount, if not pre-agreed by the parties involved, may be specified.
Controlled Transaction is related to a service that provides for movement of funds associated with cheque
Disbursement presentation. This is the funding leg of the transaction performed as part of the account balancing.
Overdraft Transaction relates to a cash management instruction that requesting the processing of overdraft
conditions
Cross-Border Transaction is related to a cash management activity that is cross-border account balancing
operation.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.4 Derivatives Sub-Families definition

This Derivatives Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Derivatives

OTC – Credit Derivatives

OTC - Interest Rates Derivatives

OTC – Equity Derivatives

OTC - Bonds Derivatives

OTC - Structured Exotic derivatives

OTC – Swap Derivatives

Listed Futures

Listed Options

Generic Family Codes

3.4.4.1OTC Derivatives codes

Sub-Families for
OTC Credit, Interest Rates, Equity, Bonds and Structured Exotic Derivatives
Sub-Family Definition
No specific Sub- No Sub-Families defined so far
Families required
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 Sub-Families for
OTC Swaps
Sub-Family Definition
Upfront Payment Transaction is a swap related upfront payment
Reset Payment Transaction is a swap related reset payment
Partial Payment Transaction is a swap related partial payment
Final Payment Transaction is a swap related final payment
Client Owned Transaction is a swap client owned collateral
Collateral
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.5 Loans, Deposits & Syndications Sub-Families definition

The Loans, Deposits & Syndication Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Loans, Deposits & Syndications

Fixed Term Loans

Notice Loans

Fixed Term Deposits

Notice Deposits

Mortgage Loans

Consumer Loans

Syndications

Generic Family Codes

3.4.5.1Fixed Term / Notice / Mortgage / Consumer or Syndications Loans codes

Sub-Families for all of the

Fixed Term Loans / Notice Loans / Mortgage Loans / Consumer Loans or Syndications
Sub-Family Definition
Drawdown Transaction is related to drawdown of fixed term / notice / mortgage / consumer loans or
syndications contracts.

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 Sub-Families for all of the
Fixed Term Loans / Notice Loans / Mortgage Loans / Consumer Loans or Syndications
Sub-Family Definition
Renewal Transaction is related to renewal of fixed term / notice / mortgage / consumer loans or syndications
contracts.
Principal Payment Transaction is related to the payment of the principal of fixed term / notice / mortgage / consumer
loans or syndications contracts.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.5.2Fixed Term and Notice Deposits codes

Sub-Families for both

Fixed Term Deposits And Notice Deposit
Sub-Family Definition
Deposit Transaction is related to opening of the fixed term / notice deposits contract.
Repayment Transaction is related to repayment of the fixed term / notice deposits.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.6 Trade Services Sub-Families definition

This Trade Services Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Trade Services

Stand-By Letter Of Credit

Documentary Credit

Clean Collection

Documentary Collection

Guarantees

Generic Family Codes

3.4.6.1Stand-By Letter of Credit and Documentary Credit codes

Sub-Families for both

Stand-By Letters Of Credit and Documentary Credit
Sub-Family Definition
Freeze of funds Transaction is related to the freeze of funds under Import Stand-by letter of credit or documentary
credit.
Settlement of Sight Transaction is related to the settlement upon presentation of the Import Letter of credit (Stand-By
Import document or Documentary)
Settlement of Sight Transaction is related to the settlement upon presentation of the Export Letter of credit (Stand-By
Export document or Documentary)
Settlement against Transaction is related to the settlement of the Letter of Credit (Stand-By or Documentary) against a
bank guarantee bank guarantee.

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 Sub-Families for both
Stand-By Letters Of Credit and Documentary Credit
Sub-Family Definition
Settlement under Transaction is related to a settlement under reserve of fulfilment of all requirements as defined in
reserve the Letter of Credit (Stand-By or Documentary).
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.6.2Clean and Documentary Collections codes

Sub-Families for both

Clean and Documentary Collections
Sub-Family Definition
Settlement under Transaction is related to a settlement under reserve of collection.
reserve
Settlement after Transaction is related to a settlement after collection
collection
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest (see section 3.4.1 for more details)

3.4.6.3Guarantees codes

Sub-Families for
Guarantees
Sub-Family Definition
Settlement Transaction relates to the settlement of a guarantee.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.7 Securities Sub-Families definition

This Securities Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Securities
Trade, Clearing & Settlement

Non Settled
Blocked Transactions

CSD Blocked Transactions

Collateral Management

Corporate Action

Custody

Custody Collection
C
Miscellaneous Securities Operations

Generic Family Codes

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 3.4.7.1Trading, Clearing and Settlement & Non Settled Sub-families codes

Sub-Families for
Trade, Clearing and Settlement and Non Settled
Sub-Family Definition
Pair-Off Clean cash movement related to a pair-off transaction, ie a buyback to offset and effectively
liquidate a prior sale of securities or a sellback to offset and effectively liquidate a prior buy of
securities.
Trade Cash movement related to a securities purchase or sale.
Netting Cash movement related to the netting of securities trades.
Triparty Repo Cash movement related to the initiation or closing of a triparty repo transaction
Triparty Reverse Cash movement related to the initiation or closing of a triparty reverse repo transaction
Repo
Reverse Repo Cash movement related to the initiation or closing of a reverse repo transaction in which a buyer
lends cash by buying securities (used as collateral) and simultaneously agrees to sell back the same
or similar securities at a future (may be open) time.
Repo Cash movement related to the initiation or closing of a repo transaction in which a seller acquires
cash by selling securities (used as collateral) and simultaneously agrees to repurchase the same or
similar securities at a future (may be open) time.
Securities Borrowing Cash movement related to the initiation or closing of a securities borrowing transaction.
Securities Lending Cash movement related to the initiation or closing of a securities lending transaction
Buy Sell Back Cash movement related to the opening or closing of a buy-sell back transaction ie a transaction
which consist of a simultaneous matching purchase and sale of the same quantity of the same
securities for different value dates.
Sell Buy Back Cash movement related to the opening or closing of a sell-buy back transaction ie a transaction
which consist of a simultaneous matching sale and purchase of the same quantity of the same
securities for different value dates.
Factor Update Cash movement related to a factor update transaction on a purchase or sale of factored securities.
Depositary Receipt Cash movement related to a depositary receipt issue operation.
Issue
Inspeci/Share Cash movement related to a move of stock into or out of a pooled account.
Exchange

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 Sub-Families for
Trade, Clearing and Settlement and Non Settled
Sub-Family Definition
External Account Cash movement related to an external securities account transfer ie a transfer involving more than
Transfer one instructing party and/or account servicer.

Internal Account Cash movement related to an internal securities account transfer ie a transfer involving one
Transfer instructing party at one account servicer.

Non Syndicated Cash movement related to the issue of a medium and short term paper (CP, CD, MTN, notes etc)
under a program and without syndication arrangement.
Placement Cash movement related to a placement/new issue.
Portfolio Move Cash movement related to a portfolio move from one investment manager to another and/or from
an account servicer to another.
Syndicated Cash movement related to the issue of securities (bonds, warrants, equities etc) through a syndicate
of underwriters and a Lead Manager.
TBA closing Cash movement related to a TBA (To Be Announced) closing transaction.
Turnaround Cash movement related to a turnaround transaction, the simultaneous purchase and sell of the same
quantity of financial instruments on the same day.
Redemption Cash movement related to the redemption of an investment fund.
Subscription Cash movement related to the subscription to an investment fund.
Cross Trade Cash movement related to an investment funds cross in or out transaction
Switch Cash movement related to a change between investment funds (usually of the same family) with
cash in/out, at more interesting conditions than a separate redemption or a separate subscription.
Redemption Asset Cash movement related to a redemption in an asset allocation plan which enables investors to
Allocation withdraw, by percentage a certain amount of cash from several sub-funds of a same umbrella
structure.
Subscription Asset Cash movement related to an asset allocation plan that enables investors to allocate, by percentage
Allocation a certain amount of cash into several sub-funds of a same umbrella structure.
Principal Partial payment or receipt of principal on factored securities.
Pay-down/pay-up
Transfer Out Cash movement related to a debit to an account on the shareholders register, and is not linked to a
shift in investment (redemption or switch), but to account management.

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 Sub-Families for
Trade, Clearing and Settlement and Non Settled
Sub-Family Definition
Transfer In Cash movement related to an incoming credit to an account on the shareholders register, and is not
linked to a shift in investment (subscription or switch), but to account management.
Exchange Traded Representing cash legs of transactions in exchanges, going through CCP functions
CCP
Exchange Traded Representing cash legs of transactions traded in exchanges – this code is only to be used where the
service-provider does not distinguish between transactions going through CCP and other
transactions
Exchange Traded Represents cash legs of transactions traded in exchanges, not going through CCP functions
Non-CCP
OTC CCP Represents the cash legs of transactions ‘over the counter’ (OTC), going through CCP functions
OTC Represents the cash legs of transactions ‘over the counter’ (OTC) exchanges – this code is only to
be used where the service-provider does not distinguish between transactions going through CCP
and other transactions
OTC Non-CCP Represents the cash legs of transactions ‘over the counter’ (OTC), not going through CCP
functions
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.7.2Blocked Transactions & CSD Blocked Transactions

Sub-Families for
Blocked Transactions & CSD Blocked Transactions
Sub-Family Definition
Exchange Traded Representing cash legs of transactions in exchanges, going through CCP functions
CCP
Exchange Traded Representing cash legs of transactions traded in exchanges – this code is only to be used where the
service-provider does not distinguish between transactions going through CCP and other
transactions
Exchange Traded Represents cash legs of transactions traded in exchanges, not going through CCP functions
Non-CCP
OTC CCP Represents the cash legs of transactions ‘over the counter’ (OTC), going through CCP functions
OTC Represents the cash legs of transactions ‘over the counter’ (OTC) exchanges – this code is only to
be used where the service-provider does not distinguish between transactions going through CCP
and other transactions
OTC Non-CCP Represents the cash legs of transactions ‘over the counter’ (OTC), not going through CCP
functions
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

3.4.7.3Collateral Management Sub-Families codes

Sub-Families for
Collateral Management
Sub-Family Definition
Margin Payments Cash collateral movement to meet the minimum amount of financial instruments that must be
maintained in a margin account after an investor has bought securities on margin.
Triparty Repo Cash collateral marks related to triparty repo.
Repo Cash collateral marks related to repo.
Securities Borrowing Cash collateral marks related to securities borrowing activity
608355250.doc ISO 20022 Page 49 February 2021
 Sub-Families for
Collateral Management
Sub-Family Definition
Securities Lending Cash collateral marks related to securities lending activity.
The below sub-families have been requested by ISITC in addition to the SMPG set of codes listed above
Option Broker Cash collateral movement related to option broker owned collateral
Option Client Cash movement related to option client owned collateral
Forwards Broker Cash movement related to forwards broker owned collateral
Forwards Client Cash movement related to forwards client owned collateral
Margin Client Cash collateral movement related to margin client owned cash collateral
Swap Broker Cash movement related to swap broker owned collateral
Equity Mark Client Cash movement related to equity mark client owned collateral
Equity Mark Broker Cash movement related to equity mark broker owned collateral
Corporate Client Cash movement related to corporate mark client owned collateral
Corporate Broker Cash movement related to corporate mark broker owned collateral
Lending Client Cash movement related to lending client owned collateral
Lending Broker Cash movement related to lending broker owned collateral
Corporate Rebate Cash movement related to a corporate rebate
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.7.4Corporate Action & Custody Sub-Families codes

Sub-Families for
Corporate Action & Custody
Sub-Family Definition
Repurchase Offer to existing shareholders by the issuing company to repurchase equity or other securities
offer/Issuer convertible into equity. The objective of the offer is to reduce the number of outstanding equities.
Bid/Reverse Rights.
Bonus Bonus, scrip or capitalisation issue. Security holders receive additional assets free of payment from
Issue/Capitalisation the issuer, in proportion to their holding.
Issue
Put Redemption Early redemption of a security at the election of the holder subject to the terms and condition of the
issue.
Capital Gains Distribution of profits resulting from the sale of company assets eg Shareholders of Mutual Funds,
Distribution Unit Trusts, or Sicavs are recipients of capital gains distributions which are often reinvested in
additional shares of the fund.
Conversion Conversion of securities (generally convertible bonds or preferred shares) into another form of
securities (usually common shares) at a pre-stated price/ratio.
Decrease in Value Reduction of face value of a single share. The number of circulating shares remains unchanged.
This event may include a cash payout to holders.
Drawing Redemption in part before the scheduled final maturity date of a security. Drawing is distinct from
partial call since drawn bonds are chosen by lottery and results are confirmed to bondholder.
Dividend Dividend payment where holders can keep cash or have the cash reinvested in the market by the
Reinvestment issuer into additional shares in the issuing company. To be distinguished from DVOP as the
company invests the dividend in the market rather than creating new share capital in exchange for
the dividend.
Dutch Auction Action by a party wishing to acquire a security. Holders of the security are invited to make an offer
to sell, within a specific price range. The acquiring party will buy from the holder with lowest
offer.
Cash Dividend Distribution of cash to shareholders, in proportion to their equity holding. Ordinary dividends are
recurring and regular. Shareholder must take cash and may be offered a choice of currency.

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 Sub-Families for
Corporate Action & Custody
Sub-Family Definition
Dividend Option Distribution of a dividend to shareholders with a choice of benefit to receive. Shareholders may
choose to receive shares or cash. To be distinguished from DRIP as the company creates new share
capital in exchange for the dividend rather than investing the dividend in the market.
Exchange Exchange of holdings for other securities and/or cash. The exchange can be either mandatory or
voluntary involving the exchange of outstanding securities for different securities and/or cash. For
example “exchange offer” and “capital reorganisation”
Call on intermediate Call or exercise on nil-paid securities or intermediate securities resulting from an intermediate
securities securities distribution. This code is used for the second event, when an intermediate securities’
issue (rights/coupons) is composed of two events, the first event being the distribution of
intermediate securities.
Warrant Option to buy (call warrant) or to sell (put warrant) a specific amount of equities, cash, commodity,
Exercise/Warrant etc, at a predetermined price over a specific period of time.
Conversion
Interest Payment Regular interest payment distributed to holders of an interest bearing asset.
Liquidation Dividend / Distribution of cash, assets, or both. Debt may be paid in order of priority based on preferred
Liquidation Payment claims to assets specified by the security.
Full Call / Early Redemption of an entire issue outstanding of bonds/preferred equity by the issuer before final
Redemption maturity.
Merger Exchange of outstanding securities, initiated by the issuer which may include options, as the result
of two or more companies combining assets ie an external, third party company. Cash payments
may accompany share exchange.
Odd Lot Sale or purchase of odd-lots to/from the issuing company, initiated either by the holder of the
Sale/Purchase security or through an offer made by the issuer.
Partial Redemption Securities are redeemed in part before their scheduled final maturity date with reduction of the
with reduction of nominal value of the shares. The outstanding amount of securities will be reduced proportionally.
nominal value
Partial Redemption Securities are redeemed in part before their scheduled final maturity date without reduction of the
Without Reduction of nominal value of the shares. This is commonly done by pool factor reduction.
Nominal Value
Interest Payment with Payment of a portion of the principal of an interest bearing asset, in addition to the interest
Principles payment.

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 Sub-Families for
Corporate Action & Custody
Sub-Family Definition
Priority Issue Form of open or public offer where, due to a limited amount of securities available, priority is
given to existing shareholders.
Final Maturity Redemption of an entire issue outstanding of bonds/preferred equities by the issuer at final
maturity.
Rights Distribution of a security or privilege that gives the holder an entitlement or right to take part in a
Issue/Subscription future event.
Rights/Rights Offer
Equity Premium Shareholders receive an amount in cash issued from the equity premium reserve. This event is
Reserve similar to a dividend but has different tax implications.
Tender Cash movement related to an offer made to shareholders, normally by a third party, requesting
them to sell (tender) or exchange their equities.
Tax Reclaim Event related to tax reclaim activities.
Redemption Cash movement related to a withdrawal by individuals in the framework of a structured plan for
Withdrawing Plan investments made in the past.
Subscription Savings Cash movement related to a subscription for a savings plan, i.e. money set aside by individuals in
Plan the framework of a structured plan for a special purpose eg retirement.
Cash in lieu Cash paid in lieu of something else.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.7.5Miscellaneous Securities Operations codes

Sub-Families for Miscellaneous Securities Operations

Sub-Family Definition
Charge/fees Overall charge paid for an account. May or may not be split up into detailed charges.
Bank Fees Charges that a bank applies to an account for custody services provided.
Compensation/Claims Cash movement related to the payment of a claim or compensation.
Management Fees Charges that an investment manager applies to an account for services provided.
Overdraft Charge Fees charged to an account when the cash is overdrawn.
Transaction Fees Fees associated with security settlement activity.
Underwriting Fee investment bankers charge for underwriting a security issue.
Commission
Stamp duty Stamp duty.
Withholding Tax Tax levied by a country of source on income paid, usually on dividends remitted to the home
country of the firm operating in a foreign country.
Brokerage fee Fee paid to a broker for services provided.
Interest Payment with Payment of a portion of the principal of an interest bearing asset, in addition to the interest
Principle payment.
Tax Reclaim Event related to tax reclaim activities.
Withdrawal/ Cash movement related to the withdrawal/distribution of cash out of an account.
distribution
Deposit/Contribution Cash movement related to the deposit/contribution of cash into an account.
Borrowing fee Fee paid for borrowing activity.
Lending income Income received from lending activity
Sweep Cash movement related to a sweep eg an end of day short term investment vehicle.
Defined in SMPG set and kept for consistency: is a duplicate of Cash Management / Account
Balancing / Sweeping, which should be used instead.
Swap Payment Transaction is a swap related payment.
Future Variation Transaction is for the payment of futures variation margin/s.
Margin
Futures Residual Transaction related to a futures residual amount.
Amount

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 Futures Commission A fee charged for executing futures transactions.
Fixed Deposit Interest Interest payment distributed to holders of a deposit with a fixed term.
Amount
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.8 Account Management Sub-Families definition

This Account Management Domain contains the following Sub-Families within the below Families:

Bank Transaction Code

Account Management

Open & Closing

Additional Miscellaneous Credit Operations

Additional Miscellaneous Debit Operations

Generic Family codes

3.4.8.1Opening & Closing codes

Sub-Families for Opening & Closing
Sub-Family Definition
Account Opening Transaction is related to the opening of the account
Account Closing Transaction is related to the closing of the account
Account Transfer Transaction is related to the transfer of the account within the same institution (resulting in a
change of the account number)
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

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 3.4.8.2Additional Miscellaneous Credit or Debit Operations codes (extending the generic Family codes)

Sub-Families for
Additional Miscellaneous Credit Operations and Additional Miscellaneous Debit Operations
Sub-Family Definition
Value Date Transaction relates to adjustments required on the value date of the transaction and/or the balance,
those adjustments will be reported as value date adjustments
Back Value Transaction related to adjustments required on the Back Value of the transaction.
Adjustment Transaction relates to corrections on the account that result in a debit / credit on the account, and
are reported as debit / credit adjustments on the statement (eg double credit / debit of a transaction).
YTD Adjustment Transaction relates to corrections on the account that result in a debit / credit on the account
through year-to-date adjustments.
Float adjustment Transaction relates to corrections on the account that result in a debit / credit on the account
through float adjustments.
Exchange Rate Transaction relates to corrections on the account that result in a debit / credit on the account
Adjustment through exchange rates adjustments.
Posting Error Translation relates to the correction of a posting error.
Generic One selected code out of the generic code for Sub-Family: Not available, Other, Fees,
Commissions, Taxes, Charges and Interest etc (see section 3.4.1 for more details)

608355250.doc ISO 20022 Page 57 February 2021

3.5 Section 5: Domains without defined Sub-Families

3.5.1 Foreign Exchange Sub-Families definition

The Families for the Foreign Exchange Domain are identified in section 2 as follows:

Bank Transaction Code

Foreign Exchange

Spots

Forwards

Swaps

Futures

Non deliverable FOREX

Generic Family codes

No further Sub-Families have been defined for the Foreign Exchange Families so far. Therefore, only the 12 generic codes are available for each
of the Families.

608355250.doc ISO 20022 Page 58 February 2021

3.5.2 Precious Metal Sub-Families definition

The Families for the Precious Metal Domain are identified in section 2 as follows:

Bank Transaction Code

Precious Metal

Spots

Futures

Options

Delivery

Generic Family Codes

No further Sub-Families have been defined for the Precious Metal Families so far. Therefore, only the 12 generic codes are available for each of
the Families.

608355250.doc ISO 20022 Page 59 February 2021

3.5.3 Commodities Sub-Families definition

The Families for the Commodities Domain are identified in section 2 as follows:

Bank Transaction Code

Commodities

Spots

Futures

Options

Delivery
Generic Family Codes

No further Sub-Families have been defined for the Commodities Families so far. Therefore, only the 12 generic codes are available for each of the
Families.

608355250.doc ISO 20022 Page 60 February 2021

3.5.4 Exceptional Securities Sub-Families definition (Custody Collection)

The Families for the Securities Domain are identified in section 2 as follows:

Bank Transaction Code

Securities
Trade, Clearing & Settlement

Non Settled
Blocked Transactions

CSD Blocked Transactions

Collateral Management

Corporate Action

Custody

Custody Collection
C
Miscellaneous Securities Operations

Generic Family Codes

The Sub-Families are defined for the Securities Family in section 3.4.7 above. But exceptionally for the Custody Collection Sub Family only the
12 generic codes are available.

608355250.doc ISO 20022 Page 61 February 2021

4 Set of 4 character codes

4.1 External Domain Code Set (ExternalBankTransactionDomain1Code)

Bank Transaction Code Domains

Domains Code Status Status Date
Payments PMNT New 27 April 2009
Cash Management CAMT New 27 April 2009
Derivatives DERV New 27 April 2009
Loans, Deposits & Syndications LDAS New 27 April 2009
Foreign Exchange FORX New 27 April 2009
Precious Metal PMET New 27 April 2009
Commodities CMDT New 27 April 2009
Trade Services TRAD New 27 April 2009
Securities SECU New 27 April 2009
Account Management ACMT New 27 April 2009
Extended Domain XTND New 27 April 2009

4.2 External Family Code Set (ExternalBankTransactionFamily1Code)

Bank Transaction Code Families 2

Domains Family Code Status Status Date
Payments Received Credit Transfers RCDT New 27 April 2009
Issued Credit Transfers ICDT New 27 April 2009
Received Cash Concentration Transactions RCCN New 27 April 2009
Issued Cash Concentration Transactions ICCN New 27 April 2009
Received Direct Debits RDDT New 27 April 2009
Issued Direct Debits IDDT New 27 April 2009
2
The 4 generic Family codes common to all of the domains are reported in gray Italic

608355250.doc ISO 20022 Page 62 February 2021

 Bank Transaction Code Families
Domains Family Code Status Status Date
Received Cheques RCHQ New 27 April 2009
Issued Cheques ICHQ New 27 April 2009
Customer Card Transactions CCRD New 27 April 2009
Merchant Card Transactions MCRD New 27 April 2009
Lockbox Transactions LBOX New 27 April 2009
Counter Transactions CNTR New 27 April 2009
Drafts/BillOfOrders DRFT New 27 April 2009
Received Real Time Credit Transfer RRCT New 31 May 2017
Issued Real Time Credit Transfer IRCT New 31 May 2017
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Cash Management Cash Pooling CAPL New 27 April 2009
Account Balancing ACCB New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Derivatives3 OTC Derivatives – Credit Derivatives OCRD New 27 April 2009
OTC Derivatives – Interest Rates OIRT New 27 April 2009
OTC Derivatives – Equity OEQT New 27 April 2009
OTC Derivatives – Bonds OBND New 27 April 2009
OTC Derivatives – Structured Exotic Derivatives OSED New 27 April 2009
OTC Derivatives – Swaps OSWP New 27 April 2009
Listed Derivatives – Futures LFUT New 27 April 2009
3
Derivatives domain has been fully reviewed based on ISITC additional requests.

608355250.doc ISO 20022 Page 63 February 2021

 Bank Transaction Code Families
Domains Family Code Status Status Date
Listed Derivatives – Options LOPT New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Loans, Deposits & Syndications Fixed Term Loans FTLN New 27 April 2009
Notice Loans NTLN New 27 April 2009
Fixed Term Deposits FTDP New 27 April 2009
Notice Deposits NTDP New 27 April 2009
Mortgage Loans MGLN New 27 April 2009
Consumer Loans CSLN New 27 April 2009
Syndications SYDN New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Foreign Exchange Spots SPOT New 27 April 2009
Forwards FWRD New 27 April 2009
Swaps SWAP New 27 April 2009
Futures FTUR New 27 April 2009
Non Deliverable NDFX New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)

608355250.doc ISO 20022 Page 64 February 2021

 Bank Transaction Code Families
Domains Family Code Status Status Date
Precious Metal Spots SPOT New 27 April 2009
Futures FTUR New 27 April 2009
Options OPTN New 27 April 2009
Delivery DLVR New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Commodities Spots SPOT New 27 April 2009
Futures FTUR New 27 April 2009
Options OPTN New 27 April 2009
Delivery DLVR New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Trade Services Stand-By Letter Of Credit LOCT New 27 April 2009
Documentary Credit DCCT New 27 April 2009
Clean Collection CLNC New 27 April 2009
Documentary Collection DOCC New 27 April 2009
Guarantees GUAR New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)

608355250.doc ISO 20022 Page 65 February 2021

 Bank Transaction Code Families
Domains Family Code Status Status Date
Securities Trade, Clearing and Settlement SETT New 27 April 2009
Non Settled NSET New 27 April 2009
Blocked Transactions BLOC New 27 April 2009
CSD Blocked Transactions OTHB New 27 April 2009
Collateral Management COLL New 27 April 2009
Corporate Action CORP New 27 April 2009
Custody CUST New 27 April 2009
Custody Collection COLC New 27 April 2009
Lack LACK New 27 April 2009
Miscellaneous Securities Operations CASH New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Account Management Opening & Closing OPCL New 27 April 2009
Additional Miscellaneous Credit Operations ACOP New 27 April 2009
Additional Miscellaneous Debit Operations ADOP New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Credit Operations (see section 4.3.1 MCOP New 27 April 2009
for details)
Miscellaneous Debit Operations (see section 4.3.1 MDOP New 27 April 2009
for details)
Extended Domain Not available NTAV New 27 April 2009

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4.3 External Sub-Family Code Set (ExternalBankTransactionSubFamily1Code)

4.3.1 Sub-Families of generic Families

Generic Sub-Families
Family Sub-Family Code Status Status Date
Not available Not available NTAV New 27 April 2009
Other Not available NTAV New 27 April 2009
Miscellaneous Credit Fees FEES New 27 April 2009
Operations Commission COMM New 27 April 2009
Commission excluding taxes COME New 27 April 2009
Commission including taxes COMI New 27 April 2009
Non Taxable commissions COMT New 27 April 2009
Taxes TAXE New 27 April 2009
Charges CHRG New 27 April 2009
Interest INTR New 27 April 2009
Reimbursements RIMB New 27 April 2009
Adjustments ADJT New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Miscellaneous Debit Fees FEES New 27 April 2009
Operations Commission COMM New 27 April 2009
Commission excluding taxes COME New 27 April 2009
Commission including taxes COMI New 27 April 2009
Non Taxable commissions COMT New 27 April 2009
Taxes TAXE New 27 April 2009
Charges CHRG New 27 April 2009
Interest INTR New 27 April 2009
Reimbursements RIMB New 27 April 2009
Adjustments ADJT New 27 April 2009
Invoice Accepted with Differed Due Date IADD New 31 August 2015
Not available NTAV New 27 April 2009

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 Generic Sub-Families
Family Sub-Family Code Status Status Date
Other OTHR New 27 April 2009

4.3.2 Generic Sub-Families

Generic Sub-Families
Family Sub-Family Code Status Status Date
Generic Sub-Families Fees FEES New 27 April 2009
Commission COMM New 27 April 2009
Commission excluding taxes COME New 27 April 2009
Commission including taxes COMI New 27 April 2009
Non Taxable commissions COMT New 27 April 2009
Taxes TAXE New 27 April 2009
Charges CHRG New 27 April 2009
Interest INTR New 27 April 2009
Reimbursements RIMB New 27 April 2009
Credit Adjustments DAJT New 27 April 2009
Debit Adjustments CAJT New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009

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4.3.3 Payments Domain

Payments Sub-Families
Family Sub-Family Code Status Status Date
Received Credit Internal Book Transfer BOOK New 27 April 2009
Transfer Standing Order STDO New 27 April 2009
Cross-Border Standing Order XBST New 27 April 2009
SEPA Credit Transfer ESCT New 27 April 2009
Domestic Credit Transfer DMCT New 27 April 2009
Cross-Border Credit Transfer XBCT New 27 April 2009
Credit Transfer with agreed Commercial Information VCOM New 27 April 2009
Financial Institution Credit Transfer FICT New 27 April 2009
Priority Credit Transfer PRCT New 27 April 2009
Payroll/Salary Payment SALA New 27 April 2009
Cross-Border Payroll/Salary Payment XBSA New 27 April 2009
Same Day Value Credit Transfer SDVA New 27 April 2009
Reversal due to Payment Cancellation Request RPCR New 27 April 2009
Reversal due to Payment Return/reimbursement of a Credit Transfer RRTN New 27 April 2009
Cross Border Reversal Due to Payment Return XRTN New 26 February
2021
Automatic Transfer AUTT New 27 April 2009
ACH Transaction ATXN New 27 April 2009
ACH Corporate Trade ACOR New 27 April 2009
ACH Pre-Authorised APAC New 27 April 2009
ACH Settlement ASET New 27 April 2009
ACH Return ARET New 27 April 2009
ACH Reversal AREV New 27 April 2009
ACH Credit ACDT New 27 April 2009
ACH Debit ADBT New 27 April 2009
Treasury Tax And Loan Service TTLS New 27 April 2009
Nordic Payment Council Credit Transfer ENCT New 31 August 2020

608355250.doc ISO 20022 Page 69 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Issued Credit Internal Book Transfer BOOK New 27 April 2009
Transfer Standing Order STDO New 27 April 2009
Cross-Border Standing Order XBST New 27 April 2009
SEPA Credit Transfer ESCT New 27 April 2009
Domestic Credit Transfer DMCT New 27 April 2009
Cross-Border Credit Transfer XBCT New 27 April 2009
Financial Institution Credit Transfer FICT New 27 April 2009
Priority Credit Transfer PRCT New 27 April 2009
Credit Transfer with agreed Commercial Information VCOM New 27 April 2009
Payroll/Salary Payment SALA New 27 April 2009
Cross-Border Payroll/Salary Payment XBSA New 27 April 2009
Reversal due to Payment Cancellation Request RPCR New 27 April 2009
Reversal due to Payment Return/reimbursement of a Credit Transfer RRTN New 27 April 2009
Cross Border Reversal Due to Payment Return XRTN New 26 February
2021
Same Day Value Credit Transfer SDVA New 27 April 2009
Automatic Transfer AUTT New 27 April 2009
ACH Transaction ATXN New 27 April 2009
ACH Corporate Trade ACOR New 27 April 2009
ACH Pre-Authorised APAC New 27 April 2009
ACH Settlement ASET New 27 April 2009
ACH Return ARET New 27 April 2009
ACH Reversal AREV New 27 April 2009
ACH Credit ACDT New 27 April 2009
ACH Debit ADBT New 27 April 2009
Treasury Tax And Loan Service TTLS New 27 April 2009
Nordic Payment Council Credit Transfer ENCT New 31 August 2020

608355250.doc ISO 20022 Page 70 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Received Cash Corporate Own Account Transfer COAT New 27 April 2009
Concentration Intra Company Transfer ICCT New 27 April 2009
Cross-Border Intra Company Transfer XICT New 27 April 2009
Financial Institution Own Account Transfer FIOA  New 27 April 2009
Branch Account Transfer BACT New 27 April 2009
ACH Concentration ACON New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Issued Cash Corporate Own Account Transfer  COAT New 27 April 2009
Concentration Intra Company Transfer  ICCT New 27 April 2009
Cross-Border Intra Company Transfer XICT New 27 April 2009
Financial Institution Own Account Transfer FIOA  New 27 April 2009
Branch Account Transfer  BACT New 27 April 2009
ACH Concentration  ACON New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Received Direct Direct Debit PMDD  New 27 April 2009
Debit Direct Debit under reserve URDD New 27 April 2009
SEPA Core Direct Debit ESDD  New 27 April 2009
SEPA B2B Direct Debit BBDD New 27 April 2009
Cross-Border Direct Debit  XBDD New 27 April 2009
One-Off Direct Debit OODD New 27 April 2009
Pre-Authorised Direct Debit PADD New 27 April 2009

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 Payments Sub-Families
Family Sub-Family Code Status Status Date
Financial Institution Direct Debit Payment FIDD  New 27 April 2009
Reversal due to a Payment Cancellation Request RCDD  New 27 April 2009
Reversal due to Return/Unpaid Direct Debit UPDD  New 27 April 2009
Reversal due to Payment Reversal PRDD  New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Issued Direct Direct Debit Payment PMDD  New 27 April 2009
Debit Direct Debit under reserve URDD New 27 April 2009
SEPA Core Direct Debit ESDD  New 27 April 2009
SEPA B2B Direct Debit BBDD New 27 April 2009
One-Off Direct Debit OODD New 27 April 2009
Cross-Border Direct Debit  XBDD New 27 April 2009
Pre-Authorised Direct Debit PADD New 27 April 2009
Financial Institution Direct Debit Payment FIDD  New 27 April 2009
Reversal due to a Payment Cancellation Request RCDD  New 27 April 2009
Reversal due to Return/Unpaid Direct Debit UPDD  New 27 April 2009
Reversal due to Payment Reversal PRDD  New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Received Cheque CCHQ New 27 April 2009
Cheque Cheque Under Reserve URCQ New 27 April 2009
Unpaid Cheque UPCQ New 27 April 2009
Cheque Reversal CQRV New 27 April 2009
Certified Customer Cheque CCCH New 27 April 2009
Circular Cheque CLCQ New 27 April 2009
Non-Presented Circular Cheque NPCC New 27 April 2009
Crossed Cheque CRCQ New 27 April 2009

608355250.doc ISO 20022 Page 72 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Order Cheque ORCQ New 27 April 2009
Open Cheque OPCQ  New 27 April 2009
Bank Cheque  BCHQ New 27 April 2009
Foreign Cheque XBCQ New 27 April 2009
Foreign Cheque Under Reserve XRCQ New 27 April 2009
Unpaid Foreign Cheque XPCQ New 27 April 2009
Controlled Disbursement CDIS New 27 April 2009
ARP Debit ARPD New 27 April 2009
Cash Letter CASH New 27 April 2009
Cash Letter Adjustment CSHA New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Issued Cheque Cheque CCHQ New 27 April 2009
Cheque Under Reserve URCQ New 27 April 2009
Unpaid Cheque UPCQ New 27 April 2009
Cheque Reversal CQRV New 27 April 2009
Certified Customer Cheque CCCH New 27 April 2009
Circular Cheque CLCQ New 27 April 2009
Non-Presented Circular Cheque NPCC New 27 April 2009
Crossed Cheque CRCQ New 27 April 2009
Order Cheque ORCQ New 27 April 2009
Open Cheque OPCQ  New 27 April 2009
Bank Cheque  BCHQ New 27 April 2009
Foreign Cheque XBCQ New 27 April 2009
Foreign Cheque Under Reserve XRCQ New 27 April 2009
Unpaid Foreign Cheque XPCQ New 27 April 2009
Controlled Disbursement CDIS New 27 April 2009
ARP Debit ARPD New 27 April 2009
Cash Letter CASH New 27 April 2009

608355250.doc ISO 20022 Page 73 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Cash Letter Adjustment CSHA New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Customer Card Cash Withdrawal CWDL New 27 April 2009
Transaction Cash Deposit CDPT New 27 April 2009
Cross-Border Cash Withdrawal XBCW New 27 April 2009
Point-of-Sale (POS) Payment - Debit Card POSD  New 27 April 2009
Credit Card Payment POSC  New 27 April 2009
Cross-Border Credit Card Payment XBCP New 27 April 2009
Smart-Card Payment SMRT New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Merchant Card Point-of-Sale (POS) Payment  POSP New 27 April 2009
Transaction Credit Card Payment POSC  New 27 April 2009
Smart-Card Payment  SMCD New 27 April 2009
Unpaid Card Transaction UPCT New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Counter Cash Deposit CDPT New 27 April 2009
Transaction Cash Withdrawal CWDL New 27 April 2009
Branch Deposit BCDP New 27 April 2009
Branch Withdrawal BCWD New 27 April 2009
Cheque Deposit CHKD New 27 April 2009
Mixed Deposit MIXD New 27 April 2009
Miscellaneous Deposit MSCD New 27 April 2009

608355250.doc ISO 20022 Page 74 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Foreign Currency Deposit FCDP New 27 April 2009
Foreign Currency Withdrawal FCWD New 27 April 2009
Travellers Cheques Deposit TCDP  New 27 April 2009
Travellers Cheques Withdrawal TCWD  New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Lockbox Credit Adjustment LBCA New 27 April 2009
Debit LBDB New 27 April 2009
Deposit LBDP  New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Drafts / Bill to Settlement at Maturity STAM New 27 April 2009
Order Settlement under reserve STLR New 27 April 2009
Discounted Draft DDFT New 27 April 2009
Dishonoured/Unpaid Draft UDFT New 27 April 2009
Draft Maturity Change DMCG New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Received Real- Internal Book Transfer BOOK New 01 June 2017
Time Credit Standing Order STDO New 01 June 2017
Transfer Cross-Border Standing Order XBST New 01 June 2017
SEPA Credit Transfer ESCT New 01 June 2017
Domestic Credit Transfer DMCT New 01 June 2017
Cross-Border Credit Transfer XBCT New 01 June 2017
Credit Transfer with agreed Commercial Information VCOM New 01 June 2017

608355250.doc ISO 20022 Page 75 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Financial Institution Credit Transfer FICT New 01 June 2017
Priority Credit Transfer PRCT New 01 June 2017
Payroll/Salary Payment SALA New 01 June 2017
Cross-Border Payroll/Salary Payment XBSA New 01 June 2017
Same Day Value Credit Transfer SDVA New 01 June 2017
Reversal due to Payment Cancellation Request RPCR New 01 June 2017
Reversal due to Payment Return/reimbursement of a Credit Transfer RRTN New 01 June 2017
Cross Border Reversal Due to Payment Return XRTN New 26 February
2021
Automatic Transfer AUTT New 01 June 2017
ACH Transaction ATXN New 01 June 2017
ACH Corporate Trade ACOR New 01 June 2017
ACH Pre-Authorised APAC New 01 June 2017
ACH Settlement ASET New 01 June 2017
ACH Return ARET New 01 June 2017
ACH Reversal AREV New 01 June 2017
ACH Credit ACDT New 01 June 2017
ACH Debit ADBT New 01 June 2017
Treasury Tax And Loan Service TTLS New 01 June 2017
Nordic Payment Council Credit Transfer ENCT New 31 August 2020
Fees, Commissions, Taxes, Charges and Interest Generic New 01 June 2017
Codes
Not available NTAV New 01 June 2017
Other OTHR New 01 June 2017
Issued Real- Internal Book Transfer BOOK New 01 June 2017
Time Credit Standing Order STDO New 01 June 2017
Transfer Cross-Border Standing Order XBST New 01 June 2017
SEPA Credit Transfer ESCT New 01 June 2017
Domestic Credit Transfer DMCT New 01 June 2017
Cross-Border Credit Transfer XBCT New 01 June 2017
Financial Institution Credit Transfer FICT New 01 June 2017

608355250.doc ISO 20022 Page 76 February 2021

 Payments Sub-Families
Family Sub-Family Code Status Status Date
Priority Credit Transfer PRCT New 01 June 2017
Credit Transfer with agreed Commercial Information VCOM New 01 June 2017
Payroll/Salary Payment SALA New 01 June 2017
Cross-Border Payroll/Salary Payment XBSA New 01 June 2017
Reversal due to Payment Cancellation Request RPCR New 01 June 2017
Reversal due to Payment Return/reimbursement of a Credit Transfer RRTN New 01 June 2017
Cross Border Reversal Due to Payment Return XRTN New 26 February
2021
Same Day Value Credit Transfer SDVA New 01 June 2017
Automatic Transfer AUTT New 01 June 2017
ACH Transaction ATXN New 01 June 2017
ACH Corporate Trade ACOR New 01 June 2017
ACH Pre-Authorised APAC New 01 June 2017
ACH Settlement ASET New 01 June 2017
ACH Return ARET New 01 June 2017
ACH Reversal AREV New 01 June 2017
ACH Credit ACDT New 01 June 2017
ACH Debit ADBT New 01 June 2017
Treasury Tax And Loan Service TTLS New 01 June 2017
Nordic Payment Council Credit Transfer ENCT New 31 August 2020
Fees, Commissions, Taxes, Charges and Interest Generic New 01 June 2017
Codes
Not available NTAV New 01 June 2017
Other OTHR New 01 June 2017

608355250.doc ISO 20022 Page 77 February 2021

4.3.4 Cash Management Domain

Cash Management Sub-Families

Family Sub-Family Code Status Status Date
Cash Pooling Cross-Border XBRD New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Account Balancing Zero Balancing ZABA New 27 April 2009
Sweeping SWEP New 27 April 2009
Topping TOPG New 27 April 2009
Controlled Disbursement DSBR New 27 April 2009
Overdraft ODFT New 27 April 2009
Cross-Border XBRD New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009

608355250.doc ISO 20022 Page 78 February 2021

4.3.5 Derivatives Domain

Derivatives Sub-Families
Family Sub-Family Code Status Status Date
OTC Derivatives Not available NTAV New 27 April 2009
- Credit Derivatives Other OTHR New 27 April 2009
- Interest Rates Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
- Equity Derivatives Codes
- Bonds Derivatives
- Structured Exotic
derivatives

Listed Derivatives
- Listed Futures
- Listed Options
OTC Swaps Upfront Payment SWUF New 27 April 2009
Reset Payment SWRS New 27 April 2009
Partial Payment SWPP New 27 April 2009
Final Payment SWFP New 27 April 2009
Client Owned Collateral SWCC New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes

608355250.doc ISO 20022 Page 79 February 2021

4.3.6 Loans, Deposits & Syndications Domain

Loans, Deposits & Syndications Sub-Families

Family Sub-Family Code Status Status Date
Loans & Syndications: Drawdown DDWN New 27 April 2009
- Fixed Term Renewal RNEW New 27 April 2009
- Notice Principal Payment PPAY New 27 April 2009
- Mortgage Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
- Consumer Codes
- Syndications Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Deposits: Deposit DPST New 27 April 2009
- Fixed Term Repayment RPMT New 27 April 2009
- Notice Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009

608355250.doc ISO 20022 Page 80 February 2021

4.3.7 Trade Services Domain

Trade Services Sub-Families

Family Sub-Family Code Status Status Date
Stand-By Letters Of Credit Freeze of funds FRZF New 27 April 2009
Documentary Of Credit Settlement of Sight Import document SOSI New 27 April 2009
Settlement of Sight Export document SOSE New 27 April 2009
Settlement against bank guarantee SABG New 27 April 2009
Settlement under reserve STLR New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Clean and Documentary Settlement under reserve STLR New 27 April 2009
Collections Settlement after collection STAC New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Guarantees Settlement STLM New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes

608355250.doc ISO 20022 Page 81 February 2021

4.3.8 Securities Domain

Securities Sub-Families
Family Sub-Family Code Status Status Date
Trade, Clearing and Pair-Off PAIR New 27 April 2009
Settlement Trade TRAD New 27 April 2009
& Netting NETT New 27 April 2009
Non Settled Triparty Repo TRPO New 27 April 2009
Triparty Reverse Repo TRVO New 27 April 2009
Reverse Repo RVPO New 27 April 2009
Repo REPU New 27 April 2009
Securities Borrowing SECB New 27 April 2009
Securities Lending SECL New 27 April 2009
Buy Sell Back BSBO New 27 April 2009
Sell Buy Back BSBC New 27 April 2009
Factor Update FCTA New 27 April 2009
Depositary Receipt Issue ISSU New 27 April 2009
Inspeci/Share Exchange INSP New 27 April 2009
External Account Transfer OWNE New 27 April 2009
Internal Account Transfer OWNI New 27 April 2009
Non Syndicated NSYN New 27 April 2009
Placement PLAC New 27 April 2009
Portfolio Move PORT New 27 April 2009
Syndicated SYND New 27 April 2009
TBA closing TBAC New 27 April 2009
Turnaround TURN New 27 April 2009
Redemption REDM New 27 April 2009
Subscription SUBS New 27 April 2009
Cross Trade CROS New 27 April 2009
Switch SWIC New 27 April 2009
Redemption Asset Allocation REAA New 27 April 2009

608355250.doc ISO 20022 Page 82 February 2021

 Securities Sub-Families
Family Sub-Family Code Status Status Date
Subscription Asset Allocation SUAA New 27 April 2009
Principal Pay-down/pay-up PRUD New 27 April 2009
Transfer Out TOUT New 27 April 2009
Transfer In TRIN New 27 April 2009
Exchange Traded CCP XCHC New 27 April 2009
Exchange Traded XCHG New 27 April 2009
Exchange Traded Non-CCP XCHN New 27 April 2009
OTC CCP OTCC New 27 April 2009
OTC OTCG New 27 April 2009
OTC Non-CCP OTCN New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Blocked Transactions Exchange Traded CCP XCHC New 27 April 2009
& Exchange Traded XCHG New 27 April 2009
CSD Blocked Transactions Exchange Traded Non-CCP XCHN New 27 April 2009
OTC CCP OTCC New 27 April 2009
OTC OTCG New 27 April 2009
OTC Non-CCP OTCN New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Collateral Management Margin Payments MARG New 27 April 2009
Triparty Repo TRPO New 27 April 2009
Repo REPU New 27 April 2009
Securities Borrowing SECB New 27 April 2009
Securities Lending SECL New 27 April 2009
Option broker owned collateral OPBC New 27 April 2009
Option client owned collateral OPCC New 27 April 2009

608355250.doc ISO 20022 Page 83 February 2021

 Securities Sub-Families
Family Sub-Family Code Status Status Date
Forwards broker owned collateral FWBC New 27 April 2009
Forwards client owned collateral FWCC New 27 April 2009
Margin client owned cash collateral MGCC New 27 April 2009
Swap broker owned collateral SWBC New 27 April 2009
Equity mark client owned EQCO New 27 April 2009
Equity mark broker owned EQBO New 27 April 2009
Corporate mark client owned CMCO New 27 April 2009
Corporate mark broker owned CMBO New 27 April 2009
Lending Broker Owned Cash Collateral SLBC New 27 April 2009
Lending Client Owned Cash Collateral SLCC New 27 April 2009
Corporate Rebate CPRB New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Corporate Action & Custody Repurchase offer/Issuer Bid/Reverse Rights. BIDS New 27 April 2009
Bonus Issue/Capitalisation Issue BONU New 27 April 2009
Put Redemption BPUT New 27 April 2009
Capital Gains Distribution CAPG New 27 April 2009
Conversion CONV New 27 April 2009
Decrease in Value DECR New 27 April 2009
Drawing DRAW New 27 April 2009
Dividend Reinvestment DRIP New 27 April 2009
Dutch Auction DTCH New 27 April 2009
Cash Dividend DVCA New 27 April 2009
Dividend Option DVOP New 27 April 2009
Exchange EXOF New 27 April 2009
Call on intermediate securities EXRI New 27 April 2009
Warrant Exercise/Warrant Conversion EXWA New 27 April 2009
Interest Payment INTR New 27 April 2009
Liquidation Dividend / Liquidation Payment LIQU New 27 April 2009

608355250.doc ISO 20022 Page 84 February 2021

 Securities Sub-Families
Family Sub-Family Code Status Status Date
Full Call / Early Redemption MCAL New 27 April 2009
Merger MRGR New 27 April 2009
Odd Lot Sale/Purchase ODLT New 27 April 2009
Partial Redemption with reduction of nominal value PCAL New 27 April 2009
Partial Redemption Without Reduction of Nominal PRED New 27 April 2009
Value
Interest Payment with Principle PRII New 27 April 2009
Priority Issue PRIO New 27 April 2009
Final Maturity REDM New 27 April 2009
Rights Issue/Subscription Rights/Rights Offer RHTS New 27 April 2009
Equity Premium Reserve SHPR New 27 April 2009
Tender TEND New 27 April 2009
Tax Reclaim TREC New 27 April 2009
Redemption Withdrawing Plan RWPL New 27 April 2009
Subscription Savings Plan SSPL New 27 April 2009
Cash in lieu CSLI New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Lack Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Miscellaneous Securities Charge/fees CHAR New 27 April 2009
Operations Bank Fees BKFE New 27 April 2009
Compensation/Claims CLAI New 27 April 2009
Management Fees MNFE New 27 April 2009
Overdraft Charge OVCH New 27 April 2009
Transaction Fees TRFE New 27 April 2009
Underwriting Commission UNCO New 27 April 2009

608355250.doc ISO 20022 Page 85 February 2021

 Securities Sub-Families
Family Sub-Family Code Status Status Date
Stamp duty STAM New 27 April 2009
Withholding Tax WITH New 27 April 2009
Brokerage fee BROK New 27 April 2009
Interest Payment with Principle PRIN New 27 April 2009
Tax Reclaim TREC New 27 April 2009
Withdrawal/distribution GEN1 New 27 April 2009
Deposit/Contribution GEN2 New 27 April 2009
Borrowing fee ERWI New 27 April 2009
Lending income ERWA New 27 April 2009
Sweep SWEP New 27 April 2009
Swap Payment SWAP New 27 April 2009
Future Variation Margin FUTU New 27 April 2009
Futures Residual Amount RESI New 27 April 2009
Futures Commission FUCO New 27 April 2009
Fixed Deposit Interest Amount INFD New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes

608355250.doc ISO 20022 Page 86 February 2021

4.3.9 Account Management Domain

Account Management Sub-Families

Family Sub-Family Code Status Status Date
Opening & Closing Account Opening ACCO New 27 April 2009
Account Closing ACCC New 27 April 2009
Account Transfer ACCT New 27 April 2009
Not available NTAV New 27 April 2009
Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes
Additional Miscellaneous Value Date VALD New 27 April 2009
Credit Operations Back Value BCKV New 27 April 2009
YTD Adjustment YTDA New 27 April 2009
Additional Miscellaneous Float adjustment FLTA New 27 April 2009
Debit Operations Exchange Rate Adjustment ERTA New 27 April 2009
(extending the generic codes Posting Error PSTE New 27 April 2009
for the Account Management Not available NTAV New 27 April 2009
domain) Other OTHR New 27 April 2009
Fees, Commissions, Taxes, Charges and Interest Generic New 27 April 2009
Codes

608355250.doc ISO 20022 Page 87 February 2021

5 Revision record
Revision Date Author Description Sections affected
5.7 January Nicole Jolliffe Alignment and updates 3 & 4
2009
5.8 17 Nicole Jolliffe Update of mis-aligned 4.3.8
February Sub-family codes in
2009 Securities (Corporate
Actions & Custody)
5.9 11 March Vincent Kuntz Addition of Lack code in p. 20
2009 Securities
6.0 27 April ISO 20022 Update of document Top page,
2009 Payments status to Approved
Header & Footer
SEG
6.1 16 June ISO 20022 RA - Addition of 2 Section 4 + all for
2009 columns in section 4 typos/errors
for the status and the
Status Date of the
codes
- Addition of
securities/lack
missing in section 4
- Correction of
typos/errors
6.2 16 June ISO 20022 RA Modification of status Section 4
2009 date column header
name
6.4 31 August ISO 20022 Addition of Invoice Section 4.3.1
2015 Payments Accepted with Differed
SEG Due Date code in
Payments

608355250.doc ISO 20022 Page 88 February 2021

 6.5 June 2017 ISO 20022 Addition of 2 codes in Section 4.2 and
Payments the payments family for 4.3.3
SEG real-time credit transfers
6.6 August ISO 20022 Addition of 4 codes in Section 4.3.3
2020 Payments the payments family for
SEG issued/received credit
transfers and real-time
credit transfers

608355250.doc ISO 20022 Page 89 February 2021