Page 1 of 6 30 September 2022

MISS H M ABDI Statement No. 19

46 MELBOURNE WALK Branch NORTHAMPTON
NORTHAMPTON Sort Code 11-05-65
NORTHAMPTONSHIRE yPVPwuyQUTUxxyTYVUXUVwwv
Account No 13995469
NN1 5SL jQqgDx6ww7rkZIzUmb7moreK
ndEEoLkxRwhTnTJoHmRrkdep IBAN GB97 HLFX 1105 6513 9954 69
nVKjntXAQTvak1pTyh4U03ni
xc2Fg7:fUFn4ZecA77PW945x
zzzzzzzzzzzzzzzzzzzzzzzz BIC HLFXGB21Q16
Banking Helpline 0345 720 3040

www.halifax.co.uk

CURRENT ACCOUNT 03 September 2022 to 30 September 2022

Your Account
Date of previous statement 02 September 2022
Balance on 03 Sep 2022 £52.68
Money in £2,190.97
Money out £2,201.59
Balance on 30 Sep 2022 £42.06
Arranged overdraft interest £0.00

Fees Explained
Other fees for special services are detailed in the Reward Payments and Account Fees leaflet, previously provided.
If switching to us, different rates and fees may apply.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Things you need to know
Getting in touch

J Write to us: Halifax,

PO Box 548, Leeds, LS1 1WU x Visit us in branch W Go online:
halifax.co.uk/contactus Z Call: 0345 720 3040
8am-8pm, seven days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time If you’re planning to travel overseas, we advise you to take a range of currency
using: options including foreign currency as well as your debit and credit card. To help
• Online Banking - View and manage your accounts online - 24 hours a protect you from fraud we always monitor transactions. In some circumstances
day, 7 days a week. Register at halifax.co.uk/onlinebanking this might mean we block your cash machine or card transactions in the UK or a
• Mobile Banking – Manage your account on the go with your mobile foreign country. If this happens, just call us on 0345 720 3040. We’ll ask you a
phone or tablet - 24 hours a day, 7 days a week. Download our app from few security questions and unblock your card for you.
Google Play or the App Store. If you use your card to withdraw cash or make a payment in a currency other
• Telephone Banking - Our automated service is available 24/7, or you can than pounds, the amount is converted to pounds on the day it is processed by
talk to us between 8am and 8pm, 7 days a week. Not all services are Visa using the Visa Payment Scheme exchange rate on the day. You can find the
available 24 hours a day, 7 days a week. exchange rate by calling 0345 720 3040 (+44 113 242 1984 from overseas); if you
• Text Alerts – We can also send you mobile alerts. Alerts can help you call before the transaction is processed, the rate provided will be an indication
manage your money and avoid charges. They remind you when you need only. You can find more information on our website about the exchange rates
to pay cleared funds into your account. They can also help you avoid that apply to your transaction to help you compare them with other card
going into an unarranged overdraft or having payments refused. Unless issuers' rates.
you’ve opted out, you’ll automatically receive alerts provided we have an
If you use your savings card to withdraw cash in a currency other than pounds
up to date mobile number for you. Find out more at
we’ll charge a foreign currency transaction fee of 2.99% of the value of each
halifax.co.uk/mobilealerts
transaction. This is a fee for currency conversion. If you use your savings card to
Overdrafts - choosing the right way to borrow withdraw cash in a currency other than pounds (at a cash machine) we will also
An arranged overdraft can help out when you need to borrow in the short charge a foreign currency cash fee of £1.50. Where you elect to allow the cash
term. For example to pay an unexpected bill. But if you use it often and don’t machine operator/financial service provider to make the conversion to pounds
reduce your balance, it can turn into an expensive way to borrow. Our cost we will only charge a foreign cash fee of £1.50. The provider of the foreign
calculator, which you can find online at halifax.co.uk/overdrafts tells you currency may make a separate charge for conversion. We won't charge a foreign
how much an arranged overdraft costs. You should consider if an arranged currency cash fee or a foreign cash fee if you withdraw euro within the EEA or
overdraft facility is the most suitable option for you to borrow money. If you UK.
need to borrow money for a longer time, there may be other options better If you use your debit card to withdraw cash or to make a payment in a currency
suited to your needs. For more information visit halifax.co.uk/borrow or call other than pounds we’ll charge a foreign currency transaction fee of 2.99% of
us to talk through your options. the value of each transaction. This is a fee for currency conversion. When you
Check if your account is still right for you use your debit card to make a purchase or other transaction (not cash
Your banking needs can change over time so it’s important to check your withdrawal) in a currency other than pounds, whether in person or by internet
account is still right for you by visiting halifax.co.uk/bankaccounts to see or phone, we will also charge a £0.50 foreign currency purchase fee. We won’t
our latest current accounts. charge a foreign currency purchase fee if you make a payment in euro within
the EEA or UK. If you use your debit card to withdraw cash in a currency other
Our interest rates than pounds (at a cash machine or over the counter) we will also charge a
If we pay interest on your balance, your current interest rate is shown on the foreign currency cash fee of £1.50. Where you elect to allow the cash machine
front of this statement. To find out what the interest rates are on our other operator/financial service provider to make the conversion to pounds we will
accounts, visit halifax.co.uk/bankaccounts/rates-rewards-fees or ask us in only charge a foreign cash fee of £1.50. The provider of the foreign currency may
branch. make a separate charge for conversion. We won’t charge a foreign currency
cash fee or a foreign cash fee if you withdraw euro within the EEA or UK.
jProtecting yourself from fraud With Travel Ready you can use your debit card abroad as often as your like with
no debit card fees for £7 a week. Add it to your account before you travel and
• Check your statements regularly - If something doesn’t look right
it’ll start on the date you tell us.
or you spot a transaction on your statement you didn’t make, call
us straight away on 0345 602 2160 or +44 1132 888 408 if outside Keeping your data safe
the UK. We may not be able to refund a payment on some types of We promise to keep your personal information safe and only use in the way
account if you tell us more than 13 months after the date it you’ve asked. See our privacy notice at halifax.co.uk/privacy or call us for a
happened. copy on 0345 720 3040.
• Keep your statements in a safe place - If you want to throw them
We’re here for you if something isn’t right
away, you should do it in a secure way, like shredding them – please
We want to make sure you’re happy with the products and service we offer. But
don’t just put them in the bin.
if something goes wrong, let us know and we’ll do everything we can to put
• Helping you stay protected - We’ll do all we can to help you avoid
things right. If you’re still not happy, you can ask the Financial Ombudsman
fraud. Visit halifax.co.uk/security for ways to protect yourself and
Service to look at your concerns, for free.
information on the latest scams.
• If your card, cheque book or PIN is lost or stolen - Call us straight The Financial Services Compensation Scheme (FSCS)
away on 0800 015 1515 or +44 (0) 113 242 8196 if outside the UK - The deposits you hold with us are covered by the Financial
lines are open 24/7. Services Compensation Scheme (FSCS). Every year we’ll send
• The freeze card feature in our Mobile Banking app lets you quickly you an information sheet which tells you the types of deposits
freeze and unfreeze different types of transaction on your cards covered and the protection offered by the FSCS. For more
whenever you need to. Find out more at information visit FSCS.org.uk
halifax.co.uk/aboutonline/download-apps/card-freezes
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to
check we have carried out your instructions correctly and to help improve our
quality of service.

If your vision is impaired – please contact us for an alternative format

such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service which is available 24 hours a day, 7 days a week; or via
textphone on 0345 732 3436 (lines are open 9am - 5.30pm, 7 days a week).
SignVideo services are also available if you’re Deaf and use British Sign Language at halifax.co.uk/accessibility/signvideo
Halifax is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh EH1 1YZ. Bank of Scotland plc is authorised by the
Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 169628.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 19 Sort Code 11-05-65
30 September 2022 Account Number 13995469
Page 3 of 6

CURRENT ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
02 Sep 22 STATEMENT OPENING BALANCE 52.68
05 Sep 22 DEB VEND 43 LTD CD 9019 03SEP22 1.40 51.28
05 Sep 22 DEB STAGECOACH SERVICE CD 9019 03SEP22 2.80 48.48
05 Sep 22 DEB VEND 43 LTD CD 9019 03SEP22 3.00 45.48
05 Sep 22 DEB Amazon Prime*TO2DH CD 9019 03SEP22 7.99 37.49
05 Sep 22 DEB VEND 43 LTD CD 9019 04SEP22 0.80 36.69
05 Sep 22 DEB VEND 43 LTD CD 9019 04SEP22 0.90 35.79
05 Sep 22 DEB VEND 43 LTD CD 9019 04SEP22 0.90 34.89
05 Sep 22 DEB VEND 43 LTD CD 9019 04SEP22 0.90 33.99
05 Sep 22 DEB VEND 43 LTD CD 9019 04SEP22 1.40 32.59
05 Sep 22 DEB STAGECOACH SERVICE CD 9019 04SEP22 2.10 30.49
05 Sep 22 DEB BOUNDS TAXIS CD 9019 04SEP22 6.90 23.59
05 Sep 22 TFR H ABDI 110565 14430268 3.00 26.59
05 Sep 22 TFR H ABDI 110565 14430268 238.00 264.59
05 Sep 22 FPO F A ISMAIL 05SEP22 16:51 238.00 26.59
05 Sep 22 TFR H ABDI 110565 14430268 3.00 29.59
05 Sep 22 DEB VEND 43 LTD CD 9019 1.50 28.09
05 Sep 22 DEB APPLE.COM/BILL CD 9019 4.49 23.60
05 Sep 22 DEB BOUNDS TAXIS CD 9019 7.30 16.30
05 Sep 22 DEB AMZNMktplace CD 9019 10.00 6.30
06 Sep 22 TFR H ABDI 110565 14430268 3.00 9.30
06 Sep 22 DEB AMZ*COSRX Inc. CD 9019 10.00 19.30
06 Sep 22 DEB VEND 43 LTD CD 9019 0.80 18.50
06 Sep 22 DEB VEND 43 LTD CD 9019 0.90 17.60
06 Sep 22 DEB STAGECOACH SERVICE CD 9019 2.80 14.80
07 Sep 22 DEB VEND 43 LTD CD 9019 0.80 14.00
07 Sep 22 DEB VEND 43 LTD CD 9019 0.90 13.10
07 Sep 22 DEB VEND 43 LTD CD 9019 1.40 11.70
07 Sep 22 DEB STAGECOACH SERVICE CD 9019 2.80 8.90
08 Sep 22 TFR H ABDI 110565 14430268 20.00 28.90
09 Sep 22 DEB NORTHAMPTON COLLEG CD 9019 2.10 26.80
09 Sep 22 DEB SAINSBURYS SUPERMA CD 9019 3.80 23.00
09 Sep 22 DEB SumUp *Mooboo Nor CD 9019 4.39 18.61
09 Sep 22 TFR H ABDI 110565 14430268 5.00 23.61
12 Sep 22 TFR H ABDI 10SEP22 110565 14430268 5.00 28.61
12 Sep 22 TFR H ABDI 10SEP22 110565 14430268 5.00 33.61
12 Sep 22 DEB VEND 43 LTD CD 9019 10SEP22 0.80 32.81
12 Sep 22 DEB VEND 43 LTD CD 9019 10SEP22 0.90 31.91
(Continued on next page)

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 19 Sort Code 11-05-65
30 September 2022 Account Number 13995469
Page 4 of 6

CURRENT ACCOUNT
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
12 Sep 22 DEB VEND 43 LTD CD 9019 10SEP22 1.40 30.51
12 Sep 22 DEB SAINSBURYS S/MKTS CD 9019 10SEP22 5.50 25.01
12 Sep 22 DEB SAINSBURYS S/MKTS CD 9019 10SEP22 7.70 17.31
12 Sep 22 TFR H ABDI 11SEP22 110565 14430268 9.00 26.31
12 Sep 22 TFR H ABDI 11SEP22 110565 14430268 3.00 29.31
12 Sep 22 DEB PAYPAL *APPLE.COM/ CD 9019 11SEP22 0.79 28.52
12 Sep 22 DEB VEND 43 LTD CD 9019 11SEP22 0.90 27.62
12 Sep 22 DEB VEND 43 LTD CD 9019 11SEP22 0.90 26.72
12 Sep 22 DEB VEND 43 LTD CD 9019 11SEP22 1.50 25.22
12 Sep 22 DEB VEND 43 LTD CD 9019 11SEP22 3.00 22.22
12 Sep 22 TFR H ABDI 110565 14430268 20.00 42.22
12 Sep 22 DEB VEND 43 LTD CD 9019 0.80 41.42
12 Sep 22 DEB VEND 43 LTD CD 9019 0.90 40.52
12 Sep 22 DEB VEND 43 LTD CD 9019 1.40 39.12
12 Sep 22 DEB SAINSBURYS S/MKTS CD 9019 5.20 33.92
12 Sep 22 DEB BOUNDS TAXIS CD 9019 7.20 26.72
13 Sep 22 DEB STAGECOACH SERVICE CD 9019 2.80 23.92
13 Sep 22 DEB STAGECOACH SERVICE CD 9019 2.80 21.12
13 Sep 22 DEB VEND 43 LTD CD 9019 0.80 20.32
13 Sep 22 DEB VEND 43 LTD CD 9019 0.90 19.42
13 Sep 22 DEB VEND 43 LTD CD 9019 1.40 18.02
13 Sep 22 DEB STAGECOACH SERVICE CD 9019 2.80 15.22
13 Sep 22 DEB giffgaff CD 9019 15.00 0.22
15 Sep 22 TFR H ABDI 110565 14430268 50.00 50.22
16 Sep 22 TFR H ABDI 110565 14430268 2.00 52.22
16 Sep 22 TFR H ABDI 110565 14430268 5.00 57.22
16 Sep 22 DEB EE LIMITED CD 9019 50.00 7.22
20 Sep 22 DEB VEND 43 LTD CD 9019 17SEP22 0.80 6.42
20 Sep 22 DEB VEND 43 LTD CD 9019 17SEP22 0.90 5.52
20 Sep 22 TFR H ABDI 18SEP22 110565 14430268 3.00 8.52
20 Sep 22 TFR H ABDI 18SEP22 110565 14430268 5.00 13.52
20 Sep 22 DEB VEND 43 LTD CD 9019 19SEP22 1.50 12.02
20 Sep 22 DEB SumUp *Arthiee mi CD 9019 19SEP22 7.80 4.22
20 Sep 22 TFR H ABDI 110565 14430268 10.00 14.22
20 Sep 22 TFR H ABDI 110565 14430268 10.00 24.22
21 Sep 22 DEB ALDI STORES CD 9019 5.12 19.10
21 Sep 22 DEB 43033205 COSTA COF CD 9019 9.60 9.50
22 Sep 22 DEB EE LIMITED CD 9019 50.00 59.50
22 Sep 22 DEB 43023580 COSTA COF CD 9019 4.25 55.25
23 Sep 22 FPO MISS ASHA M ABDI 23SEP22 12:21 15.00 40.25
(Continued on next page)
Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 19 Sort Code 11-05-65
30 September 2022 Account Number 13995469
Page 5 of 6

CURRENT ACCOUNT
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
23 Sep 22 DEB SAINSBURYS S/MKTS CD 9019 2.90 37.35
23 Sep 22 DEB TESCO STORES 6159 CD 9019 12.30 25.05
23 Sep 22 TFR H ABDI 110565 14430268 20.00 45.05
26 Sep 22 TFR H ABDI 24SEP22 110565 14430268 2.00 47.05
26 Sep 22 TFR H ABDI 24SEP22 110565 14430268 7.00 54.05
26 Sep 22 TFR H ABDI 24SEP22 110565 14430268 3.00 57.05
26 Sep 22 DEB ANTALYA CD 9019 24SEP22 7.40 49.65
26 Sep 22 DEB VEND 43 LTD CD 9019 24SEP22 1.40 48.25
26 Sep 22 DEB STAGECOACH SERVICE CD 9019 24SEP22 2.80 45.45
26 Sep 22 DEB STAGECOACH SERVICE CD 9019 24SEP22 2.80 42.65
26 Sep 22 DEB VEND 43 LTD CD 9019 24SEP22 3.00 39.65
26 Sep 22 DEB PAYPAL *ADOBESYSTE CD 9019 24SEP22 9.98 29.67
26 Sep 22 TFR H ABDI 25SEP22 110565 14430268 10.00 39.67
26 Sep 22 DEB VEND 43 LTD CD 9019 25SEP22 0.90 38.77
26 Sep 22 DEB VEND 43 LTD CD 9019 25SEP22 0.90 37.87
26 Sep 22 DEB VEND 43 LTD CD 9019 25SEP22 1.40 36.47
26 Sep 22 DEB STAGECOACH SERVICE CD 9019 25SEP22 2.80 33.67
26 Sep 22 DEB VEND 43 LTD CD 9019 25SEP22 3.00 30.67
26 Sep 22 DEB VEND 43 LTD CD 9019 25SEP22 3.00 27.67
26 Sep 22 DEB Just Eat CD 9019 25SEP22 16.11 11.56
26 Sep 22 TFR H ABDI 25SEP22 110565 14430268 10.00 21.56
26 Sep 22 TFR H ABDI 110565 14430268 5.00 26.56
26 Sep 22 DEB VEND 43 LTD CD 9019 0.90 25.66
26 Sep 22 DEB BOUNDS TAXIS CD 9019 7.70 17.96
26 Sep 22 DEB BOUNDS TAXIS CD 9019 7.80 10.16
26 Sep 22 TFR H ABDI 110565 14430268 2.00 12.16
27 Sep 22 TFR H ABDI 110565 14430268 22.00 34.16
27 Sep 22 DEB VEND 43 LTD CD 9019 0.90 33.26
27 Sep 22 DEB VEND 43 LTD CD 9019 0.90 32.36
27 Sep 22 DEB VEND 43 LTD CD 9019 1.40 30.96
27 Sep 22 DEB VEND 43 LTD CD 9019 3.00 27.96
27 Sep 22 DEB STAGECOACH SERVICE CD 9019 4.20 23.76
28 Sep 22 DEB DERMATICA CD 9019 22.89 0.87
29 Sep 22 TFR H ABDI 110565 14430268 7.00 7.87
29 Sep 22 TFR H ABDI 110565 14430268 5.00 12.87
30 Sep 22 BGC DECATHLON LTD 1,638.97 1,651.84
30 Sep 22 TFR H ABDI 110565 14430268 1,600.00 51.84
30 Sep 22 DEB SumUp *Mooboo Nor CD 9019 4.49 47.35
30 Sep 22 DEB EURO STAR MINI MAR CD 9019 5.29 42.06
30 Sep 22 STATEMENT CLOSING BALANCE 2,201.59 2,190.97 42.06

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Statement No. 19 Sort Code 11-05-65
30 September 2022 Account Number 13995469
Page 6 of 6

CURRENT ACCOUNT
Payment types:
DEB - Debit Card TFR - Transfer FPO - Faster Payment BGC - Bank Giro Credit

Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if
that happened on a weekend or a Bank Holiday.

Halifax is a division of Bank of Scotland plc, Registered in Scotland No. SC327000. Registered Office, The Mound, Edinburgh EH1 1YZ. Authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority.