Aged Primary

Tradelines Hack

THE PRIMARY TRADE LINE SECRET

THEY DON'T WANT YOU TO KNOW

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form without permission from the publisher, protected by U.S. copyright law.
 Aged Primary Tradelines Hack

We are glad we could help you with our original concept of obtaining backdated aged primary trade lines. This

is the only course of its kind online that offers proof that this works as long as you follow the steps. In this
program we will go through the assumption method and other options to add assignments (primary tradelines)

to your credit report in as little as one week. Currently all of our proven methods are working for Business

Credit, Personal Credit and even CPN numbers. We do not use CPN numbers and think you should just fix

your personal credit and not risk any jail time using CPN unless you are a credit professional and know how to

use them.

Let's get started on adding assignments( Primary tradelines) to your credit report business or personal. A
quick tip to know before calling any debt seller or collection agency looking for accounts. You are only looking

to buy old uncollectable debt also known as zombie debt.

When speaking to the debt seller ask them for the oldest uncollectable accounts they have. Do not purchase a

tier 1 -3 debt, you are not a collection company and probably do not hold a license in collecting on those type
of debts. Those are useless to you. You are only in the market to buy zombie debt, don't pay more than a few

dollars per account. We normally purchase debt with credit limits between $2,000 and $15,000. Our cost for
these types of zombie debt is $30-$170 per account. If you are quoted higher than $170 call some-one else.

There are thousands of these debt sellers out there one will work for and with you. The perfect debt to
purchase is one that is past the statute of limitation on the issuing state. In most cases its 4 years but, make

sure you do a quick google search for your state and the issuing state credit regulations to see how long it
could be some states could go to 5 or 6 years.

Credit card debt is the best to purchase. The other types of zombie debt you are looking for are automotive
and mortgage debt. I would recommend for your first attempt stick with credit card zombie debt it is the
easiest and we have had the most success with that. Stay away from payday loans these types of debt are

harder and more complicated with this method.

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When you purchase debt between $30-$170 per account in most cases you will be acquiring a zombie debt
with 4 years and a credit limit of $10k to $15k. This will make your credit move up over 100 points in most

cases.

There are others fees besides the actual primary tradelines you may need to account for. Your time is one of

them, this may take a week or two to complete the process. You will also factor in certified mailings of at least
$25 per batch.

Here are a few collection agencies to call. Avoid calling the bigger companies like BayView, etc. Here are a
couple of links to lists of collection agencies you can use to start your search.

https://debtcatcher.com

https://debtconnection.com/categories/debt-sellers

https://consumerlawfirmcenter.com/resource-center/list-of-collection-agencies-in-usa

https://findacollectionagency.com/collection-agencies

https://www.google.com

Best Resource out there today is Google search for

"Debt Sellers"

“Collection Companies <your state>”

“Collection Sellers”

“Zombie Debt Sellers”

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Once you have the companies to call pick up the phone and reach out to them. Please make sure to grab a

notepad to write down the person you are seeking with and their extension if it is available. We also ask to get
on the email list if they don’t have anything now for future deals.

What to say to the debt seller.

You will ask the debt seller if they have any old outdated uncollectable accounts they would like to part with for

s small fee. Again you are looking for old zombie debt. You are not looking for a portfolio that is Tier 1 to Tier
3. Those are useless to you. When they go through their accounts and prices make sure you haggle with

them to get the price lower. They do work on commission in almost all cases.

Keep in mind there are thousands of agencies and millions of accounts to choose from so, the take away

sales tactic is perfect to use here. They will try to start at $2500 or some of them even at $5000 for their
portfolios. We always say we are looking for some old outdated debt that you could never collect on. Ask

them if they have that? Then tell them you are looking to form a relationship with them and would like zombie

debt and to not go over $100 to start and go from that price point.

Once you have the price you want make sure they will send you the proper transfer documents. The transfer
of debt documentation or certificate must tell you the original creditor, the original debtor, amounts, dates, and

all their information. Plus a certificate of ownership. If they cannot provide this do not buy the debt it is useless

to you.

Once you agree on the price and they have all the paperwork you need, you pay them. Congratulations you

now are the owner of some real zombie debt and are almost there to having a new backdated primary

tradeline.

Now that you are the official owner of the debt and as the owner have the right to do with the debt as you
please. You can pardon it, transfer it, and re-assign it to yourself or your business.

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 Aged Primary Tradelines Hack

Absolute assignment of debt and Notice and Credit Direction letters. This will be how you "assignee" to

"transfer" the debt to yourself or your business.. This is your proof of agreement to assign the debt to yourself
or your business.

Below is the example of the “ABSOLUTE ASSIGNMENT OF DEBT”. We recommend you copy and paste

this into a word document so you can edit it.

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ABSOLUTE ASSIGNMENT OF DEBT

THIS ASSIGMENT

Date (April 1, 2019)

BETWEEN: (NAME OF ASSIGNOR (You or Your Company)

(The “Assignor”) –And-

NAME OF ASSIGNEE

(The “Assignee”) <who you are assigning it to>

WHERE AS

Name of Debtor (the person who owes the debt) (THE DEBTOR) is indebted to the Assignor in the sum of

$.....................

AMOUNT OF DEBT (i.e. $5,000) (THE DEBT) and (B) The Assignor wishes to assign to the assignee, and

the Assignee wishes to receive an assignment of the Debt.

NOW THEREFORE

In consideration of the recitals, the mutual covenants hereinafter set forth, and for other good and valuable

consideration, the receipt and sufficiency of which is hereby acknowledged, the parties hereto hereby agree as

follows:

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The Assignor hereby assigns transfers and set over unto the Assignee the Debt together with all

advantage and benefit to be derived there from.

As consideration for the assignment, the Assignee agrees to pay to the Assignor, concurrently with the

execution of this Agreement, the sum of (amount of money to be paid for Assignment of Debt i.e.

$5,000).

The Assignor hereby acknowledges, covenant and agree that Debt justly and truly owes by the Debtor

to the Assignor.
The Assignor covenants and agrees with the Assignee that all the request of the Assignee, the Assignor

shall assign to the Assignee all its or his right, title and interest in any security in respect of the Debt

assigned by this Assignment, and the same shall be deemed security granted by the Assignor to the

Assignee.

The Assignor acknowledges and agrees that all its or his rights in respect of the Debt have been

assigned to the Assignee but that the acceptance by the Assignee of this Assignment shall not impose

upon the Assignee any obligation to take any steps to effect the collection of same or to ensure that the
Debt does not become statue barred by the operation of any law relating to limitation of actions, or

otherwise.

IN WITHNESS WHERE OF

The parties hereto have executed this Agreement as of the date first above written.

WITNESS:

(NAME OF ASSIGNOR)

WITNESS:

(NAME OF ASSIGNEE)

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FOR YOUR OWN RECORD ALSO FILL OUT THIS FORM:

NOTICE AND DIRECTION

TO: (Name of Person who Owes/Owns the Debt (Debtor)

TAKE NOTICE

That the undersigned, (Name of Assignor)(the “Assignor”) has assigned to (Name of Assignee) (the
“Assignee) all of its right, title and interest in and to the debt owing by you to the Assignor in the amount of

(Amount of Debt (i.e. $5,000) (the “Debt”). You are hereby irrevocably authorized and directed to make all

future payments under the Debt directly to the Assignee as follows:

(Name of Assignee)

(Address of Assignee)

(Telephone No. of Assignee)

Let this be your good and sufficient authority for so doing.

Dated this _________________day of_______________, 20_____.

WITNESS:

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HOW THIS IS DONE?

According to the FAIR CREDIT ACT, any reporter of credit MUST report ACCURATE, UPDATED

INMORFATION! When the debt is transferred out of someone else’s name that TOO must be reported! The

DEBT UPDATE LETTER shows you how to get them to report only the POSITIVE payment history because
you have negotiated it OFF!

THE FAIR CREDIT REPORTING ACT

623. Responsibilities of furnisher of information to consumer reporting agencies

68

(15 U.S.C. & 1681s-2)

Duty of Furnishers of Information to Provide Accurate Information

(2) Duty to correct and update information. A person who regularly and in the ordinary course of business
furnishes information to one or more consumer reporting agencies about the person’s transaction or
experiences with any consumer and (B) has furnished to a consumer reporting agency information that the
person determines is not complete or accurate, shall promptly notify the consumer reporting agency of that
determination and provide to the agency any corrections to that information, or any additional information, that
is necessary to make the information provided by the person to the agency complete and accurate, and shall
not thereafter furnish to the agency any of the information that remains not complete or accurate <<<THIS IS
YOUR MAGIC BULLET!!!

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 Aged Primary Tradelines Hack

FAIR CREDIT ACT

Consumer reporting agencies must correct or delete inaccurate, incomplete or unverifiable information.
Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days.
However, a consumer reporting agency may continue to report information it has verified as accurate.

Send Certified Mail

ABSOLUTE ASSIGNMENT OF DEBT AGREEMENT and DEBT UPDATE LETTER (list below) to the

creditor from a NEW DEBTOR that includes this clause from the Fair Credit Act to report debt in the new

account owner’s name minus the negative debt.

Example: When original creditor OR collection agency attempts to collect a debt, they have the power to

negotiate with the debtor to remove the negative item from the credit bureaus in exchange for an agreement to

pay. This is power they have in the Fair Debt Collection Acts.

The original creditor will be used as a catalyst to report the newly negotiated transferred debt in the NEW

debtor’s name.

Below is the DEBT UPDATE LETTER to send to the ORIGINAL CREDITORS.

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 Aged Primary Tradelines Hack

DEBT UPDATE LETTER

Creditor’s Company Address

RE: Acct # XXXX-XXXX-XXXX-XXXX

Dear (CREDITOR’S NAME Example Chase Bank)

I am writing to you today regarding account #XXXX-XXXX-XXXX which was originally held by __________________________. I
have legally assumed this debt as a good will because ____________________has been unable to pay it and have paid it off in full
I have documentation to prove it. (See attachment).

The purpose of my correspondence is to see if you would be willing to make a “goodwill” credit adjustment on the reporting of this
account as PAID IN FULL to the three credit agencies under my name.

Name:

DOB

SSN

ADDRESS

I would like to STRESS that the information currently being reported is accurate, (I am not disputing anything

with _____________). I am asking ____________for a courtesy gesture of goodwill in having the credit

bureaus adjust this account with the new account holder.

I do recognize that this request is unique and that it may not be _CHASE BANK normal policy.

Please consider that the Fair Credit Reporting Act Section 623 (attached) demands that all accounts be

reported and updated accurately if that account was reported to that credit agency.

New project
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 New project

Therefore, <insert bank name Example CHASE BANK___ does have the obligation to adjust and update

any account with the credit agencies according to the Fair Credit Act. I’m hoping that ___<insert bank name >

Example CHASE BANK___will do that in this case for the above referenced account.

Your kind consideration in this matter is greatly appreciated.

Best Regards,

Your Signature

THE FAIR CREDIT REPORTING ACT

623. Responsibilities of furnisher of information to consumer reporting agencies

68

(15 U.S.C. & 1681s-2)

Duty of Furnishers of Information to Provide Accurate Information

(2) Duty to correct and update information. A person who regularly and in the ordinary course of business
furnishes information to one or more consumer reporting agencies about the person’s transaction or
experiences with any consumer and (B) has furnished to a consumer reporting agency information that the
person determines is not complete or accurate, shall promptly notify the consumer reporting agency of that
determination and provide to the agency any corrections to that information, or any additional information, that
is necessary to make the information provided by the person to the agency complete and accurate, and shall
not thereafter furnish to the agency any of the information that remains not complete or accurate.

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 Aged Primary Tradelines Hack

Now you wait 10 – 45 days for debt to be updated on your credit report or a response from the creditor. Then

check your credit report. This is what it looks like when you do it the correct way. Below is a screenshot of a

debt we purchased and it posted on April 04, 2019. You can see the date on the credit report that we

purchased for $22 dollars below with age on it.

Remarks Dispute resolved; reported by grantor RESPONSIBILITY TERMINATED FOR (DISCOVER

CREDIT CARD) BELOW IMAGE

This shows you got the debt you assigned the debt you are not responsible for the debt because you
purchased it and you satisfied it on your end 😉 and it report positive on your credit report all 3 agencies. This

is the result we are looking for in all cases.

FAQ’S

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Where Do I get the accounts from?

Do your own research in your local listings we are not responsible for you finding a good debt seller neither will

we find them for you. This course gives you the information, we don’t not do the work for you.

How much do they cost?

They vary but they are normally pennies on the dollar. Some vendors sell only portfolios and some will sell

single accounts you have to do your own research, start contacting them.

How long will the assigned trade lines stick?

For 7-10 years, because you purchased them, it’s yours.

Will the debt sellers put the trade lines on for me?

No, they will not, and do not ask them to. Do not ask them for advice either, their job is to sell you the

accounts. This is the reason you purchased this information is to do them yourself.

Have your guys used this method?

Yes EVERYDAY

Does your company post trade lines?

No, we are not interested in doing them. We provide information.

How long does this take?

From the time you submit the information from the creditors anywhere between 10-45 days, depending on the

creditor’s reporting cycle.

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Why do I have to send info to original creditor?

Because they hold the original agreement and made the initial report to the credit bureaus.

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Aged Primary
Tradelines
Hack