ProposalForm PROPOSAL FORM New PDF
ProposalForm PROPOSAL FORM New PDF
Linked and Non Linked Individual Life Limited Underwriting & Pension Plans
ALL UNIT LINKED POLICIES ARE DIFFERENT FROM TRADITIONAL INSURANCE POLICIES AND ARE SUBJECT TO DIFFERENT RISK FACTORS.
IN UNIT LINKED POLICY THE INVESTMENT RISK IN YOUR CHOSEN INVESTMENT PORTFOLIO IS BORNE BY YOU Photograph of life to be assured*
to be signed across by the life to
be assured
* Not mandatory if life to be
assured is different from the
1) The entire form is to be filled in black ink only by the policyholder. Use CAPITAL letters for information required in boxes with a space between Proposer except if Life to be
assured is minor
words. 2) Any cancellation / alteration is to be signed by the proposed policyholder or life to be assured as appropriate. 3) All information provided here
shall be relied on and should be accurate, complete and true in all respects for processing the proposal quickly. In case you have any doubt whether the
particular information is material or not, please disclose the information. 4) Please attach an extra sheet, wherever additional information is to be given.
Proposer (Primary Life to be Assured)/ Policy Owner Details (Proposer in case of Click 2 Wealth for Premium Waiver Option)
1. Full Name:(Leave a blank Mr. AMIT GUPTA
space between First, Middle &
Last Name)
2. Maiden Name:(for married woman
only)
Country of Residence:
If NRI/PIO/OCI
Country of Workplace:
If NRI/PIO/OCI
Permanent Country:
9. Do you have an existing HDFC If Yes, please provide Policy NO: Annualised Premium:
Life policy:
10. Does your spouse have an If Yes, please provide Product
existing HDFC Life policy: Name:
11. Are You an employee of HDFC If Yes, please provide Employee Relationship with HDFC Group
group or Spouse/child of HDFC ID: Employee(if applicable)
Group employee:
12. Correspondence FLAT NO 402 A WING PATEL PRIDE, NALAMBI ROAD CHINCHPADA, WEST NETAJI
Address: BAZAR AMBERNATH Thane, Maharashtra-421505 India
13. Permanent Address (If FLAT NO 402 A WING PATEL PRIDE, NALAMBI ROAD CHINCHPADA, WEST NETAJI
different from BAZAR AMBERNATH Thane, Maharashtra-421505 India
correspondence address)/
Overseas residential
address for NRI / PIO / OCI :
14. Mobile: 919822830894
Telephone No(R):
Telephone No(O):
E - mail ID: AMITOFCH@GMAIL.COM
Email ID if provided, will be
considered as preferred mode of
communication
23. Do you have any history of conviction / acquittal under any criminal proceedings in India or abroad? No
24. Sources of Funds: If Premium & Single Premium Top-ups, if any is equal to or more than INR 1 lakh, please enclose proof of income e.g. ITR
Salaries Business House Property Capital Gains Investments Agriculture Others Total
100% 100%
Details of Secondary Life to be Assured (Life Assured in case of Click 2 Wealth for Premium Waiver Option)
1. Full Name: (Leave a blank space Mr. AMIT GUPTA
between First, Middle & Last Name)
2. Maiden Name:(for married woman only)
3. Father/Husband Name: BABULAL GUPTA
4. Mother's Maiden Name:
5. Relationship with Primary Life Assured:
6. Date of Birth (DD/MM/YYYY) : 18/02/1985
7. Gender(M/F/Tg): Male
8. Marital Status: Married
9. Nationality: Indian
10. Education: SSC
11. Resident status: Resident Indian
If you are NRI/PIO/OCI, Please attach appropriate
Questionnaire.
Country of Residence:
If you are NRI/PIO/OCI
Country of Workplace:
If you are NRI/PIO/OCI
Permanent Country:
12. Present Occupation: Salaried
13. Gross Yearly Income (INR): 7,00,000
14. Workplace Name and Address: ORDNANCE FACTORY, AMBERNATH, Mumbai,
^ please provide name of last organisation
Total Sum Assured of all inforce life Policy No. and Name of Company Husband's / Parent's Occupation /
insurance policies Income
Personal Details of Life to be Assured (Primary) (Proposer in case of Click 2 Wealth for Premium Waiver Option)
1 Have you suffered from or received treatment for any symptoms or medical condition(s) such as HIV, AIDS or HIV AIDS NO
related or sexually transmitted diseases?
2 Have you suffered from or received treatment for any symptoms or medical condition(s) for any of the following? NO
• Chest pain or heart attack or any other heart disease or problem or hypertension
• Stroke or paralysis
• Cancer, tumour, growth or cyst of any kind
• Diabetes or high blood sugar or sugar in urine
• Kidney problems (excluding Kidney stones) or disease of the reproductive organs
• Liver problem (excluding jaundice) or hepatitis B or C
• Muscular - skeletal disorder
• Gastro - intestinal disorders
• Nervous, psychiatric or mental disorders
• Respiratory diseases (excluding Asthma and Bronchitis)
3 Have you suffered from or received treatment for any symptoms or medical condition(s) for any of the following in last two NO
years?
• Kidney stone
• Jaundice
• Asthma
4 Apart from minor ailments, such as colds and flu, have you received any treatment from any doctor or specialist or been NO
hospitalised or undergone hospital treatment, in the last 5 years.
5 Has any proposal for assurance on your life ever been Declined, Postponed, Accepted at extra premium, Accepted on special NO
terms, and Accepted with reduced cover or withdrawn by yourself.
6 Do you have any physical disability which is affecting your day to day activities? NO
7 Please provide details, if any, regarding your occupation or business, which may render you susceptible to injury or illness. None of these
(e.g. exposure to chemical substances/hazardous materials/harmful dust or gases/ explosives/ working at heights/ handling
heavy machinery etc.)
Important Information: 1. Any false declaration in the above short medical questionnaire may be liable for rejection of the proposal form and the contract of insurance shall be treated
null & void. It may also lead to rejection of the claim on death of the life assured.
Date: Place: Signature of Primary Life to be Assured
Nominee Details (To be filled only if Proposer and Life to be assured are same)
Nominee Full Name Date of Birth(DD/ Gender(M/F/Tg) Relationship Contact No % Share
MM/YYYY) with Life to be
Assured
1 Mrs. SUNITA AMIT GUPTA 01/06/1984 Female Wife 100
1. Objective of Savings
Insurance:
2. Mode :(for regular / limited Annual
premium paying plan)
3. Premium Payment
Option:
4. Top-up Option: No ________Top up % (available only under Click 2
Protect 3D Plus )
8. Top-up Premium NIL Top-up Sum Assured NIL Total Premium (INR): 1,56,750
(INR): (INR):
9. Commencement Backdation Charges
date^: (INR) (if any):
(^only for non linked plan - Has to be within
the same financial year)
11. For unit linked plans, kindly indicate % of allocation in below mentioned funds as applicable (please check the fund for the product applied)
Income Balanced Blue chip Opportuni Equity Diversified Bond Conservat Liquid Discovery Equity Bond Plus Secure Sustaina Total
Fund Fund Fund ties Fund Plus Fund Equity Fund ive Fund Fund Fund Advantage Fund Advantage ble Equity
Fund Fund Fund Fund
% % % % % % % % % % % % % % 100%
Lifetime Annuity Lifetime Annuity with Return of 100% of the Purchase Price Lifetime Annuity with Guarantee
Lifetime Annuity with Return of Balance of Purchase Price 5 yrs 10 yrs 15 yrs 20 yrs
Lifetime Annuity increasing at a simple rate of 5% p.a. Lifetime Annuity with Return of Purchase Price in Parts
Lifetime Annuity with Return of 100% of the Purchase Price on Diagnosis of Critical Illness or Death
Joint Life, Last Survivor with return of 100% of the purchase price 50% 100%
Joint Life, Last Survivor 50% 100%
Frequency of Annuity Payments
Declaration: 1. In case of non credit to my bank account with/without assigning any reasons there of or if the transaction is delayed or not effected at all for reasons of incomplete / incorrect information, I would not hold HDFC Life Insurance Co. Ltd
responsible. 2. In case of NRI/NRE account, cheque will be issued.
Signature of Proposer
Signature/Thumb impression of (Primary) life to be assured. Signature should match with signature on ECS/SI mandate
Date: Place:
Mobile:
Declaration (If signed in Vernacular language / Thumb impression has been affixed above)
Declaration to be made by a 3rd person where: The life to be assured/proposed policyholder has affixed his/her thumb impression; OR the life to be assured/proposed
policyholder has signed in vernacular; OR the life to be assured/proposed policyholder has not filled the application OR/AND The spouse of the life to be assured/
proposed policyholder has affixed his/her thumb impression or signed in vernacular the Declaration of Good Health applicable under Elite Option of Smart Woman Plan.
I hereby declare that I have explained the contents of this application form to the life to be assured / proposed policyholder in ________________________language and have
truthfully recorded the answers provided to me. I further declare that the life to be assured/proposed policyholder has signed/affixed his/ her thumb impression in my presence.
____________________________________________________________________________________________________ ___________________________________
Name and address of Declarant Signature
I/We certify that the contents of the form have been fully explained to me by Mr. / Mrs.:______________________________
_____________________________________________________________________ ______________________________________
Signature/Thumb impression of life to be assured/proposed policyholder Signature/Thumb impression of Witness
Section 41 - Prohibition of rebates: No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in
respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall
any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the
insurer.
Section 45 - 1.No policy of life insurance shall be called in question on any ground whatsoever after the expiry of three years from the date of the policy, i.e., from the date of
issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. 2. A policy of life insurance may be
called in question at any time within three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to
the policy, whichever is later, on the ground of fraud: Provided that the insurer shall have to communicate in writing to the insured or the legal representatives or nominees or
assignees of the insured the grounds and materials on which such decision is based. 3.Notwithstanding anything contained in sub-section (2), no insurer shall repudiate a life
insurance policy on the ground of fraud if the insured can prove that the misstatement of or suppression of a material fact was true to the best of his knowledge and belief or that there
was no deliberate intention to suppress the fact or that such mis-statement of or suppression of a material fact are within the knowledge of the insurer: Provided that in case of fraud,
the onus of disproving lies upon the beneficiaries, in case the policyholder is not alive. 4.A policy of life insurance may be called in question at any time within three years from the date
of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later, on the ground that any
statement of or suppression of a fact material to the expectancy of the life of the insured was incorrectly made in the proposal or other document on the basis of which the policy was
issued or revived or rider issued: Provided that the insurer shall have to communicate in writing to the insured or the legal representatives or nominees or assignees of the insured the
grounds and materials on which such decision to repudiate the policy of life insurance is based: Provided further that in case of repudiation of the policy on the ground of misstatement
or suppression of a material fact, and not on the ground of fraud, the premiums collected on the policy till the date of repudiation shall be paid to the insured or the legal representatives
or nominees or assignees of the insured within a period of ninety days from the date of such repudiation. 5. Nothing in this section shall prevent the insurer from calling for proof of age
at any time if he is entitled to do so, and no policy shall be deemed to be called in question merely because the terms of the policy are adjusted on subsequent proof that the age of the
life insured was incorrectly stated in the proposal.
02-02-2023
Quote No : qbizqpdmxd06r, Application No : 1306114254431
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."
Policy Details
Premium Summary
PP PP Total
Base Plan CI Rider IB Rider PP Rider (PAC) Rider Rider Instalment
(ADC) (CC) Premium
1 1,50,000 0 0 0 17,70,000 0 0
7 0 0 0 55,125 0 0 0
8 0 0 0 55,125 0 0 0
9 0 0 0 55,125 0 0 0
10 0 0 0 55,125 0 0 0
11 0 0 0 55,125 0 0 0
12 0 0 0 55,125 0 0 0
13 0 0 0 55,125 0 0 0
14 0 0 0 55,125 0 0 0
15 0 0 0 55,125 0 0 0
16 0 0 0 55,125 0 0 0
17 0 0 0 55,125 0 0 0
18 0 0 0 55,125 0 0 0
19 0 0 0 55,125 0 0 0
20 0 0 0 55,125 0 0 0
21 0 0 0 55,125 0 0 0
22 0 0 0 55,125 0 0 0
23 0 0 0 55,125 0 0 0
24 0 0 0 55,125 0 0 0
25 0 0 0 55,125 0 0 0
26 0 0 0 55,125 0 0 0
27 0 0 0 55,125 0 0 0
28 0 0 0 55,125 0 0 0
29 0 0 0 55,125 0 0 0
30 0 0 0 55,125 0 0 0
31 0 0 0 8,05,125 0 0 0
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
I , have explained the premiums charges and benefits under the policy fully to the prospect / I AMIT GUPTA,having received the information with respect to the above, have understood
policy holder. the above statement before entering into the contract.
Place:
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".