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Emv Card Tags

The document describes the meaning of values in bytes 1-5 for tags 9F0D, 9F0E, and 9F0F, which provide status information for offline data authentication, cardholder verification, and online processing requirements. Byte 1 of 9F0D indicates offline data authentication was not performed. Byte 1 of 9F0E means the card and terminal have different application versions. Byte 1 of 9F0F specifies the transaction should process online.

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Luiz Fernando Galdino Dubiela
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48 views16 pages

Emv Card Tags

The document describes the meaning of values in bytes 1-5 for tags 9F0D, 9F0E, and 9F0F, which provide status information for offline data authentication, cardholder verification, and online processing requirements. Byte 1 of 9F0D indicates offline data authentication was not performed. Byte 1 of 9F0E means the card and terminal have different application versions. Byte 1 of 9F0F specifies the transaction should process online.

Uploaded by

Luiz Fernando Galdino Dubiela
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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9F0D or 9F0E or 9F0F

9F0D Default : Offline


Byte-1
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-2
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
0
0
0

Byte-3
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-4
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-5
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
0
0
0
0
0

9F0E Denial : Deny


Byte-1
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-2
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
0
0
0

Byte-3 10001000
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-4
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-5
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
0
0
0
0
0

9F0F Online : Go Online ARQC


Byte-1 11110000
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-2
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
0
0
0

Byte-3
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-4
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
1
1
1
0
0

Byte-5
b8 b7 b6 b5 b4 b3 b2 b1
1
1
1
0
0
0
0
0
Meaning
Offline data authentication was not performed
SDA Failed
Card Data missing
Card appears on terminal exception file
DDA failed
CDA Failed
RFU
RFU

Meaning
Card and terminal have different application version
Expired Application
Application not yet effective
Requested service not allowed for the card
New Card
RFU
RFU
RFU

Meaning
Cardholder verification was not successful
Unrecognised CVM
PIN try limit exceeded
PIN required but PIN PAD not present
PIN required but PIN PAD presented but no PIN Entry
Online PIN entered
RFU
RFU

Meaning
Transaction exceeds floor limit
Lower consecutive offline limit exceeded
Upper consecutive offline limit exceeded
Random online processing
Merchant forced transaction online
RFU
RFU
RFU

Meaning
Default TDOL used
Issuer authentication failed
Script processing failed before final GEN AC
RFU
RFU
RFU
RFU
RFU

Meaning
Offline data authentication was not performed
SDA Failed
Card Data missing
Card appears on terminal exception file
DDA failed
CDA Failed
RFU
RFU

Meaning
Card and terminal have different application version
Expired Application
Application not yet effective
Requested service not allowed for the card
New Card
RFU
RFU
RFU

Meaning
Cardholder verification was not successful
Unrecognised CVM
PIN try limit exceeded
PIN required but PIN PAD not present
PIN required but PIN PAD presented but no PIN Entry
Online PIN entered
RFU
RFU

Meaning
Transaction exceeds floor limit
Lower consecutive offline limit exceeded
Upper consecutive offline limit exceeded
Random online processing
Merchant forced transaction online
RFU
RFU
RFU

Meaning
Default TDOL used
Issuer authentication failed
Script processing failed before final GEN AC
RFU
RFU
RFU
RFU
RFU

Meaning
Offline data authentication was not performed
SDA Failed
Card Data missing
Card appears on terminal exception file
DDA failed
CDA Failed
RFU
RFU

Meaning
Card and terminal have different application version
Expired Application
Application not yet effective
Requested service not allowed for the card
New Card
RFU
RFU
RFU

Meaning
Cardholder verification was not successful
Unrecognised CVM
PIN try limit exceeded
PIN required but PIN PAD not present
PIN required but PIN PAD presented but no PIN Entry
Online PIN entered
RFU
RFU

Meaning
Transaction exceeds floor limit
Lower consecutive offline limit exceeded
Upper consecutive offline limit exceeded
Random online processing 112
Merchant forced transaction online
RFU
RFU
RFU

Meaning
Default TDOL used
Issuer authentication failed
Script processing failed before final GEN AC
RFU
RFU
RFU
RFU
RFU
CV Rule Byte-1

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
0 RFU
0 Fail cardholder verification if this CVM is unsuccessful
1 Apply successful CV rule if this CVM is unsuccessful
0 0 0 0 0 0 Fail CVM processing
0 0 0 0 0 1 Plain text PIN verification performed by card
0 0 0 0 1 0 Enciphered PIN verification online
0 0 0 0 1 1 Plaintext verification along with signature (paper)
0 0 0 1 0 0 Enciphered PIN verification performed by card
0 0 0 1 0 1 Enciphered PIN verification performed by card signature (paper)
0x x x x x value in the range of 000110-011101 - RFU
0 1 1 1 1 0 Signature (Paper)
0 1 1 1 1 1 No CVM required
1 0x x x x range from 100000-101111 for individual paymest system
1 1x x x x range from 110000-111110 for use by issuer
1 1 1 1 1 1 Not available for use

CV Rule Byte-2

Value Meaning
00 Always
01 If unattended cash
If not unattended cash and not manual cash and not purchase
02 with cashback
03 If terminal supports the CVM
04 If manual cash
05 If purchase with cashback
06 If the transaction is in the application currency and under X value
07 If the transaction is in the application currency and over X value
08 If the transaction is in the application currency and under Y value
09 If the transaction is in the application currency and over Y value
0A-7F RFU
80-FF Reserve for use by individual payment systems
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
AIP Byte-1

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
0 RFU (Reserved for Future Use)
0 SDA Supported
0 DDA Supported
1 CVM Supported
0 Terminal risk management is to be performed
0 Issuer Authentication Supported
0 RFU
0 CDA Supported

AIP Byte-2

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
1 EMV Mode has been selected
0 Magstrip mode is selected
1 OTA capable mobile device
x x x x x x RFU
16
128 64 32 16 8 4 2 1
0 0 0 1 0 0 0 0
0 0 0 0 0 0 1 0

00
Application Usage Control 2Bytes

AUC Byte-1

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
1x x x x x x x Valid for domestic cash transaction
x 1x x x x x x Valid for International cash transaction
x x 1x x x x x Valid for domestic goods purchasing
x x x 1x x x x Valid for International goods purchasing
x x x x 1x x x Valid for domestic services
x x x x x 1x x Valid for International Services
x x x x x x 1x Valid at ATM
x x x x x x x 1 Valid at Terminals other than ATM

AUC Byte-2

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
1x x x x x x x Domestic cashback allowed
x 1x x x x x x International cashback allowed
x x 0x x x x x RFU
x x x 0x x x x RFU
x x x x 0x x x RFU
x x x x x 0x x RFU
x x x x x x 0x RFU
x x x x x x x 0 RFU
Cryptogram Information Data (1byte) 9F27

CID Byte-1

b8 b7 b6 b5 b4 b3 b2 b1 Meaning
0 0 AAC
0 1 TC
1 0 ARQC
1 1 AAR
x x Payment system-specific cryptogram
0 No advice required
1 Advice required
x x x Reason/advice/referral code
0 0 0 No information given
0 0 1 Service not allowed
0 1 0 PIN try limit exceed
0 1 1 Issuer authentication fail
1x x RFU

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