SoFi doesn’t believe in making you pay to invest in your future.

So, we don’t charge commissions.

SoFi Advisory Fees: Commissions:

% $
0 0
(Yes, you read that (You’re still seeing
right—not a cent. But, pro tip correctly.)
you should read more about
fund fees for ETF’s below.)

We also don’t charge for:

● IRAs, Roth IRAs, and SEP IRA retirement ● Electronic delivery of statements, trade
accounts confirmations, prospectuses, & tax forms
● Joint accounts ● ACATs into your account. (ACATs are
● Automated bank transfer (ACH) of account transfers from other investment
money to or from your SoFi Invest firms—and since they don’t want to see
accounts you go, they might charge a fee. If you
● Wire transfer of funds into your account want to learn about ACATs into SoFi
(though your transferring firm might Invest, don’t hesitate to reach out!)
charge a fee)

However, there are a few potential charges to be aware of:

● Wire transfers out: $25 (ACHs are free!) ● Paper statement fees: $5 / statement*
● ACATs to another firm: $75 (If you’re ● Participation in voluntary corporate
thinking about an ACAT out, please drop action: $50
us a line. We’d love to hear what we can ○ Additional fee per security
do better.) involved in a voluntary corporate
● Returned ACH / Insufficient funds: $15 action deposit/withdrawal: $100
● Paper confirm fees: $2 / confirm* ● SEC Regulatory Trading Fee: $22.10 per
● IRA closing fee: $20 $1,000,000 of the price of the transaction
● IPO Fees: $50 for the first sale of a security (sells only), rounded up to the nearest
obtained through an IPO offering within penny.
120 days of IPO; $5 for each subsequent ● FINRA Trading Activity Fee (TAF): $0.000119
 sale within the first 120 days. per share for each equity sell rounded up
● Inactivity Fee: $25 per account for every to the nearest penny with a maximum of
12 months of inactivity. (This does not $5.95 per trade.
apply to crypto accounts.) ● Option exercise and assignment fees: $5
/exercise or assignment

*Don’t worry: We’ll help you enroll in email confirmations and statements, so this only happens if
your emails get returned. As long as your email is correct and working, you’re all good. If you ever
have issues, let us know.

More about fund fees:

If you invest in Exchange Traded Funds (ETFs) through SoFi Invest (either by buying them yourself or by
investing in them through SoFi Invest’s automated investments), these funds will have their own
management fees.

These fees are not paid directly by you, but rather by the fund itself. While most of these fees are very
low, they do reduce the fund’s returns and you should be aware of them. Check out each fund’s
prospectus for details. SoFi Invest does not receive sales commissions, 12b-1 fees, or other fees from ETFs
for investing such funds on behalf of advisory clients, though if SoFi Invest creates its own funds, it could
earn management fees there. We have SoFi ETFs you can learn more about at sofi.com/invest/etfs.

As always, our priority is helping you invest in your future. If you feel like you’ve
been mistakenly charged a fee or have any other issues, please shoot us a note!

SoFi Invest may waive all, or part of any of these fees, permanently or for a period of time, at its sole
discretion for any reason. Fees are subject to change at any time. The current fee schedule will always
be available in your Account Documents section of SoFi Invest. This is not an offer, or solicitation of any
offer to buy or sell any security, investment or other product. INVESTMENTS ARE NOT FDIC INSURED, HAVE
NO GUARANTEE, AND MAY LOSE VALUE.

Before investing you should carefully consider the Fund's investment objectives, risks, charges, and
expenses. This and other information is in the prospectus. A prospectus may be obtained by visiting
www.sofi.com/invest/etfs/. Please read the prospectus carefully before you invest. Investing involves
risk including the possible loss of principal.

SoFi ETFs are distributed by Foreside Fund Services, LLC. SoFi Invest via SoFI Wealth LLC, a registered
investment advisor and SoFi Securities LLC, member FINRA/SIPC. 234 1st St, San Francisco, CA 94105
Margin rates:

The margin interest rate for debit balances in margin accounts is currently 8.25% as of 04/4/23 until
5/24/23. On 5/24/23 the margin interest rate will increase to 8.50%. The margin interest rate is subject to
further changes at any time and at SoFi’s sole discretion. The interest charge is calculated on the daily
debit balance and the sum is charged monthly to the account.

As of 5/24/2023