Detailed Lesson Plan

School BAYUGAN II NATIONAL HIGH SCHOOL Grade Level 11

Learning GENERAL
Student Teacher JESABEL N. BABIERA
Areas MATHEMATICS
Date/Time NOVEMBER 21, 2022/7:45-8:45&8:45-9:45 Quarter FIRST
I. Objectives
A. Content The learner demonstrates understanding of key concepts of simple and compound
Standards interests, and simple and general annuities.
B. Performance The learners are able to investigate, analyze and solve problems involving simple and
Standards compound interests and simple and general annuities using appropriate business and
financial instruments.
C. Learning The learner distinguishes between simple and compound interests:
Competencies/ a. explain the simple interest;
Objectives/ Write b. solve in finding the unknown principal, rate or time; and
LC Code c. appreciate the importance of simple interest in solving real-life problems involving
simple interest.
II. Content Simple Interest
III. Learning
Resources
A. References General Mathematics Teacher’s Guide, Pages 156-162
B. Other Learning
Resources
IV. Procedures Teacher’s Activity Student’s Activity

Preparatory Activities

Prayer (Students start

May I request everyone to please stand and lead the prayer _____. praying)

Greetings Good morning

Good morning class! ma’am!

Before you take your seats, kindly pick up some pieces of paper and
arrange your chairs and always wear your face mask.

Please be seated! Thank you,

ma’am.
Checking of Attendance
Who is absent this morning class? (Student’s
responding)
Setting of Standard
Class, always remember with our rule which is L-listen, C-cooperate and Listen ma’am!
R-respect. When there is someone talked here in front of you, what are you Cooperate, ma’am
going to do? Respect, ma’am
Okay, very good!
Yes, ma’am!
And also, if I say (oops1!) all of you will stand and for those students who
were late to stand then they are going to answer my question.
Is that clear?

A. Reviewing
Review
previous lesson or
Our topic last meeting was all about illustrating simple and compound
presenting new interest.
lesson If you want to invest your money, which investment do you prefer a
cooperative who offers 2% simple interest or a bank who offer 2%
compounded annually? And why? (student’s
responding)
 Motivation

For this morning let’s have an activity first which is Dora the explorer! All
you have to do is to find the unknown.

Dora Math Explorer

1 ? 5
? 2 9
0 ? 5
8 ? 72
? 6 36
are you ready class?
What is the unknown value for number 1-5? (student’s
Very good! responding)
Presentation of new lesson
Our lesson for this morning is all about simple interest.
A. Establishing the Be excited because this morning you will be able to:
purpose for the  explain the simple interest;
lesson  solve in finding the unknown principal, rate or time; and
 appreciate the importance of simple interest in solving real-
life problems involving simple interest.
B. Presenting Angel invested a certain amount at 8% simple interest per year. After 6
examples of the years, the interest she received amounted to Ᵽ 48 , 000.
new lesson How much did she invest? (students’ give
their ideas)

C. Discussing new
An annual simple interest is based on the 3 factors:
concepts and
practicing new
a. Principal which is the amount invested or borrowed
skill
b. Simple interest rate, usually expressed in percent
c. Time or term of loan, in years.

Annual simple interest

Formula: IS=Prt

Where IS – Simple interest

P- principal

r – rate

t – term or time, in years

example:

A bank offers 0.25% annual simple interest rate for a particular deposit. How
much interest will be earned if 1 million pesos is deposited in this savings
account for 1 year?

Solution.

Given: P= 1,000,000 r= 0.25% = 0.0025 t= 1 year

Find IS

IS = Prt = (1,000,000)(0.0025)(1) = 2,500

 Answer: the interest earned is Ᵽ2,500.

D. Developing Example 2. How much interest is charged when 50,000 is borrowed for 9 (Students do the
Mastery months at an annual simple interest rate of 10%? chalkboard
activity)
Note: when the term is expressed in months (M), it should be converted to
years by t=M/12

Example 3. Complete the table below by finding the unknown

Principal (P) Rate (r) Time Interest

(t)
(a) 2.5% 4 1,500
36,000 (b) 1.5 4,860
250,000 0.5% (c) 275
500,000 12.5% 10 (d)
E. Making Formula (Students
Generalization Annual simple interest answering)
and Abstraction IS=Prt
about the lesson Maturity (future) value
F=P+IS or F=P(1+rt)

Note: when the term is expressed in months (M), it should be converted to

years by t=M/12

F. Evaluating Find the unknown principal P, rate r, time t, and interest I by completing the
Learning table.
Tim
Principal Rate Interest
e
10,000 8% 15 (1)
(2) 2% 5 10,000
360,000 (3) 2 3,600
10.5
500,000 (4) 175,500
%
9.25
880,000 2.5 (5)
%

Solve the following problems on simple interest

1. What are the amounts of interest and maturity value of a loan
for 150,000 pesos at 6 ½ % simple interest for 3 years?
2. At what simple interest rate per annum will 25,000 pesos
accumulate to 33,000 pesos in 5 years?
3. How long will 40,000 pesos amount to 51,200 pesos if the
simple interest rate is at 12% per annum?

Prepared by: JESABEL N. BABIERA Noted: HERMAN V. IBARDOLAZA, HT-II

School Head