Application for Credit Card Upgrade Non-Resident (NR) to Resident

Card and Vice Versa

To be filled & signed by the customer:

Name:

Cust Id -

Credit Card Number:

I would like to apply for below NR card variant basis FD details shared above (Select any one from below)

VISA INFINIA METAL CARD

Annual Fee: Rs 12,500 + GST Applicable)
(

VISA REGALIA CARD

(
Annual Fee: Rs 2,500 + GST Applicable)
 I would like to apply for a Resident Credit Card (Select any one from below)

Tick Upgrade to the Joining fee / Pricing Offer

one following Card Annual Fee
Upgrade
the
current Regalia Credit ` 2,500.00
card to Card
(Tick Millennia Credit ` 1,000.00
one) Card
MoneyBack Credit ` 500.00 Unconditional
Card FYF

Infinia Metal Credit ` 12,500.00

Card

Acceptance of FD Lien Declaration, Auto Pay Declaration, Reward Points Conversion and Terms & Conditions

FD Lien Declaration:

 I / We hereby authorize HDFC Bank Limited ("the Bank") to mark a lien to the extent (shared above in figures and words) on the above mentioned FD
account number including renewals thereof, as a security for the credit card being issued. I/ We also confirm that the above FD is currently free from lien
and it is not linked to any sweep in / super saver account.

 I / We agree that the Bank at its sole discretion is fully authorized to liquidate the FD without any cause or notice to me /us and appropriate the proceeds towards
the outstanding on the credit card. In such event I / We expressly agree that the Bank shall not be responsible for any loss arising due to pre-mature encashment
of the FD.

 I / We shall not apply for premature withdrawal of the FD and authorize the bank to automatically roll-over the FD for further similar periods on each maturity
date as long as the card is active / in use.
 I / We further agree to arrange for further FDs from time to time of requisite amounts as may be required by the Bank, with lien in favor of the Bank.
 I / We agree that the Bank shall be entitled to proceed against the card holder for the balance outstanding after adjusting the FD towards the dues.
  I / We acknowledge that the Bank's rights herein shall be in addition to all rights, powers and remedies available to the Bank by virtue of any other
statute, rule or law including the Bank's right of general lien and set off.
 I / We are aware that Bank would provide Credit Limit as per internal Bank guidelines with maximum of 75% of FD Lien Amount provided.
Direct Debit / Auto Pay declaration:

 I accept the direct debit facility and authorize HDFC Bank to debit my NRE / NRO Bank account mentioned above towards credit cards payments. 100%
payment has to be mandatorily made through the AutoPay mode only on payment due date.

 I / We are aware that if I / We have provided the HDFC bank NRO account details for the Direct Debit facility then I / We would be issued with NR
Domestic Credit Card only which can be used only for Domestic transactions and not outside India. I accept the direct debit facility and authorize HDFC
Bank to debit my NRO bank account mentioned above toward my Domestic NR Regalia / Infinia credit card payments.

 I / We are aware that if I / We have provided the HDFC bank NRE account details for the Direct Debit facility then I / We would be issued with NR
International Credit Card only. I accept the direct debit facility and authorize HDFC Bank to debit my NRE bank account mentioned above toward my
International NR Regalia / Infinia credit card payments.

Reward Points Conversion & Other Terms & Conditions

 Card Migration is sanctioned at the sole discretion of HDFC Bank Ltd subject to the customer fulfilling all the necessary and sufficient criteria as decided by
the bank at the time of processing. Application for card migration would be declined if my card account is not in regular status at the time of processing.
 HDFC Bank shall at its sole discretion reserves the right to issue any existing card product in their portfolio
 Only Select HDFC Bank Credit Card Customers are eligible for this card upgrade. HDFC Bank reserves the right to decide the eligibility as per internal
policy/guidelines. HDFC Bank reserves the right to withdraw the offer to the customer at any time as deemed right by the bank.
 Membership Fee will be levied at the end of 90 days if above conditions are not met. Second year Fee waiver is based on Spends Threshold in first 12
months (For details Refer www.hdfcbank.com)

Membership Fee will not be levied if SmartPay is alive and valid Cross-Sell is linked to my existing card variant.
Reward Points on my current credit card will be transferred to the upgraded card from as per the below conversion ratio. I understand and accept the reward point
conversion.
Resident to Non- Resident Credit card

Resident Credit Card

variant Regalia Infinia
Silver / Gold / Titanium
/ Titanium Edge /
Platinum Edge /
Platinum
20% 10%
Visa Signature /
Superia / Mastercard 30% 15%
World
MoneyBack / AllMiles 50% 25%
Regalia First / Diners
Rewardz 60% 30%
Regalia / Diners
Premium 100% 50%
Diners Club Miles /
Black 100% 100%

Non- Resident to Resident Credit card

MoneyBack Regalia Regalia Infinia
First
Gold 40% 33% 20% 10%

Signature 60% 50% 30% 15%

Regalia 100% 100% 100% 50%

 On card upgrade, the existing card features will become invalid and the features of the upgraded card will apply. Credit card once upgraded cannot be
downgraded / transferred back to the old credit card variant. Credit card once upgraded with prior customer consent cannot be re-instated to the old credit
card number. Once upgraded, transactions done on the old credit card will reflect in the new card statement.

 On card upgrade, the new card will be sent to the address registered as per HDFC Bank Credit Card records. The bank will not be responsible for non-
receipt or delay in delivery due to non-availability of the customer at the time of delivery. Nothing contained herein shall prejudice or affect the terms and
conditions of the card member agreement. The words and expressions used herein shall have the same meaning as in the card member agreement. The
terms of this offer shall be in addition to and not in derogation of the terms contained in the card member agreement. Card upgrade would be governed by
the existing terms and conditions applicable for the current card held by the customer and the terms and conditions mentioned here are over and above the
existing terms and conditions. The offer is voluntarily extended by the Bank. Hence request will be entertained only for the “applicable offer pertaining to a
customer”. HDFC Bank cannot be held responsible for financial/non-financial obligation caused due to withdrawal of offer or non-implementation of upgrade
/ limit enhancement.
 HDFC Bank reserves the right at any time, without previous notice, to add, alter, modify, change or vary all or any of these terms and conditions or to replace
wholly or in part this scheme by another offer, whether similar to the offer or not, or to withdraw it all together. I will not hold HDFC Bank responsible for, or
liable for, any actions, claims, demands, losses, damages, costs, charges, expenses, which a participant may suffer, sustain or incur by the Offer. All
disputes, if any, arising out of or in connection with or as result of the Offer or otherwise relating hereto shall be subject to the exclusive jurisdiction of the
competent Courts/Tribunals in Chennai only.
  I/We acknowledge the exercise of authority by the bank is for my/our benefit and service, accordingly I/We waive the privilege of privacy and privity of
contract."
 I/We have read and understood the Terms and Conditions & the Privacy Notice (Refer the link on website – (Global Privacy Notice)
https://www.hdfcbank.com/aboutus/terms_conditions/privacy.htm ) (EU Privacy Notice) https://www.hdfcbank.com/htdocs/common/privacy-notice-
euusers/privacy-notice-eu-users.html ) governing the opening of an account with HDFC Bank and those relating to various services including but not
limited to (a) ATMs (b) Phone Banking (c) Debit Card (d) Mobile Banking (e) Net Banking (f) Bill Pay Facility (g) Insta alert (h) Email statements (i) credit
cards. I hereby consent myself and/or as the legal guardian of minor to the processing of Personal Data as described in the privacy notice. This consent
and authorization shall be valid in original, copy or electronic form. I understand that failure or refusal to provide consent may prohibit HDFC Bank from
providing with products, services, or benefits. I/we understand that, my data is stored on secure systems within HDFC Bank premises and with providers of
secure information storage facilities in India. The data will be retained for a period as defined by regulatory / legal requirements the bank is subject to. I/we
understand that, HDFC Bank may share my personal data with, credit reference agencies, regulatory agencies, law enforcement agencies and fraud
prevention agencies for use in verifying my identity, credit decisions, regulatory requirement, legal investigation, fraud and money laundering prevention.
I/We authorize the Bank to disclose, from time to time any information relating to my savings account to any parent/subsidiary, affiliate and associate of
HDFC Bank, and to third parties engaged by the Bank.
 I/we understand that, HDFC Bank may send NRI Newsletter or information about special offers I/we may be entitled to or about products and services
available from the Bank that may be of interest to me/us etc. I/we prefer following mode of communication (please tick the relevant boxes);
 I/We hereby acknowledge, agree and confirm that the credit card issued by HDFC Bank shall be blocked for usage till this application and relevant credit
card documents including but not limited to my/our KYC documents are duly submitted to HDFC Bank in original within timelines specified by HDFC Bank
in this regard and in compliance of HDFC Bank's internal guidelines

Email Phone SMS No, I am not interested in

receiving any such newsle er or
informa on

I have read, understood and accept all the card features, fees/charges, reward points conversion and other terms and conditions
mentioned above & card member agreement.

I/We hereby acknowledge, agree and confirm that the credit card issued by HDFC Bank shall be blocked for usage till this application and
relevant credit card documents including but not limited to my/our KYC documents are duly submitted to HDFC Bank in original within
timelines specified by HDFC Bank in this regard and in compliance of HDFC Bank's internal guidelines.

Signature (Primary Credit Cardholder): Date:

Please send this filled application form & supporting docs to - HDFC Bank Cards Upgrades Division, P.O. Box No. 8654, Thiruvanmiyur P. O., Chennai - 600 041