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Rohit Sharma is seeking a position in finance and has over 5 years of experience in credit analysis and loan processing. He has worked at AU Small Finance Bank as a Deputy Credit Manager and at Bajaj Finance Ltd. as an Assistant Manager in credit underwriting. He also did an internship at Bank of Baroda where he analyzed loan products and documentation processes. Rohit has a MBA in finance, is CA Inter qualified, and has experience in audit, taxation and accountancy areas through his work at an audit firm. He is looking to utilize his analytical and credit evaluation skills to contribute to organizational success.

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Suryakant Agrawal
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28 views4 pages

Rohit Latest CV

Rohit Sharma is seeking a position in finance and has over 5 years of experience in credit analysis and loan processing. He has worked at AU Small Finance Bank as a Deputy Credit Manager and at Bajaj Finance Ltd. as an Assistant Manager in credit underwriting. He also did an internship at Bank of Baroda where he analyzed loan products and documentation processes. Rohit has a MBA in finance, is CA Inter qualified, and has experience in audit, taxation and accountancy areas through his work at an audit firm. He is looking to utilize his analytical and credit evaluation skills to contribute to organizational success.

Uploaded by

Suryakant Agrawal
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Rohit Sharma

(CAIPCC First Group, MBA , B. Com)


ContactNo.+91-8104185213, 9672288880
E-MailID: -sharma.rohit9654@gmail.com
Address: village post Bhanpur Kalan Via Amer Jaipur Rajasthan

CareerObjective.

To quote–“Analytical, Flexible and Confidence is the Key Skills by Which I can contribute to
Organization Overall Success”

Professional and Academic Qualification

Sr. Course Board/University/Institution Month Pass%


No. andYear
1. MBA(FINANCE) RTU Dec2020 65.00
2. CA IPCC1stGroup ICAI May2016 50.00
3. B.COM UNIVERSITY OF RAJASTHAN June2016 50.33
4. CA CPT ICAI Nov2013 61.00
5. SENIORSECONDARY BSER June2013 67.00
EXAMINATION
6. SECONDARY BSER June2010 57.33
EXAMINATION

Article ship and work experience

AU Small Finance Bank Limited (13/04/2023 to Present)

(Working as Deputy Credit Manager in SBL Department)

 Responsible for credit appraisal and monitoring for the small business loan.

 Preparation of CAM and processing of loan till disbursement.

 Financial analysis and understanding business and its nature including its forecasting of

revenue and conduct of business.


Bajaj finance Ltd. (06/06/2022 to 27/03/2023)

(Assistant manager Sal-PL Underwriting Pune Corporate-office)

Duties and responsibilities:

 Responsible for credit appraisal and monitoring for the salaries loan.

 Implementation of credit policy primarily pre-approved and continuous evaluation to ensure

adherence to the policy and compliance with the authority matrix.

 Analyzing the portfolio heath and risk involved in particular segment of assets& profile and

giving timely feedback to sales team and risk team.

 Ensuring portfolio quality is maintained at the highest standards and delinquency is under

control.

 Striving for continuous improvement in productivity.

 Feedback for credit policy and new product launch based on market condition

Internship in Bank of Baroda, Kuka’s Branch ,Jaipur on emerging project in

today’s time.

(Project Name – Comparative Study of Bank’s Retail Loan Products)

- Good knowledge of Bank’s Internal Control System.


- Gained knowledge regarding how Bank’s approve loan or process of loan.
- Worked on various types of loan as provided by bank.
- Knowledge of how bank functions in regular days.
- Worked on documentation process in banks.
- Worked on how credit limits are checked while granting loans.
- Documentation required for categories of loans.
- Precautions regarding confidentiality of information as shared by banks personnel
on any ongoing projects.
M/s Ashish Khandelwal & Company, Jaipur
(A leading Chartered Accountant firm in Jaipur providing services in the fields of taxation,
auditing, consulting, client specific assignments etc.)

StatutoryAudits: -

Client Industry KeyAreasofExposure


Union Bank of India Banking - Checking of Potential NPA Accounts and Recoveries of
Sector Them
- Details for LFAR, Tax Audit u/s 44AB to Form them
- Checking of Window Dressing in Deposits and Advances
- Compliance of Laws and Regulations Applicable

ConcurrentAudit: -

Client Industry KeyAreasofExposure


Bankof India BankingSector - Surprise Physical Cash Verification with bank & ATM
- Checking of Credit Appraisal and Worthiness of Custom
- Checking of Loan and Advances, Deposit
- Report on Invoked bank Guarantee and Overdraft Accounts
- Report on Internal Control of bank
TAXATION
 Having Practical Knowledge of GST Registration, Return Filing, Composition
Forms of Existing Taxpayersand Fresh Taxpayers
 Conducted Tax Audit U/S 44AB Of Income Tax Act, 1961 Of Proprietorship Firms,
Partnership Firms, Private Limited Company and Preparation of
Form3CA,3CB,3CD,29B of Some Groups Exceeding Rs 10 Crores
 Preparation of Tax Computations & Filing of Income Tax Returns of
Individuals, Partnership Firms, HUF, Trust, Private Limited Company
 Preparation and Filling of TDS Periodic Returns
 Preparation and Filing of Form15CA And 15 CB Under Income Tax Act1961 for Foreign
Remittances
 Assisted Principal Employer in Appeals and Rectification Work of IncomeTax.
 Extensive Working knowledge in Microsoft Office, Tally, Taxation software like Genius, Computax
 Preparation of CMA Data for Finance and CC Limit Purpose for Various
Manufacturing Concerns.

Skills
 Analytical skills
 Able to work under pressure
 Researching and evaluating client’s creditworthiness
 Good written and verbal communication skills

Achievements
 Achieved highest marks in accountancy at Senior Secondary Examination in Govt
School Bhanpur Kalan Jaipur

Language
 English
 Hindi

Personal details
 Date of birth: 18/10/1997
 Nationality: Indian
 Marital status: unmarried

Reference
 Deepak Sharma – Bajaj Finance Ltd.
Sal-PL Area Credit Manager Pune Corporate office
7737364767

Rohit Sharma

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