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Bike Insurance

This document is a policy schedule for an Edelweiss Two Wheeler Long Term Package Insurance policy. It provides details of the policy such as the insured's name and address, vehicle details including make, model and IDV values, premium breakdown, coverage details, and policy terms and conditions. It summarizes the key policy details in a concise manner for the policyholder.

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Jack Son
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129 views2 pages

Bike Insurance

This document is a policy schedule for an Edelweiss Two Wheeler Long Term Package Insurance policy. It provides details of the policy such as the insured's name and address, vehicle details including make, model and IDV values, premium breakdown, coverage details, and policy terms and conditions. It summarizes the key policy details in a concise manner for the policyholder.

Uploaded by

Jack Son
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Edelweiss Two Wheeler Long Term Package Insurance - Policy Schedule


It won’t take long at all to go through your important policy details! Also, it would be great if you saved a soft copy to your
phone. Of course, you can always #TakeUsForGranted to go the distance for you, at full speed!
Intermediary Name: Policybazaar Insurance Brokers Private Limited (2210002222)
Intermediary Reference Code: NA Contact:1800-258-5970
Intermediary Sales Person's Name: NA
Intermediary Sales Person's Contact: NA POS UID Aadhaar No./PAN : NA

Policy Details
Policy Servicing Office : MUMBAI Policy No. 850057129
Period of Insurance OD Cover: From [00:00] of 16/11/2021 to [23:59] of 15/11/2024
Period of Insurance Liability Cover: From [00:00] of 16/11/2021 to [23:59] of 15/11/2024
Period of Insurance CPA Cover: NA
Insured’s Name: Mr. Matta Jackson Phinni Insured’s GST No.: NA
Insured’s Address: B217 BEML QUARTERS, KGF
Insured’s ID: NA Policy Issued On: 13/11/2021
Co-insurance Details: NA Geographical Area: India
Proposal/Cover Note No.: PB27741892638640002 Zone: B

It’s not just a pair of wheels!


Here are your vehicle’s important details. Please check if you’ve provided the correct ones?
Vehicle Details
Seating
Registration Year of Capacity
Engine No. Chassis No Make Model Variant CC
Mark Manufacture including
driver
CB KICK START DRUM BRAKE SPOKE WHEELS
KA08V4696 JC65ET0464704 ME4JC651JGT314072 HONDA 149 2016 2
SHINE (149 CC)
Insured’s Declared Value (IDV)
Non-electrical Electrical/Electronic Value of CNG
Year For the Vehicle For Side-car Total IDV
Accessories Accessories /LPG Kit
1st Year ₹32501.0 NA NA NA NA ₹32501.0
2nd Year ₹27301.0 NA NA NA NA ₹27301.0
3rd Year ₹23888.0 NA NA NA NA ₹23888.0

How have we worked out your premium?


‘Own Damage’, as the term suggests, covers harm or loss to your own vehicle. ‘Liability’ means the damage to someone else.

A. Own Damage B. Liability


Base Premium on Vehicle and Accessories Vehicle
₹221.00 Basic premium including premium for TPPD ₹2256.00
Accessories
For any other Discount deduct 50% for NCB ₹110.00 PA Cover for Owner Driver ₹0.00
TOTAL LIABILITY PREMIUM ₹2256.00
TOTAL OWN DAMAGE PREMIUM ₹111.00 Add:
PACKAGE PREMIUM (A+B) ₹2367.00 IGST/UTGST@18% ₹426.00
FINAL PREMIUM ₹2793.00
No Claim Bonus:₹ 110.00 Compulsory Deductible:₹ 100.00
Voluntary Deductible: ₹ 0.00 Additional Compulsory Deductible:₹ 0.00
P.A. Cover for Owner – Driver under section III (CSI) - ₹0.00

Edelweiss Two Wheeler Long Term Package Insurance | UIN : IRDAN159RP0012V01201819 1

Edelweiss General Insurance Company Limited, Corporate O ce: 5th Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai - 400070,
Registered O ce: Edelweiss House, O CST Road, Kalina, Mumbai -400 098, IRDAI Regn. No.: 159, CIN: U66000MH2016PLC273758, Reach us on: 1800 12000, Email:
support@edelweissinsurance.com, Website: www.edelweissinsurance.com, Issuing/Corporate O ce: +91 22 2286 4400, Grievance Redressal O cer: +91 22 4931
4422, Dedicated Toll-Free Number for Grievance: 1800 120 216216. Trade logo displayed above belongs to Edelweiss Financial Services Limited and is used by
Edelweiss General Insurance Company Limited under license.
We know you like a little extra!
So, here are the Add-Ons that you have chosen with your policy.
NA

Did you love someone else before we met?


It’s OK, we’ll deal with it. Here are the details of your last insurer.
Previous Insurer:IFFCO Tokio General Insurance Co. Ltd.
Previous Policy No.:MG875097 Expiry on:15/11/2021

Who’s your nominee?


It’s always good to have a Nominee, and you did the right thing by naming one. Given below are the details.

Name and Age of Nominee:T NAVYA and 35 Relationship with Insured: Wife
Name of Appointee (If Nominee is minor):NA
Relationship of Appointee with Nominee:NA

Red, orange or green?


What kind of loss/damage is covered, and what isn’t? As a thumb rule here are a few things you should remember.

● Calculation of Depreciation:
If the loss/damage to your vehicle is partial, here's how we calculate the depreciation (unless it’s covered in your Add-ons).
For Rubber/Nylon/Plastic parts, Tyres & Tubes, Batteries and Air Bags: 50%
For Fibre Glass parts: 30%
For everything made of glass: Nil
Depreciation for all other parts, including wooden ones, is up to a maximum of 50%, depending on how old the car is. If you need to have your car painted, depreciation
of 50% will apply only on the cost of materials. If you get one combined bill for painting, we'll consider 25% of the total bill amount as material cost, and apply
depreciation on it.
● Use of the vehicle:
The Policy covers the use of the vehicle for any purpose except Motor Trade, Hiring or Reward, Carrying Goods (other than samples or personal luggage), Organized
Racing, Pacemaking, Speed Testing, Reliability Trials etc.
● Who can ride?
The driver can be anybody including the insured, provided he/she holds an effective driving license at the time of the accident and is not disqualified from holding a
license. However, the driver must satisfy the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
● Loss/damage to others:
Section II-1 (i) of your policy, covers you for liability for an amount of 100000.00 /- in case of loss/damage to someone else’s property, or unlimited liability for
injury/death to other third parties in case you have an accident.

This is most important! Slow down here.


Although we’d love to cover your vehicle without exception, we can’t. Your policy covers loss to your vehicle only if all the terms are met. And any payment we make
because of terms appearing in this Schedule or to comply with the Motor Vehicles Act, 1988, is recoverable from you. You should definitely read the clause, ‘Avoidance
of certain terms and right of recovery’ in your Policy Wording.
Warranted that the Assured named herein/owner of the vehicle insured holds a valid Pollution Under Control (PUC) Certificate on the date of commencement of the
Policy and renews and maintains valid and effective PUC Certificate during the duration of the Policy period. If the PUC is not found valid on the date of loss, the
company shall repudiate any claim made under the Policy.
Subject to I.M.T. Endt. Nos. IMT 22, & Memorandum printed/attached here.
Hypothecated with NA
Date of duly signed proposal 13/11/2021
In Witness whereof this Policy has been signed at MUMBAI on 13/11/2021
Receipt No. 850057129 Date 13/11/2021
Consolidated Stamp duty Paid vide Letter of Authorisation No. CSD/30/2021/1648/21 dated 05-05-2021 at General Stamp Office, Mumbai.
Received premium payment of ₹2793.00 Vide instrument / reference number PB41792850 Dated 13/11/2021 against receipt number 850057129
It is certified that your Policy and this Schedule have been issued according to the provisions of Chapter X and Chapter XI of the Motor Vehicles Act, 1988.

Address of Issuing Office : Mumbai H.O. For Edelweiss General Insurance Company Limited
Date of Issue : 13/11/2021

Authorized Signatory
Tax is not payable under reverse charge by the recipient
GST Registration No. : 27AAECE2328J1ZO HSN/SAC Code : 9971 Description of Good or Service: General Insurance Services
Place of Supply State : Maharashtra Code : 27

Edelweiss Two Wheeler Long Term Package Insurance | UIN : IRDAN159RP0012V01201819 2

Edelweiss General Insurance Company Limited, Corporate O ce: 5th Floor, Tower 3, Kohinoor City Mall, Kohinoor City, Kirol Road, Kurla (West), Mumbai - 400070,
Registered O ce: Edelweiss House, O CST Road, Kalina, Mumbai -400 098, IRDAI Regn. No.: 159, CIN: U66000MH2016PLC273758, Reach us on: 1800 12000, Email:
support@edelweissinsurance.com, Website: www.edelweissinsurance.com, Issuing/Corporate O ce: +91 22 2286 4400, Grievance Redressal O cer: +91 22 4931
4422, Dedicated Toll-Free Number for Grievance: 1800 120 216216. Trade logo displayed above belongs to Edelweiss Financial Services Limited and is used by
Edelweiss General Insurance Company Limited under license.

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