FlexiPro

Maximise your returns

& stay protected with
flexible options

Life Insurance

Underwritten by Etiqa Life Insurance Berhad (Co. Reg. No.: 201701025113)

Many of us have set financial goals and investing
smart lets you diversify your risks. Managed by our
experienced fund managers, Etiqa’s FlexiPro plan
offers access to local & global funds to help you
maximise your potential returns and achieve your
long-term goal while staying protected with our Fast
& Easy offeringsa :

Access To A Variety Of Funds

B
A C Maximise your investments through a variety of
funds that suit you best. Take advantage of the
$ latest fund we’ve made available for your selection:
Premier Global Sustainable Equity Fund.

Guaranteed Approval
Guaranteed approval for applications with premiums
of up to RM1 mil. No medical examination is required.

Maximise Your Investment

Increase your wealth creation with a high allocation
rate of 95% of premiums to your fund.

$
Flexibility
$ Enjoy the flexibility to switch funds to increase
$ potential investment returns, at NO additional
charges.

Death and TPD Coverage

Receive cash payouts upon total & permanent
disability (TPD) and Death.

Note:
a
Offerings are subject to terms and conditions.

Eligibility
The plan is available for you or your spouse aged between 17
to 70 years old, and your children aged between 14 days to 16
years old.
 Single Premium Insured Amount Investment Allocation
Scenario 1 John, 40 years old
RM1mil RM1.25mil Stable Fund 50% & Balanced Fund 50%

Low Scenario (2% p.a.) High Scenario (5% p.a.)

Death & Death &
RM1,250,000 RM1,250,000 TPD Benefit TPD Benefit
RM2,610,665
RM1,250,000 RM1,250,000 RM3Mil RM1,863,840
RM1Mil RM1,330,657
Cash Values RM2Mil Cash Values
are calculated RM1,250,000 are calculated
based on a RM1Mil based on a

RM1,863,840
RM1,330,657
RM1,093,241

RM2,610,665
Low Scenario High Scenario

RM1,172,768
RM1,019,107

RM982,557
RM956,694

RM500K of Returns of Returns

which are which are
invested until invested until
maturity. maturity.

Total value of units (end of year) Total value of units (end of year)
Policy Policy Policy Policy Policy Policy Policy Policy Policy Policy
year 1 year 10 year 20 year 30 year 60 year 1 year 10 year 20 year 30 year 60
41 years 50 years 60 years 70 years 100 years 41 years 50 years 60 years 70 years 100 years
old old old old old old old old old old

Single Premium Insured Amount Investment Allocation

Scenario 2 John, 40 years old
RM1mil RM1.25mil Premier Global Sustainable Equity Fund 100%

Low Scenario (2% p.a.) High Scenario (5% p.a.)

Death & Death &
RM1,250,000 RM1,250,000 TPD Benefit TPD Benefit
RM2,709,533
RM1,250,000 RM1,250,000 RM3Mil RM1,910,605
RM1Mil RM1,347,247
Cash Values RM2Mil Cash Values
are calculated RM1,250,000 are calculated
based on a RM1Mil based on a

RM1,910,605

RM2,709,533
Low Scenario RM1,347,247 High Scenario
RM1,120,671
RM1,031,813

RM1,217,181

RM983,775
RM957,880

RM500K of Returns of Returns

which are which are
invested until invested until
maturity. maturity.

Total value of units (end of year) Total value of units (end of year)
Policy Policy Policy Policy Policy Policy Policy Policy Policy Policy
year 1 year 10 year 20 year 30 year 60 year 1 year 10 year 20 year 30 year 60
41 years 50 years 60 years 70 years 100 years 41 years 50 years 60 years 70 years 100 years
old old old old old old old old old old

Note:
1. Two rates of returns have been chosen, 2% p.a. (Low Scenario) and 5% p.a. (High Scenario), to show the impact of different investment returns on the account value.
2. The actual return rates may be higher or lower than the chosen rates, or even be negative, i.e. rise or fall each year based on the performance of the assets of the
fund(s) invested in.
3. The projected investment returns shown above are for illustrative purposes only and are not guaranteed. Please refer to the sales illustrations for more details.
4. For more information on the funds, please refer to the Fund Fact Sheets at www.etiqa.com.my.
This is an insurance product that is tied to the performance of underlying assets and is not a pure investment product such as unit trust.
 Tan Elynn 016-218 0628
Registered ELIB agent (1EI07421)

Etiqa Life Insurance Berhad (201701025113)

(Licensed under Financial Services Act 2013 and
regulated by Bank Negara Malaysia)
Dataran Maybank, No. 1, Jalan Maarof,
59000 Kuala Lumpur, Malaysia.

T +603 2297 3888

F +603 2297 3800
E info@etiqa.com.my

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