International Spending Limits
for CIB Credit Cards
Traveling abroad? Here's how to activate your credit card's international purchase limit by following any
of the below instructions:
• Send an email to: International.cardtravel@cibeg.com with your National ID number (for Egyptians) or Passport
number (for Foreigners) the last 4 digits of your credit card that you wish to use while traveling abroad
• Contact your relationship manager
• Visit your nearest CIB Branch or contact the call center
• To ensure that your request is implemented in a timely manner, please inform the bank within 3 to 7 days prior to
your travel date
• You are obligated to visit your nearest branch within 90 days from activating your credit cards’ international
purchase limit to submit the following required documents:
- Your National ID number (for Egyptians) or Passport number (for Foreigners)
- Last 4 digits of your activated credit card international limit
- Registered mobile number
- Copy of passport
- Copy of departure date stamp from Egypt on your passport during the limit activation period (30 days)
- Copy of arrival date stamp to Egypt on your passport during the limit activation period (30 days)
Important notes:
• Your residency permits or foreign passports will no longer be accepted as travel document proof
• The activated international spending limit should only be used aboard and during your travel dates only
• Your approved international purchase limit will be valid for 30 days from the date of your request
• If you do not notify the bank that you are traveling abroad through any of the above mentioned channels, your
monthly credit card international purchase limit will remain the same as shown in the below table "Credit Cards
International Spending Limits (Inside Egypt)" based on your segment type
• If you hold more than one CIB credit card, your monthly international purchase limit inside Egypt will be based on your
segment type and combined across all your credit cards as shown in the below table "Credit Cards International
Spending Limits (Inside Egypt)"
• If obligations are not met, bank is required to:
- Stop your credit cards
- Report back to the Egyptian Credit Bureau I-Score to be placed in the negative list
- Include you in list of customers prohibited from issuing credit cards or benefiting from banking services in the future
- Informing the concerned authorities to take the necessary actions
• CIB reserves the right to take an appropriate action in case of any misuse of the credit card in foreign currency
Credit Cards International Spending Limits (Outside Egypt)
Your monthly international spending limit for your credit card is determined by your segment type,
not by the type of your credit card
Business
Prime Plus Wealth Private Corporate
Segment Type Banking
Segment Segment Segment Segment Segment
Segment
Monthly International EGP EGP EGP EGP EGP EGP
Cash Withdrawal Limit 3,500 5,000 8,000 10,500 4,000 4,000
Monthly International EGP EGP EGP EGP EGP EGP
Purchase Limit 75,000 125,000 175,000 200,000 125,000 175,000
Credit Cards International Spending Limits (Inside Egypt)
Your monthly international spending limit for your credit card is determined by your segment type,
not by the type of your credit card
Business
Prime Plus Wealth Private Corporate
Segment Type Banking
Segment Segment Segment Segment Segment
Segment
Monthly International EGP EGP EGP EGP EGP EGP
Purchase Limit 50,000 50,000 50,000 50,000 50,000 50,000
• International spend on debit cards linked to local currency accounts has been stopped
• Cash withdrawal fees from International ATMs is 10% min. 20 EGP
• Foreign exchange markup fees are 10% for all cards except for World Elite Credit Card is 6%
• Effective December 21st, 2023, any newly issued credit card will be restricted from international transactions for the
first six months from the issuance date
• For customers living abroad, kindly note that proof of residency abroad is not accepted as a travel document and
customers must submit a copy of their departure date and arrival date to Egypt stamps during the 30 days activation
period
• CIB Overseas customers will be subject to the same limits applicable to their respective segment
• If you hold a CIB credit card but do not have an account, your monthly international spending limit will be equivalent to
the Prime segment limit listed in the table
In case of purchases in foreign currency, the transaction's value is deducted according to the foreign exchange rate on
the transaction's settlement date, which is determined by the merchant or the acquirer bank, and not the execution
date. Therefore, please ensure that there is sufficient balance in the account or card on the transaction's settlement
date.
A note on the international spending limits for credit cards (purchases or retail transactions):
The foreign currency usage maximum limit within 30 days is the monthly international purchase limit set in the above
table. Please note that the 30-day count will start with the first transaction in foreign currency on a rolling basis.
Example: If the monthly international purchase limit of the credit card is EGP 40,000 and you use the equivalent of EGP
20,000 in foreign currency on the first day of the month, EGP 15,000 on the 15th, and the equivalent of EGP 5,000 in
foreign currency on the 20" day, then you will start the following month with a usage limit equivalent to EGP 20,000 in
foreign currency, increasing to EGP 35,000 on the 15th day and EGP 40,000 on the 20th day.
12th March, 2024
Notes on international spending at specific merchant categories:
• International spending at certain merchant categories will be restricted or limited on credit and debit cards
• International purchase of jewelry is restricted
Terms and conditions apply.
