evsjv‡`k e¨vsK

(†m›Uªvj e¨vsK Ae evsjv‡`k)

cÖavb Kvh©vjq Avw_©K cÖwZôvb I evRvi wefvM
gwZwSj, XvKv-1000
evsjv‡`k|
Website: www.bb.org.bd
11 ‰PÎ 1430
wWGdAvBGg mvK©yjvi bs-03 ZvwiL:
25 gvP© 2024
‡Pqvig¨vb, cwiPvjK cl©` I
e¨e¯’vcbv cwiPvjK/cÖavb wbe©vnx Kg©KZ©v
evsjv‡`‡k Kvh©iZ mKj dvBb¨vÝ †Kv¤úvwb|

wcÖq g‡nv`q,
dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v c‡`
wb‡qvM/wbhyw³ Ges Zvui `vq-`vwqZ¡ m¤úwK©Z bxwZgvjv cÖm‡½|

dvBb¨vÝ †Kv¤úvwbmg~‡n mykvmb wbwðZ Kivi j‡ÿ¨ GKRb Dchy³, ‡ckvMZfv‡e `¶ I AwfÁ e¨e¯’vcbv
cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v wb‡qvM nIqv Avek¨K| GZ`&†cÖwÿ‡Z, dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi
15(8), 18 I 19 aviv Ges mswkøó Ab¨vb¨ avivi weavbvejx Abymi‡Y dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv cwiPvjK ev
cÖavb wbe©vnx Kg©KZ©v Gi wb‡qvM Ges Zvui `vq-`vwqZ¡, KZ©e¨ I ÿgZv wel‡q G bxwZgvjv Rvwi Kiv n‡jv|
2| e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v wb‡qvM ev cybtwb‡qv‡Mi Rb¨ †hvM¨Zv I Dchy³Zv:
e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v c‡` wb‡qvM ev cybtwb‡qv‡Mi †ÿ‡Î mswkøó e¨w³i wb¤œewY©Z
‡hvM¨Zv, `ÿZv I Dchy³Zv _vK‡Z n‡e:
(K) Dchy³Zv:
(1) wZwb †Kv‡bv †dŠR`vix Av`vjZ KZ…©K `wÐZ bb wKsev Rvj-RvwjqvwZ, Avw_©K Aciva ev Ab¨wea A‰ea
Kg©Kv‡Ûi mv‡_ RwoZ wQ‡jb bv ev RwoZ bb;
(2) Zvui m¤ú‡K© †Kv‡bv ‡`Iqvbx ev ‡dŠR`vix gvgjvq Av`vj‡Zi iv‡q †Kv‡bv weiƒc ch©‡eÿY ev gšÍe¨ †bB;
(3) wZwb †Kv‡bv wbqš¿YKvix KZ…©c‡¶i wewagvjv, cÖweavb ev wbqgvPvi j•Nb K‡ibwb;
(4) wZwb Ggb †Kv‡bv †Kv¤úvbx ev cÖwZôv‡bi gvwjKvbvi mv‡_ hy³ wQ‡jb bv hvi wbeÜb A_ev jvB‡mÝ
evwZj Kiv n‡q‡Q A_ev ‡Kv¤úvbx ev cÖwZôvbwU AemvwqZ n‡q‡Q;
(5) wZwb Ggb †Kv‡bv †Kv¤úvbx ev cÖwZôv‡bi Kg©KZ©v wn‡m‡e hy³ wQ‡jb bv hvi wbeÜb A_ev jvB‡mÝ Zvui
mivmwi ev c‡ivÿ AcivaRwbZ Kvi‡Y evwZj Kiv n‡q‡Q;
(6) wZwb A_© AvZ¥mvr, `yb©xwZ, Rvj-RvwjqvwZ I ‰bwZK öjbRwbZ Kvi‡Y †Kv‡bv †Kv¤úvbx ev cÖwZôv‡bi
†Pqvig¨vb ev cwiPvjK ev Kg©KZ©v ev Kg©Pvix _vKvKvjxb ¯^xq c` n‡Z AcmviY/eiLv¯Í/AebwgZ nbwb
ev Ae¨vnwZ cÖvß nbwb;

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 (7) †Kv‡bv dvBb¨vÝ †Kv¤úvwb ev †Kv‡bv e¨vsK-‡Kv¤úvbxi cÖavb wbe©vnx ev ‡Pqvig¨vb ev cwiPvjK ev Kg©KZ©v
ev Ab¨ †Kv‡bv c‡` Avmxb _vKv Ae¯’vq Zvu‡K ¯^xq c` n‡Z AcmviY ev eiLv¯Í ev AebwgZ Kiv nqwb
ev Ae¨vnwZ †`qv nqwb;
(8) evsjv‡`k e¨vs‡Ki AdmvBU ev AbmvBU cwi`k©‡b Zvui weiæ‡× †Kv‡bv weiƒc ch©‡eÿY †bB|
(L) Avw_©K ¯^”QZv/mZZv:
(1) wZwb †Kv‡bv dvBb¨vÝ †Kv¤úvwb ev e¨vsK †Kv¤úvbx n‡Z M„nxZ F‡Yi Rb¨ †Ljvcx bb;
(2) wZwb cvIbv`v‡ii cÖvc¨ cwi‡kva eÜ K‡ibwb wKsev cvIbv`v‡ii mv‡_ Avcm idvi gva¨‡g cvIbv Av`vq
n‡Z Ae¨vnwZ jvf K‡ibwb;
(3) wZwb Ki †Ljvcx bb;
(4) wZwb †Kv‡bv mgq Av`vjZ KZ©„K †`Dwjqv †NvwlZ nbwb;
(5) wZwb †Kv‡bv dvBb¨vÝ †Kv¤úvwb ev e¨vsK †Kv¤úvbx‡Z ¯^xq †ckvq `vwqZ¡ cvjbKv‡j †Kv‡bviƒc Avw_©K
Awbq‡g RwoZ wQ‡jb bv|
(M) wkÿvMZ †hvM¨Zv I AwfÁZv:
(1) wZwb †Kv‡bv ¯^xK…Z wek¦we`¨vjq n‡Z b~¨bZg mœvZ‡KvËi wWMÖxavix n‡eb| A_©bxwZ, wnmveweÁvb,
dvBb¨vÝ, e¨vswKs, e¨e¯’vcbv wKsev e¨emvq cÖkvmb wel‡q D”PZi cÖvwZôvwbK ev †ckvMZ wk¶v mswkøó
e¨w³i AwZwi³ †hvM¨Zv wn‡m‡e we‡ewPZ n‡e;
(2) Zvui wkÿvRxe‡bi ‡Kv‡bv ch©v‡q Z…Zxq wefvM ev †kÖwY _vK‡Z cvi‡e bv| †MÖwWs c×wZ‡Z cÖKvwkZ
djvd‡ji ‡ÿ‡Î GmGmwm ev mggvb I GBPGmwm ev mggvb cixÿvi †ÿ‡Î wRwcG 3.00 Gi Kg Ges
Aby‡gvw`Z wek¦we`¨vjq KZ©„K cÖ`Ë wmwRwcG Gi ‡ÿ‡Î 4.00 c‡q›U †¯‹‡j 2.50 Gi Kg I 5.00
c‡q›U †¯‹‡j 3.00 Gi Kg n‡j Zv MÖnY‡hvM¨ n‡e bv| we‡`k ‡_‡K wWMÖx AR©‡bi †ÿ‡Î cªKvwkZ
djvdj (‡kÖwY/wefvM/wRwcG) Gi mgZzj¨Zv hvPvB h_vh_ KZ©„cÿ KZ©„K Aby‡gvw`Z n‡Z n‡e;
(3) cÖ¯ÍvweZ c‡`i Ae¨ewnZ c~e©eZ©x c`¸‡jv‡Z mswkøó cÖv_©xi Dci Awc©Z Kvh© m¤úv`‡bi cÖgvY I mybvg
_vK‡Z n‡e;
(4) cÖavb wbe©vnx Kg©KZ©v c‡` wb‡qv‡Mi †¶‡Î mswkøó e¨w³i dvBb¨vÝ †Kv¤úvwb ev e¨vswKs †ckvq mwµq
Kg©KZ©v wn‡m‡e Kgc‡¶ 20(wek) eQ‡ii AwfÁZvmn cÖavb wbe©vnx Kg©KZ©vi Ae¨ewnZ c~e©eZx© c‡`
Kgc‡¶ 2(`yB) eQ‡ii AwfÁZv _vK‡Z n‡e;
(5) FY/wewb‡qvM w¯’wZi cwigvY 1,000(GK nvRvi) †KvwU UvKvi D‡aŸ© bq Ggb dvBb¨vÝ †Kv¤úvwbi †ÿ‡Î
Dc‡iv³ (4)bs µwg‡Ki AwfÁZvm¤úbœ e¨w³ ev ivóªxq gvwjKvbvaxb evwYwR¨K e¨vs‡Ki
gnve¨e¯’vcK/Z`~aŸ© c`gh©v`vi Kg©KZ©v ev †emiKvix evwYwR¨K e¨vs‡Ki wmwbqi Gw·wKDwUf fvBm
†cÖwm‡W›U (GmBwfwc)/mgZzj¨ A_ev Z`~aŸ© c`gh©v`vi †Kvb Kg©KZ©v hvi kvLv e¨e¯’vcK wn‡m‡e
Kgc‡ÿ 5(cuvP) eQ‡ii AwfÁZvmn e¨vswKs †ckvq mwµq Kg©KZ©v wn‡m‡e Kgc‡ÿ 20(wek) eQ‡ii
AwfÁZv i‡q‡Q;
(6) mswkøó cÖv_©xi †bZ„Z¡ cÖ`v‡bi ¸Yvejx _vK‡Z n‡e|

c„ôv/2
(N) ¯^v_©mswkøóZv I e¨emvq ev ‡ckvMZ hy³Zv:
(1) wZwb †Kv‡bv dvBb¨vÝ †Kv¤úvwb ev e¨vsK-†Kv¤úvbx ev exgv †Kv¤úvbx A_ev D³iƒc ‡Kv¤úvbxmg~‡ni
wbqwš¿Z †Kv‡bv cÖwZôv‡bi cwiPvjK _vK‡Z cvi‡eb bv ev D³ cÖwZôvbmg~‡ni †Kv‡bv jvfRbK c‡`
wbhy³ _vK‡Z cvi‡eb bv;
(2) wZwb Ab¨ †Kv‡bv e¨emv‡q ev †ckvq wb‡qvwRZ _vK‡Z cvi‡eb bv;
(3) mswkøó dvBb¨vÝ †Kv¤úvwb‡Z Zvui †Kv‡bv e¨emvwqK ¯^v_© RwoZ _vK‡Z cvi‡e bv;
(4) dvBb¨vÝ †Kv¤úvwbi †Kv‡bv cwiPvj‡Ki gvwjKvbvaxb ev ¯^v_© mswkøó ev wbqš¿Yvaxb cÖwZôv‡bi mv‡_ Zvui
†Kv‡bv mswkøóZv _vK‡Z cvi‡e bv;
(5) mswkøó dvBb¨vÝ †Kv¤úvwbi cwiPvjK cl©‡` Zvui cwiev‡ii †Kv‡bv m`m¨ AšÍf©y³ _vK‡Z cvi‡eb bv;
3| eqm mxgv: ‡Kv‡bv e¨w³i eqm 65(cuqlwÆ) eQi AwZµvšÍ n‡j wZwb †Kv‡bv dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv
cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v c‡` AwawôZ _vK‡Z cvi‡eb bv| cÖavb wbe©vnx Kg©KZ©v c‡` bZzb wb‡qv‡Mi
†ÿ‡Î Av‡e`‡bi m‡e©v”P eqmmxgv n‡e 62(evlwÆ) eQi|
4| c‡`i bvgKiY: dvBb¨vÝ †Kv¤úvwbi kxl© Kg©KZ©vi c`bvg Òe¨e¯’vcbv cwiPvjKÓ ev ÒcÖavb wbe©vnx Kg©KZ©vÓ
wn‡m‡e AwfwnZ n‡e|
5| wb‡qvM/wbhyw³i †gqv`: cÖavb wbe©vnx Kg©KZ©vi wb‡qv‡Mi †gqv` n‡e mvaviYfv‡e 3(wZb) eQi, Z‡e wZwb
cybtwb‡qv‡Mi ‡hvM¨ n‡eb| cybtwb‡qv‡Mi †ÿ‡Î cÖv_©xi eqm hw` 65 eQi AwZµvšÍ n‡Z 3(wZb) eQ‡ii Kg
wKš‘ Ab~¨b 1(GK) eQi mgq _v‡K Z‡e ‡m‡ÿ‡Î D³ mg‡qi Rb¨I Zuv‡K wb‡qvM ‡`qv hv‡e| Z‡e ‡h
†gqv‡`i Rb¨B cÖ¯Íve Kiv ‡nvK bv †Kb evsjv‡`k e¨vsK KZ©„K cÖv_©xi mvÿvrKvi MÖn‡Yi ci Zvui Dchy³Zv
cixÿv‡šÍ †h †gqv‡`i Rb¨ wb‡qvM mycvwik Kiv n‡e ‡m †gqv‡`i Rb¨ Zvu‡K dvBb¨vÝ †Kv¤úvwb wb‡qvM cÖ`vb
Ki‡e|
6| wbe©vPb I g~j¨vqb cÖwµqv:
(1) cÖavb wbe©vnx Kg©KZ©v c‡` †hvM¨ e¨w³M‡Yi cÖwZØw›ØZv wbwðZKi‡Yi j‡ÿ¨ mswkøó dvBb¨vÝ †Kv¤úvwb
KZ…©K eûj cÖPvwiZ Kgc‡ÿ 2(`yB) wU evsjv I 2(`yB) wU Bs‡iwR cwÎKv Ges cÖwZôv‡bi I‡qemvB‡U
wb‡qvM weÁwß cÖKv‡ki gva¨‡g GKRb ¯^”Q B‡g‡Ri †hvM¨ e¨w³‡K wb‡qv‡Mi Rb¨ D‡`¨vM MÖnY Ki‡Z
n‡e;
(2) cÖavb wbe©vnx c‡`i Rb¨ cÖvß Av‡e`bmg~n †_‡K †hvM¨Zg cÖv_©x‡K wb‡qvM cÖ`v‡bi j‡ÿ¨ ¯^”QZvi mv‡_
Av‡e`bcÎ g~j¨vq‡bi Rb¨ cÖwZôv‡bi cwiPvjK cl©‡`i Aby‡gvw`Z GKwU wb‡qvM KwgwU Ges g~j¨vqb
cÖwµqv _vK‡Z n‡e|
7| wbhyw³ ev cybtwbhyw³i Kg©m¤úv`b m~PK/wb‡`©kK: cÖavb wbe©vnx Kg©KZ©vi wbhyw³ ev cybtwbhyw³i mgq dvBb¨vÝ
†Kv¤úvwbi ‡Ljvcx F‡Yi cwigvY n«vm Ges Ae‡jvcbK…Z (Written off) FY Av`v‡qi mywbw`©ó jÿ¨gvÎv hy³
Ki‡Z n‡e, Ges mg‡q mg‡q Gi AMÖMwZ Z`viwK Ki‡Z n‡e| GKBmv‡_ D³ c‡` wbhy³ e¨w³i
Kg©g~j¨vq‡bi j‡ÿ¨ 3(wZb) eQ‡ii Rb¨ ev Zvui wbhyw³ ev cybtwbhyw³i †gqv‡` mywbw`©ó Avw_©K I e¨e¯’vcbvMZ
DbœwZ weav‡bi Z_v Ab¨vb¨ Kg©m¤úv`b m~PK/wb‡`©kK (Performance indicators) hy³ Ki‡Z n‡e|
GZبZxZ, AvgvbZKvix‡`i ¯^v‡_© ev dvBb¨vÝ †Kv¤úvwbi ev Rb¯^v‡_© evsjv‡`k e¨vsK KZ©„K mgq mgq †h

c„ôv/3
 mKj we‡kl `vwqZ¡ ev jÿ¨gvÎv wba©viY K‡i ‡`qv n‡e ZvI wbhyw³/cybtwbhyw³i †ÿ‡Î Kg©m¤úv`b
m~PK/wb‡`©kK wn‡m‡e hy³ Ki‡Z n‡e|
8| †eZb-fvZv I Ab¨vb¨ myweavw` wba©viY:
cÖavb wbe©vnx Kg©KZ©vi †eZb-fvZvw` wba©viY I GZ`&m¤úwK©Z cÖ¯Íve evsjv‡`k e¨vs‡K `vwL‡ji †¶‡Î wb‡¤œv³
wb‡`©kbv AbymiYxq n‡e:
(1) dvBb¨vÝ †Kv¤úvwbi AvKvi ev Kg©Kv‡Ûi e¨vcKZv, Avw_©K Ae¯’v, e¨emvi cwigvY I DcvR©b ¶gZvi
mvaviY cÖeYZv (Trend);
(2) dvBb¨vÝ †Kv¤úvwbi e¨emv †K›`ª, kvLv ev ey‡_i msL¨v;
(3) mswkøó e¨w³i †hvM¨Zv I AZxZ Kg© mdjZv, eqm I AwfÁZv;
(4) dvBb¨vÝ †Kv¤úvwb‡Z wbhy³ cÖavb wbe©vnxi Ae¨ewnZ c~e©eZ©x c‡`i Ab¨vb¨ Kg©KZ©v ev mgch©v‡qi Ab¨
dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx Kg©KZ©vMY‡K cÖ`Ë †eZb-fvZvw`i cwigvY;
(5) Òg~j ‡eZbÓ I Òevwo fvovÓ eve` cÖZ¨¶ †eZb I fvZv Ges Ab¨vb¨ fvZv (hw` _v‡K) †hvM K‡i †gvU
†eZb-fvZvw` wbiƒcY Ki‡Z n‡e| cÖavb wbe©vnxi Rb¨ cÖ¯ÍvweZ †eZb-fvZvw` cwiwkó-ÔMÕ G ewY©Z
dig¨vU Abyhvqx `vwLj Ki‡Z n‡e;
(6) Ab¨vb¨ Lv‡Z DwjøwLZ fvZv †hgb - BDwUwjwU wej, cÖavb wbe©vnx Kg©KZ©vi wb‡Ri wPwKrmv LiP, BÝy¨‡iÝ
wcÖwgqvg cÖK…Z e¨‡qi wfwˇZ wba©vwiZ n‡e Ges Gi mywbw`©ó cwigvY/mxgv _vK‡e| GQvov cÖ‡`q Ab¨vb¨
myweavw`i (†hgb- Mvox, R¡vjvwb, PvjK, BZ¨vw`) m‡e©v”P mxgvmn mKj myweavw` A_©g~‡j¨ wbiƒcYc~e©K
me©‡gvU gvwmK †eZb-fvZvw` cwiwkó-ÔMÕ G wee„Z _vK‡e;
(7) Drme fvZv n‡e m‡e©v”P `yBwU, cÖwZwU GK gv‡mi g~j †eZ‡bi AwaK n‡e bv;
(8) jxf-†dqvi A¨vwm‡÷Ý GK gv‡mi g~j †eZ‡bi AwaK n‡e bv;
(9) cÖavb wbe©vnxi wb‡qvMc‡Î DwjøwLZ PvKzwii †gqv`Kv‡j †eZb-fvZvw`i †Kv‡bv kZ© cwieZ©b Kiv hv‡e bv
g‡g© kZ© Av‡ivc Ki‡Z n‡e| cybtwbhyw³i ‡ÿ‡Î Kg©-DrKl©Zv we‡ePbvq †eZb-fvZvw`i cybtwba©vi‡Yi
cÖ¯Íve Kiv hv‡e;
(10) cÖavb wbe©vnx Kg©KZ©v Ab¨ †Kv‡bv c‡iv¶ myweav †hgb - dvBb¨vÝ †Kv¤úvwbi gybvdvi wecix‡Z ‡Kv‡bv
jf¨vsk, Kwgkb, K¬v‡ei Rb¨ ‡Kv‡bv Pvu`v ev LiP, we‡`‡k wPwKrmv LiP ev evrmwiK ‡gwW‡Kj †PK-
Avc eve` LiP, we‡`‡k cwiev‡ii m`m¨‡`i wPwKrmv LiP, e¨w³MZ åg‡Yi †ÿ‡Î wb‡Ri ev cwiev‡ii
m`m¨‡`i we‡`k ågY fvZv cÖvc¨ n‡eb bv| Z‡e, Zvui wb‡Ri Rb¨ we‡`‡k (Gwkqvi †h‡Kv‡bv †`‡k)
wPwKrmv MÖn‡Yi †ÿ‡Î †`‡ki wPwKrmv h‡_ó bq g‡g© we‡klÁ wPwKrm‡Ki cÖZ¨q‡bi wfwˇZ wZwb
we‡`‡k wPwKrmv myweav MÖnY Ki‡Z cvi‡eb;
(11) Pzw³wfwËK wbhyw³ weavq Pzw³i †gqv`Kv‡j cÖavb wbe©vnx Kg©KZ©v evwl©K †eZb e„w× ev Bbwµ‡g›U,
cÖwf‡W›U dvÛ, MÖ¨vPzBwU myweav, beel© fvZv, QzwU bM`vqb, mycviA¨vby‡qkb dvÛ, †e‡bv‡fv‡j›U dvÛ
myweav cÖvc¨ n‡eb bv;
(12) cÖavb wbe©vnx Kg©KZ©vi †eZb-fvZvw`i wecix‡Z dvBb¨vÝ †Kv¤úvwb †Kv‡bv AvqKi cÖ`vb Ki‡e bv A_v©r
wb‡qvMK…Z e¨w³‡K wbR Drm n‡Z AvqKi cÖ`vb Ki‡Z n‡e;
(13) wb‡qv‡Mi cÖ¯Ív‡e cÖavb wbe©vnx Kg©KZ©v KZ©„K cÖvc¨ evwl©K QzwUi cwigvY (QzwUi aibmn) ¯úófv‡e D‡jøL
Ki‡Z n‡e;

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 (14) Aby‡”Q` 8(5) I 8(6) G DwjøwLZ †eZb-fvZvw`mn AÎ mvK©yjv‡i ewY©Z Ab¨vb¨ Aby‡”Q‡` DwjøwLZ
myweavw` Qvov cÖavb wbe©vnx Kg©KZ©v Ab¨ †Kv‡bv cÖZ¨¶ ev c‡iv¶ myweav cÖvc¨ n‡eb bv| G‡ÿ‡Î Zvui
cÖvc¨ mKj myweavw` Pzw³c‡Î mywbw`©óK…Z I ¯úófv‡e D‡jøL _vK‡Z n‡e;
(15) Am½wZc~Y© gvÎvwZwi³ ‡eZb-fvZvw`i cÖ¯Íve evsjv‡`k e¨vs‡Ki wbKU we‡ePbv‡hvM¨ n‡e bv|
9| Drmvn †evbvm: dvBb¨vÝ †Kv¤úvwbi mvaviY Kg©KZ©v/Kg©Pvix‡`i AbyK~‡j Drmvn †evbvm cÖ`vb mv‡c‡ÿ
dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx Kg©KZ©v Drmvn †evbvm cÖvc¨ n‡eb| Z‡e kZ© _v‡K †h, cÖavb wbe©vnx
Kg©KZ©vi AbyK~‡j cÖ‡`q Giƒc Drmvn †evbvm eQ‡i 10(`k) j¶ UvKvi †ekx n‡e bv| AviI kZ© _v‡K †h,
dvBb¨vÝ †Kv¤úvwbi Ab¨ †Kv‡bv Kg©KZ©v cÖavb wbe©vnx Kg©KZ©vi Rb¨ wba©vwiZ mxgvi AwaK Drmvn †evbvm
cÖvc¨ n‡eb bv|
10| cl©` mfvq Dcw¯’wZi Rb¨ m¤§vbx cÖ`vb: cÖavb wbe©vnx Kg©KZ©v dvBb¨vÝ †Kv¤úvwbi †eZbfz³ Kg©KZ©v weavq
cl©` ev cl©` KZ©„K MwVZ KwgwUi mfvq Dcw¯’wZi Rb¨ †Kv‡bv m¤§vbx cªvc¨ n‡eb bv|
11| cÖavb wbe©vnx c‡` wb‡qv‡Mi c~‡e© g‡bvbxZ e¨w³i mvÿvrKvi MÖnY Ges evsjv‡`k e¨vs‡Ki c~ e©vby‡gv`b MÖnY:
(1) dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi aviv 18 Gi Dc-aviv (1) Gi weavb Abyhvqx dvBb¨vÝ †Kv¤úvwbi
e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v wbhyw³ ev cybtwbhyw³i c~‡e© evsjv‡`k e¨vs‡Ki wjwLZ
c~e©vby‡gv`b MÖnY Ki‡Z n‡e;
(2) wbhyw³ ev cybtwbhyw³i Ab~¨b 2(`yB) gvm c~‡e© cÖ‡qvRbxq bw_ I Z_¨vejxmn evsjv‡`k e¨vs‡Ki wbKU
wb‡qvM cÖ¯Íve `vwLj Ki‡Z n‡e;
(3) mykvmb wbwðZKiY Ges AvgvbZKvixM‡Yi ¯^v_© iÿv‡_© dvBb¨vÝ †Kv¤úvwb KZ©„K g‡bvbxZ
e¨w³/e¨w³M‡Yi †hvM¨Zv I Dchy³Zv hvPvB‡qi j‡ÿ¨ evsjv‡`k e¨vsK KZ©„K GZ`y‡Ï‡k¨ evsjv‡`k
e¨vs‡Ki `vwqZ¡cÖvß †WcywU Mfb©i Gi †bZ…‡Z¡ MwVZ KwgwU‡Z g‡bvbxZ e¨w³i mvÿvrKvi MÖn‡Yi gva¨‡g
KwgwUi BwZevPK mycvwi‡ki wfwˇZ evsjv‡`k e¨vsK Zvui wbhyw³ ev cybtwbhyw³i Aby‡gv`b cÖ`vb Ki‡e|
G j‡ÿ¨ evsjv‡`k e¨vsK KZ©„K wba©vwiZ ZvwiL, mgq I ¯’v‡b Zvu‡K mswkøó I cÖ‡qvRbxq KvMRcÎmn
e¨w³MZfv‡e Dcw¯’Z n‡Z n‡e| G‡ÿ‡Î g‡bvbxZ e¨w³i †hvM¨Zv, Dchy³Zv, `vwq‡Z¡i cÖwZ A½xKvi,
AwfÁZv I †bZ„‡Z¡i ¸Yvejxi welq KwgwUi wbKU BwZevPK I MÖnY‡hvM¨ g‡g© we‡ewPZ bv n‡j wb‡qv‡Mi
Aby‡gv`b bv †`qvi KviY wjwce× K‡i c‡Îi gva¨‡g evsjv‡`k e¨vsK KZ©„K mswkøó dvBb¨vÝ †Kv¤úvwbi
†Pqvig¨vb‡K AewnZ Kiv n‡e;
(4) e¨e¯’vcbv cwiPvjK wbhyw³ ev cybtwbhyw³i Rb¨ `vwLjK…Z cÖ¯Ív‡ei mv‡_ wb‡¤œv³ KvMRcÎvw` I Z_¨vejx
mshy³ Ki‡Z n‡e:
(1) cwiPvjK cl©‡`i †Pqvig¨vb KZ…©K ¯^vÿwiZ cÖ¯Íve;
(2) mswkøó e¨w³i RvZxq cwiPqc‡Îi (NID) Kwc, Qwe I †hvMv‡hv‡Mi eZ©gvb I ¯’vqx wVKvbv, c~e©
AwfÁZvi weeiYmn c~Y© Rxebe„ËvšÍ;
(3) Lmov wb‡qvM Pzw³i mZ¨vwqZ Kwc (kZ©vejx, Aby‡”Q` 8 I 9 G ewY©Z wb‡`©kbv Abymv‡i cÖ‡`q
cÖZ¨¶ I c‡iv¶ †eZb-fvZvw` I Ab¨vb¨ myweavw`i D‡jøLmn);
(4) cwiPvjK cl©‡`i wb‡qvM msµvšÍ Aby‡gv`‡bi mZ¨vwqZ Kwc;
(5) dvBb¨vÝ †Kv¤úvwb KZ©„K mywbw`©óK…Z Avw_©K I e¨e¯’vcbvMZ DbœwZ weav‡bi kZ© vw` Z_v Kg©m¤úv`b
m~PK/wb‡`©kK (Performance indicators) Gi weeiY;

c„ôv/5
 (6) g‡bvbxZ e¨w³i †NvlYvcÎ (cwiwkó -ÔKÕ);
(7) g‡bvbxZ e¨w³i ‡MvcbxqZv iÿvi †NvlYvcÎ (cwiwkó -ÔL)Õ;
(8) g‡bvbxZ e¨w³i wkÿvMZ †hvM¨Zvi mb`c‡Îi mZ¨vwqZ Kwc;
(9) g‡bvbxZ e¨w³ KZ©„K cÖvß me©‡kl †eZb-fvZv ev cybtwbhyw³i †ÿ‡Î cÖavb wbe©vnx Kg©KZ©v wn‡m‡e
cÖvß me©‡kl †eZb-fvZvw`i weeiY I Zvi mg_©‡b cÖ‡qvRbxq KvMRcÎvw`;
(10) g‡bvbxZ e¨w³i me©‡kl AvqKi mb‡`i Kwc;
(11) g‡bvbxZ e¨w³i wmAvBwe cÖwZ‡e`b Ges Enquiry Form-1 (cwiwkó -ÔNÕ), Enquiry Form-
2 (cwiwkó -ÔOÕ) I Undertaking Form (cwiwkó -ÔPÕ);
(12) wZwb wb‡R ev cwiev‡ii †Kv‡bv m`m¨ mswkøó dvBb¨vÝ †Kv¤úvwbi †kqviaviY K‡i _vK‡j Zvi
wb‡Ri ¯^vÿwiZ I dvBb¨vÝ †Kv¤úvwbi †Kv¤úvbx mwPe KZ©„K cÖwZ¯^vÿwiZ weeiY;
(13) Zvui cvwievwiK e¨emvwqK ¯^v_© mswkøóZvi weeiY (hw` _v‡K) h_v- e¨emvi bvg, wVKvbv I Ab¨vb¨
cÖ‡qvRbxq weeiY;
(14) g‡bvbxZ e¨w³ cÖavb wbe©vnx c‡` wbhy³ n‡j 3(wZb) eQ‡i ev Zvui †gqv‡` dvBb¨vÝ †Kv¤úvwbi FY
k„•Ljv, DbœwZ, DrKl©Zv, cÖhyw³, D™¢veb m‡e©vcwi AvgvbZKvix‡`i Av¯’v Ges MÖvnK †mev e„wׇZ
wZwb wKfv‡e Ae`vb ivL‡eb †m m¤ú‡K© Zvui wb‡Ri ¯^vÿwiZ Kg©cwiKíbvi weeiY;
(15) wZwb ‰ØZ bvMwiK n‡j ev Ab¨ †Kvb †`‡k ¯’vqx ev `xN©‡gqv‡` emev‡mi AbygwZi Rb¨ Av‡e`b
cÖwµqvaxb _vK‡j Zvi we¯ÍvwiZ weeiY;
(16) e¨w³MZ I cvwievwiK cÖ‡qvR‡b cÖvqkB ewntevsjv‡`k åg‡Yi cÖ‡qvRbxqZv _vK‡j †m m¤úwK©Z
†NvlYvcÎ|
(17) dvBb¨vÝ †Kv¤úvwbwUi cÖavb wbe©vnx c‡`i Rb¨ cwÎKvq cÖPvwiZ wb‡qvM weÁwßi Kwc Ges 6(2) bs
Aby‡”Q` †gvZv‡eK m¤úvw`Z g~j¨vqb cÖwZ‡e`b|
12| g~j¨vqb cÖwZ‡e`b: cÖavb wbe©vnx Kg©KZ©vi cybtwb‡qv‡Mi †ÿ‡Î GKwU g~j¨vqb cÖwZ‡e`b dvBb¨vÝ †Kv¤úvwbi
cwiPvjK cl©‡`i Aby‡gv`bµ‡g †Pqvig¨vb KZ©„K evsjv‡`k e¨vs‡K `vwLj Ki‡Z n‡e| G‡ÿ‡Î wb‡¤œv³
welqvw` we‡ePbvq wb‡Z n‡e-
(1) ‡Ljvcx FY Av`v‡qi Rb¨ c~e©wba©vwiZ jÿ¨gvÎv AR©‡bi cwigvY;
(2) Ae‡jvcbK…Z(Write-off) FY Av`v‡qi c~e©wba©vwiZ jÿ¨gvÎv AR©‡bi cwigvY;
(3) evsjv‡`k e¨vsK KZ©„K wb‡qv‡Mi †gqv`Kv‡j mgq mgq wba©vwiZ `vwqZ¡/jÿ¨gvÎv AR©‡bi AMÖMwZ
cÖwZ‡e`b;
(4) mywbw`©óK…Z Avw_©K, e¨emvwqK I e¨e¯’vcbvMZ DbœwZ weav‡bi (Performance) jÿ¨gvÎv AR©‡bi
weeiY;
(5) dvBb¨vÝ †Kv¤úvwbi gyL¨ Avw_©K m~PK h_v- CAMELS Gi Kx ai‡bi DbœwZ n‡q‡Q Zvi weeiY|
13| ewntevsjv‡`k ågY: dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx Kg©KZ©v wn‡m‡e wb‡qvwRZ e¨w³ `xN© mg‡qi Rb¨
evsjv‡`‡ki evB‡i Ae¯’vb hZ`~i m¤¢e cwinvi Ki‡eb| ewntevsjv‡`k ågY AZ¨vek¨Kxq n‡j †`‡ki evB‡i
Mg‡bi Ab~¨b 10(`k) Kg©w`em c~‡e© evsjv‡`k e¨vs‡Ki c~e©vby‡gv`b MÖn‡Yi Rb¨ Av‡e`b Ki‡Z n‡e|
ewntevsjv‡`k åg‡Yi c~e©vby‡gv`b MÖn‡Yi j‡ÿ¨ dvBb¨vÝ †Kv¤úvwb KZ©„K †cÖwiZ cÖ¯Ív‡ei mv‡_ wb‡¤œv³
Z_¨vejx I KvMRcÎvw` (†Kv¤úvbx mwPe KZ©„K mZ¨vwqZ) `vwLj Ki‡Z n‡e:

c„ôv/6
 (1) cwiPvjK cl©‡`i wm×v‡šÍi mZ¨vwqZ Kwc;
(2) cÖ¯ÍvweZ åg‡Yi mgq (hvZvqvZ mgqmn);
(3) åg‡Yi D‡Ïk¨ Ges †`‡ki evwn‡i Ae¯’vbKvjxb wVKvbv (GKvwaK †`k n‡j cÖ‡Z¨K †`‡ki bvg,
m¤¢ve¨ Ae¯’v‡bi †gqv` I wVKvbv);
(4) mswkøó cwÄKv eQ‡i ewntevsjv‡`k ågY KZevi Kiv n‡q‡Q Zvi msL¨v I åg‡Yi D‡Ïk¨ Ges
me©‡kl åg‡Yi ZvwiL I ‡`k;
(5) ågY e¨‡qi Drm|
ewntevsjv‡`k åg‡Yi Av‡e`b evsjv‡`k e¨vsK KZ©„K Aby‡gvw`Z n‡j, cÖavb wbe©vnx Kg©KZ©vi Abycw¯’ZKvjxb
Zvui ¯’‡j `vwqZ¡cÖvß Kg©KZ©vi bvg, c`ex, `vßwiK †dvb, †mj †dvb bv¤^vi I B-‡gBj wVKvbv cÖavb wbe©vnxi
Kg©¯’j Z¨v‡Mi c~‡e© evsjv‡`k e¨vs‡Ki Mfb©i Awdm Ges Avw_©K cÖwZôvb I evRvi wefvM‡K wjwLZfv‡e
AewnZ Ki‡Z n‡e|
14| cÖavb wbe©vnx Kg©KZvi c` n‡Z Ae¨vnwZ cÖ`vb, eiLv¯Í ev AcmviY Ges k~b¨ c` c~iY:
(1) öjb/wePz¨wZc~Y© KvR bv K‡i _vK‡j †Kv‡bv cÖavb wbe©vnx Kg©KZ©vi Pzw³i †gqv`c~wZ©i c~‡e© AcmviY ev
D³ Pzw³ evwZj Kiv hv‡e bv;
(2) dvBb¨vÝ †Kv¤úvwb I Gi AvgvbZKvix‡`i ¯^v‡_© wb‡qvM Pzw³i †gqv`c~wZ©i c~‡e© dvBb¨vÝ †Kv¤úvwbi
cwiPvjK cl©` KZ©„K cÖavb wbe©vnx Kg©KZ©vi Pzw³ evwZj ev Zvu‡K Acmvi‡Yi cÖ‡qvRbxqZv †`Lv w`‡j
mywbw`©ó KviY D‡jøLc~e©K Giƒc cÖ¯Íve Aby‡gv`‡bi Rb¨ evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e| mvwe©K welq
we‡ePbvq evsjv‡`k e¨vsK Giƒc cÖ¯Íve Aby‡gv`b Ki‡j Aby‡gv`‡bi ci Zv Kvh©Ki Kiv hv‡e;
(3) Pzw³i †gqv`c~wZ©i c~‡e© cÖavb wbe©vnx Kg©KZ©v e¨w³MZ ev Ab¨ †Kv‡bv Kvi‡Y c`Z¨vM Kivi Av‡e`b
Ki‡j Giƒc Av‡e`b cwiPvjK cl©‡`i mycvwikmn evsjv‡`k e¨vs‡K †cÖiY Ki‡Z n‡e| cÖavb wbe©vnx
Kg©KZ©v wb‡qvM msµvšÍ evsjv‡`k e¨vs‡Ki KwgwU D³ Kg©KZ©vi e¨w³MZ ïbvwb MÖnYc~e©K cÖ`Ë mycvwik
Abyhvqx evsjv‡`k e¨vsK †h wm×všÍ cÖ`vb Ki‡e Zv P~ovšÍ e‡j MY¨ n‡e;
(4) dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi 19 avivi weavb Abymi‡Y mywbw`©ó KviY D‡jøLc~e©K evsjv‡`k
e¨vsK dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx Kg©KZ©v‡K Zvui c` †_‡K Ae¨vnwZ/eiLv¯Í/AcmviY Ki‡Z
cvi‡e;
(5) cÖavb wbe©vnx Kg©KZ©vi †¯^”Qvq c`Z¨vM ev †gqv`v‡šÍ, wKsev Ab¨ †Kv‡bv Kvi‡Y D³ c` k~b¨ n‡j
dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi 18(1) avivi ewY©Z weavb Abyhvqx dvBb¨vÝ †Kv¤úvwb
ZvrÿwYKfv‡e D³ k~b¨ c‡` dvBb¨vÝ †Kv¤úvwbi cwiPvjK cl©` KZ©„K cÖavb wbe©vnx Kg©KZ©v c‡`i
Ae¨ewnZ wb‡Pi c` n‡Z †Kv‡bv ‡hvM¨ Kg©KZ©v‡K (mgc‡` GKvwaK Kg©KZ©v _vK‡j †m‡ÿ‡Î A‡cÿvK…Z
†R¨ô Kg©KZ©v‡K) fvicÖvß cÖavb wbe©vnx Kg©KZ©v wn‡m‡e m‡e©v”P 3 (wZb) gvm mg‡qi Rb¨ wb‡qvMKiZt
D³ Kg©KZ©vi Rxebe„ËvšÍ I Ab¨vb¨ weeiYmn evsjv‡`k e¨vsK‡K wjwLZfv‡e AewnZ Ki‡e| Giƒc
wbhy³ A¯’vqxfv‡e `vwqZ¡ cvjbKvix Kg©KZ©v dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx Kg©KZ©vi mvwe©K `vwqZ¡
cvjb Ki‡eb;
(6) cÖavb wbe©vnx Kg©KZ©vi c` GKvw`µ‡g 3 (wZb) gv‡mi AwaK mg‡qi Rb¨ k~b¨ ivLv hv‡e bv Ges
DwjøwLZ mg‡qi g‡a¨ cÖavb wbe©vnx Kg©KZ©vi k~b¨ c` c~iY Kiv bv n‡j dvBb¨vÝ †Kv¤úvwb AvBb, 2023

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 Gi 18(4) avivq ewY©Z weavb Abyhvqx evsjv‡`k e¨vsK D³ dvBb¨vÝ †Kv¤úvwb‡Z cÖkvmK wbhy³ Ki‡Z
cvi‡e|
15| cÖavb wbe©vnx Kg©KZ©vi `vq-`vwqZ¡, KZ©e¨ I ¶gZv:
dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v wb¤œiƒc `vwqZ¡ I KZ©e¨ cvjb Ges ¶gZv
cÖ‡qvM Ki‡eb:
(K) Av¯’v I wek¦¯ÍZvi mv‡_ `vwqZ¡ cvjb: AvgvbZKvix I dvBb¨vÝ †Kv¤úvwbi ¯^v_© iÿvi j‡ÿ¨ Av¯’v I
wek¦¯ÍZvi `vwqZ¡ cvjb m¤ú‡K© cÖavb wbe©vnx Kg©KZ©vi h_vh_ Ávb I aviYv _vK‡Z n‡e| h_v-
(1) wZwb dvBb¨vÝ †Kv¤úvwbi e¨emv msµvšÍ hveZxq wewa-weavb I ixwZ-bxwZ AbymiY Ki‡eb| GQvov,
mKj cÖKvi Ae‡njv ev MvwdjwZ cwinvi K‡i weP¶YZvi mv‡_ Kvh© m¤úv`b Ki‡eb, hv‡Z Zvui
Kvi‡Y dvBb¨vÝ †Kv¤úvwb Ges AvgvbZKvix‡`i Avw_©K ev Ab¨ †Kv‡bviƒc ¶wZ mvwaZ bv nq;
(2) wZwb mij wek¦v‡m, dvBb¨vÝ †Kv¤úvwbi cÖwZ AbyMZ ‡_‡K ¯^v‡_©i msNvZ cwinvi K‡i Kvh© m¤úv`b
Ki‡eb †hb Zvui wb‡Ri ev Ab¨ †Kv‡bv e¨w³ ev MÖæ‡ci ¯^v_©wmw×i ¯’‡j dvBb¨vÝ †Kv¤úvwb I
AvgvbZKvix‡`i ¯^v_© msiw¶Z nq;
(3) dvBb¨vÝ †Kv¤úvwb Ges Gi AvgvbZKvix I wewb‡qvMKvix‡`i ¯^v‡_© wZwb Awc©Z ÿgZv cÖ‡qvM
Ki‡eb Ges Awc©Z ÿgZvi Ace¨envi n‡Z m‡e©vZfv‡e weiZ _vK‡eb|
(L) Avw_©K, e¨emvwqK I cÖkvmwbK `vq-`vwqZ¡, KZ©e¨ I ¶gZv:
(1) dvBb¨vÝ †Kv¤úvwbi cwiPvjK cl©` KZ„©K Awc©Z Avw_©K, e¨emvwqK I cÖkvmwbK ¶gZv †gvZv‡eK
cÖavb wbe©vnx Kg©KZ©v ¯^xq `vwqZ¡ I KZ©e¨ cvjb Ki‡eb;
(2) dvBb¨vÝ †Kv¤úvwbi e¨emvwqK Kg©cwiKíbvi ev¯Íevqb Ges myôy cÖkvmwbK I Avw_©K e¨e¯’vcbvi
gva¨‡g dvBb¨vÝ †Kv¤úvwbi e¨emvwqK j¶¨gvÎv AR©‡bi Rb¨ wZwb `vqe× _vK‡eb/Revew`wn
Ki‡eb;
(3) cwiPvjK cl©` ev Gi †Kv‡bv mnvqK KwgwUi mfvq dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv KZ©„K ¯§viK
Dc¯’vcbKv‡j DÌvwcZ †Kv‡bv wel‡q Av‡jvPbvKv‡j cl©` m`m¨MY KZ©„K dvBb¨vÝ †Kv¤úvwb AvBb,
2023 mn Ab¨vb¨ mswkøó AvBb, wewa-weavb I evsjv‡`k e¨vs‡Ki wb‡`©kbvi wel‡q †Kv‡bviƒc fzj
e¨vL¨v Kiv n‡j ev wfbœiƒc wb‡`©kbv cÖ`vb Kiv n‡q _vK‡j †m m¤ú‡K© cÖavb wbe©vnx Kg©KZ©v‡K
mswkøó AvB‡bi/wb‡`©kbvi mywbw`©ó e¨vL¨v cl©`‡K wjwLZfv‡e AewnZ Ki‡Z n‡e;
(4) cwiPvjK cl©` mfvq ev Ab¨ †Kv‡bv mnvqK KwgwUi mfvq cl©‡`i m`m¨ ev m`m¨MY KZ©„K dvBb¨vÝ
†Kv¤úvwb AvBb, 2023 ev Ab¨ †Kv‡bv AvBb, wewa, wb‡`©kbv, ixwZ-bxwZ j•Nb Kiv n‡j cÖavb
wbe©vnx Kg©KZ©v‡K †m welqK Z_¨ evsjv‡`k e¨vsK‡K wjwLZfv‡e, †ÿÎgZ, †gŠwLKfv‡e AewnZ
Ki‡Z n‡e;
(5) cÖavb wbe©vnx Kg©KZ©vi `yB¯Íi Aat¯Íb e¨ZxZ Ab¨ mKj Kg©KZ©v I Kg©Pvixi wb‡qvM I c‡`vbœwZ
cÖavb wbe©vnxi Dci b¨¯Í _vK‡e| cl©‡`i Aby‡gvw`Z bxwZgvjvi wfwˇZ PvKzwiwewa †gvZv‡eK cÖavb
wbe©vnx Kg©KZ©v G mKj †ÿ‡Î `vwqZ¡ cvjb Ki‡eb| `vwqZ¡ cvjbKv‡j wZwb Av‡e‡Mi ekeZ©x n‡q
A_ev ¯^RbcÖxwZi gva¨‡g †Kv‡bv Kg© m¤úv`b ev wm×všÍ MÖnY Ki‡Z cvi‡eb bv;
(6) cÖavb wbe©vnx Kg©KZ©vi `yB¯Íi Aat¯Íb e¨ZxZ Ab¨ mKj ¯Í‡ii Kg©KZ©v I Kg©Pvixi wb‡qvM, e`jx,
c‡`vbœwZ/k„•Ljv I kvw¯Íg~jK e¨e¯’v MÖnY msµvšÍ ¶gZv cÖavb wbe©vnx Kg©KZ©vi Dci b¨¯Í _vK‡e,

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 hv wZwb dvBb¨vÝ †Kv¤úvwbi cwiPvjK cl©‡`i Aby‡gvw`Z PvKywiwewa Abyhvqx cÖ‡qvM Ki‡eb|
GQvov, cl©` KZ„©K Aby‡gvw`Z gvbem¤ú` bxwZgvjvi AvIZvq cÖavb wbe©vnx Kg©KZ©v cÖwk¶Y,
†mwgbvi, IqvK©kc BZ¨vw`i Rb¨ ‡h †Kv‡bv Kg©KZ©v‡K g‡bvbqb w`‡Z cvi‡eb| ewntevsjv‡`k
cÖwkÿY ev Ab¨ †Kv‡bv Kvi‡Y Kg©KZ©v g‡bvbq‡bi †ÿ‡Î miKvwi †Kv‡bv wewa-wb‡la Av‡ivwcZ
_vK‡j wZwb D³ wewa-wb‡la Abymi‡Y eva¨ _vK‡eb|
16| dvBb¨vÝ †Kv¤úvwbi cwiPvjK cl©‡`i AeMwZ I cÖ‡qvRbxq Kvh©µg MÖnYv‡_© G mvK©yjvi Rvwii Ae¨ewnZ
cieZ©x cwiPvjK cl©‡`i mfvq mvK©yjv‡ii welqe¯‘ wb‡q GKwU ¯^qsm¤ú~Y© Kvh©cÎ Dc¯’vcb Ki‡Z n‡e|
GQvov, G mvK©yjviwU dvBb¨vÝ †Kv¤úvwbi mKj Kg©KZ©vM‡Yi bR‡i Avbq‡bi e¨e¯’v Ki‡Z n‡e|
17| wWGdAvBGg mvKz©jvi bs-02, ZvwiL: 25 gvP© 2015, wWGdAvBGg mvKz©jvi bs-05, ZvwiL: 26 RyjvB
2021 Ges wWGdAvBGg mvK©yjvi †jUvi bs-11, ZvwiL: 20 Ryb 2022 GZØviv evwZj Kiv n‡jv|
18| GZ`&m‡Ë¡I, Aby‡”Q` 17 G ewY©Z mvK©yjvi/mvK©yjvi ‡jUvimg~‡n ewY©Z wb‡`©kbvi AvIZvq B‡Zvg‡a¨
wbhy³/wb‡qvMK…Z e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©vM‡Yi eZ©gvb wb‡qv‡Mi †gqv‡` wbw`©óK…Z
kZ©vejxmn (hvi gva¨‡g AwaKZi myweav cÖvc¨) M„nxZ mKj Kvh©µg ejer _vK‡e|
19| dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi 41(2)(N) avivq cÖ`Ë ÿgZve‡j G wb‡`k©bv Rvwi Kiv n‡jv| G
mvKz©jv‡i ewY©Z wb‡`©kbv Awej‡¤^ Kvh©Ki n‡e|

Avcbv‡`i wek¦¯Í,
mshyw³: eY©bv †gvZv‡eK|

(†gvt Avmv`y¾vgvb Lvb)

cwiPvjK (wWGdAvBGg)
†dvbt 9530178|

c„ôv/9
 cwiwkó-ÔKÕ

‡NvlYvcÎ
Avwg GZØviv †NvlYv KiwQ †h- dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi 15 avivi Dc-aviv (8) G ewY©Z †hvM¨Zv I
Dchy³Zv, dvBb¨vÝ †Kv¤úvwb AvBb, 2023 Gi Ab¨vb¨ weavbvejx Ges evsjv‡`k e¨vsK KZ„©K 25 gvP© 2024
Zvwi‡L RvwiK„Z wWGdAvBGg mvKy©jvi bs-03 Gi weavb Abyhvqx Avwg dvBb¨vÝ †Kv¤úvwbi e¨e¯’vcbv cwiPvjK ev
cÖavb wbe©vnx Kg©KZ©v c‡` wbhy³ nIqvi †hvM¨| Avwg AviI †NvlYv KiwQ †h-
(1) AvgviÑ
(K) dvBb¨vÝ †Kv¤úvwb/e¨vswKs †ckvq mwµq Kg©KZ©v wn‡m‡e 20(wek) eQ‡ii AwfÁZv i‡q‡Q; A_ev
(L) ivóªxq gvwjKvbvaxb evwYwR¨K e¨vs‡Ki gnve¨e¯’vcK/Z`~aŸ© c`gh©v`vi Kg©KZ©v ev †emiKvix evwYwR¨K e¨vs‡Ki
wmwbqi Gw·wKDwUf fvBm †cÖwm‡W›U (GmBwfwc)/mgZzj¨ A_ev Z`~aŸ© c`gh©v`vi †Kvb Kg©KZ©v hvi kvLv
e¨e¯’vcK wn‡m‡e Kgc‡ÿ 5(cuvP) eQ‡ii AwfÁZvmn e¨vswKs †ckvq mwµq Kg©KZ©v wn‡m‡e 20(wek) eQ‡ii
AwfÁZv i‡q‡Q;
(2) Avwg †Kv‡bv Av`vjZ KZ„©K ‡dŠR`vix Aciv‡a `wÐZ nBwb wKsev ‡Kv‡bv Rvj-RvwjqvwZ, Avw_©K Aciva ev
Ab¨wea A‰ea Kg©Kv‡Ûi mv‡_ RwoZ wQjvg bv ev RwoZ bB;
(3) ‡Kv‡bv ‡`Iqvbx ev ‡dŠR`vix gvgjvq Avgvi m¤ú‡K© Av`vj‡Zi iv‡q ‡Kv‡bv weiƒc ch©‡eÿY/gšÍe¨ ‡bB;
(4) Avwg KL‡bv Avw_©K LvZ mswkøó ev Ab¨ ‡Kv‡bv wbqš¿YKvix ms¯’vi wewagvjv, cÖweavb ev wbqvgvPvi j•NbRwbZ
Kvi‡Y `wÐZ nBwb;
(5) Avwg Ggb †Kv‡bv †Kv¤úvbx/cÖwZôv‡bi gvwjKvbvi mv‡_ hy³ wQjvg bv, hvi wbeÜb/jvB‡mÝ evwZj Kiv n‡q‡Q
ev hv AemvwqZ n‡q‡Q;
(6) Avwg Ggb †Kv‡bv †Kv¤úvbx ev Avw_©K cÖwZôv‡bi Kg©KZ©v wn‡m‡e hy³ wQjvg bv hvi wbeÜb A_ev jvB‡mÝ
Avgvi mivmwi ev c‡ivÿ AcivaRwbZ Kvi‡Y evwZj Kiv n‡q‡Q;
(7) Avwg A_© AvZ¥mvr, `yb©xwZ, Rvj-RvwjqvwZ I ‰bwZK öjbRwbZ Kvi‡Y †Kv‡bv †Kv¤úvbx ev cÖwZôv‡bi
†Pqvig¨vb ev cwiPvjK ev Kg©KZ©v ev Kg©Pvix _vKvKvjxb ¯^xq c` n‡Z AcmviY/eiLv¯Í/AebwgZ nBwb ev
Ae¨vnwZ cÖvß nBwb;
(8) †Kv‡bv e¨vsK-‡Kv¤úvbx ev Ab¨ †Kv‡bv dvBb¨vÝ †Kv¤úvwbi cÖavb wbe©vnx ev ‡Pqvig¨vb ev cwiPvjK ev Kg©KZ©v
ev Ab¨ †Kv‡bv c‡` Avmxb _vKv Ae¯’vq ¯^xq c` n‡Z Avgv‡K AcmviY/eiLv¯Í/AebwgZ Kiv nqwb ev Ae¨vnwZ
†`qv nqwb;
(9) Avgvi wb‡Ri wKsev ¯^v_© mswkøó cÖwZôv‡bi bv‡g †Kv‡bv e¨vsK ev dvBb¨vÝ †Kv¤úvwbi mv‡_ †Kv‡bv ‡Ljvcx FY
‡bB;
(10) Avwg KL‡bv ‡Kv‡bv Av`vjZ KZ©„K ‡`Dwjqv ‡NvwlZ nBwb;
(11) Avwg †Kv‡bv dvBb¨vÝ †Kv¤úvwb ev e¨vsK-†Kv¤úvbx ev exgv †Kv¤úvbx A_ev D³iƒc ‡Kv¤úvbxmg~‡ni wbqwš¿Z
†Kv‡bv cÖwZôv‡bi cwiPvjK bB ev †Kv‡bv c‡` wbhy³ bB wKsev Ab¨ †Kv‡bv †Kv¤úvbx ev cÖwZôv‡bi cwiPvjK bB
wKsev Ab¨ ‡Kv‡bv c‡` AwawôZ bB;
(12) Avwg Ab¨ †Kv‡bv e¨emv‡q ev †ckvq wb‡qvwRZ bB;

1
(13) mswkøó dvBb¨vÝ †Kv¤úvwb‡Z Avgvi †Kv‡bv e¨emvwqK ¯^v_© RwoZ ‡bB;
(14) ------ dvBb¨vÝ †Kv¤úvwb wcGjwm/wjwg‡UW Gi †Kv‡bv cwiPvj‡Ki gvwjKvbvaxb ev ¯^v_© mswkøó ev
wbqš¿Yvaxb cÖwZôv‡bi mv‡_ Avgvi †Kv‡bv mswkøóZv †bB;
(15) ------ dvBb¨vÝ †Kv¤úvwb wcGjwm/wjwg‡UW Gi cwiPvjbv cl©‡` Avgvi cwiev‡ii †Kv‡bv m`m¨ wbhy³ †bB;
(16) Avgv‡K KL‡bv †Kv‡bv †Kv¤úvbx we‡klZt dvBb¨vÝ †Kv¤úvwb ev e¨vsK †Kv¤úvbx ev exgv †Kv¤úvbxi cÖavb
wbe©vnx Kg©KZ©v, †Pqvig¨vb ev cwiPvjK c` n‡Z AcmviY Kiv nqwb;
(17) Avwg †Kv‡bv cvIbv`v‡ii cÖvc¨ cwi‡kva eÜ Kwiwb wKsev cvIbv`v‡ii mv‡_ Avcm idvi gva¨‡g cvIbv
Av`vq n‡Z Ae¨vnwZ jvf Kwiwb;
(18) Avwg e¨w³MZfv‡e A_ev e¨w³ gvwjKvbvaxb cÖwZôvb A_ev Askx`vix cÖwZôv‡bi Rb¨ Ki †Ljvcx bB|

ZvwiL: ¯^vÿi:
bvg:

cÖwZ¯^vÿi :
bvg:
†Pqvig¨vb, cwiPvjK cl©`
......................... dvBb¨vÝ †Kv¤úvwb wcGjwm/wjwg‡UW

2
 cwiwkó-ÔLÕ

†MvcbxqZv iÿvi †NvlYvcÎ

Avwg, wb¤œ ¯^vÿiKvix G g‡g© wbðqZv cÖ`vb KiwQ †h, ------------------ dvBb¨vÝ †Kv¤úvwb wcGjwm/wjwg‡UW-
Gi e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx Kg©KZ©v c‡` wbhy³ n‡j, `vwqZ¡ cvjbKv‡j Avgvi we‡ePbv‡_© Dc¯’vwcZ
†Kv‡bv welq A_ev Avgvi †MvPixf~Z †Kv‡bv welq cÖZ¨ÿ A_ev c‡ivÿfv‡e †Kv‡bv e¨w³i wbKU cÖKvk Ki‡ev bv|
Z‡e, Avgvi `vwqZ¡ cvj‡bi Rb¨ Avek¨K n‡j A_ev cÖPwjZ AvB‡bi weavb Abyhvqx eva¨ n‡j A_ev cl©` KZ©„K
ÿgZvcÖvß n‡jB †KejgvÎ Zv cÖKvk Ki‡ev|
¯^v¶i :
bvg :
ZvwiL :

]mvÿx :
1| bvg :
c`ex (dvBb¨vÝ †Kv¤úvwbi gvbe m¤ú` wefv‡Mi cÖavb):
Awdwmqvj wmj:
‡dvb bv¤^vi:

2| bvg :
c`ex (dvBb¨vÝ †Kv¤úvwbi †Kv¤úvbx mwPe):
Awdwmqvj wmj:
‡dvb bv¤^vi:

3
 cwiwkó-ÔMÕ

†eZb-fvZv I Ab¨vb¨ myweavw`

wWGdAvBGg mvK©yjvi bs-03 Gi Aby‡”Q` 8 Gi wb‡`©kbv Abyhvqx cÖ¯ÍvweZ e¨e¯’vcbv cwiPvjK ev cÖavb wbe©vnx
Kg©KZ©vi Rb¨ cÖ‡`q Òg~j ‡eZbÓ I Òevwo fvovÓ Lv‡Z cÖZ¨¶ †eZb-fvZv Ges ÒAb¨vb¨Ó Lv‡Z fvZv I
myweavw`mn wbiƒwcZ me©‡gvU †eZb-fvZvw`:
LvZ UvKvi cwigvY
(1) cÖZ¨¶ †eZb I fvZv:
(K) g~j †eZb
(L) evwo fvov
Dc‡gvU:
(2) ÒAb¨vb¨Ó fvZv (hw` _v‡K):
(K) evwo iÿYv‡eÿY/M„n cwiPh©v
fvZv (cÖK…Z LiP)
(L) wPwKrmv fvZv
(M) Mvoxi PvjK, Mvoxi R¡vjvwb I
iÿYv‡eÿY LiP (cÖK…Z LiP)
(N) Ab¨vb¨ (mywbw`©ó LvZ D‡jøL
Ki‡Z n‡e)
Dc‡gvU:
me©‡gvU †eZb-fvZvw` [(1)+(2)] =

4
 cwiwkó-ÔNÕ

Enquiry Form-1
(For Individual)

Individual data

1. Title : Name* :

2. Father’s title : Father’s Name :

3. Mother’s Title : Mother’s Name :

4. Spouse’s Title : Spouse’s Name :

5. National ID Number* 6.TIN :

(10/17 digits)

7. Date of birth (dd/mm/yyyy)* : 8.Gender* :

9.District of birth : 10.Country of birth* :

11. Main (Permanent) address:

Street no./Street name/Village/PS/Upazilla*

District* Postal Code Country*

12. Additional (Present) address:

Street no./Street name/Village/PS/Upazilla

District Postal Code Country

13. Identification document data:

ID type (Passport/Driving License/Commissioner Certificate)

ID issue date (dd/mm/yyyy) ID issue country

14. Telephone Number

* Indicates mandatory information to be provided.

1. If Country of birth (SL 10) is Bangladesh then NID no (SL 05) is Mandatory.
2. If Country of birth (SL 10) is other than Bangladesh then Passport Information (SL 13) is Mandatory.

5
 cwiwkó-O

Enquiry Form-2
(For Proprietorship/Partnership/Limited or any other Company)

Company data

1. Title Trade Name*

2. Legal form** 3. TIN

4. Company’s main (Permanent) address:

Street no. /Street name/Village/PS/Upazilla*

District* Postal Code Country*

5. Additional (Business) address:

Street no./Street name/Village/PS/Upazilla*

District Postal Code Country

6. Telephone number

* Indicates mandatory information to be provided.

** Indicates form of a company like Proprietorship, Partnership, Public Limited, Private Limited,
Corporation etc.

6
 cwiwkó-P

Undertaking
To
The Manager
…………………….
…………………….
Subject: Provision of information on the ownership of companies and their bank liabilities.

Dear Sir,
I, ………………………………owner/partner/director/guarantor of ................................., am
applying for sanctioning/renewal/rescheduling of a loan in my own name/ aforementioned
company’s name. My father’s name:……………………….., mother’s
name:……………………, husband’s name(in case of married
woman):…………………………., Permanent address: Street No/Village.………… Street
Name/PS/Upazilla…………………District……………………………………………..Postal
code………………………………… Country……………Business address: Street
No/Village.………… Street Name/PS/Upazilla …………………District……………Postal
code………country…………….., Date of Birth:……………., District of Birth:…………….,
Country of Birth:……………., National ID Number:……………….., Other ID
documents(Passport/Driving license /Birth Registration Certificate): ID number………….ID
issue date……………ID issue country……………….., TIN:…………………………….,
Gender: Male/Female, Telephone Number:………………are given for your kind consideration.
The list of companies under the ownership of mine along with their bank liability status is given
in the following table:

Serial Name of the company Main Address Additional Whether the Company is
No. Address availing any loan or not
Yes No
Name Name of
of the the branch
bank/F
C

Apart from stated above, if any liability in my own name or my company’s name is found, I will
be bound to obey any decision made by the authority concerned relating to sanctioning/renewal/
rescheduling of the loan applied for and I will be punishable by law for providing this false or
fabricated information.

Seal and Signature of the bank official who Customer’s Signature:

certified the borrower Name:
Name of the Borrowing organization:

**If necessary, extra paper could be used for list of companies.