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A Case Against Trading - Investment Insights

The document shows a table tracking investment amounts, returns, taxes, and balances over 25 years for long term and trading investments starting with ₹100,000 and $50,000 respectively. It also includes another table tracking withdrawals from an $850,000 balance over 17 years.
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0% found this document useful (0 votes)
37 views6 pages

A Case Against Trading - Investment Insights

The document shows a table tracking investment amounts, returns, taxes, and balances over 25 years for long term and trading investments starting with ₹100,000 and $50,000 respectively. It also includes another table tracking withdrawals from an $850,000 balance over 17 years.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Invested Amount ₹100,000

Return Rate 12.00%


STCG Tax Rate 15.00% https://www.youtube.com/c/InvestmentInsights
Trading Return Ra 13.50%
Long Term Long Term Long Term Trading Trading
Years Beginning Balance
Yearly Profit Ending Balance
Beginning Balance
Yearly Profit
Year 1 ₹100,000 ₹12,000 ₹112,000 ₹100,000 ₹13,500
Year 2 ₹112,000 ₹13,440 ₹125,440 ₹111,475 ₹15,049
Year 3 ₹125,440 ₹15,053 ₹140,493 ₹124,267 ₹16,776
Year 4 ₹140,493 ₹16,859 ₹157,352 ₹138,526 ₹18,701
Year 5 ₹157,352 ₹18,882 ₹176,234 ₹154,422 ₹20,847
Year 6 ₹176,234 ₹21,148 ₹197,382 ₹172,142 ₹23,239
Year 7 ₹197,382 ₹23,686 ₹221,068 ₹191,896 ₹25,906
Year 8 ₹221,068 ₹26,528 ₹247,596 ₹213,916 ₹28,879
Year 9 ₹247,596 ₹29,712 ₹277,308 ₹238,462 ₹32,192
Year 10 ₹277,308 ₹33,277 ₹310,585 ₹265,826 ₹35,886
Year 11 ₹310,585 ₹37,270 ₹347,855 ₹296,329 ₹40,004
Year 12 ₹347,855 ₹41,743 ₹389,598 ₹330,333 ₹44,595
Year 13 ₹389,598 ₹46,752 ₹436,349 ₹368,239 ₹49,712
Year 14 ₹436,349 ₹52,362 ₹488,711 ₹410,494 ₹55,417
Year 15 ₹488,711 ₹58,645 ₹547,357 ₹457,599 ₹61,776
Year 16 ₹547,357 ₹65,683 ₹613,039 ₹510,108 ₹68,865
Year 17 ₹613,039 ₹73,565 ₹686,604 ₹568,643 ₹76,767
Year 18 ₹686,604 ₹82,392 ₹768,997 ₹633,895 ₹85,576
Year 19 ₹768,997 ₹92,280 ₹861,276 ₹706,634 ₹95,396
Year 20 ₹861,276 ₹103,353 ₹964,629 ₹787,720 ₹106,342
Year 21 ₹964,629 ₹115,756 ₹1,080,385 ₹878,111 ₹118,545
Year 22 ₹1,080,385 ₹129,646 ₹1,210,031 ₹978,875 ₹132,148
Year 23 ₹1,210,031 ₹145,204 ₹1,355,235 ₹1,091,201 ₹147,312
Year 24 ₹1,355,235 ₹162,628 ₹1,517,863 ₹1,216,416 ₹164,216
Year 25 ₹1,517,863 ₹182,144 ₹1,700,006 ₹1,356,000 ₹183,060

Tax ₹150,001
Profit After T ₹1,550,006
tmentInsights

Short Term Trading


Capital Gain Tax
Ending Balance
₹2,025 ₹111,475
₹2,257 ₹124,267
₹2,516 ₹138,526
₹2,805 ₹154,422
₹3,127 ₹172,142
₹3,486 ₹191,896
₹3,886 ₹213,916
₹4,332 ₹238,462
₹4,829 ₹265,826
₹5,383 ₹296,329
₹6,001 ₹330,333
₹6,689 ₹368,239
₹7,457 ₹410,494
₹8,313 ₹457,599
₹9,266 ₹510,108
₹10,330 ₹568,643
₹11,515 ₹633,895
₹12,836 ₹706,634
₹14,309 ₹787,720
₹15,951 ₹878,111
₹17,782 ₹978,875
₹19,822 ₹1,091,201
₹22,097 ₹1,216,416
₹24,632 ₹1,356,000
₹27,459 ₹1,511,600

STCG Tax Tota ₹249,106


Difference ₹38,405
Invested Amount $50,000
Return Rate 12.00%
STCG Fed Tax Rat 35.00% https://www.youtube.com/c/InvestmentInsights
STCG State Tax Ra 9.30%
Trading Return Ra 21.50%
Long Term Long Term Long Term Trading Trading
Years Beginning Balance
Yearly Profit Ending BalanceBeginning BalanceYearly Profit
Year 1 $50,000 $6,000 $56,000 $50,000 $10,750
Year 2 $56,000 $6,720 $62,720 $55,988 $12,037
Year 3 $62,720 $7,526 $70,246 $62,693 $13,479
Year 4 $70,246 $8,430 $78,676 $70,200 $15,093
Year 5 $78,676 $9,441 $88,117 $78,607 $16,901
Year 6 $88,117 $10,574 $98,691 $88,021 $18,924
Year 7 $98,691 $11,843 $110,534 $98,562 $21,191
Year 8 $110,534 $13,264 $123,798 $110,365 $23,728
Year 9 $123,798 $14,856 $138,654 $123,582 $26,570
Year 10 $138,654 $16,638 $155,292 $138,381 $29,752
Year 11 $155,292 $18,635 $173,927 $154,953 $33,315
Year 12 $173,927 $20,871 $194,799 $173,509 $37,305
Year 13 $194,799 $23,376 $218,175 $194,288 $41,772
Year 14 $218,175 $26,181 $244,356 $217,555 $46,774
Year 15 $244,356 $29,323 $273,678 $243,608 $52,376
Year 16 $273,678 $32,841 $306,520 $272,782 $58,648
Year 17 $306,520 $36,782 $343,302 $305,449 $65,671
Year 18 $343,302 $41,196 $384,498 $342,028 $73,536
Year 19 $384,498 $46,140 $430,638 $382,987 $82,342
Year 20 $430,638 $51,677 $482,315 $428,852 $92,203
Year 21 $482,315 $57,878 $540,192 $480,209 $103,245
Year 22 $540,192 $64,823 $605,016 $537,716 $115,609
Year 23 $605,016 $72,602 $677,617 $602,111 $129,454
Year 24 $677,617 $81,314 $758,931 $674,216 $144,957
Year 25 $758,931 $91,072 $850,003 $754,957 $162,316
mentInsights

Short Term Trading


Capital Gain Tax
Ending Balance
$4,762 $55,988
$5,333 $62,693
$5,971 $70,200
$6,686 $78,607
$7,487 $88,021
$8,384 $98,562
$9,388 $110,365
$10,512 $123,582
$11,771 $138,381
$13,180 $154,953
$14,759 $173,509
$16,526 $194,288
$18,505 $217,555
$20,721 $243,608
$23,202 $272,782
$25,981 $305,449
$29,092 $342,028
$32,576 $382,987
$36,478 $428,852
$40,846 $480,209
$45,737 $537,716
$51,215 $602,111
$57,348 $674,216
$64,216 $754,957
$71,906 $845,367

Difference $4,636
Balance $850,000
Yearly Withdraw $105,900 https://www.youtube.com/c/InvestmentInsights
Return Rate 12%

Year Withdrawal AmouBeginning Balan Yearly Profit Ending Balance


Year 1 $105,900 $744,100 $89,292 $833,392
Year 2 $105,900 $727,492 $87,299 $814,791
Year 3 $105,900 $708,891 $85,067 $793,958
Year 4 $105,900 $688,058 $82,567 $770,625
Year 5 $105,900 $664,725 $79,767 $744,492
Year 6 $105,900 $638,592 $76,631 $715,223
Year 7 $105,900 $609,323 $73,119 $682,442
Year 8 $105,900 $576,542 $69,185 $645,727
Year 9 $105,900 $539,827 $64,779 $604,606
Year 10 $105,900 $498,706 $59,845 $558,551
Year 11 $105,900 $452,651 $54,318 $506,969
Year 12 $105,900 $401,069 $48,128 $449,197
Year 13 $105,900 $343,297 $41,196 $384,493
Year 14 $105,900 $278,593 $33,431 $312,024
Year 15 $105,900 $206,124 $24,735 $230,858
Year 16 $105,900 $124,958 $14,995 $139,954
Year 17 $105,900 $34,054 $4,086 $38,140
estmentInsights

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