We would like to know what interests or hobbies you have so that we can entertain you in the right areas.

Please tick FOR OFFICIAL USE ONLY

Golf Cricket Tennis Wine Tasting Art DOCUMENT CHECKLIST

Dance Music Fishing Theatrical Art Other (please specify COMPANY ACCOUNT Yes/No Waived By

iii. Full Name(s) Memo & Articles of Association

Designation Certificate of Incorporation

National ID Number CR14

Passport Number Driver’s Licence Number CR6

Date of Birth CR2

Place of Birth Country of Birth Tax Clearance Certificate

Date Appointed FOR EACH DIRECTOR &/OR SIGNATORY

Residential Address 1 Passport Size Colour Photograph

Telephone Number Business Number Copy I.Ds (Metal, Driver’s Licence or Valid Passport)

Mobile Number E- mail Utility Bill (i.e. ZESA, Water & Telephone Bills) should be within 3 months

We would like to know what interests or hobbies you have so that we can entertain you in the right areas. of application, or affidavit signed by a commissioner of oaths)

Please tick INFORMAL BODIES

Golf Cricket Tennis Wine Tasting Art Copy of Constitution/Deed of Trust

Minutes of last meeting/resoultion held

Dance Music Fishing Theatrical Art Other (please specify
Proof of income declaration
4. TYPE OF ACCOUNT REQUIRED
FOR EACH SIGNATORY
Account Type (please tick) Saving Fixed Call Other
1 Passport Size Colour Photograph
5. ACCOUNT STATEMENT DISPOSAL
Copy I.Ds (Metal, Driver’s Licence or Valid Passport)
Account Statement to be: Collected E-mailed
Utility Bill (i.e. ZESA, Water & Telephone Bills) should be within 3 months
6. CHEQUE BOOK REQUIREMENTS

To be delivered Form & Proof of Identity Received By:………………..………………… Date

Checked by………………………………………….…………………… Date

7. INTERNET BANKING
FCB Clearance Reference………………………………………………. Date
Internet Banking Preferred User Name
Approved/Declined by……………………………..…………………… Date
8. THE BUSINESS RELATIONSHIP WITH OTHER FINANCIAL INSTITUTIONS
Customer Number…………………………………….…………………
Bank/Building Society
Account Number………………………………….………………………
Name
Branch TERMS AND CONDITIONS OF BUSINESS ACCOUNT OPENING

Account Number 1. Deposits

1.1 Success Microfinance Bank Limited (hereinafter referred to as “Success Microfinance Bank Limited”) will accept for deposits to your account all cash, cheques and other
Account Type (please tick) Current Saving Loan FCA Fixed Call Other items payable to you.
1.2 The proceeds of cheques and other similar items deposited will only be available as cash when cleared. (This situation arises because when you deposit a cheque or other
How long account held (please tick) 0-1 year 1-3 years 3-5 years over 5 years item the amount is provisionally credited to your account before we receive the actual payment).
1.3 In the normal course of business, we are unable to process post-dated cheques.
DECLARATION
2. Deposits reversed
We apply to open the above Account(s) with Success Microfinance Bank Limited. We represent that the information provided by us in this form
and in any other document(s) provided by us to Success Microfinance Bank Limited is true, accurate and complete. We acknowledge that 2.1 Success Microfinance Bank Limited will debit your account with the amount of any cheque or other item deposited that is unpaid. Your account will be debited with charges
Success Microfinance Bank Limited may decline our application without providing any reason in which event no contractual relationship will arise associated with these unpaid items; details of such charges are available on request.
between Success Microfinance Bank Limited and us. We further acknowledge that we have received, read and understood the Success 2.2 Success Microfinance Bank Limited will debit your account with the amount of any cheque or other item deposited to which you are not entitled and may pay the amount to the
Microfinance Bank Limited’s prevailing General Account Terms contained in this form and we agree to be bound by them in connection with all owner thereof, whether your account is in credit or debit, and we will advise you of our action taken.
Accounts opened by us with Success Microfinance Bank Limited. We further agree to be bound by any additional terms and conditions governing
any facilities, products and/or services offered by Success Microfinance Bank Limited as we may apply for and/or utilise from time to time. 3. Payments
3.1. Success Microfinance Bank Limited will make payments from your account on your instructions if there are sufficient funds available.

Yours faithfully
4. Stop Payments
4.1. Success Microfinance Bank Limited may accept stop payments of debit/stop orders but the onus rests on you to cancel the underlying contract and you indemnify Success
Microfinance Bank Limited against any legal action arising out of such cancellation.
Specimen Specimen
5. Interest and charges
Signature Signature
5.1. Success Microfinance Bank Limited will charge you interest on any overdrawn balances and we shall inform you of the applicable rate of interest charged, upon request.
5.2. Success Microfinance Bank Limited will charge you for various services provided, but details of such charges are available on request.
5.3. Success Microfinance Bank Limited may vary charges and interest rates from time to time at its sole discretion and will notify its customers of such variations.

Name Name 6. Statements

6.1. Success Microfinance Bank Limited will provide you with regular statements of your account on request as soft copy (on emails) or printed copy.
Date Date 6.2 You shall advise us within 30 days of receipt of the statement, of any entry you regard as incorrect
6.3. If you fail to notify Success Microfinance Bank Limited timeously of forged or unauthorised entries on your account and this results in losses taking place Success
Microfinance Bank Limited will be entitled to refuse to refund the losses to you, provided that Success Microfinance Bank Limited has not been negligent or breached its
obligations.
7. Overdrafts
7.1. If your account is overdrawn without suitable arrangement, Success Microfinance Bank Limited may transfer/set off money to it from any other accounts held by you.
7.2. Success Microfinance Bank Limited may demand payment of all amounts owing by you at any time.
7.3. A letter of demand signed by a manager of Success Microfinance Bank Limited accompanied by a statement of your account containing details of an amount, including
interest, owed by you will be sufficient proof thereof unless the contrary is proved.
7.4. Should your current domicilium citandi et executandi change, and you fail to notify Success Microfinance Bank Limited accordingly, Success Microfinance Bank Limited shall
Success Microfinance Bank
regard the latest postal or residential address given by you to Success Microfinance Bank Limited as the address where notices may be given and documents in legal Registered Deposit Taking Microfinance Institution
BUSINESS ACCOUNT OPENING FORM
proceedings may be served.
7.5. If necessary, Success Microfinance Bank Limited may take legal action against you in an appropriate Court of Law.
7.6. You shall be responsible for payment of all reasonable expenses incurred by Success Microfinance Bank Limited in recovering any amounts you owe Success Microfinance
Bank Limited , including legal fees on an attorney and own client basis, collection commission and tracing fees or any other fees we may incur as a result of our efforts.

8. Letter of Set off Please Complete in Block Letters AND {tick } or {x} where applicable
In consideration of Success Microfinance Bank Limited giving you financial and/or facility accommodation and other facilities, you agree that in addition to any other general lien or
similar right to which Success Microfinance Bank Limited as a deposit taker may be entitled by law, Success Microfinance Bank Limited may at any time and without notice to you 1. DETAILS OF THE BUSINESS
combine or consolidate all or any of your accounts with/and liability to Success Microfinance Bank Limited and set off or transfer any sum or sums standing to the credit of any one
or more of such accounts in or towards satisfaction of any of your liabilities to Success Microfinance Bank Limited on any other account or in any other respect whether such Name of Business
liabilities be actual or contingent, primary or collateral and several or joint.
Company Registration Number
9. Closing of account
VAT Number Date of Incorporation
9.1. Success Microfinance Bank Limited will close your account on receipt of a request in writing signed by you to do so, but the closure will not be effective until all conditions have
been met.
Type of Busines (E.g. Private Limited,
9.2. We reserve the right to close your account on reasonable prior notice and the reasons thereof may be disclosed upon request. Public Quoted, etc)
10. Credit record Industry
10.1. Success Microfinance Bank Limited may make enquiries about your credit record with any credit reference agency or any other relevant parties.
10.2. Success Microfinance Bank Limited may provide credit reference agencies or other relevant parties with information regarding the conduct of your account. 2. CONTACT DETAILS
10.3. Success Microfinance Bank Limited may provide other banks with bank reports relating to the conduct of your account upon request.
Contact Person(s)
11. Confidentiality
11.1. Success Microfinance Bank Limited will treat all your personal information as private and confidential except in the four exceptional circumstances permitted by law which Designation
are:
11.1.1. Where we are legally compelled to do so; Physical Address
11.1.2. Where it is in the public interest to disclose;
11.1.3. Where our interests require disclosure; Business Postal Address
11.1.4. Where disclosure is made at your request or with your written consent.
Telephone Number Business Number
12. General
12.1. We may check by reference to third parties the correctness of details given in the application form you have completed for opening of the account. Website Email
12.2. Accounts may not be ceded or transferred to any other party.
12.3. You must notify Success Microfinance Bank Limited immediately if you are placed under an administration order, sequestrated or liquidated or placed under any other form of 3. PERSONAL DETAILS OF - DIRECTORS/PARTNERS/OFFICE BEARERS
insolvency or legal disability.
12.4. You must notify Success Microfinance Bank Limited within 30 days of any change of address. i. Full Name(s)
12.4.1We are entitled from time to time to request for updated information and documents relating to Anti Money Laundering, Combating Financing of Terrorism and Know
Your Customer documents where necessary. Designation
12.5 You must notify Success Microfinance Bank Limited within 30 days of any change in any of the initial information given at the opening of the account.
12.6 We reserve the right, upon reasonable prior notice, to amend these terms and conditions.
National ID Number

Passport Number Drivers Licence Number

13. Governing Laws
The relationship between Success Microfinance Bank Limited and you the Customer is governed by the laws of Zimbabwe
Date of Birth
14. Fraud Prevention Place of Birth Country of Birth
You consent to Success Microfinance Bank Limited carrying out identity and fraud prevention checks and sharing information relating to this application with the Relevant
Authorities and Law Enforcement Agencies. Should your account(s) conduct at any time in the future reasonably cause us to suspect that your account(s) is/are being used for Date Appointed
improper purposes; you consent to us providing details of this suspicion to the aforementioned authorities and agencies
Residential Address

Telephone Number Business Number

Mobile Number E-mail

Customer’s Signature(s)________________________________________ Customer’s Signature(s)________________________________________ We would like to know what interests or hobbies you have so that we can entertain you in the right areas.

Please tick

Golf Cricket Tennis Wine Tasting Art

Dance Music Fishing Theatrical Art Other (please specify)

ii. Full Name(s)

Designation

National ID Number

Passport Number Driver’s Licence Number

Date of Birth

Place of Birth Country of Birth

Date Appointed

Residential Address

Telephone Number Business Number

Mobile Number E- mail