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DISCLAIMER

This content is for informational purposes only. You should


not construe any such information or other material as legal,
tax, investment, nancial, or other advice. Nothing contained
in this book wconstitutes a solicitation, recommendation,
endorsement, or o er by Abraham Robertson or any third
party service provider to buy or sell any securities or other
nancial instruments in this or in in any other jurisdiction in
which such solicitation or o er would be unlawful under the
securities laws of such jurisdiction.

All content on this site is information of a general nature and


does not address the circumstances of any particular
individual or entity. Nothing in the site constitutes
professional and/or nancial advice, nor does any information
on the Site constitute a comprehensive or complete
statement of the matters discussed or the law relating
thereto. Abraham Robertson is not a duciary by virtue of any
person’s use of or access to the site or content. You alone
assume the sole responsibility of evaluating the merits and
risks associated with the use of any information or other
content on the site before making any decisions based on
such information or other content. In exchange for using the
site, you agree not to hold Abraham Robertson, its a liates,
or any third party service provider liable for any possible
claim for damages arising from any decision you make based
on information or other content made available to you
through the site.

Follow the author on Instagram: @Abrahamneitarob


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INTRODUCTION
For the last ve years, I have dedicated my life to learning
about how a regular person can go from nancial struggle to
nancial freedom. I have taken countless courses, read
hundred of books, and even got my Bachelors in Finance
from Howard University. During this journey, I have made
many mistakes, but I also did a lot of things correctly. It all led
me to where I am today, which is feeling completely in control
of my nancial future. I am writing this E-book because I
believe we live in a world where information should be
shared; I believe in a world where group economics is one of
the most powerful activities.
Now more than ever, we must learn to navigate this world
of constant information. One of the biggest disadvantages of
being able to share information so freely in the 20th century
is that we are subject to the harm of fake news. I believe to
my core that fake news will be one of the biggest challenges
of my generation.
On my personal social platforms and in pubic encounters, I
have seen people giving information that is very harmful and
could cause long term negative e ects to the viewers. I have
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seen people suggesting that viewers trade the stock market
instead of paying o debt or worse: trade options to pay o
debt. This is the equivalent to telling someone to go to the
casino to pay o debt and is terrible advice because it is
essentially a gamble. We also have a new trend where
millennials think it’s cool to quit their 9-5’s and just gure it
out. I also think this is horrible advice and should be taken
with a grain of salt. My suggestion is if you see someone
telling you to quit your 9-5 job, ask yourself what they are
trying to sell you before you do it.

In this E-Book, I will be giving away the information I use to


handle my nances. If you take heed to this information, it is a
guarantee that you will feel more comfortable about money. I
will not be giving away investment advice on what stocks to
buy or which currencies to sell. Instead, I will be speaking
about creating multiple streams of income so that your
income isn’t dependent on the number of hours you work. I
will not be selling you a “pie in the sky” that will make you
quit your job tomorrow. But I promise, if you read this E-Book
you will learn that it’s possible to make money when you are
on vacation, when you’re sick, and when you are asleep.
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1.
WEALTH IS MEASURED IN TIME

Most of the people who will read this book are only
looking to make a little extra money. Others are looking to get
stinking rich, but not many people want to get wealthy. It’s
important to understand that there are major di erences
between having a lot of money and having wealth. The rst
thing to understand about this distinction is that wealth isn’t
measured in money, it is measured in TIME.

People aren’t taught this in public schools because the


major corporations want us to sell our time to them so they
will always have labor. This isn’t a bad thing, because not
everyone comes from a wealthy or knowledgeable family and
we all need to start somewhere, and usually that’s by selling
our time. But you do not have to stay there forever. It’s also
important to understand that on a company’s nancial
statement, labor is not an asset, it is an expense. This is
probably why you feel so much like a pawn in your
workplace. The truth is it doesn’t matter what line of work you
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are in, most people are exchanging their time for money and
that’s the wrong way to look at things.
Traditionally, if you want to make more money there are
only two ways to do it:

A. Charge more per hour. This usually requires going


back to school and getting more quali cations or earning a
promotion.

B. Work more hours. You only have 24 hours in the day.

If most of the readers of this E-Book go to their parents


and ask how to make more money, they will usually give one
of these two answers. That is because this was their map of
the world and it’s the map they gave us.

“THE MAP IS NOT THE TERRITORY “


The maps that were passed down to us are not
necessarily how the world actually is. Earning more money
does not have to be how I explained above. There are other
philosophies about money that are better maps to use to
navigate the world. These maps will give you better long term
results and an ability to give your children a better start than
you received.
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The Old Map

• The only way to achieve true nancial independence is


by getting a good education and working very hard at your
job.

A New Map

• The only way to achieve true nancial independence is


by creating multiple streams of income.

This map is completely di erent from the one you may


have been introduced to at birth because this map doesn’t
necessarily depend on time. In the map we were introduced
to at birth, we do all the heavy lifting, often times getting into
debt while doing it. In this new map, your money does all the
work for you. The best thing you can do for yourself to
become nancial independent is to get a stream of income
that doesn’t depend on you exchanging your time for pay. If
there is nothing else you achieve in your life as it pertains to
your nances, this should be one of them. You may not amass
signi cant wealth, but just accumulating a few passive
streams of income can change your life. Let me show you
using a formula below what Passive Income can do for you.
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THE FINANCIAL FREEDOM FORMULA
What this formula does is it tells you how wealthy you are
in terms of time. The formula asks you for three things:

1. Your total liquidity (all of the cash you have on hand,


including funds in checking and savings accounts)
2. Your monthly living expenses
3. How much passive and semi passive income you make
every month
Let's say your total liquidity is $20,000, your monthly living
expenses are $2,500 and your passive income is 0. With this
formula, you could a ord to buy 8 months of time.
This means that if for some reason you lost your job, you
could only last 8 months on your liquid assets (Nest Egg)
without having to get another job. This is how 90% of people
are living. They are depending on the map they were given
at birth. What I nd so interesting is that this map is risker
than the new one I gave to you. In order for you to lower your
risk using that map, you have to become indispensable. You
have to be one of the most valuable people at your job. If you
are not, you run the risk of losing your job for some
unforeseen circumstance. Once this happens, you are usually
back on the clock, having to search for another job very soon.
If you don't believe me, go ask your friends and family for
their numbers and look at the results. A very high percentage
of them cannot a ord to lose their jobs.

The Financial freedom formula allows you to calculate


where you are in terms of time

Let us try the same example above, but let's change a few
numbers around and see what happens. Let’s say that
instead of having zero passive income, you spend your time
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acquiring additional sources of income and eventually your
passive income can cover half of your expenses every month.

This essentially doubles your time because you will only


need to dip into your liquidity for half the amount. By doing
this, you now buy 16 months into the future. By now, you
should realize that there is a positive correlation between
passive income and your nancial freedom, providing your
expenses remain the same.
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The most exciting part about this formula is when your
passive income surpasses your expenses. Once this
happens, you are nancially free. If you lose your job or you
are unable to perform your job, you will not have to dip into
your nest egg because your passive income covers all your
expenses.

Not only will you be able to cover all your expenses with
your passive income, but you will have Five hundred dollars
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extra to add to your nest egg from your passive income every
month, growing you wealthier. This is the de nition of having
your money work for you. I am not trying to in uence you to
leave your job. I am trying to in uence you to use your job.
My best friend always says, “I don’t work for Facebook, I
consult for them.” He is absolutely right, and once he started
looking at his job this way he started making almost half his
Facebook salary from his side hustle. Most importantly, he
doesn’t spend that extra money; he uses it to buy additional
streams of passive income. Eventually, he won’t need his
income from Facebook and he can decide if he wants to stay
or not.

Do you see how adding extra sources of income can


completely change your life?

By now, you should have a completely di erent map of the


world and what it means to be nancially free. Many people
have lots of money, but if they lose their talent, their job, or
other abilities, they will be broke in a certain amount of time.
If they run their nancial freedom numbers, they don’t have
much time left. I’m con dent this wont happen to you, but
don’t get too excited — we have a lot more to cover.
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2.
GET YOUR BUCKETS STRAIGHT
Don’t quit your job just — yet there is a lot more to learn as
it pertains to your nances. The next concept I would like to
introduce is your nancial buckets. Imagine when we were all
born, we were delivered beside an old-fashioned well. The
water in the well is a representation of your income.
Once you are born, your parents give you three buckets.
They say each bucket has its own purpose. One bucket is for
necessities, one for savings, and another for investing. Your
parents tell you that you will have to use these bucket to
carry your income throughout life and if you're able to ll
them you will live a prosperous life. You can retire
comfortably and surround yourself with things that give you
joy. The only thing to note is that the bucket that is used for
necessities has a hole in the bottom.

The necessities bucket represents the amount of money


you must spend to enjoy the quality of life you want. It is the
amount of debt and obligations you have accumulated in
your life. Examples of necessities include mortgage and car
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payments, student loan payments, subscription services,
insurance, shopping, entertainment, etc.

The savings bucket — which is also called protection — is


the money that you cannot a ord to lose. This bucket is used
to protect you and your investments incase of an emergency.

The Investing bucket is for your future wealth. The money


you put in this bucket is put there to grow. This bucket
creates additional streams of income and helps you to
become nancially free. Examples of investments include
dividend stocks, Reits, Vending machines, trading strategies,
rental properties, side hustles, etc.

These are the buckets everyone carries through life. The


sooner people learn about these buckets and how to operate
them, the better it will be for their nancial future. When I
teach my kids about these buckets, I will tell them that if they
take care of the buckets the right way, they won’t get rich
quickly, but they will get rich surely. All they have to focus on
is getting a little bit wealthier each day. I will also stress the
importance of keeping the costs of necessities low and
constantly remind them that the necessity bucket has a hole
in the bottom. This means that they will never get this money
back once they spend it.
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Your wealth is determined by how much you save and
invest, not by how much you spend. Therefore, you must
discover your own inexpensive way to live a happy life. There
are many ways to live a life full of pleasure without costing a
fortune. The rst step is to get o “Idiotgram” and realize if
you want nancial freedom, most people that we see with
tons of materials goods in the media are not free. Actually,
you don’t have to stop consuming media, but you must be
cognizant of the type of content you are consuming and how
it impacts your psyche. If you gure out a way to be humble
and do this, you will have a huge advantage over your peers.
As your peers earn more income, they will put more of their
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income into the necessities bucket and raise their cost of
living, not knowing they are throwing their money through the
hole in the bottom of the bucket. Not only are they throwing
the money away, they are doing the worst thing possible:
raising the Expenses column in the Financial Freedom
Formula without raising the Passive Income column — and we
know how that’s going to turn out. You may ask yourself why
everyone does this, and it’s because of their map of the
world.

Tip: The biggest wealth stealers are your house, car, and
entertainment.

Once my children understand the importance of using the


necessities bucket wisely, I will move onto explaining the
savings bucket. There are people who live modest lifestyles
and they save a lot of money. The reason they save so much
is because they don’t know how to put their money to work
or perhaps they don’t understand the concept of in ation. It is
my rm belief that anyone who understands in ation will start
learning to invest today.
In ation is another silent wealth killer; it slowly eats away
at you. In ation is the rate at which the prices for goods and
services rises in an economy. Consequently, this causes the
purchasing power of that economy’s currency to fall. This is
why saving is not the best strategy for retirement. Let's
pretend that the cost of an iPhone was $200 today, and the
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current in ation rate is 2%; next year, the price of an iPhone
would be $204, assuming that prices increase with in ation.
Over a long period of time, that can have a big impact on
your money. In 1950, a single dollar went a lot further than it
goes today. This means if you had savings, your money would
have to earn more than the rate of in ation to preserve your
wealth. In ation is a market force that is impossible to
completely avoid. It's best to start planning your ght against
it now so it does not impact your long term nancial plans.
I will be sure to tell my kids that the only purpose of
their savings is to protect their investments. “You must
safeguard your savings in case of a disaster,” I will say. Of
course you should put your savings in a safe investment, but
make sure it is easy to liquidate in case you need it.
The main elements of investing is time, capital, and rate of
return, with time being the most important. If you do not allow
your investments enough exposure to the markets, it will not
compound and build wealth for you. Therefore, you do not
want to have to withdraw your investments if you have an
emergency. That is why we have savings to protect our
investments.

Ideally, you want to have at least 6-12 months of expenses


in your savings bucket. This should be easy to do since you
will know exactly how much is going into that bucket at all
times. This gives you time to get back on your feet incase you
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lose the ability to earn. It also allows you to keep building
wealth while you do that.

Now it’s time for us to speak about the investments


bucket. The purpose of this bucket is for you to grow
wealthier. “This bucket is what you will use to fund your future
and my grandkids’ future,” I will say to my children. “This is
the bucket I have used to fund your college expenses, for my
retirement, and for you to receive when I die. When I pass on
to the next life, you cannot be given my job, but you can
inherit my income-producing assets.”
This is also the bucket that is used to build additional
wells. When you rst start out in life, you usually have one
well (unless our parents were gracious enough to follow this
formula). I assumed that’s not the case for you, or you would
not be reading this E-book.
Usually one starts with earned income and that's the only
well they can pull from for a few years. The problem is they
never try to build additional wells. They keep putting their
money in the wrong bucket all their lives. As their obligations
grow, it becomes impossible to try and redirect the money
anywhere else. So always remember, the investments bucket
is used primarily to create new wells for you and your
descendants.
“You are lucky my dear, when I pass away, you will receive
multiple wells to pull from. But you must not put the water into
the wrong bucket. You must continue to let it multiply.”
“But what If I lose it all?”
“You must promise me that you will not let that happen, my
dear. But if it does, you must use your main source of income
and start over with the buckets. If your main source cannot ll
all the buckets, you must increase the ow from that source
and/or make new sources. I have done most of that heavy
lifting for you, so hopefully you nor anyone in our lineage will
have to do it again."
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MR DEBT
In the previous section, I spoke about how most people ll
the necessities bucket and as their obligations grow, it
becomes impossible to redirect their money. I am sure a lot of
you are asking, “Why? I mean, can’t they just stop paying for
those things?” This leads me to teach you about the biggest
threat to building wealth.
For thousands of years, merchants have used credit to
help their customers nance purchases. Credit is not a new
concept, but the way we use it today is de nitely di erent.
Some of the earliest examples of a credit system include the
code of Hammurabi, named after the ruler of Babylon from
1792-1750 BC. In those days, credit was used primarily as a
means for farmers to grow their business. Seeds would be
sold to farmers on terms that permitted payment after
harvest. I believe that business credit or a mortgage is totally
ne because these types of loans are taken out against an
asset that often times will earn enough to service the debt.
However, In the 21st century, this is not how credit is used.
Credit is used to fund purchases that have no future value.
Young adults are given credit cards and they use them to buy
clothes, entertainment, and expensive toys. Eventually they
end up swimming in debt that they have no idea how to get
out of. The question now is: how have we gotten here?
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Here is the thing about Mr. Debt, his primary goal is to
control your future income and when he is nished with
yours, he will try to control your kids’. If you aren’t in control
of your nances, you will put all of your income in the
necessities bucket. Once you put everything in your
necessities bucket, you would think you have no more money
left, but that’s not the case. Mr. Debt comes along and he
o ers you more spending power. There is one caveat,
however: he will own a piece of your future income.
You asked me why people can’t simply move money from
the necessities bucket to the investments bucket, and that's
because they are no longer in control of the necessities
bucket. Mr. Debt now controls it.
This is what many young people get themselves into. They
spend more than they earn and end up in modern day
slavery, working for Mr. Debt. That’s one of the biggest
di erences between the poor and the wealthy: the wealthy
controls their debt, while debt controls the poor.

“ IF YOU OWE A DOLLAR AND YOU FIND


A DOLLAR, YOU HAVE ZERO DOLLARS.”
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Today, I implore you to get your buckets straight. Lower
your expenses and pay any debts you have so you can start
with a clean slate. The plan is to spend less, make more, and
invest the di erence in assets that will appreciate. The rst
step to being nancially independent is having more money
than you need and owing far less than you own.
Don’t get me wrong, in order to get your buckets straight it
could take months or years. Each and everyone of us start
from a di erent starting line, but thank goodness building
wealth is a marathon and not a race. It will be hard, but I
promise it will be worth it. Most of your friends will not be
following this strategy and you may end up feeling isolated
and lonely. I am grateful to have a wife who is all in on this
plan. Find other like-minded individuals; nd your tribe. When
things get tough, always remember “heavy is the head that
wears the crown.”
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3.
PLAN YOUR NUMBERS; DON'T THROW
AROUND WILD GUESSES
Based on the previous chapter, you should understand
that ne luxuries and trips to Dubai that you see on social
media is not what nancial freedom necessarily looks like.
Most people are labelling the accumulation of things in life as
nancial freedom; they bottle it up and put it into a course
and try to sell it to you. This became even more prevalent
with the rise of iMarkets Live (IML), a multi level marketing
scheme which uses nancial freedom as its main slogan.
Financial freedom is not about having all these things. In fact,
there are many people who do these things and are not
nancially free. They must get up every single day and work
for their money because they don’t understand the principles
I have introduced to you. They haven’t made an e ort to buy
Income Producing assets (IPAs) that can pay for their entire
living expenses. Instead, every time they make a little money,
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they buy more liabilities which make them have to wake up
the next day working even harder not to lose them.
Now that you have a better idea of how to look at your
money, we can get into planning with the end in mind.

When someone is running a business, there are 3


numbers they must always know in order for their business to
survive and be successful. These numbers are:

1. Net Cash ow

• Net cash ow is the di erence between the money


coming in and the money coming out of your business for
a speci c period.

2. The cost of acquiring a customer (CAC)

• The CAC can be calculated by simply dividing all the


costs spent on acquiring more customers (marketing
expenses) by the number of customers acquired in the
period the money was spent. For example, if a company
spent $100 on marketing in a year and acquired 100
customers in the same year, their CAC is $1.00.

3. That customers lifetime value (CLV)

• CLV is a measurement of how valuable a customer is to


your company, not just on a purchase-by-purchase basis
but across the entire relationship.
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Your life should be looked at the same way as
entrepreneurs look at a business. There are certain numbers
you must know in order to grow wealthy and to protect that
wealth along the way. When I mention these numbers to
people I am usually surprised at how many of them don’t
know their personal targets but still throw around statements
like “I want to be nancially free.” The thing is, nancial
freedom looks di erent to everyone. Some people want a
luxury lifestyle and other people want a very simple lifestyle.
So saying “I want to be nancially free” without having actual
numbers is the same as getting in the car and saying “I don’t
want to go downtown.” Well, where do you want to go?

So let’s get to the numbers you need to know to take


control of your life like a business owner would take control
of their business.

1. Your lifestyle Burn Rate


•Your lifestyle burn rate (LBR) is how much you need to
spend each year to enjoy the lifestyle you want. It’s easy to
determine this number. Simply calculate how much you are
currently spending each year, and then increase that by the
yearly cost of all the extra things you’d like to have that you
don’t have now. It’s important not to guess these numbers;
you must actually sit down and calculate them. I recommend
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using an app like Mint (which is free) to do this as it tracks and
categorizes your spending, thus makes the process much
easier.

Remember: Guessing is synonymous with grossly


underestimating.

What your lifestyle burn rate tells you is the amount of


money you need to earn per year to live the life you want. My
lifestyle burn rate is $150,000 USD and it includes every
single thing I want.

2. Your retirement number


Your retirement number is the amount of money you need
to tell your boss to hit the road. Once you get to this number,
you never ever have to work another day in your life. I
personally don’t believe anyone should sit at home and do
nothing. I think humans are here to create and should do so,
but in ways that align with our individual interests.
Your retirement number is calculated by multiplying your
lifestyle burn rate by 13.

My retirement number is $150,000 x 13 = 2,000,000


This money should be held in safe vehicles (such as
municipal bonds or rental real estate that distributes regular
income). This means you should park your retirement number

in these assets and the assets give you a return at the end
of the year. It’s reasonable to expect a 5% return from
municipal bonds and a 10% return from rental real estate. If
you can successfully allocate across these assets, you can
expect an average return of 7.5%. This is why we use 13 in the
formula, because 13 is the inverse of 7.5% and I believe it is
not unrealistic to get that type of return. Based on the formula
above, all I need is $2,000,000 parked in an asset thats
yields me 7.5% a year to never have to lift another nger. This
is why I have so much purpose about what I do because I
know my exact numbers.
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An easier formula to use

It is my rm belief that if you don’t know these numbers,


you will work forever. It is the equivalent of shooting at a
moving target. You may hit it, but it’s a lot harder. I nd that
when I do these numbers with people that they have a huge
reality check. They realize that before doing these numbers,
they just had arbitrary goals.Afterwards, they realized they
had a lot of work set out for them if they were to truly achieve
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their nancial goal. I also noticed that many people decided
to discard of things they “thought” they wanted after doing
the exercise.

4.
DIFFERENT STREAMS OF INCOME
By now you should see the bigger picture. If you want to
be wealthy and leave a legacy, it’s going to take hard work.
It’s actually a lot easier to go through life accumulating
liabilities until you die than it is to build wealth. The sad part is
those liabilities are often left for your kids or siblings. I
watched my mother have to deal with liability after liability left
by her sisters after they passed away. I promised myself that
if I don’t leave behind assets, the least I could do is not leave
behind liabilities for my family members to be burdened with.
Of course, building wealth is harder than just putting your
money down the bucket with the hole in the bottom. If you
think it’s too di cult, at least take out a life insurance policy
and don’t accumulate too much debt during your time here.

If you are up for the journey and you want to wear the
crown in your family, It is important to learn about di erent
streams of income. Most of us won’t be able to accumulate
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$2,000,000 from earned income because our jobs don’t pay
enough. It would take us a very long time to get there, if we
get there at all. That’s why we must learn about other streams
of income so that we don’t have to do all of the heavy lifting
and our money can do some of the lifting for us.
Earlier, I mentioned that there are a nite amount of jobs
that we can have because there are only 24 hours in the day.
But there is no limit to the amount of income-producing
assets you can have. That’s why it's so important to use your
primary source of income to create other sources. Those
other sources can be leverages and scaled much easier than
you can scale your earned income.
To make $2,000,000 in a business, you only have to sell a
$500 product 4,000 times. This is the power of other streams
of income and when you couple it with the nancial markets
you can make some serious gains.
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Ideally, the image above is how you want your buckets to
look.

The average Millionaire has seven streams of Income. I


know that some readers may know them but I will go over
them for those who don’t.

1. Earned Income
• Earned income is your primary income stream through
a job. The majority of us start here, and many go no further.
For most, earned income is very limiting and has attracted
the acronym, Just Over Broke! Of course, some jobs pay
exceptionally well, but these are exceptions, not the norm.
Most people must go beyond a job to create nancial
freedom.

2. Pro t income
Selling a service or product for more than what it costs to
produce them is the basis of pro t income. You could open a
retail store and sell products, o er professional services and
charge for your time, or combine the two.
It is one of the hardest steps to move from earned income
to pro t income, but it is worth it if you want to create
nancial independence for yourself. This is the route most
people take when they try to build out another stream.

3. Interest Income
If you have spare cash sitting in the bank account, it is
losing money. There are many ways you can put your money
to work and earn a passive income stream. Consider
investing it in a high yielding savings account and use the
power of compound interest to gain a passive income. Buying
government bonds is another safe investment that will
generate interest. It is also common for people to become
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private lenders. Private lenders are entities that loan money
to individuals or businesses but are not tied to any bank or
credit union. A private lender can fund many di erent
varieties of loans, but two of the most common are real estate
loans and personal loans. Becoming a private lender is a very
handsfree way to earn interest on your money sitting in the
bank.

4. Dividend Income
When you buy shares in a company, you become part-
owner of that company and entitled to dividend payments.
Well-timed investments in companies can generate excellent
passive income streams. These income streams can be paid
out on a monthly basis and a quarterly basis. Warren Bu et
collects millions in dividend income every year because he
buys companies that are healthy and growing. As a thank
you, those companies pay him a percentage of their income.
You may not make millions in dividend income, but you can
make a few thousand and pass it on to your kids.

5. Rental Income
Property investment is an excellent way of protecting your
money and generating an income from rent. There are two
downsides to this income stream. First, it requires a
substantial investment initially, unless it is part of an
investment scheme. Second, releasing the cash can be time-
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consuming and costly, so if you may need the money quickly,
this is not for you.

6. Capital gains income


Buying and selling assets can provide you with an income
known as capital gains. For example, if you buy stocks and
shares worth $100 and then sell them on for $120, the capital
gain is $20.
It is essential to consult an accountant rst about capital
gains, as each country has di erent rules. Depending on the
asset sold, the capital gains tax may wipe out all of your
pro t.

7. Royalty Income
This is a passive income stream generated by designing,
building, or making something unique and charging people
and businesses to use it. Musicians are a prime example. In
most cases, musicians are signed to a particular label, such
as Virgin Records. The record company pays to record the
musicians, produce the records, market them, and sell them.
The musicians receive a royalty payment for every album
sold and every time it is played to the public. Famous
musicians, such as Elton John, make millions from the
royalties for playing his music.
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5.
THE GAME PLAN
Your major goal should be to limit the amount you are
giving to necessities bucket and increase the amount you are
giving to the investing bucket. This will allow you to develop
other streams of income other than your primary stream. If
you commit to this, you will have an army of soldiers working
for you and bringing you back little dollar bills every month.
Your only responsibility at that time is to ensure you don’t get
carried away and start to put your extra dollar bills down the
hole. I rmly believe that anyone can use these strategies to
go from nancially unstable to nancially independent. It will
take hard work, dedication and the ability to ignore what
everyone else is doing. It’s up to you if its worth it.
The true wealthy people have multiple streams of income,
they know their wealth based on time, and they know their
retirement numbers. They don’t get up every morning saying
they want to be rich. They know the game plan and they go
out with a will to execute it. When they get large sums of
money, they buy income producing assets that will pay them
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every month and every income producing asset serves its
own purpose. These people don’t depend on anyone to give
them a raise, they give themselves a raise. Some income
producing assets pay for their car, some for their home, and
some for their trips. If you want to become wealthy, you must
do the same.
I started a small community of people who are dedicated
to this strategy of building wealth. We use group economics
to share di erent streams of income and knowledge on how
to build them. The goal of the community is for everyone in
this group to grow together every year. As a member, you are
joining us on a mission to grow wealthier and achieve
nancial freedom, improve your mindset and personal
development, achieve your personal goals, and nd lasting
success and ful llment in your career.
Sometimes, all you need is a new map of the world and
this product will do just that. Most of the customers who buy
this product come to me saying that it has completely
changed their psychology about money. I have introduced
this content to over 50+ students from the Caribbean, North
America, and even Africa and it has resulted in a major
psychological shift to how they view money. This simple shift
has resulted in students clearing over 50k+ in debt over 4
months, getting promotions at the top companies like Google
and Goldman Sachs, and students earning side incomes
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while in college. If you are serious about creating wealth, this
is the place for you. We can’t wait to have you join the family.

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