Personal Credit Report for:

CHARLES WILLISTON

File Number:
430337628

Date Created:
08/26/2022

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 Personal Information

You have been on our files since 10/01/2002. Your SSN has been masked for your protection.

Credit Report Date

08/26/2022

Social Security Number

XXX-XX-9510

Date of Birth

07/20/1957

Name

CHARLES B. WILLISTON

Also Known As

AKA

CHARLES WILLIST

AKA

CHARLES WIILISTON

AKA

CHARLES D. WILLISTON

Addresses

Current Address
826 PINE ST APT 1 BRISTOL, CT 06010-6912

Date Reported

12/31/2015

Other Address

826 PINE ST APT 4 BRISTOL, CT 06010-6912

Date Reported

11/23/2013

Other Address

402 ELLIS ST APT 2 NEW BRITAIN, CT 06051-3640

Date Reported

10/31/2013

Other Address

2 PARK ST APT 1 BRISTOL, CT 06010-6025

Date Reported

04/30/2012

Other Address

44 OAK RIDGE DR APT 23 NEW HAVEN, CT 06513-1174

Date Reported

03/29/2008

Other Address

344 SHERMAN AVE APT 3 NEW HAVEN, CT 06511-3108

Date Reported

02/03/2007

Other Address

579 WHALLEY AVE APT 2 NEW HAVEN, CT 06511-2906

Date Reported

11/20/2006

Other Address

1ST FL 2 PARK ST BRISTOL, CT 06010

Date Reported

03/23/2013

Other Address

OAK ST APT 1N NEW BRITAIN, CT 06051

Date Reported

03/19/2012

Other Address

236 OAK ST APT 1N NEW BRITAIN, CT 06051-1286

 Date Reported

03/21/2012

Other Address

851 FRANKLIN AVE THORNWOOD, NY 10594-1455

Date Reported

07/09/2006

Other Address

320 QUINNIPIAC AVE APT 7F NEW HAVEN, CT 06513-4414

Other Address

2 PARK ST APT 12 BRISTOL, CT 06010-6025

Date Reported

10/23/2013

Other Address

342 SHERMAN AVE NEW HAVEN, CT 06511-3108

Date Reported

12/09/2007

Other Address

1411 CHAPEL ST NEW HAVEN, CT 06511-4413

Date Reported

11/30/2007

Other Address

PO BOX 3686 WOODBRIDGE, CT 06525-0686

Date Reported

04/30/2007

Other Address

1499 STATE ST APT 2ND NEW HAVEN, CT 06511-2702

Date Reported

03/17/2007

Other Address

1411 CHAPEL ST APT 26 NEW HAVEN, CT 06511-4433

Date Reported

01/31/2007

Phone Numbers

Phone Number
 (203) 444-8082

Phone Number

(203) 444-8002

Phone Number

(444) 800-8002

Phone Number

(203) 745-5728

Phone Number

(203) 777-7615

Phone Number

(914) 769-4871

Phone Number

(203) 469-0562

Employers

Employer

HAVEN HANDS LLC

Date Verified
03/14/2022

COMFORT CARE

Date Verified
03/08/2021

HARTFORD HEALTH CARE

Occupation Date Hired Date Verified

CNA 07/01/2014 07/25/2019

ALMOST FAMILY

Occupation Date Verified

PATIENT TECH 07/30/2015

 Accounts

Typically, creditors report any changes made to your account information monthly. This means that some accounts listed
below may not reflect the most recent activity until the creditor's next reporting. This information may include things such as
balances, payments, dates, remarks, ratings, etc. The rating key is provided to help you understand some of the account
information that could be reported. Pay Status represents the current status of accounts and indicates how you are currently
paying. For accounts that have been paid and closed, sold, or transferred, Pay Status represents the last reported status of
the account.

Payment/Remarks Key

Ratings

OK Current, paying or paid as agreed

N/R Not Reported

X Unknown

30 Account 30 days late

60 Account 60 days late

90 Account 90 days late

120 Account 120 or more days late

COL Transferred to collection

VS Voluntarily surrendered

RPO Repossession

C/O Charged off by account provider

FC Foreclosure

Remarks

AAP: Loan assumed by another party

ACQ: Acquired from another lender
ACR: Account closed due to refinance
ACT: Account closed due to transfer
AFR: Account acquired by RTC/FDIC
AID: Account information disputed by consumer
AJP: Adjustment pending
AMD: Active military duty
AND: Affected by natural disaster
BAL: Balloon payment
BKL: Included in bankruptcy
BKW: Bankruptcy withdrawn
CAD: Dispute account/closed by consumer
CBC: Account closed by consumer
CBD: Dispute resolved/consumer disagrees/closed by consumer
CBG: Canceled by credit grantor
CBL: Chapter 7 bankruptcy
CBR: Chapter 11 bankruptcy
CBT: Chapter 12 bankruptcy
CLA: Placed for collection
CLO: Closed
CLS: Credit line suspended
CRB: Collateral released—balance owing
CTR: Account closed—transfer to refinance
CTS: Contact subscriber
DDR: -none-
DLU: Deed in lieu
DM: Bankruptcy dismissed
DRC: Dispute resolved/consumer disagrees
DRG: Dispute resolved reported by credit grantor
ER: Election of remedy
ETB: Early termination/balance owing
ETI: Early termination by default
ETO: Early termination/obligation settled
ETS: Early termination/status pending
FCL: Foreclosure
FPD: Account paid, foreclosure started
FPI: Foreclosure initiated
FRD: Foreclosure collateral sold
FTB: Full termination/balance owing
FTO: Full termination/obligation satisfied
FTS: Full termination/status pending
INA: Inactive account
INP: Debt being paid through insurance
INS: Paid by insurance
IRB: Involuntary repossession/balance owing
IRE: Involuntary repossession
IRO: Involuntary repossession/obligation satisfied
JUG: Judgment granted
LA: Lease assumption
LMN: Loan Modified Not GOVT (government)
LNA: Credit line is no longer available
MCC: Managed by credit counseling service
MOV: No forwarding address
NIR: Student loan not in repayment
NPA: Now paying
PAL: Purchase by another lender
PCL: Paid collection
PDD: Paid by dealer
PDE: Payment deferred
PDI: Principle deferred/initial payment only
PFC: Account paid from collateral
PLL: Prepaid lease
 PLP: Profit and loss now paying
PNR: First payment never received
PPA: Paying partial payment agreement
PPD: Paid by co-maker
PPL: Paid profit and loss
PRD: Payroll deduction
PRL: Profit and loss write-off
PWG: Account payment, wage garnish
REA: Reaffirmation of debt
REP: Substitute/replacement account
RFN: Refinanced
RPD: Paid repossession
RPO: Repossession
RRE: Repossession redeemed
RVN: Returned voluntarily
RVR: Returned voluntarily/redeemed
SET: Settled—less than full balance
SGL: Government secured guaranteed
SIL: Simple interest loan
SLP: Student loan perm assign government
SPL: Single payment loan
STL: Credit card lost/stolen
TRF: Transfer
TRL: Transferred to another lender
TTR: Transferred to recovery
WEP: Chapter 13 bankruptcy
For account information other than payment history, we may show brackets > < to indicate information that may
negatively affect your credit health.

Accounts with Adverse Information

Adverse information typically remains on your credit file for up to 7 years from the date of the delinquency. To help you
understand what is generally considered adverse, we have added >brackets< to those items in this report. For your protection,
your account numbers have been partially masked, and in some cases scrambled. For any account that contains medical
information, the information following 'Medical-' is not displayed to anyone but you except where permitted by law. Please
note: Accounts are reported as "Current; Paid or paying as agreed" if paid within 30 days of the due date. Accounts reported as
Current may still incur late fees or interest charges if not paid on or before the due date.

Account
Name

AES/ SLMA714323925PA0****

Account Information
 Address POB 61047 HARRISBURG, PA 17106

Phone (800) 233-0557

Monthly Payment $0

Date Opened 06/28/2007

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $0

Date Updated 01/05/2017

Payment Received $2,713

Last Payment Made 01/05/2017

High Balance $1,910

Pay Status >Transferred; was 120 days past due date<

Terms $0 per month, paid Monthly for 200 months

Date Closed 01/05/2017

Estimated month and year this item will be removed 12/2022

Remarks ACCT CLOSED DUE TO TRANSFER

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016

Rating: OK 60 60 120 120 120 120 120 120 120 120 120

2015

Rating: X X X X OK OK OK X X X X OK

2014

Rating: --- --- --- --- X X X X X X X X

 AES/ SLMA714323925PA0****

Account Information

Address POB 61047 HARRISBURG, PA 17106

Phone (800) 233-0557

Monthly Payment $0

Date Opened 06/28/2007

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $0

Date Updated 01/05/2017

Payment Received $4,863

Last Payment Made 01/05/2017

High Balance $2,910

Pay Status >Transferred; was 120 days past due date<

Terms $0 per month, paid Monthly for 200 months

Date Closed 01/05/2017

Estimated month and year this item will be removed 12/2022

Remarks ACCT CLOSED DUE TO TRANSFER

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016

Rating: OK 60 60 120 120 120 120 120 120 120 120 120

2015
X X X X OK OK OK X X X X OK
Rating:
2014

Rating: --- --- --- --- X X X X X X X X

CAPITAL ONE517805810061****

Account Information

Address P O Box 31293 Salt Lake City, UT 84131

Phone (800) 955-7070

Date Opened 07/28/2012

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

Balance $311

Date Updated 08/16/2022

Last Payment Made 06/28/2022

Pay Status >Charge-off<

Terms Paid Monthly

Date Closed 11/24/2018

High balance of $2,677 from 02/2020 to 06/2022; $2,677

High Balance (Hist.) from 08/2022 to 08/2022

Credit limit of $2,250 from 02/2020 to 06/2022; $2,250

Credit Limit (Hist.) from 08/2022 to 08/2022

Estimated month and year this item will be removed 03/2025

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $680 $680 $680 $606 $532 $385 --- $311 --- --- --- ---

Past Due: $680 $680 $680 $606 $532 $385 --- $311 --- --- --- ---
Remarks: CBG/> - - - PRL< CBG/> - - - --- PRL< CBG/> --- --- --- ---

Rating: C/O C/O C/O C/O C/O C/O N/R C/O --- --- --- ---

2021

Balance: $1,079 $979 $879 $879 $779 $679 $679 $679 $784 $784 $680 $680

Past Due: $1,079 $979 $879 $879 $779 $679 $679 $679 $784 $784 $680 $680

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O

2020

Balance: --- $2,179 $2,079 $1,979 $1,779 $1,779 $1,679 $1,579 $1,479 $1,379 $1,279 $1,179

Past Due: --- $2,179 $2,079 $1,979 $1,779 $1,779 $1,679 $1,579 $1,479 $1,379 $1,279 $1,179

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O

2018

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: 30 OK OK 30 30 60 90 120 120 120 N/R C/O

2017

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: 90 OK OK OK 30 OK OK OK 30 60 90 90

2016

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL< CBG/> - - - PRL<

Rating: OK OK OK OK OK OK OK OK OK OK 30 60

2015
Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- CBG/> - - - PRL<

Rating: --- --- --- --- --- --- --- --- --- OK OK OK

DEPT OF ED / NELNET90000052457****

Account Information

Address PO BOX 82561 LINCOLN, NE 68501

Phone (888) 486-4722

Monthly Payment $0

Date Opened 04/03/2009

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $3,220

Date Updated 07/31/2022

Payment Received $0

Last Payment Made 07/04/2022

Pay Status Current; Paid or Paying as Agreed

Terms $0 per month, paid Monthly for 120 months

High Balance (Hist.) High balance of $2,333 from 02/2020 to 07/2022

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 --- --- --- --- ---

Past Due: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Amount Paid: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Scheduled Payment: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Remarks: --- --- --- --- DRG DRG DRG --- --- --- --- ---

Rating: OK OK OK OK OK OK OK --- --- --- --- ---

2021

Balance: $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220

Past Due: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Amount Paid: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2020

Balance: --- $3,217 $3,234 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220 $3,220

Past Due: --- $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Amount Paid: --- $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: - - - $51 $51 $0 $0 $0 $0 $0 $0 $0 $0 $0

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: X X OK OK OK OK OK OK OK OK 90 120

2018

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X X X X X X X X X

2017

Balance: --- --- --- --- --- --- --- --- --- --- --- ---
Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2016

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: --- --- --- --- --- --- --- OK OK OK OK OK

DEPT OF ED / NELNET90000052457****

Account Information

Address PO BOX 82561 LINCOLN, NE 68501

Phone (888) 486-4722

Monthly Payment $0

Date Opened 04/03/2009

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $4,214

Date Updated 07/31/2022

Payment Received $0

Last Payment Made 07/04/2022

Pay Status Current; Paid or Paying as Agreed

 Terms $0 per month, paid Monthly for 120 months

High Balance (Hist.) High balance of $2,667 from 02/2020 to 07/2022

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 --- --- --- --- ---

Past Due: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Amount Paid: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Scheduled Payment: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Remarks: --- --- --- --- DRG DRG DRG --- --- --- --- ---

Rating: OK OK OK OK OK OK OK --- --- --- --- ---

2021

Balance: $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214

Past Due: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Amount Paid: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2020

Balance: --- $4,211 $4,235 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214 $4,214

Past Due: --- $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Amount Paid: --- $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: - - - $68 $68 $0 $0 $0 $0 $0 $0 $0 $0 $0

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: X X OK OK OK OK OK OK OK OK 90 120

2018
Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X X X X X X X X X

2017

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2016

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: --- --- --- --- --- --- --- OK OK OK OK OK

NAVIENT986582443110R012017****

Account Information

123 JUSTISON STREET,3RD FLOOR WILMINGTON, DE

Address 19801

Phone (888) 272-5543

Monthly Payment $46

Date Opened 06/28/2007

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

 Balance $3,900

Date Updated 07/31/2022

Payment Received $0

Last Payment Made 04/24/2019

Pay Status >Account 120 Days Past Due Date<

Terms $46 per month, paid Monthly for 120 months

High balance of $1,910 from 02/2020 to 09/2020; $1,910

High Balance (Hist.) from 12/2020 to 07/2022

Estimated month and year this item will be removed 03/2029

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $3,774 $3,794 $3,815 $3,836 $3,858 $3,878 $3,900 --- --- --- --- ---

Past Due: $0 $0 $0 $0 $0 $186 $233 --- --- --- --- ---

Amount Paid: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Scheduled Payment: $46 $46 $46 $46 $46 $46 $46 --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK 90 120 --- --- --- --- ---

2021

Balance: $3,542 $3,560 $3,579 $3,598 $3,617 $3,636 $3,655 $3,674 $3,693 $3,712 $3,731 $3,753

Past Due: $0 $0 $0 $0 $0 $174 $218 $262 $306 $349 $0 $0

Amount Paid: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: $0 $43 $43 $43 $43 $43 $43 $43 $43 $43 $0 $0

Remarks: AND --- --- --- --- --- --- --- --- --- PDE PDE

Rating: X OK OK OK OK 90 120 120 120 120 X X

2020

Balance: --- $3,333 $3,352 $3,370 $3,390 $3,408 $3,428 $3,447 $3,466 - - - --- $3,523

Past Due: --- $239 $0 $0 $0 $0 $0 $0 $0 --- --- $0

Amount Paid: --- $0 $0 $0 $0 $0 $0 $0 $0 --- --- $0

Scheduled Payment: - - - $40 $0 $0 $41 $41 $41 $41 $41 --- --- $0
Remarks: --- --- PDE PDE --- --- --- --- --- --- --- AND

Rating: 120 120 X X OK OK OK OK OK X X X

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X X OK OK OK OK OK OK 90

2018

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X OK OK OK OK OK 90 X X

2017

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: --- --- --- --- --- --- --- --- --- --- --- X

NAVIENT986582443110R022017****

Account Information

123 JUSTISON STREET,3RD FLOOR WILMINGTON, DE

Address 19801

Phone (888) 272-5543

Monthly Payment $84

Date Opened 06/28/2007

 Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $7,037

Date Updated 07/31/2022

Payment Received $0

Last Payment Made 04/24/2019

Pay Status >Account 120 Days Past Due Date<

Terms $84 per month, paid Monthly for 120 months

High balance of $2,910 from 02/2020 to 09/2020; $2,910

High Balance (Hist.) from 12/2020 to 07/2022

Estimated month and year this item will be removed 03/2029

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $6,811 $6,846 $6,885 $6,922 $6,961 $6,999 $7,037 --- --- --- --- ---

Past Due: $0 $0 $0 $0 $0 $336 $420 --- --- --- --- ---

Amount Paid: $0 $0 $0 $0 $0 $0 $0 --- --- --- --- ---

Scheduled Payment: $84 $84 $84 $84 $84 $84 $84 --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK OK OK 90 120 --- --- --- --- ---

2021

Balance: $6,392 $6,423 $6,458 $6,492 $6,527 $6,560 $6,595 $6,630 $6,664 $6,698 $6,733 $6,772

Past Due: $0 $0 $0 $0 $0 $315 $394 $473 $552 $631 $0 $0

Amount Paid: $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Scheduled Payment: $0 $78 $78 $78 $78 $78 $78 $78 $78 $78 $0 $0

Remarks: AND --- --- --- --- --- --- --- --- --- PDE PDE

Rating: X OK OK OK OK 90 120 120 120 120 X X

2020
Balance: --- $6,014 $6,048 $6,082 $6,117 $6,150 $6,185 $6,220 $6,254 - - - --- $6,357

Past Due: --- $432 $0 $0 $0 $0 $0 $0 $0 --- --- $0

Amount Paid: --- $0 $0 $0 $0 $0 $0 $0 $0 --- --- $0

Scheduled Payment: - - - $72 $0 $0 $75 $75 $75 $75 $75 --- --- $0

Remarks: --- --- PDE PDE --- --- --- --- --- --- --- AND

Rating: 120 120 X X OK OK OK OK OK X X X

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X X OK OK OK OK OK OK 90

2018

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: - - - --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: OK OK OK X OK OK OK OK OK 90 X X

2017

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: --- --- --- --- --- --- --- --- --- --- --- X

SANTANDER CONSUMER USA3000022697626****

Account Information

Address P O BOX 961211 FORT WORTH, TX 75161

Phone (888) 222-4227

 Monthly Payment $0

Date Opened 07/11/2019

Responsibility Individual Account

Account Type Installment Account

Loan Type AUTOMOBILE

Balance $3,037

Date Updated 07/31/2022

Payment Received $0

Last Payment Made 07/28/2021

Pay Status >Charge-off<

Terms $0 per month, paid Monthly for 73 months

Date Closed 01/31/2021

High balance of $26,618 from 02/2020 to 04/2022;

High Balance (Hist.) $26,618 from 07/2022 to 07/2022

Estimated month and year this item will be removed 08/2027

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $3,037 $3,037 $3,037 $3,037 - - - --- $3,037 --- --- --- --- ---

Past Due: $3,037 $3,037 $3,037 $3,037 - - - --- $3,037 --- --- --- --- ---

Amount Paid: $0 $0 $0 $0 --- --- $0 --- --- --- --- ---

Scheduled Payment: $0 $0 $0 $0 --- --- $0 --- --- --- --- ---

Remarks: PRL< > --- --- --- PRL< > --- --- --- --- ---

Rating: C/O C/O C/O C/O N/R N/R C/O --- --- --- --- ---

2021

Balance: $25,437 $25,622 $6,968 $3,618 $3,618 $3,618 $3,037 $3,037 $3,037 $3,037 $3,037 $3,037

Past Due: $1,768 $25,622 $6,968 $3,618 $3,618 $3,618 $3,037 $3,037 $3,037 $3,037 $3,037 $3,037
Amount Paid: $0 $0 $18,800 $3,350 $0 $0 $580 $0 $0 $0 $0 $0

Scheduled Payment: $588 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Remarks: PRL< > --- PRL< > --- PRL< > --- PRL< > ---

Rating: VS C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O C/O

2020

Balance: --- $25,257 $25,021 $24,770 $25,115 $24,858 $24,609 $24,951 $24,992 $25,044 $24,785 $25,117

Past Due: --- $0 $0 $0 $0 $0 $0 $0 $296 $594 $592 $1,170

Amount Paid: --- $588 $588 $588 $0 $588 $600 $0 $300 $300 $600 $0

Scheduled Payment: - - - $588 $588 $588 $588 $588 $588 $588 $588 $588 $588 $588

Remarks: PRL< > --- PRL< > --- PRL< > --- PRL< > ---

Rating: OK OK OK OK OK OK OK OK 30 30 30 60

2019

Balance: --- --- --- --- --- --- --- --- --- --- --- ---

Past Due: --- --- --- --- --- --- --- --- --- --- --- ---

Amount Paid: --- --- --- --- --- --- --- --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- --- --- --- --- --- ---

Remarks: --- --- --- --- --- --- PRL< > --- PRL< > ---

Rating: --- --- --- --- --- --- OK OK OK OK OK OK

WESTLAKE FINANCIAL SERVI1529****

Account Information

4751 WILSHIRE BLVD,STE 100 LOS ANGELES, CA 90010-

Address 3838

Phone (800) 641-6700

Monthly Payment $426

Date Opened 03/09/2021

Responsibility Individual Account

Account Type Installment Account

Loan Type AUTOMOBILE

Balance $14,317
 Date Updated 07/31/2022

Payment Received $426

Last Payment Made 06/28/2022

Pay Status Current; Paid or Paying as Agreed

Terms $426 per month, paid Monthly for 54 months

High balance of $15,417 from 03/2021 to 02/2022; $15,417

from 04/2022 to 04/2022; $15,417 from 06/2022 to
High Balance (Hist.) 07/2022

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: $14,600 $14,600 - - - $14,815 - - - $14,594 $14,317 --- --- --- --- ---

Past Due: $0 $426 --- $0 --- $0 $0 --- --- --- --- ---

Amount Paid: $0 $0 --- $300 --- $436 $426 --- --- --- --- ---

Scheduled Payment: $426 $426 --- $426 --- $426 $426 --- --- --- --- ---

Remarks: --- --- --- --- --- AID AID --- --- --- --- ---

Rating: OK 30 OK OK X OK OK --- --- --- --- ---

2021

Balance: --- --- $15,417 $14,965 $14,756 $14,840 $14,934 $14,829 $14,320 $14,320 $14,766 $14,590

Past Due: --- --- $0 $0 $0 $0 $0 $0 $0 $0 $0 $0

Amount Paid: --- --- $0 $700 $426 $152 $250 $176 $876 $0 $50 $362

Scheduled Payment: --- --- $426 $426 $426 $426 $426 $426 $426 $426 $426 $426

Remarks: --- --- --- --- --- --- --- --- --- --- --- ---

Rating: --- --- OK OK OK OK OK OK OK OK OK OK

CREDIT MANAGEMENT CNTRL3158****

Account Information

Address 1263 Main Street,suite 212 GREEN BAY, WI 54202

Phone (866) 844-2358

Date Opened 04/08/2022

 Responsibility Individual Account

Account Type Open Account

Loan Type COLLECTION AGENCY/ATTORNEY

Balance $946

Date Updated 08/11/2022

High Balance $946

Original Creditor MEP OF BRISTOL LLC

Past Due $946

Pay Status >Collection<

Estimated month and year this item will be removed 10/2025

Remarks >PLACED FOR COLLECTION<

Satisfactory Accounts
The following accounts are reported with no adverse information. For your protection, your account numbers have been
partially masked, and in some cases scrambled. Please note: Accounts are reported as "Current; Paid or paying as agreed" if
paid within 30 days of the due date. Accounts reported as Current may still incur late fees or interest charges if not paid on or
before the due date.

Account
Name

DIRECT LOAN SVC SYSTEM70000175599****

Account Information

Address PO BOX 5609 GREENVILLE, TX 75403-5609

Phone (800) 848-0979

Monthly Payment $0

Date Opened 04/03/2009

Responsibility Individual Account

 Account Type Installment Account

Loan Type STUDENT LOAN

Balance $0

Date Updated 12/06/2012

Payment Received $0

High Balance $2,333

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 120 months

Date Closed 12/06/2012

Remarks TRANSFERRED TO ANOTHER OFFICE

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2012

Rating: OK OK OK OK OK OK OK OK OK OK OK ---

2011

Rating: --- --- --- --- --- --- --- --- --- OK OK OK

DIRECT LOAN SVC SYSTEM70000175599****

Account Information

Address PO BOX 5609 GREENVILLE, TX 75403-5609

Phone (800) 848-0979

Monthly Payment $0

Date Opened 04/03/2009

Responsibility Individual Account

Account Type Installment Account

 Loan Type STUDENT LOAN

Balance $0

Date Updated 12/06/2012

Payment Received $0

High Balance $2,667

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 120 months

Date Closed 12/06/2012

Remarks TRANSFERRED TO ANOTHER OFFICE

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2012

Rating: OK OK OK OK OK OK OK OK OK OK OK ---

2011

Rating: --- --- --- --- --- --- --- --- --- OK OK OK

ELAN FINANCIAL403766024874****

Account Information

Address CB DISPUTES,PO BOX 108 SAINT LOUIS, MO 63166

Phone (866) 234-4750

Monthly Payment $7

Date Opened 06/10/2022

Responsibility Individual Account

Account Type Revolving Account

Loan Type CREDIT CARD

 Balance $486

Date Updated 07/29/2022

Payment Received $463

Last Payment Made 07/25/2022

Pay Status Current; Paid or Paying as Agreed

Terms $7 per month; paid Monthly

High balance of $0 from 06/2022 to 06/2022; $7 from

High Balance (Hist.) 07/2022 to 07/2022

Credit Limit (Hist.) Credit limit of $500 from 06/2022 to 07/2022

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2022

Balance: --- --- --- --- --- $0 $486 --- --- --- --- ---

Past Due: --- --- --- --- --- $0 $0 --- --- --- --- ---

Amount Paid: --- --- --- --- --- $0 $463 --- --- --- --- ---

Scheduled Payment: --- --- --- --- --- --- $7 --- --- --- --- ---

Rating: --- --- --- --- --- OK OK --- --- --- --- ---

VSAC LOAN SERVICES50000000131****

Account Information

Address PO BOX 777 WINOOSKI, VT 05404

Phone (888) 932-5626

Monthly Payment $0

Date Opened 04/03/2009

Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

 Balance $0

Date Updated 08/03/2016

Payment Received $0

Last Payment Made 02/16/2016

High Balance $2,333

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 120 months

Date Closed 08/03/2016

ACCT CLOSED DUE TO TRANSFER; TRANSFERRED TO

Remarks ANOTHER OFFICE

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016

Rating: OK OK OK OK OK OK OK --- --- --- --- ---

2015

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2014

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2013

Rating: --- --- --- --- --- OK OK OK OK OK OK OK

VSAC LOAN SERVICES50000000131****

Account Information

Address PO BOX 777 WINOOSKI, VT 05404

Phone (888) 932-5626

Monthly Payment $0

Date Opened 04/03/2009

 Responsibility Individual Account

Account Type Installment Account

Loan Type STUDENT LOAN

Balance $0

Date Updated 08/03/2016

Payment Received $0

Last Payment Made 02/16/2016

High Balance $2,667

Pay Status Transferred; was Paying as agreed

Terms $0 per month, paid Monthly for 120 months

Date Closed 08/03/2016

ACCT CLOSED DUE TO TRANSFER; TRANSFERRED TO

Remarks ANOTHER OFFICE

Payment History
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
2016

Rating: OK OK OK OK OK OK OK --- --- --- --- ---

2015

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2014

Rating: OK OK OK OK OK OK OK OK OK OK OK OK

2013

Rating: --- --- --- --- --- --- --- OK OK OK OK OK

Inquiries

Regular Inquiries
Regular Inquiries are posted when someone accesses your credit information from TransUnion. The presence of an inquiry
means that the company listed received your credit information on the dates specified. These inquiries will remain on your
credit file for up to 2 years.

Name

SYNCBAMAZON

Location Requested On Phone

PO BOX 530975 07/15/2022 (855) 597-4891
ATLANTA, GA 30353

Inquiry Type
Individual

ELAN FINANCIAL

Location Requested On Phone

200 SOUTH 6TH STREET 06/09/2022 (866) 234-4750
MINNEAPOLIS, MN 55402

Inquiry Type
Individual

ALLY FINANCIAL

Location Requested On Phone

PO BOX 380901 03/14/2022 (888) 925-2559
BLOOMINGTON, MN 55438

Inquiry Type
Individual

AMERICREDIT

Location Requested On Phone

801 CHERRY ST 03/14/2022, 03/08/2021 (800) 284-2271
SUITE 3900
FT WORTH, TX 76102

Inquiry Type
Individual

CAPITAL ONE AUTO FINANCE

Location Requested On Phone

3905 N DALLAS PARKWAY 03/14/2022, 03/08/2021 (800) 946-0332
PLANO, TX 75093

Inquiry Type
Individual

JIM JULIANI MOTORCAR via CREDCO

 Location Requested On Phone
PO BOX 509124 03/14/2022, 03/06/2021 (800) 523-0233
SAN DIEGO, CA 92150

Inquiry Type Permissible Purpose

Individual CREDIT TRANSACTION

SENSIBLE CAR RENTAL LLC

Location Requested On Phone

275 MIDDLESEX TURNPIKE 03/08/2021 (860) 395-6684
OLD SAYBROOK, CT 06475

Inquiry Type
Individual

COS CENTRAL AUTO via COS CENTRAL AUTO

Location Requested On Phone

1652 N BROAD ST 02/26/2021 (203) 715-7776
MERIDEN, CT 06450

Inquiry Type Permissible Purpose

Individual CREDIT TRANSACTION

STEPHEN PONTIAC CADI via 700CRSTEPHEN PONTIAC CAD

Location Requested On Phone

1097 FARMINGTON AVENUE 02/26/2021 Phone number not available
BRISTOL, CT 06010

Inquiry Type Permissible Purpose

Individual CREDIT TRANSACTION

Promotional Inquiries
The companies listed below received your name, address and other limited information about you so they could make a firm
offer of credit or insurance. They did not receive your full credit report. These inquiries are not seen by anyone but you and do
not affect your score.

Name

MUTUAL OF OMAHA

Location Requested On Phone

MUTUAL OF OMAHA PL 07/06/2022, 04/05/2022, 01/03/2022, (877) 591-4243
OMAHA, NE 68175-0001 01/03/2022, 10/04/2021

UPSTARTNETWORKINC

Location Requested On Phone

2 CIRCLE STAR WAY 06/28/2022, 06/02/2022, 03/02/2022, (833) 568-7899
2ND FLOOR 01/25/2022, 12/27/2021, 11/28/2021
SAN CARLOS, CA 94070
 FIRST PREMIER

Location Requested On Phone

3820 N LOUISE AVE 06/12/2022 (800) 987-5521
SIOUX FALLS, SD 57107-0145

AMICA INSURANCE

Location Requested On Phone

POB 6008 06/10/2022, 01/26/2022 (800) 242-6422
PROVIDENCE, RI 02940

LIBERTY MUTUAL

Location Requested On Phone

13 RIVERSIDE RD 06/10/2022, 03/15/2022 (888) 535-1615
WESTON, WA 02193

TBOM - MILESTONE

Location Requested On Phone

15220 NW GREENBRIER PKWY, 06/09/2022, 05/19/2022, 02/03/2022 (503) 222-9960
SUITE 200
BEAVERTON, OR 97006

CAP ONE AUTO

Location Requested On Phone

PO BOX 260848 06/03/2022, 05/11/2022, 04/06/2022, (800) 689-1789
PLANO, TX 75026 10/15/2021

OTTNO INC DBA NALN

Location Requested On Phone

1735 FLIGHT WAY 05/15/2022 (949) 633-9710
STE 100
TUSTIN, CA 92782

GEICO

Location Requested On Phone

1 GEICO PLZ 03/15/2022 (773) 582-2886
WASHINGTON, DC 20076-0003

CB INDIGO

Location Requested On Phone

PO BOX 4499 02/20/2022 (866) 946-9545
BEAVERTON, OR 97076

TAB/MISSION LANE
 Location Requested On Phone
4185 HARRISON BLVD 01/23/2022 (415) 462-0280
OGDEN, UT 84403

NEW JERSEY MANUFACTURER

Location Requested On Phone

301 SULLIVAN WAY 12/26/2021, 11/26/2021, 09/26/2021 (800) 232-6600
WEST TRENTON, NJ 08628

PPHYSICIANS LIFE INSURANCE

Location Requested On Phone

2600 DODGE STREET 11/30/2021, 10/31/2021 (800) 555-7542
OMAHA, NE 68131

T-MOBILE

Location Requested On Phone

12920 SE 38TH STRE 11/25/2021 (800) 318-9270
BELLEVUE, WA 98006

TRUE AUTO PROTECTION

Location Requested On Phone

3100 W 7TH STREET 08/26/2021 (817) 751-7273
SUITE 210
FORT WORTH, TX 76107

Account Review Inquiries

The listing of a company's inquiry in this section means that they obtained information from your credit file in connection with
an account review or other business transaction with you. These inquiries are not seen by anyone but you and will not be used
in scoring your credit file (except insurance companies may have access to other insurance company inquiries, certain
collection companies may have access to other collection company inquiries, and users of a report for employment purposes
may have access to other employment inquiries, where permitted by law).

Name

ELAN VISA

Location Requested On Phone

PO BOX 108 07/27/2022, 06/29/2022 Phone number not available
SAINT LOUIS, MO 63166

CHARLES WILLISTON via TRANSUNION INTERACTIVE IN

Location Requested On Phone

100 CROSS ST 08/25/2022, 08/25/2022, 08/25/2022, (855) 681-3196
STE 202 08/25/2022, 06/28/2022
SAN LUIS OBISPO, CA 93401
 TU INTERACTIVE

Location Requested On Phone

100 CROSS ST 08/25/2022, 08/25/2022 (844) 580-6816
202
SAN LUIS OBISPO, CA 93401

CHARLES WILLISTON via TRANSUNION INTERACTIVE

Location Requested On Phone

100 CROSS STREET 202 08/22/2022 (844) 580-6816
SAN LUIS OBISPO, CA 93401

TRANSUNION INTERACTIVE

Location Requested On Phone

100 CROSS STREET 08/15/2022 (805) 782-8282
SUITE 202
SAN LUIS OBISPO, CA 93401

APPLE CARDGS BANK

Location Requested On Phone

PO BOX 45400 08/02/2022 (877) 255-5923
SALT LAKE CITY, UT 84145

GENFS CARD

Location Requested On Phone

PO BOX 4499 07/16/2022 (866) 453-8636
BEAVERTON, OR 97076

SAFECO INS AUTO

Location Requested On Phone

SAFECO PLAZA 06/30/2022 (888) 398-8924
1001 FOURTH AVENUE
SEATTLE, WA 98154

ALLY FINANCIAL

Location Requested On Phone

200 RENAISSANCE CTR 03/14/2022 (866) 710-4623
DETROIT, MI 48265

GMFINANCIAL

Location Requested On Phone

801 CHERRY STREET 03/14/2022, 03/08/2021 (800) 284-2271
FORT WORTH, TX 76102

UPSTART NETWORK INC

 Location Requested On Phone
2 CIRCLE STAR WAY 02/01/2022 (650) 204-1000
2ND FLOOR
SAN CARLOS, CA 94070

UPGRADE

Location Requested On Phone

275 BATTERY ST SUITE 2300 02/01/2022 (855) 997-3100
SAN FRANCISCO, CA 94104

FTTARGET

Location Requested On Phone

353 OLD HAYS ROAD 09/01/2021 (800) 346-9348
HAYS, MT 59527

FTTARGET FINANCE

Location Requested On Phone

353 OLD HAYS ROAD 09/01/2021, 09/01/2021 (800) 346-9348
HAYS, MT 59527

QUINSTREET

Location Requested On Phone

950 TOWER LANE 12/03/2020 (650) 578-7700
FOSTER CITY, CA 94404

MONEVO INC

Location Requested On Phone

8910 UNIVERSITY CENTER LN 12/03/2020, 09/16/2020 (619) 536-0749
SUITE 400
SAN DIEGO, CA 92122

 Additional Information

The following disclosure of information might pertain to you. This additional information may include Special Messages, Office
of Foreign Assets Control ("OFAC") Potential Name Matches, Inquiry Analysis, Military Lending Act ("MLA") Covered Borrower
Information, and/or Third Party Supplemental Information. Authorized parties may also receive the additional information
below from TransUnion.

Inquiry Analysis
The companies that request your credit report must first provide certain information about you. Within the past 90 days,
companies that requested your report provided the following information.

Requested
Name
On
07/15/2022
 CHARLES WILLISTON

Address
826 PINE ST APT 1 BRISTOL, CT 06010-
6912

CHARLES BAMFUL WILLISTON 06/09/2022

Address
826 PINE ST APT 1 BRISTOL, CT 06010-
6912

Third Party Supplemental Information

In addition to the information maintained in the above credit report, TransUnion will occasionally contact a third party for
supplemental information in connection with a particular transaction in response to a request from a particular customer.
Listed below is the supplemental data that TransUnion obtained from such third parties, as well as the name(s) of the
TransUnion customer for whom it was obtained.

Checking Account and Demand Deposit Account (DDA) Activity

Data Source:

Chex Systems Inc. (7805 Hudson Road, Suite 100, Woodbury, MN 55125, (800) 513-7125)

Requested by: Requested on:

ALLY FINANCIAL 03/14/2022

Checking Account Inquiries in the Last Month: Checking Account Inquiries in the Last 2 Months:
0 0

Checking Account Inquiries in the Last 3 Months: Checking Account Inquiries in the Last 6 Months:
0 0

Checking Account Inquiries in the Last Year: Checking Account Inquiries in the Last 2 Years:
0 0

DDA Inquiries in the Last 3 Years: Total Days Since First Checking Account Inquiry:
2 933

Days Since Most Recent DDA Inquiry: Credit Inquiries in the Last Year:
787 2

Credit Inquiries in the Last 3 Years: Auto Inquiries in the Last 3 Years:
6 4

Payday Inquiries in the Last 3 Years: Other Credit Inquiries in the Last 2 years:
1 1

Other Credit Inquiries in the Last 3 Years: Days Since Most Recent Inquiry by Payday Lender:
1 194

DDA & Credit/Non-DDA Inquiries in Last 3 Years:

8

Supplemental Consumer Credit Information

Data Source:

CoreLogic Inc. (1 CoreLogic Drive, Westlake, TX 76262, (866) 873-3651)

Requested by: Requested on:

GMFINANCIAL 03/14/2022

Auto Finance Inquiries in the Last 3 Months: Auto Finance Inquiries in the Last 6 Months:
0 0

Auto Finance Inquiries in the Last 9 Months: Auto Finance Inquiries in the Last 12 Months:
0 0

Auto Finance Inquiries in the Last 24 Months: Auto Finance Inquiries in the Last 7 Years:
1 4

Cash Advance Inquiries in the Last 3 Months: Cash Advance Inquiries in the Last 6 Months:
0 0

Cash Advance Inquiries in the Last 9 Months: Cash Advance Inquiries in the Last 12 Months:
0 0

Cash Advance Inquiries in the Last 24 Months: Cash Advance Inquiries in the Last 7 Years:
0 0

Misc Financial Services in the Last 7 Years: Rent-to-Own Inquiries in the Last 3 Months:
0 0

Rent-to-Own Inquiries in the Last 6 Months: Rent-to-Own Inquiries in the Last 9 Months:
0 0

Rent-to-Own Inquiries in the Last 12 Months: Rent-to-Own Inquiries in the Last 24 Months:
0 0

Rent-to-Own Inquiries in the Last 7 Years: All Alternative Credit Inquiries in the Last 3 months:
0 0

All Alternative Credit Inquiries in the Last 6 Months: All Alternative Credit Inquiries in the Last 24 Months:
0 1

All Alternative Credit Inquiries in the Last 7 Years: Paid Auto Finance Charge-offs in the Last 24 Months:
4 0

Paid Payday Loan Charge-offs in the Last 24 Months: Paid Rent-to-Own Charge-offs in the Last 24 Months:
0 0

All Paid Charge-offs in the Last 3 Months: All Paid Charge-offs in the Last 24 Months:
0 0

All Paid Charge-offs in the Last 7 Years: Open Auto Finance Charge-offs in the Last 24 Months:
0 0

Open Payday Loan Charge-offs in the Last 24 months: Open Rent-to-Own Charge-offs in the Last 24 Months:
0 0

All Open Charge-offs in the Last 3 Months: All Open Charge-offs in the Last 6 Months:
0 0
 All Open Charge-offs in the Last 9 Months: All Open Charge-offs in the Last 12 Months:
0 0

All Open Charge-offs in the Last 24 Months: All Open Charge-offs in the Last 7 Years:
0 0

Should you wish to contact TransUnion, you may do so,

Online:

To report an inaccuracy, please visit: service.transunion.com

For answers to general questions, please visit: www.transunion.com

By Mail:

TransUnion Consumer Relations

P.O. Box 2000
Chester, PA 19016-2000

By Phone:

(800) 916-8800

You may contact us between the hours of 8:00 a.m. and 11:00 p.m. Eastern Time, Monday through Friday, except major
holidays.

For all correspondence, please have your TransUnion file number available (located at the top of this report).

SUMMARY OF RIGHTS

GENERAL SUMMARY OF RIGHTS UNDER THE FCRA

Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau,
1700 G Street N.W., Washington, DC 20552.

A Summary of Your Rights Under the Fair Credit Reporting Act

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of
consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty
agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). For
more information, including information about additional rights, go to www.consumerfinance.gov/learnmore, or write to:
Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.

You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of
consumer report to deny your application for credit, insurance, or employment – or to take another adverse action against
you – must tell you, and must give you the name, address, and phone number of the agency that provided the information.

You have the right to know what is in your file. You may request and obtain all the information about you in the files of a
consumer reporting agency (your ‘file disclosure’). You will be required to provide proper identification, which may include
your Social Security Number. In many cases, the disclosure will be free. You are entitled to a free disclosure if:

a person has taken adverse action against you because of information in your credit report;
 you are the victim of identity theft and place a fraud alert on your file;

your file contains inaccurate information as a result of fraud;

you are on public assistance;

you are unemployed but expect to apply for employment within 60 days.

In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit
bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for more
additional information.

You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on
information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or
distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you
will receive credit score information for free from the mortgage lender.

You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is
incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute
is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures.

Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate,
incomplete, or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer
reporting agency may continue to report information it has verified as accurate.

Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency
may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.

Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid
need usually to consider an application with a creditor, insurer, employer, landlord or other business. The FCRA specifies
those with a valid need for access.

You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out
information about you to your employer, or a potential employer, without your written consent given to the employer.
Written consent generally is not required in the trucking industry. For more information, go to
www.consumerfinance.gov/learnmore.

You may limit “prescreened” offers of credit and insurance you get based on information in your credit report. Unsolicited
“prescreened” offers for credit and insurance must include a toll-free phone number you can call if you choose to remove
your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-
888-567-8688 (888-5OPTOUT)

You have a right to place a security freeze on your credit report which will prohibit a consumer reporting agency from
releasing information in your credit report without your express authorization. The security freeze is designed to prevent
credit, loans, and services from being approved in your name without your consent. However, you should be aware that using
a security freeze to take control over who gets access to the personal and financial information in your credit report may
delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan,
credit, mortgage, or any other account involving the extension of credit.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person
or entity, with which you have an existing account that requests information in your credit report for the purposes of
reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring,
credit line increases, and account upgrades and enhancements.

As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no
cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert display on a
 consumer’s credit file, a business is required to take steps to verify the consumer’s identity before extending new credit. If
you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years.

You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a
furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court.
You may also have the right to file suit under state law.

Identity theft victims and active duty military personnel have additional rights. For more information, visit
www.consumerfinance.gov/learnmore.

States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more
rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney
General. For information about your federal rights, contact:

TYPE OF BUSINESS CONTACT

a. Consumer
Financial Protection
1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their Bureau
affiliates 1700 G Street, N.W.
Washington, DC
20552
b. Federal Trade
Commission
Consumer Response
Center
b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition
600 Pennsylvania
to the CFPB:
Avenue, N.W.
Washington, DC
20580
(877) 382-4357
a. Office of the
Comptroller of the
Currency
2. To the extent not included in item 1 above: Customer Assistance
a. National banks, federal savings associations, and federal branches and federal agencies of foreign Group
banks 1301 McKinney
Street, Suite 3450
Houston, TX 77010-
9050
b. Federal Reserve
b. State member banks, branches and agencies of foreign banks (other than federal branches, federal Consumer Help
agencies, and Insured State Branches of Foreign Banks), commercial lending companies owned or Center
controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal P.O. Box 1200
Reserve Act. Minneapolis, MN
55480
c. FDIC Consumer
Response Center
c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings 1100 Walnut Street,
associations Box #11
Kansas City, MO
64106
d. National Credit
d. Federal Credit Unions
 Union Administration
Office of Consumer
Financial Protection
(OCFP)
Division of Consumer
Compliance Policy
and Outreach
1775 Duke Street
Alexandria, VA 22314
Asst. General
Counsel for Aviation
Enforcement &
Proceedings
Aviation Consumer
Protection Division
3. Air carriers
Department of
Transportation
1200 New Jersey
Avenue, S.E.
Washington, DC
20590
Office of
Proceedings, Surface
Transportation Board
Department of
4. Creditors Subject to the Surface Transportation Board
Transportation
395 E Street, S.W.
Washington, DC
20423
Nearest Packers and
Stockyards
5. Creditors Subject to the Packers and Stockyards Act, 1921
Administration area
supervisor
Associate Deputy
Administrator for
Capital Access
United States Small
Business
6. Small Business Investment Companies
Administration
409 Third Street,
S.W., Suite 8200
Washington, DC
20416
Securities and
Exchange
Commission
7. Brokers and Dealers
100 F Street, N.E.
Washington, DC
20549
Farm Credit
8. Federal Land Banks, Federal Land Bank Associations, Federal Intermediate Credit Banks, and
Administration
Production Credit Associations
 1501 Farm Credit
Drive
McLean, VA 22102-
5090
Federal Trade
Commission
Consumer Response
Center
9. Retailers, Finance Companies, and All Other Creditors Not Listed Above 600 Pennsylvania
Avenue, N.W.
Washington, DC
20580
(877) 382-4357

CONNECTICUT BILL OF RIGHTS

In addition to the rights above: You may be charged a reasonable fee for a copy of your credit report not exceeding $5.00 for
your first request in 12 months or $7.50 for any subsequent request in the same 12 month period. The credit reporting agency
must provide someone to help you interpret the information in your credit file. If you make a dispute to the credit reporting
agency and if you provide additional information to the credit reporting agency, the agency may extend the time it has to
investigate your dispute by 15 business days. The credit reporting agency shall provide you with a toll-free telephone number
to use in resolving the dispute. If you have reviewed your credit report with the credit reporting agency and are dissatisfied,
you may contact the Connecticut department of banking. You have a right to bring a civil action against anyone who knowingly
or willfully misuses file data or improperly obtains access to your file.

FRAUD VICTIM RIGHTS

SUMMARY OF RIGHTS UNDER THE FCRA OF VICTIMS OF IDENTITY THEFT

Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau,
1700 G Street N.W. Washington, DC 20552

Remedying the Effects of Identity Theft

You are receiving this information because you have notified a consumer reporting agency that you believe you are a victim of
identity theft. Identity theft occurs when someone uses your name, Social Security Number, date of birth, or other identifying
information, without authority, to commit fraud. For example, someone may have committed identity theft by using your
personal information to open a credit card account or get a loan in your name. For more information, visit
www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC
20552.

The Fair Credit Reporting Act (FCRA) gives you specific rights when you are, or believe you that you are, a victim of identity
theft. Here is a brief summary of the rights designed to help you recover from identity theft.

1. You have the right to place a ‘security freeze’ on your credit report, which will prohibit a consumer reporting agency
from releasing information in your credit report without your express authorization.

The security freeze is designed to prevent credit, loans, and services from being approved in your name without your
consent. However, you should be aware that using a security freeze to take control over who gets access to the
personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any
 subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the
extension of credit.

A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the
person or entity, with which you have an existing account that requests information in your credit report for the
purposes of reviewing or collecting the account. Reviewing the account includes activities related to account
maintenance, monitoring, credit line increases, and account upgrades and enhancements.

2. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file
at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer’s credit file. Upon seeing a fraud alert
display on a consumer’s credit file, a business is required to take steps to verify the consumer’s identity before
extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud
alert lasting 7 years.

To place either of these alerts, a consumer reporting agency will require you to provide appropriate proof of your
identity, which may include your Social Security Number. If you ask for an extended alert, you will have to provide an
identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law
enforcement agency, and additional information a consumer reporting agency may require you to submit. For more
detailed information about the identity theft report, visit www.consumerfinance.gov/learnmore.

You may place a fraud alert in your file by calling just one of the three nationwide credit reporting agencies. As soon as
that agency processes your alert, it will notify the other two, which then must also place fraud alerts in your file.

Equifax: 1-800-525-6285; www.equifax.com

Experian: 1-888-397-3742; www.experian.com

TransUnion: 1-800-680-7289;www.transunion.com

3. You have the right to free copies of the information in your file (your “file disclosure”). An initial fraud alert entitles you
to a copy of all information in your file at each of the three nationwide agencies, and an extended alert entitles you to
two free file disclosures in a 12-month period following the placing of the alert. These additional disclosures may help
you detect signs of fraud, for example, whether fraudulent accounts have been opened in your name or whether
someone has reported a change in your address. Once a year, you also have the right to a free copy of the information in
your file at any consumer reporting agency, if you believe it has inaccurate information due to fraud, such as identity
theft. You also have the ability to obtain additional free file disclosures under other provisions of the FCRA. See
www.consumerfinance.gov/learnmore

4. You have the right to obtain documents relating to fraudulent transactions made or accounts opened using your
personal information. A creditor or other business must give you copies of applications and other business records
relating to transactions and accounts that resulted from the theft of your identity, if you ask for them in writing. A
business may ask you for proof of your identity, a police report, and an affidavit before giving you the documents. It also
may specify an address for you to send your request. Under certain circumstances, a business can refuse to provide you
with these documents. See www.consumerfinance.gov/learnmore.

5. You have the right to obtain information from a debt collector. If you ask, a debt collector must provide you with
certain information about the debt you believe was incurred in your name by an identity thief – like the name of the
creditor and the amount of the debt.

6. If you believe information in your file results from identity theft, you have the right to ask that a consumer reporting
agency block that information from your file. An identity thief may run up bills in your name and not pay them.
 Information about the unpaid bills may appear on your consumer report. Should you decide to ask a consumer reporting
agency to block the reporting of this information, you must identify the information to block, and provide the consumer
reporting agency with proof of your identity and a copy of your identity theft report. The consumer reporting agency
can refuse or cancel your request for a block if, for example, you don’t provide the necessary documentation or where
the block results from an error or a material misrepresentation of fact made by you. If the agency declines or rescinds
the block, it must notify you. Once a debt resulting from identity theft has been blocked, a person or business with
notice of the block may not sell, transfer or place the debt for collection.

7. You may also prevent businesses from reporting information about you to consumer reporting agencies if you believe
the information is a result of identity theft. To do so, you must send your request to the address specified by the
business that reports the information to the consumer reporting agency. The business will expect you to identify what
information you do not want reported and to provide an identity theft report.

To learn more about identity theft and how to deal with its consequences, visit www.consumerfinance.gov/learnmore, or write
to the Consumer Financial Protection Bureau. You may have additional rights under state law. For more information, contact
your local consumer protection agency or your state Attorney General.

In addition to the new rights and procedures to help consumers deal with the effects of identity theft, the FCRA has many
other important consumer protections. They are described in more detail at www.consumerfinance.gov/learnmore.