INDUSIND BANK LEGEND CREDIT CARD STATEMENT

Previous Balance
1636.37 DR

Purchases & Other Charges

26382.77

Cash Advance
0.00

Payment & Other Credits

7637.00
Credit Credit Limit Available Credit Limit Cash Limit Available Cash Limit
Summary 364000.00 340459.70 72800.00 72800.00
Total Amount Due
IMPORTANT MESSAGES: PROMOTIONAL MESSAGES: 20382.14 DR
The complimentary domestic lounge feature on your IndusInd Bank Check your eligibility for Outstanding to EMI conversion, Loan on
Legend Credit Card stands revised w.e.f 10th December, 2023. Visit Credit Card, Add-on Credit Card for your loved ones and other
www.indusind.com for details. exciting offers on your IndusInd Bank Credit Card at inbl.in/s
Minimum Amount Due
MARKETING MESSAGE 1: MARKETING MESSAGE 2: 2556.85
Get FLAT Rs 300 off on Ajio with IndusInd Bank Card. Use code Earn Accelerated Reward Points of up to 10X on your IndusInd Bank
INDAJIO. Visit https://bitly.ws/T7FQ for more details. T&C apply. Credit Card spends on top brand vouchers. Visit
https://www.gyftr.com/indusindinstavouchers for more details. T&C
apply.
Payment Due Date

ACCOUNT SUMMARY 01/02/2024

Reward
Date Transaction Details Merchant Category Points Amount (in )
Payment Details for MR SYAM YEEDA (Credit Card No. 4147XXXXXXXX5178) Statement Period
31/12/2023 SWIFTPAY PAYMENT 0 1637.00 CR
13/12/2023 To 12/01/2024
12/01/2024 SWIFTPAY PAYMENT 0 6000.00 CR
TOTAL 0 7637.00
Purchase & Cash Transactions for MR SYAM YEEDA (Credit Card No. 4147XXXXXXXX5178) Statement Date
15/12/2023 GOVIND ELECTICALS HYDERABAD IN CONSUMER DURABLES 19 1850.00 DR
12/01/2024
15/12/2023 NEW MUSIC PALACE HYDERABAD IN ENTERTAINMENT 229 22900.00 DR
TOTAL 248 24750.00
Interest & Other Charges for MR SYAM YEEDA (Credit Card No. 4147XXXXXXXX5178) Total Outstanding
(Including Loans)
12/01/2024 GST @ 18% 0 14.09 DR 23540.30 DR
TOTAL 0 14.09
EMI Charges for MR SYAM YEEDA (Credit Card No. 4147XXXXXXXX5178)
12/01/2024 EMI INT- (008/010) 0 78.30 DR
12/01/2024 EMI PRIN FOR (008/010) 0 1540.38 DR
TOTAL 0 1618.68

Rewards Opening Balance(Points) Points Earned Points Redeemed* Closing Balance(Points)

Summary 1677 248 0 1925

NOTE: *Total of points redeemed by you and points forfeited by the Bank (if any) for transactions above the assigned credit limit during the billing cycle.

MR SYAM YEEDA
PLOT NO 25 SAI BRUNDAVAN COLONY DAMMAIG
DA KEESARA MANDAL Nagaram K v Rangared
y
NAGARAM TG 500083
GSTIN:
Invoice and Credit note No : 0136318665498456227

Payment Due Date Min. Amount Due Cheque No. Date Bank Amount

01/02/2024 2556.85

Please draw your cheque favouring IndusInd Bank Credit Card No. 4147XXXXXXXX5178 (Mention your full Credit Card No.)

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INDUSIND BANK LEGEND CREDIT CARD STATEMENT

Active Loan Details :

Loan Type Loan Interest EMI Unbilled Remaining

Amount Rate % ( ) Principal / Total
( ) (p.a*) Amount ( ) Tenure
(Months)

Outstanding to EMI 14796.82 20 1618.68 3158.16 002/010

* Interest rate per annum on monthly reducing balance

With IndusAlerts, get details instantly! To know your available credit limit, till date reward points, last statement details, send an
SMS from your registered mobile number. Visit www.indusind.com for details.

Secure your IndusInd Bank Credit Card on-the-go! Manage your Card with instant Card blocking, Set/Reset PIN,
Domestic/International transaction preferences and much more, on the IndusMobile App!

Closest IndusInd Bank ATM Drop Box in your area:

Dear Customer, Please visit our website "www.indusind.com" for the INDUSIND BANK ATM drop box(es) lisitng in and around
your locality

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 f) Over Limit Charges - 2.5% of Over Limit Amount subject to a minimum
HOW TO MAKE PAYMENTS of ₹500.
*GST as applicable on all fees and charges.
All Payments are to be made in Indian Rupees only. The Cardholder has the
benefit of only following modes of effecting payment to the Bank:
1. Using the “Pay Now” option on the IndusMobile App to pay from your CREDIT AND CASH WITHDRAWAL LIMITS
IndusInd/Non-IndusInd Bank account.
2. Online Funds Transfer from a non-Induslnd Bank account using NEFT/ 1. Credit Limit: This is the maximum limit assigned to the Cardholder. Your total
RTGS/ \IMPS/Visa Money Transfer facility. outstanding including all transactions, fees and charges should not exceed
3. By clicking ‘IndusInd Credit Card Payment’ on IndusNet, you can do a this limit.
transfer from your Induslnd Bank Savings account. 2. Cash Limit: This is the maximum Cash Advance Limit assigned to the
4. Using the “Swift Pay” option on www.indusind.com to pay from any Bank Cardholder. This limit is lower than the credit limit and is a subset of overall
account. credit limit.
5. Using the “Credit Card Quick Pay” option on www.indusind.com to pay 3. The Credit and Cash Limits will vary for each Cardholder and will be
from any Bank account. disclosed in the monthly statement sent to the Cardholder.
6. By activating auto payment facility on your Induslnd Bank account or
through NACH facility on your non-Induslnd Bank account. Contact
phone banking for more details. REWARD REDEMPTION
7. Cash Deposit at Induslnd Bank Branch. Deposit charges ₹100 will be
applicable.
With effect from 1st June 2013, the maximum number of reward points that can
8. Cheque/draft favouring Induslnd Bank Credit Card No.
be redeemed towards cash credit in one statement cycle is 10,000 reward points
XXXXXXXXXXXXXXXX deposited at the Induslnd Bank Branches/ATMs.
for Platinum Credit Card, Iconia Credit Card, Platinum Aura Credit Card, Platinum
For a list of drop boxes visit www.indusind.com. You are advised to drop
Select Credit Card, Duo Credit Card, 20,000 reward points for the Signature
cheques at least 4 working days prior to the payment due date to ensure
Credit Card & Signature Legend Credit Card and 25000 reward points for
timely credit to your card account and avoid levy of penal charges.
Pinnacle Credit Card. E.g. If your statement date is 3rd June, then between 4th
Please mention your name and mobile number on the reverse of
June to 3rd July, the maximum points that can be redeemed is 10,000/20,000/
the cheque, we shall send you an SMS on receipt of your cheque.
25,000 depending on the card type.
Please do not deposit post-dated cheque. The Bank at its sole discretion
may reject all post-dated cheques.
Payments received against card outstanding will be adjusted against all BILLING & STATEMENT
EMIs, taxes, fees, other charges, interest charges, cash advance and
purchase, in that order. 1. The Bank will send a monthly statement to the Cardholder, e-mail and/or
physical, through the delivery mode as specified by Bank for each billing
FEES & CHARGES* period during which there is any transaction/payment or any amount
outstanding on the Card account.
a) Joining & Annual Fees – Joining and annual fee may vary from customer 2. Non-receipt of statement would not affect the Cardholder’s obligations and
to customer and from offer to offer. These shall be communicated to the liabilities under this Agreement and he/she shall be liable to settle at least
card member at the time of applying for the card. the Minimum Amount Due before the payment due date.
b) Cash Advance Charges – 2.5% of the advance amount subject to a 3. Minimum Amount Due is calculated as 5% of Total Amount Due or such
minimum of ₹300. Interest accrues on cash advance transactions from other amount as may be determined by Induslnd Bank at its sole discretion.
the date of the transaction. Please note that EMIs are added to the Minimum Amount Due in full.
c) Service Charges – Returned Cheque Charges – ₹250, Balance Enquiry 4. Late Payment Charges will be levied if Minimum Amount Due (exact
Charges at Non-Induslnd Bank ATMs – ₹25, Late payment charges w.e.f. 1st amount including decimals if any) is not paid on or before the Payment Due
October 2020 – Outstanding Balance: up to ₹100 = Nil; Between ₹101 to Date. Late Payment Charges will also be levied in case of no payment or
₹500 = ₹100; Between ₹501 to ₹1,000 = ₹350; Between ₹1,001 to ₹10,000 = payment less than the Minimum Amount Due.
₹550; Between ₹10,001 to ₹25,000 = ₹800; Between ₹25,001 to ₹50,000 = 5. The Cardholder agrees that it is his responsibility to notify the Bank in case of
₹1,100; above ₹50,000 = ₹1,300, Foreign Currency Markup – 3.5% except non-receipt or discrepancy in his monthly statement within 15 days of his statement
for Signature Legend Credit Card, which will be charged at 1.8%. Savings billing date. In case the Cardholder does not notify the Bank of any such event, the
Plan Change - ₹250, Reward Redemption Fee w.e.f. 1st November 2020 – statement will be deemed to have been delivered and conclusive.
₹100 (not applicable on InterMiles Credit Cards), Duplicate Physical Statement 6. We request you to make timely payment of the amount due on the Card
Request – ₹100 per statement (Beyond 3 months), Reissue/Replacement Card account. The payment details including the default in payment is reported
₹100, Charge - Slip Request ₹300, Cash Deposit Charges - ₹100 at Induslnd to the Credit Bureaus.
Bank Branch, Fuel Surcharge - 1% (Waived for Transactions between ₹400 - 7. Any Excess payment/credit will get adjusted against the unbilled transactions.
₹4000). GST levied on fuel purchases will not be reversed. 8. The Cardholder can contact the Bank through any of the following
d) Interest Free Grace Period - Up to 50 days; Interest free period is not communication channels for any enquiries and/or redressal of concerns.
applicable if total amount due is not paid in full. (a) 24-Hour Phone Banking Number: 1860 267 7777
e) Interest Charges – Platinum Aura, Platinum Aura Edge, Platinum Select, (b) Email: premium.care@indusind.com
Platinum, Signature Legend Credit card - 3.95% Monthly; 47.40% Annual. (c) By writing to the Bank’s Credit Card Unit at: Induslnd Bank Ltd. (Credit Cards
Iconia, Pinnacle, InterMiles, Duo, Signature - 3.83% Monthly; 46.0% Division) PO Box 9421, Chakala, MIDC, Andheri (E), Mumbai - 400093.
Annual. (d) For Unresolved grievances, please write to; Head Card Services, Induslnd
Interest is calculated on a daily basis on the current outstanding balance Bank Ltd (Credit Cards Division), PO Box 9421, Chakala, MIDC, Andheri (East),
of the Cardholder. Interest is levied if total amount due is not paid off by Mumbai-400 093 or email: head.cardservices@indusind.com
the due date. Please note that making only the minimum payment every (e) In case you do not receive a response from Head Card Services within 7
month would result in the repayment stretching over a period of time days, you may write to: Nodal officer, IndusInd Bank Ltd (Credit Cards
with consequent interest payment on your outstanding balance. For e.g. Division), PO Box 9421. Chakala, MIDC, Andheri (East), Mumbai - 400 093 or
at 3.83% p.m. it would take you 38 months to pay off an initial purchase of email: nodal.officer@indusind.com
₹10,000 if you make a payment of only the Minimum Amount Due (with Complaint Redressal - Click here for IndusInd Bank Grievance Redressal Policy.
Minimum Amount Due at least ₹500) each month. Please quote your Induslnd Bank Credit Card Number in all your
Interest Calculation Example - If the statement cycle is 25th of every month correspondence with us.
and the January statement has one transaction: 14th January Shoppers Stop
₹10,000.
The outstanding balance on 25th January is ₹10,000. If the complete payment INSURANCE
is made before 14th February, no interest shall be levied. Please visit www.indusind.com for details of insurance coverage on your
However, if a part payment of ₹7,000 is made on 10th February, then interest
will be calculated as below. IndusInd Bank Credit Card.
1. Interest on ₹10,000 from 14th January - 25th January (11 days) = ₹10,000 x Insurance Claim:
3.83% x 12/365 x 11 = ₹138.51 The Oriental Insurance Company Ltd.
2. Interest on statement balance as per 25th statement from 25th January - Name: Olivia N
10th February (16 days) = ₹10,000 x 3.83% x 12/365 x 16 = ₹201.47 Contact Number: 022-22821746/1459
3. Interest on Outstanding balance of ₹3,000 from 10th February - 25th February Email ID: IndusIndclaims_cbu2@orientalinsurance.co.in
(15 days) = ₹3,000 x 3.83% x 12/365 x 15 = ₹56.66.
Global Insurance Brokers Pvt. Ltd.
4. Total interest as per 25th February statement = ₹138.51 + ₹201.47 + ₹56.66
Email ID: claim.cards@globalinsurance.co.in
= ₹396.64 Please note in the above illustration interest has been calculat-
Contact Number: 9321117362 – 09.00 AM to 06.00 PM, Monday to Saturday
ed at 3.83% p.m.
(IndusInd Bank GSTIN: 27AAACI1314G2Z2)