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Yojana Summary February 2024

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Yojana Summary February 2024

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Nishant Singh
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Summary Including MCQs

Yojana Magazine
February 2024
Yojana Summary – February 2024

Preface

In our effort to provide you with the most exam-relevant content, the Yojana magazine for
February 2024 has been summarized for key exam-relevant points followed by important
MCQs.

We realized that not all articles are important for exam preparations. Some are more of opinions
and some are political agendas that are not relevant for the exams. As such, we at ixamBee
have taken the most relevant aspects from the various articles in the magazine and also
presented the relevant facts in the form of MCQs.

We encourage you to read the original magazine (if you choose so) which may help to
strengthen your writing skills and knowledge base (for descriptive papers) and overview of
important current topics (for descriptive papers and interview preparation). For the objective
papers, this summary and MCQs should be of most relevance.

About the February 2024 edition

The February 2024 edition of Yojana focuses on ARTIFICIAL INTELLIGENCE.

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Yojana Summary – February 2024

INDIA'S VISION FOR HARNESSING Al FOR GLOBAL GOOD


At the forefront of the transformative journey of Digital India is the Role played by AI, a force that
the Government is actively shaping through the comprehensive mission named 'IndiaAI.'
IndiaAI's vision not only consists of support for the AI startup ecosystem but also the
development of practical applications addressing real-world challenges in healthcare,
agriculture, language translation, governance, and beyond. India's approach entails setting
principles and an exhaustive list of harms and criminalities associated with AI.

Introduction
 For decades, Al was a well-known challenge, marked by alternating cycles of optimism
and despondency, with breakthroughs remaining elusive. The landscape shifted with the
advent of GPUs, increased Al compute power, the emergence of large language models
from industry leaders like Dee Mind and OpenAl, and significant investment by tech
giants such as Google, Meta, Microsoft and Tesla.

The 'India Techade' Vision

 Our Prime Minister has woven the vision of 'India Techade,' where technology plays a key
role as a catalyst in making India the fastest-growing innovation economy in the world.
Over the past decade, Digital India's policies have not only created a vibrant digital
economy and innovation ecosystem but have also given rise to an impressive landscape
boasting over a lakh startup and 108+ unicorns.
 The digital economy, currently outpacing GDP growth at 2.5-2.8 times, is poised to
contribute a substantial 2096 to the GDP by 2026, marking a significant surge from the
modest 4.596 in 2014 and the current 11%.
 At the forefront of this transformative journey is the pivotal role played by Al, a force that
the government is actively shaping through the comprehensive mission named 'IndiaAl.'.

GPAI Summit 2023 New Delhi - A Landmark in Global Al Discourse

 The GPAI Summit 2023 in New Delhi stands as a milestone in the ongoing global
discourse Al. Hosted under India's Chairmanship and attended by representatives from
28 nations, the summit solidifies international recognition of Al's impact and marks a
pivotal moment in the Global Al conversation.
 The summit underscored three key pillars: Inclusion, Collaborative Al, and Safe & Trusted
Al. This declaration reflects India's commitment to inclusive technology, ensuring that
nations worldwide, particularly those in the Global South, have access to the benefits of
Al for the betterment of their citizens.
 India's approach entails setting principles and an exhaustive list of harms and criminalities
associated with Al. Instead of regulating Al at specific developmental stages, India is
advocating for clear guidelines for platforms, addressing issues like bias and misuse
during model training. The proposed framework outlines prohibited actions, backed by
legal consequences for non-compliance.

Al IN INDIAN GOVERNANCE AND PUBLIC SERVICES

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Yojana Summary – February 2024

Recognising the transformative potential of AI, the Government of India has undertaken
concrete steps to encourage the domestic adoption of AI in a responsible manner and build
public trust in the use of this technology, placing the idea of 'AI for All' at its very core. Large
datasets may be utilised to harness the potential of AI to foster data-driven perspectives and
facilitate the effective development and implementation of robust policies and schemes. As the
proliferation of AI in citizen-centric public services accelerates, the imperative for establishing
robust ethical guardrails becomes increasingly evident to safeguard against potential misuse
and ensure responsible deployment.

Introduction

 last year or so, with the advent of Generative Al and the launch of ChatGPT by OpenAl,
Al has become a buzzword. This has also been enabled by the rapid expansion of data
and computing capabilities. Today, Al can be harnessed to solve societal challenges in
health care, education, and agriculture, build innovative products and services, increase
efficiency, elevate competitiveness, and enable economic growth, contributing to an
improved quality of life. Recent advances in Al have also significantly enhanced its
potential to transform governance, public service delivery citizen engagement, and
catalyse large-socio-economic transformation.

India's Approach

 National Data Management Office (NDMO): Recognising data as the foundational


element for Al innovation, the NDMO aims to enhance quality, utilisation, and accessibility,
modernising government practices to fully unlock the potential of data and the Al
innovation ecosystem.
 National Centre on AI (NCAI): NCAI is envisaged as a sector-agnostic entity that
identifies AI solutions for public sector problem statements and facilitates their nationwide
deployment, aiming to drive large-scale socio-economic transformation.
 Skilling for AI: This pillar aims to revamp technical education infrastructure, particularly
ITIS and polytechnics by building data labs that can help equip the workforce with Al-ready
skills and mitigate the disruptions caused by the accelerated adoption of Al.
 Responsible Al: Emphasises the need to address potential biases and discrimination in
Al adoption through the development of indigenous tools, guidelines, frameworks etc., and
suitable governance mechanisms.

Key Government Initiatives Leveraging AI

 UMANG (Unified Mobile Application for New-Age Governance) : UMANG serves as a


unified platform, offering all Indian citizens a singular point Of access to pan-India e-
government services, spanning from central to local government bodies. The platform
provides access to 1836 vital government services encompassing a wide spectrum of
areas such as education, Covid-19 vaccinations, public transport, employment guidance,
passport applications, utilities, cybercrime reporting, and more. Since its launch in 2017,

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Yojana Summary – February 2024

UMANG has aimed to propel India towards mobile governance by enabling citizens to get
access to all public services with one super app.
 Digital India Bhashini : Digital India Bhashini (National Language Translation Mission) is
an initiative launched by the Ministry Of Electronics and Information Technology that is
building speech-to-speech machine translation systems for various Indian languages and
dialects and evolving a Unified Language Interface (ULI). The mission is working towards
creating a 'voice-based internet' that is accessible in vernacular Indian languages and
building multilingualism as well by developing the next generation of 'conversational'
government apps and websites. This will enable citizens to access digital services in their
own language, further increasing digital inclusion and accessibility.

Applications of Al in Urban Governance

 The Al model for infrastructure and traffic monitoring employs advanced image recognition
 and sensor data analysis to detect and report issues such as potholes. damaged manhole
covers, functional traffic lights, and streetlights. The model is also trained to detect traffic
infractions, including over-speeding, rash driving, failure to wear a seatbelt, and issues
such as broken taillights or headlights. The solution has been very innovatively deployed,
wherein Cab and Food-delivery aggregator drivers are incentivised to provide video and
image footage to the Al model when they are driving around cities. This has significant
costs for municipal corporations and police, as they don't need to deploy surveillance
cameras. By continuously monitoring civic infrastructure and traffic violations, this model
facilitates timely intervention and maintenance, resulting in cost savings as well as safer
and more efficiently managed urban environments.

Applications Of AI in Health Care

 DRDO's Centre for Artificial Intelligence and Robotics (CAIR) has developed ATMAN Al.
an Al-based Covid detection application software using Chest X-rays (CXRs), which can
classify the images into normal, Covid-19, and pneumonia classes using a limited number
of sample images. This secure, web-based solution was developed to optimise Chest X-
rays for rapid detection of Covid-19-triggered lung abnormalities. The ATMAN backend
incorporates a specifically tuned Deep Convolutional Neural Network designed to
accurately identify Covid-19, overcoming the challenge of a limited dataset of Covid X-ray
images.
 Additionally, the software ensures image quality by automatically pre-processing images
to address varying illumination levels, offering easy navigation and accessibility through a
range of devices over the Internet.

Al Applications in Agriculture

 The Government of Telangana has deployed an Al solution that has the capability to
leverage agricultural data and provide actionable inputs that can potentially increase crop
yield. The initiative involves accurately delineating field boundaries for approximately

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Yojana Summary – February 2024

60,000 agriculture fields, providing precise data on acreage, forested areas, and irrigation
structures with an impressive 85% accuracy The solution is also enabling landscape
monitoring and event detection models to deliver valuable information on crop types, sow
and harvest schedules, as well as the identification of water bodies.

USE CASES OF GENERATIVE ARTIFICIAL INTELLIGENCE IN GOVERNANCE


Intelligence in AI applications stems from having a strong ability to solve problems through
reasoning, learning, and subsequently incorporating diverse human functions. Governments
may embrace AI in general and GAI in particular in their activities. One way to do that may be
through undertaking capacity enhancement programmes in areas like Data Science and
Decision Science where government employees may develop a better understanding of AI in
general and GAI as well. GAL like other AI tools, could play an important and critical role in the
digital transformation of governments and public sector undertakings. This technology will help
governments to be nimbler and more agile in their decision-making and connect with
stakeholders more effectively.

Introduction
 Thinking back to the way a steam engine and electricity played their roles in shaping the
first industrial revolution and gradually becoming infrastructural transformational assets,
Al will also play a key role in the next industrial revolution and likewise gradually become
embedded across industries. Every industry and its employees will have to embrace Al
and leverage it across functions. Alan Turing, the British computer scientist, introduced
the Turing Machine and highlighted that any problem could be solved as long as it could
be represented and decoded by an algorithm. Furthermore, we can now look back and
see that his attention subsequently moved towards research in Al when he proposed the
'imitation game' where he tested if a computer was a thinking machine or not.

Overview of Current GAI Technologies

 There are many GAI technologies currently available. While ChatGPT continues to draw
most attention and has brought this technology into everyone's consciousness, there are
quite a few other tools with similar capabilities. In this section, we provide an overview of
these existing Al tools.
 For a more detailed review of these technologies. please refer to Kar et al. (2023). While
many of these technologies are already integrated into our daily lives, we may not always
recognise them as explicitly GAI applications.

Generative AI Use Cases for Governments

 GAI presents lots of opportunities to governments when it comes to automating internal


processes and enhancing the experiences of stakeholders through faster resolutions. For
example, a platform for query resolutions could be created where citizens are able to see
the status of their service requests (rather than having to speak with a government
employee to find out).
 Furthermore, governments and public sector organisations could bring about a dramatic
transformation in terms of their responsiveness and flexibility by leveraging GAI language

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Yojana Summary – February 2024

models that have been extensively used to comprehend different stakeholder wants,
successfully target them with suitable services, and request resolution in a timely manner.
 Moreover, GAI has the ability to improve several aspects of citizen interactions with
platforms, such as citizen engagement platforms like MyGov.

Challenges for Governments

 Several studies have examined the ethical side of GAI, tike ChatGPT, in terms of how
ethically it responds to specific issues. With these in mind, there are a few challenges that
governments will also have to tackle if they are to harness the capabilities of GAI mindfully
and safely (Yang and Wang, 2023).
 One challenge of using GAI is the veracity of its outputs. The quality of the data it ingests
plays a large role in the credibility of the outputs it prepares.

Conclusion

 GAI, like other Al tools, could play an important and critical role in the digital transformation
of governments and public sector undertakings. This technology will help governments to
be nimbler and more agile in their decision-making and connect with stakeholders more
effectively. The public sector and governments can benefit immensely in productivity,
efficiencies, and effectiveness through the adoption of GAI. While the benefits are
immense, the journey needs to be planned carefully to avoid disruptions from adverse
outcomes.

ROLE AND SCOPE OF ARTIFICIAL INTELLIGENCE FOR CITIZEN SERVICES


Artificial Intelligence (AI) is making a significant impact on healthcare services, transforming
various aspects of the industry to enhance efficiency, improve diagnostics, and provide
personalised care. AI is increasingly playing a significant role in power management,
contributing to improved efficiency, reliability, and sustainability in the energy sector. It has the
potential to significantly transform learning and skill development in India, addressing various
challenges and contributing to a more inclusive and effective education system. AI algorithms
analyse historical data, weather patterns, and other relevant factors to predict future energy
demand accurately. Farmers can gather real-time data on soil conditions, crop health, and
weather patterns, allowing for targeted interventions and optimised resource use. This article
provides an overview of the impact, uses, and challenges associated with the role and scope of
AI in citizen services.

AI in the Digital India Initiative

 Al is a key component, with initiatives focused on e-governance, digital infrastructure, and


increasing the use of technology in various public services. By integrating Al with Aadhaar-
enabled services, the Government can ensure a more efficient and secure delivery of
various public and private services while maintaining the privacy and integrity of
individuals' identity information.

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Yojana Summary – February 2024

 Incorporating Al into Digi-Locker can significantly improve the user experience, security,
overall efficiency of the platform. It can also contribute to the Government's larger vision
of a digital and paperless ecosystem by making document management more intelligent
and user-friendly.
 By integrating Al into Government mobile applications, administrations can create more
intelligent, responsive, and citizen-centric platforms that streamline processes, improve
service delivery, and foster better communication between the Government and its
citizens.
AI in Healthcare Services

 Al can play a significant role in healthcare-related citizen services, from diagnostic tools
to personalised health recommendations. Remote monitoring and telehealth services with
Al support can improve access to healthcare for citizens.
 Artificial Intelligence is making a significant impact on healthcare services. transforming
various aspects of the industry to enhance efficiency, improve diagnostics, and provide
personalised care.
 These challenges require a multi-stakeholder approach concerning government bodies,
healthcare providers, technology developers, and the public. Collaboration, ongoing
education, and a commitment to ethical and responsible AI use are essential for realising
the full potential of Al in healthcare in India.
 Al is utilised in analysing medical imaging data, such as X-rays, MRIs, and CT scans.

Al in Financial Inclusion

 Al is employed in the financial sector to enhance inclusion and accessibility. Mobile


banking, digital payments. and Al-driven credit scoring are notable examples. Financial
inclusion, or access to affordable and reliable financial services. is a critical aspect of
economic development and poverty reduction.
 Despite advancements in the financial sector, a significant portion of the global population
still lacks access to traditional banking services. Artificial Intelligence has emerged as a
powerful tool to address the challenges associated with financial inclusion. Machine
learning algorithms analyse alternative data sources, such as mobile phone usage and
utility payments, to assess creditworthiness.
 This enables more accurate and inclusive credit scoring, allowing underserved
populations to access loans. Advanced fraud detection algorithms influence Al to monitor
transactions in real-time, identifying unusual and preventing patterns fraud activities.

AI in Smart Agriculture

 Al plays a crucial role in agricultural innovation, offering solutions to enhance crop yield,
sustainability, and overall efficiency in farming practices. Al is used to analyse agricultural
data and provide farmers with real-time information on weather patterns, crop health, and
best farming practices. This helps in improving crop yields and optimising resource usage.
Al technologies. including sensors, drones, and satellite imagery, enable precision

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Yojana Summary – February 2024

farming. Farmers can gather real-time data on soil conditions, crop health, and weather
patterns, allowing for targeted interventions and optimised resource use.

AI in Power Management

 Artificial Intelligence is increasingly playing a significant role in power management,


contributing to improved efficiency, reliability, and sustainability in the energy sector. AI
algorithms analyse historical data, weather patterns, and other relevant factors to predict
future energy demand accurately.
 This enables utilities to plan and allocate resources more efficiently, avoiding overloads
and reducing the risk of blackouts. Al helps optimise energy consumption in various
applications, from industrial processes to residential buildings. Machine learning models
can learn patterns of energy use and suggest strategies for minimising consumption
during peak times.

AI in Personalised Services

 Al enables the customisation of citizen services based on individual preferences, needs.


and historical interactions. This personalization enhances the user experience and
increases citizen satisfaction. Personalised recommendations and notifications can be
delivered to citizens. Keeping them informed about relevant services and updates.
 While Al offers numerous benefits, it's essential to address concerns related to privacy,
bias, and ethical considerations when implementing these technologies in citizen services.

ARTIFICIAL INTELLIGENCE AND THE EASE OF LIFE FOR VISUALLY CHALLENGED


AI is replacing the centuries-old standardised operational procedures in almost every branch of
knowledge and discipline. The present analysis is addressing the extent to which Artificial
Intelligence can improve the lives of divyangs. For an inclusive society, the digital governance
terminals for the citizens need to be recalibrated or progressively redesigned to incorporate
mode selection options in which adequate audio input cues can be intelligently sewn by Artificial
Intelligence. There is evidence of such initiatives from Indian metro rail services where AIs are
progressively incorporated to reduce risk due to clear audio communications for the divyangs.

Introduction
 The advancement in the field of science and technology is breathtaking to all of us; it has
relentlessly surprised us with new gadgets and applications that can make human life
easy and worth living, as if from a magician's bag. Now, from downtown, a visually
challenged can walk towards his home independently without a white cane. Sensing the
owner when the door opens, an intelligent goggle helps with the verification and all the
movements with Artificial Intelligence. This is not from a Hollywood movie or science
fiction.

Technology and Development

 This analysis is directed towards the role and scope of Al in improving the quality of life of
the visually challenged. Social systems and codes have always been designed to address

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Yojana Summary – February 2024

the needs of the mainstream masses, who are fit with all senses of cognition for
transacting the deals of social order.
 Around 250 million people on the globe are visually impaired. They are either struggling
to have a decent or independent life. Many of them are not even in the visible layer of
society. Few decades ago, as in the case of hearing impairment, the function of SMS on
a cell phone brought priceless smiles, not just among such children but even their parents
(as they are aloof from the world of sound).
 They could not have attended a call had it not vibrated close to their body. A tiny
improvement in the make-up of contemporary phones could alter their ease of life in spite
of their challenges.

Visually Challenged and Al

 Detection of impairment: If you cannot negotiate and react to visual inputs like any other
person, you are technically termed as Visually Impaired (VI). Whether you are legally or
not is a subject of State policy. The life of a VI can be improved right at the time of its
diagnosis and locating the means for rehabilitation.
 Education : Al is changing the entire landscape of education. Al-driven learning platforms
that are interactive and capable of customising according to the needs of learning units.
All is intended towards a human-centred approach with AI as technology for all with
reduced tech-divide. The Beijing Consensus by the agency delineates the guidelines for
policymakers in this context.
 Al and Social Life : Every visually impaired person wants to be independent and would
like to move freely to perform their personal and social commitments. An AI device has
been carefully tailored in the spectacles to meet the specific requirements of blind or Iow-
vision people by socially committed developers (Envision). The familiar faces can be fed
into the devices, like the menu cards of hotels, contents of medicines, products, GPS, and
things that can be described in words like gender and the approximate age of strangers,
which can add to the psycho-social competence of visually impaired persons.

Al and Governance

 On a regular basis, every individual, irrespective of their physical status, needs to interact
with several portals, which are often internet-based. Many of them test whether you are a
robot, but alas, a visually impaired person has to prove it with a lot of struggle or help. Al
can help with biometric verification and thereby relieve a 'acid' test on existence. Another
expanse where they inescapably encounter many hassles is while interacting with the
public-utility infrastructure on a regular basis. Positively for all sorts of inclusions, the digital
governance terminals for citizens need to be recalibrated or progressively redesigned to
have mode selection options in which adequate audio input cues can be intelligently sewn
by Artificial Intelligence.

Conclusion

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Yojana Summary – February 2024

 It goes without saying that machines for decision-making by a logical algorithm with deep
learning from clouds can dismiss the entire subjectivity error and human biases, AI is
replacing the centuries-old mechanisms in almost every branch of knowledge and
discipline, so much so that the extent to which Al is improving the lives of people with
visual impairments is a subject of social significance.
 The scope and practices of using Artificial Intelligence to make the planet Visually
Impaired friendly are humane and equity-driven, are exercised from the diagnosis of
impairment to the launch of social security systems.

MCQ’s

1. What is the primary focus of IndiaAI, as mentioned in the summary?


A) Supporting cryptocurrency startups
B) Developing AI applications for space exploration
C) Addressing real-world challenges through AI
D) Promoting traditional manufacturing industries
E) Enhancing global tourism initiatives
Answer: C
Explanation: IndiaAI aims to develop practical applications to address real-world
challenges in various sectors like healthcare, agriculture, language translation, and
governance.

2. Which event underscored India's commitment to inclusive technology and


international cooperation in AI?
A) World Economic Forum Summit
B) United Nations General Assembly
C) GPAI Summit 2023 in New Delhi
D) AI Expo India
E) India Tech Summit
Answer: C
Explanation: The GPAI Summit 2023 in New Delhi emphasized three key pillars:
Inclusion, Collaborative AI, and Safe & Trusted AI, reflecting India's commitment to
inclusive technology and international cooperation in AI.

3. What is the main objective of the National Data Management Office (NDMO) in India?
A) Promoting traditional farming practices
B) Enhancing quality of life in urban areas
C) Managing data for AI innovation
D) Encouraging wildlife conservation efforts
E) Facilitating international trade agreements
Answer: C
Explanation: The NDMO aims to enhance the quality, utilization, and accessibility of data
to unlock the potential of data and the AI innovation ecosystem.

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Yojana Summary – February 2024

4. Which initiative serves as a unified platform for accessing various e-government


services in India?
A) Digital India Bhashini
B) Unified Mobile Application for New-Age Governance (UMANG)
C) AI for All
D) Skilling for AI
E) National Centre on AI (NCAI)
Answer: B
Explanation: UMANG provides all Indian citizens with access to pan-India e-government
services through a unified platform.

5. What is the primary focus of Digital India Bhashini?


A) Promoting digital literacy among senior citizens
B) Enhancing cybersecurity measures in government agencies
C) Developing AI applications for wildlife conservation
D) Building speech-to-speech machine translation systems
E) Supporting traditional handicraft industries
Answer: D
Explanation: Digital India Bhashini aims to create speech-to-speech machine translation
systems for various Indian languages and dialects.

6. Which sector utilizes AI models for infrastructure and traffic monitoring, as mentioned
in the summary?
A) Education
B) Healthcare
C) Agriculture
D) Transportation
E) Tourism
Answer: D
Explanation: AI models are used for infrastructure and traffic monitoring, detecting
issues such as potholes, damaged manhole covers, and traffic violations.

7. Which organization developed an AI-based Covid detection application software using


Chest X-rays?
A) Ministry of Health and Family Welfare
B) Indian Council of Medical Research (ICMR)
C) DRDO's Centre for Artificial Intelligence and Robotics (CAIR)
D) World Health Organization (WHO)
E) Indian Medical Association (IMA)
Answer: C
Explanation: CAIR developed an AI-based Covid detection application software using
Chest X-rays.

8. What does GAI stand for, as mentioned in the summary?


A) Global Airline Industry
B) Government Accountability Initiative

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Yojana Summary – February 2024

C) General Aviation Infrastructure


D) Generative Artificial Intelligence
E) Genetic Algorithm Implementation
Answer: D
Explanation: GAI stands for Generative Artificial Intelligence, which presents various
opportunities for governments in automating processes and enhancing stakeholder
experiences.

9. What challenge does the summary mention regarding the use of GAI?
A) Security vulnerabilities
B) Data privacy concerns
C) Reliability of outputs
D) Technological complexity
E) Lack of government support
Answer: C
Explanation: One challenge mentioned is the veracity of outputs produced by GAI, which
depends on the quality of the data it ingests.

10. According to the Summary, what benefits can governments derive from adopting
GAI?
A) Reduced environmental impact
B) Increased bureaucracy
C) Enhanced public safety
D) Improved productivity and effectiveness
E) Decreased citizen engagement
Answer: D
Explanation: The adoption of GAI can lead to improvements in productivity, efficiency,
and effectiveness for governments and public sector undertakings.

11. What role does Artificial Intelligence (AI) play in the energy sector?
A) Improving transportation systems
B) Enhancing healthcare services
C) Optimizing power management
D) Advancing agricultural practices
E) Enabling financial inclusion
Answer: C
Explanation: AI is increasingly playing a significant role in power management,
contributing to improved efficiency, reliability, and sustainability in the energy sector.

12. How does AI contribute to personalized education in India?


A) By providing real-time agricultural data
B) By optimizing power consumption
C) By analyzing historical healthcare data
D) By offering interactive learning platforms
E) By improving financial inclusion
Answer: D

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Yojana Summary – February 2024

Explanation: AI has the potential to significantly transform learning and skill


development in India by providing interactive and customizable learning platforms.

13. Which sector utilizes AI to analyze medical imaging data such as X-rays and CT
scans?
A) Energy
B) Agriculture
C) Financial services
D) Healthcare
E) Personalized services
Answer: D
Explanation: AI is utilized in analyzing medical imaging data, such as X-rays, MRIs, and
CT scans.

14. How does AI contribute to financial inclusion?


A) By monitoring transactions for fraud detection
B) By providing personalized recommendations
C) By analyzing agricultural data
D) By predicting energy demand
E) By optimizing power consumption
Answer: A
Explanation: Advanced fraud detection algorithms use AI to monitor transactions in real-
time, identifying unusual patterns and preventing fraud activities.

15. In what way does AI improve the accessibility of citizen services for visually impaired
individuals?
A) By optimizing energy consumption
B) By enhancing biometric verification
C) By providing personalized recommendations
D) By analyzing agricultural data
E) By predicting future energy demand
Answer: B
Explanation: AI can help with biometric verification, thereby enhancing accessibility for
visually impaired individuals.

16. Which initiative integrates AI with Aadhaar-enabled services for efficient service
delivery?
A) E-governance initiatives
B) Financial inclusion programs
C) Healthcare service enhancements
D) Personalized education platforms
E) Telehealth services
Answer: A
Explanation: By integrating AI with Aadhaar-enabled services, the Government can
ensure a more efficient and secure delivery of various public and private services.

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Yojana Summary – February 2024

17. What does the term "divyangs" refer to in the context of the summary?
A) Individuals with visual impairments
B) Individuals with hearing impairments
C) Individuals with physical disabilities
D) Individuals with cognitive impairments
E) Individuals with speech impairments
Answer: A
Explanation: "divyangs" in the context of improving their lives through the use of
Artificial Intelligence.

18. How does AI contribute to the improvement of agricultural practices?


A) By enhancing biometric verification
B) By predicting future energy demand
C) By monitoring transactions for fraud detection
D) By providing real-time agricultural data
E) By offering interactive learning platforms
Answer: D
Explanation: AI plays a crucial role in agricultural innovation by providing farmers with
real-time information on weather patterns, crop health, and best farming practices.

19. Which aspect of citizen services does AI personalize based on individual preferences
and historical interactions?
A) Telehealth services
B) Financial inclusion
C) Healthcare recommendations
D) Education platforms
E) Document management systems
Answer: C
Explanation: AI enables the customization of citizen services based on individual
preferences, needs, and historical interactions, including personalized healthcare
recommendations.

20. How does AI improve the user experience for visually impaired individuals interacting
with digital governance terminals?
A) By optimizing power consumption
B) By providing personalized recommendations
C) By enhancing biometric verification
D) By incorporating audio input cues
E) By predicting future energy demand
Answer: D
Explanation: Digital governance terminals can be redesigned to incorporate mode
selection options with audio input cues intelligently sewn by Artificial Intelligence,
improving the user experience for visually impaired individuals.

15

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