DMA MICRO-PROJECT

ACADEMIC YEAR : 2023-2024

TITLE : FINANCE [LOAN] MANAGEMENT SYSTEM
SUBJECT : DATABASE MANAGEMENT SYSTEM [DMA]
SUBJECT CODE : 22416
NAME OF FACULTY : SATISH KALE
SEMESTER : IV

GROUP MEMBERS :
ROLL NO NAME OF MEMBERS ENROLLMENT NO

2762 PURVA VILAS GHARAT 2200270360

2763 MAYANK UMESH NAIK 2200270305

2764 NINAD PRAVIN ROTHE 2200270306

2765 VEDANT ARUN SHINDE 2200270359

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 TABLE OF CONTENT
SR.NO CONTENT PAGE.NO

1 INTRODUCTION TO DATABASE 3
MANAGEMENT SYSTEM

2 INTRODUCTION TO FINANCE 4
(LOAN) MANAGEMENT SYSTEM

3 ER DIAGRAM 6

4 QUERY 7

5 TABLE 10

6 CONCLUSION 13

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 INTRODUCTION TO DATABASE
MANAGEMENT SYSTEM
A Database Management System (DBMS) is a software system
that enables users to de ne, create, maintain, and control
access to databases. It serves as an interface between the
database and the end-users or applications, providing
mechanisms for data storage, retrieval, modi cation, and
deletion.

Here are some key components and functions of a typical

DBMS :

• Data De nition: DBMS allows users to de ne the structure

of the database, including tables, elds, data types,
constraints, and relationships between tables. This is usually
done using a Data De nition Language (DDL).
• Data Manipulation: Users can manipulate data stored in the
database using Data Manipulation Language (DML)
commands such as SELECT, INSERT, UPDATE, and DELETE.
• Data Retrieval: DBMS provides mechanisms to retrieve
speci c data from the database using queries. Users can
specify conditions and criteria to lter the data they need.
• Data Integrity: DBMS enforces data integrity constraints to
ensure the accuracy, consistency, and reliability of data
stored in the database. This includes enforcing entity
integrity, referential integrity, and domain integrity.

Examples of popular DBMS systems include:

• Oracle Database
• MySQL
• Microsoft SQL Server
• PostgreSQL
• MongoDB (a NoSQL database)
• SQLite

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 INTRODUCTION TO FINANCE
(LOAN) MANAGEMENT SYSTEM
A Finance (Loan) Management System database is a
critical component of the overall software system
used by nancial institutions to e ciently manage
loans. The database is designed to store, organise,
and manage the vast amount of data associated with
loan processes. Here's an introduction to the key
aspects of a Finance (Loan) Management System
database:

Database Design:
Entity-Relationship Model: The database is typically
designed using an entity-relationship model,
identifying entities (such as customers, loans,
payments) and the relationships between them.
Normalisation: The database is normalised to
minimise redundancy and improve data integrity,
ensuring that data is e ciently organised.

Data Architecture:
Tables: The database includes tables to represent
di erent entities, such as customers, loans,
payments, and transactions. Attributes: Each table
contains elds that represent speci c pieces of
information about the entities. Primary Keys: Tables
have primary keys that uniquely identify each record
in the table.
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Loan Origination Data:
Borrower Information: The database stores details
about loan applicants, including personal information,
contact details, and nancial information. Application
Data: Information related to loan applications,
including application forms, documentation, and
submission dates.

Account Management Data:

Customer Account Information: Details about
customers and their relationships with the nancial
institution. Loan Account Status: Information on the
current status of each loan account, including
outstanding balances.

Interest Calculation and Amortisation Data:

Interest Rates: Information about the interest rates
associated with each loan. Amortisation Schedules:
Data outlining the repayment plan over the life of the
loan. A well-designed and e ciently managed
database is crucial for the performance and reliability
of a Finance (Loan) Management System. It enables
quick and accurate retrieval of information, supports
complex queries, and ensures the security and
integrity of sensitive nancial data throughout the
loan lifecycle.

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 ER DIAGRAM

ER model stands for the Entity Relationship Model in the database

management system (DBMS). It is the rst step of designing to give
the ow for a concept. It is the DFD (Data Flow Diagram)
requirement of a company. It is the basic building block for
relational models. Not that much training is required to design the
database project. It is very easy to convert the E-R model into a
relational table or to a normalised table. It is a high-level data
model diagram that de nes the conceptual view of the database. It
acts as a blueprint to implement a database in future.
Here are the key components of an ER diagram:
• Entity
• Attributes
• Relationship
• Weak entity
• Strong entity
• Simple attribute
• Key attribute
• Composite attribute
• Derived attribute
• Multivalued attribute
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 QUERY
A query in a database is a request for information from a
database management system (DBMS), which is the
software program that maintains data. Users can make a
query to retrieve data or change information in a database,
such as adding or removing data. A query response usually
returns data from different tables within the database. When
a user receives a query response, they can decide how to
use that information logically. It is typically written in a query
language such as SQL. Query theory encompasses the
principles and methodologies behind formulating,
processing, optimising, and executing queries ef ciently.

QUERY ACCOUNT

QUERY BRANCH

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QUERY CUSTOMER

QUERY LOAN

QUERY DEPOSITOR

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QUERY ACCOUNT BRANCH

QUERY LOAN BRANCH

QUERY BORROWER

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 TABLE
In a database management system (DBMS), a table is a
fundamental structure used to organise and store data.
Tables are composed of rows and columns, where each
row represents a record or tuple, and each column
represents a speci c attribute or eld.The theory of tables
in database management systems (DBMS) encompasses
various concepts and principles that underpin the
organisation and management of data within a structured
format.

Here are key concepts related to tables in a database:

• Rows
• Columns
• Fields
• Primary Key
• Foreign Key
• Data Type
• Table Name
• Indexes

TABLE ACCOUNT

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TABLE BRANCH

TABLE CUSTOMER

TABLE LOAN

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TABLE DEPOSITOR

TABLE ACCOUNT BRANCH

TABLE LOAN BRANCH

TABLE BORROWER

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 CONCLUSION
In conclusion, a Finance (Loan) Management System
stands as a cornerstone in the modern landscape of
nancial operations, providing a systematic and
e cient framework for handling the complex lifecycle
of loans. Through its multifaceted functionalities,
ranging from streamlined origination processes and
meticulous credit assessments to automated
servicing and robust collections management, an
e ective FMS not only enhances operational
e ciency but also forti es risk management
strategies. The implementation of sophisticated
database structures ensures the integrity and security
of critical nancial data, while user-friendly interfaces
empower both nancial institutions and borrowers
alike. As the nancial industry continues to evolve,
the role of a well-crafted FMS becomes increasingly
pivotal, fostering precision in decision-making,
compliance with regulatory standards, and ultimately,
the delivery of superior services to customers. In
essence, a robust FMS becomes not just a
technological solution but a strategic asset,
empowering nancial institutions to navigate the
intricacies of lending with con dence and agility.

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