CONSUMER STUDIES

THE CONSUMER

GRADE 12

TASK

LAST PUSH MATERIAL

Date: 7-18 OCTOBER 2024

Free State Prep 2024

1.1.1 The … calculates the increase in prices of goods over a period of time.
A South African Revenue Services (SARS)
B South African Reserve Bank (SARB)
C Johannesburg Securities Exchange (JSE)
D Consumer Price Index (CPI) (1)

1.1.2 A/An … will contribute to the sustainable consumption of electricity.

A electric geyser
B solar geyser
C electric stove
D electric and gas stove (1)
1.1.3 Max took the seller, who refused to refund him, to court and the seller was
exonerated

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 by a/an …
A exemption clause.
B unfair business practice.
C phishing scam.
D cooling-off period. (1)
1.1.4 In an illegal pyramid scheme all members …
A receive the same benefits.
B sell products using direct marketing.
C are recruited by existing members.
D receive a portion of the sales. (1)

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 Read the scenario below and use it to answer QUESTIONS
1.1.14 and 1.1.15.

The Brian family has seven members with four of them

still at school. They often entertain over weekends and are
very active in sports.

1.1.14 The efficient way that the family can use the washing
machine to
save non-human energy is by …

A using a hot-water
B cycle. washing every
C day. washing full
D loads. (1)
washing single items.

1.1.15 The most suitable washing machine for this family will be
a/an …

A 11 kg top
B loader. 7 kg
C front loader. 3 (1)
D kg twin tub.
5 kg washer-drier.

1.2 Match the explanation in COLUMN B with the type of tax in COLUMN A. Write
only the letter (A–G) next to the question numbers (1.2.1 to 1.2.5) in the
ANSWER BOOK, e.g. 1.2.6 H

COLUMN A COLUMN B
TYPE OF TAX EXPLANATION
1.2.1 PAYE A paid twice a year

1.2.2 Fuel levy B paid on fast-moving non-essential

goods
1.2.3 Excise duty
C deducted from a monthly salary
1.2.4 VAT
D paid on dividends
1.2.5 Provisional tax
E payable on inheritance

F paid on petrol products

G added to most products and

services
(5)

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SECTION B: LONG QUESTIONS QUESTION 2: THE CONSUMER
2.1 Name the interest rate that is charged by the South African Reserve Bank.
(1)
2.2 Give TWO examples of renewable sources of energy. (2)
2.3 Explain the following with regard to property rates and taxes charged by a
municipality:
2.3.1 Who is responsible for the payment? (1)
2.3.2 How does the municipality determine the amount to be paid? (1)
2.3.3 What is the money used for?
2.4 Explain how a household can reduce electricity usage when heating a home
during
the winter months. (5)
2.5 Define the term grey goods/parallel imports. (3)
2.6 Explain what it means if a product has a guarantee (2)
2.7 Explain the term inflation. (2)
2.8 Compare a stokvel to a multilevel/tiered-level marketing scheme under the
following
subheadings:

Subheadings Stokvel Multilevel/Tiered-level

marketing scheme
Tiered level
Selling of products
Payment of members
(6)
2.9 State THREE ways in which consumers can assist with reducing water
pollution. (3)
2.10 Read the statement below and answer the question that follows.

Municipalities are responsible for building and maintaining roads and

providing storm-water drainage.
Discuss the negative impact that a municipality neglecting these responsibilities
has on the
local community. (5)

2.11 Read the scenario below and answer the question that follows.

Ben was approached outside a shop by a salesman selling generators. The

salesman promised that the generator could run all Ben's electrical
appliances. Ben went into the shop, signed the instalment sales
transaction contract, paid a deposit and took the generator home. He
started using it the next day and soon realised that the generator did not
allow the functioning of the

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 geyser and stove. Ben immediately took the generator back to the shop
and cancelled the contract. The shop manager refused to refund Ben.
[Own text]
Analyse the response of the shop manager with specific reference to the cooling-
off period
and an unfair business practice.
(8)
The Consumer
Northen Cape Prep 2024
1.1.10 Identify which of the following is a tax that is subtracted on a monthly
basis from
the salary of the employee.
A Pay as you earn (PAYE)
B Provisional tax
C Standard Income Tax for employees (SITE)
D VAT (1)

1.1.11The consumer's price index (CPI) ...

A is used to calculate the cost of goods and services.
B is used to calculate changes in the price of certain goods and services.
C measures the change in individual prices during production.
D measures the change in the average price of basic items that (1) are
purchased by
the typical household over a specific period of time (1)
1.1.13 Study the advertisement below that compare the cash price of a
refrigerator with the
price that must be paid when bought on credit. Calculate the difference
between the
cash price and the price when a credit transaction is entered into.

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A R5180,00
B R10 880,00
C R5 810,00
D R4 800,00 (1)

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1.1.14 Identify the type of scam depicted in the image below:

A Junk mail
B Pyramid scheme
C Phishing
D Lottery scams (1)

1.1.20A consumer will save more electricity when using the following wash cycle
for laundry:
A Warm water wash and cold rinse
B Cold water wash and cold rinse
C Hot water wash and hot rinse
D Hot water wash and cold rinse (1)

1.1.21 Identify the type of stove plate which will take long to heat up and
therefore waste
electricity:
A Coil plate
B Ceramic glass
C Gas plate
D Solid plate (1)

1.3 Give ONE term for each of the following descriptions. Write only the term
next to the
question numbers (1.3.1 to 1.3.5) in the ANSWER BOOK.

1.3.1 Fifteen percent of tax is payable on most consumer goods (1)

1.3.2 Indirect tax which is paid on cigarettes and alcohol (1)
1.3.3 Interest rate at which commercial banks can borrow money from the
Reserve Bank. (1)
1.3.4 It is a savings club that is established between people in a community who
trust each
other. (1)
1.3.5 Styles that are currently accepted and worn by many people (1)

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SECTION B: LONG QUESTIONS
QUESTION 2: THE CONSUMER
2.1 The consumer has rights concerning municipal services. Name FOUR of these
rights. (4)
2.2 Explain the term exemption clause. (2)
2.3 Explain why a multi-level scheme is considered the same as a pyramid
scheme but is
still legal. (2)
2.4 Name FOUR disadvantages of using gas in a house. (4)
2.5 Discuss how water can be used efficiently when having a bath or a shower.
(4)
2.6 Give FOUR examples of unfair business practices. (4)
2.7 Read the information below and answer the questions that follow:

A consumer received the following SMS:

'' CONGRATULATIONS, your number has been chosen as a possible R50 000
winner. The first 50 people who send their credit card details and the security
code on the back of the card to bigwinner@co.za will receive the money.
Remember time is money so respond as soon as possible, so that the money
can be paid into YOUR account.''
Your friend asks you for money to buy airtime in order to respond to the SMS.
She promises to give you R10 000 from the R50 000 she would win. Discuss
whether you will give her money and give reasons for your decision. (5)
2.8 Study the illustration and give your own interpretation of it by answering the
questions
that follow:

2.8.1 Explain the following terms:

a) Purchasing power of money/buying power (1)
b) Inflation (1)
c) Consumer price index (CPI) (1)

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2.8.2 Explain the relationship between the purchasing power of money, inflation,
and the consumer price index (CPI). Base your answer on examples from the
illustration. (5)
2.9 Analyse how South African consumers should contribute to waste control and
why they should start recycling. (7)

[40]
The Consumer
Limpopo Prep 2024
1.1.1 The purpose of the consumer price index (CPI)is to …
A set the interest rate.
B assess the influence of price increase.
C calculate the official rate of inflation.
D determine the price of basic food items. (1)

1.1.12 … is exempted from value added tax (VAT).

A Brown bread
B Rye bread
C White bread
D Whole-wheat bread (1)

1.1.3 A/An … will contribute to the sustainable consumption of electricity.

A electric geyser
B electric stove
C electric and gas stove
D solar geyser (1)

1.1.4 … is a type of tax deducted from an employee`s monthly income.

A Estate tax
B Excise tax
C Pay as you earn
D Provisional tax (1)

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1.1.5 An example of a non-basic service that a municipality may also provide:
A Feeding scheme
B Libraries
C Electricity
D Sanitation (1)

1.2 Give ONE word/term for each of the following descriptions. Write only the
word/term next to the question numbers (1.2.1 to 1.2.5) in the ANSWER
BOOK.
1.2.1 A business conducting unreasonable acts against consumers.
1.2.2 Exonerates a seller from any liability.
1.2.3 A community-based savings club with economic and social benefits
for all its
members.
1.2.4 A community-based savings club with economic and social benefits
for all its
members.
1.2.5 Products entering the country through unofficial distribution
channels. (5)

1.4 Select THREE consequences of brand piracy for the original brand
manufacturer from the list below. Write only the letters (A-F) next to the question
number (1.4) in the ANSWER BOOK.
A Cheaper versions of the original brand will be available.
B Creates more job opportunities in the legitimate industry.
C Increased tax revenues for a country`s economy.
D It tarnishes the image of the manufacturer.
E More opportunities for the manufacturer to expand.
F Prevents growth for registered trademark owners. (3)

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SECTION B: LONG QUESTIONS
QUESTION 2: THE CONSUMER
2.1 Name TWO forms of renewable sources of energy. (2)
2.2 State THREE advantages of using renewable sources of energy for the
natural
environment. (3)
2.3 Explain how using the washing machine may contribute to the responsible
use of the following:
2.3.1 . Water (3)
2.3.2. Electricity (3)

2.4 Name FOUR responsibilities of the municipality relating to service delivery.

(4)

2.5 Define the following terms:

2.5.1. Contract (2)
2.5.2. Excise duty (2)

2.6 2.6.1 Name who should pay provisional tax. (2)

2.6.2 Explain how provisional tax is paid to SARS. (2)

2.7 Discuss how online surveys are used to scam innocent consumers. (3)

2.8 Explain the characteristics of an illegal pyramid scheme. (4)

2.9 Read the extract below and answer the question that follows:
MONETARY POLICY
The SARB fulfils its constitutional mandate to protect the value of the
rand by keeping inflation low and steady.
Monetary policy is the means by which central banks manage the
money supply to achieve their goals. The SARB uses interest rates to
influence the level of inflation.
South Africa’s inflation has increased, with March’s CPI standing at
7.1% and food inflation at a 14 year high of 14, 0%.
Source:[www.resbank.co.za

2.9.1 Explain the term inflation. (2)

2.9.2. In a paragraph discuss the impact of the rise in inflation to South African
households. (8)

TOTAL QUESTION 2: 40

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