Ravi Ravi
Ravi Ravi
Date: 01/09/2023
Welcome to Tata AIG General Insurance Company Limited's family & we thank you
for choosing our Auto Secure - Private Car Package Policy for your vehicle
insurance.
We are enclosing Policy schedule cum certificate of insurance of your vehicle. You
are requested to visit our website www.tataaig.com for policy wording.
We would like to inform you that policy has been issued based on the information
and declaration provided by you. No Claim Bonus (NCB) if shown on your policy
schedule has been allowed as you had not reported any claim in the previous
policy.
Kindly go through the enclosed information/declaration provided by you and in
case your policy shows No Claim Bonus, for which you are not entitled as
explained above or any other error/discrepancy then we request you to get in
touch with us within 15 days of receipt of the policy for correction otherwise all
particulars will be deemed to be correct.
You may reach us at our 24*7 helpline 1800 266 7780 for providing any information
or in case you desire to have a printed copy of policy wording.
We, thank you once again, for choosing Tata AIG General Insurance Company
Limited for insuring your vehicle. We assure you of our best of services at all
times. Happy driving!
Sincerely ,
For Tata AIG General Insurance Company Limited
Authorized Signatory
Certificate Of Insurance and Policy Schedule Form 51 of the Central Motor Vehicle Rules, 1989
GSTIN: N/A
Place of Supply: DELHI
State Code: 07
Licensed carrying
Make / Model / Body Trailer Registration No.
Registration Number Engine Number Chassis Number Mfg. Year CC/KW Capacity including
Type / Chassis No.
driver
HYUNDAI / I20 / ASTA
DL 08 CAQ 6067 G4LAHM413381 MALBM51BLHM379314 2017 1197 NA 5
1.2 / HATCH BACK
Insured Declared Value (IDV)
Year IDV Of Vehicle Non Electrical Accessories Electrical / Electronic Accessories Bifuel / CNG / LPG Kit Trailer Side car Total IDV
1 421,467 0 0 0 0 0 421,467
SCHEDULE OF PREMIUM
Section - I OWN DAMAGE (A) Section - II LIABILITY (B)
Own Damage Premium on Vehicle & Accessories Third Party Premium
Basic OD Premium 6,537.59 Basic TP premium 3,416.00
TOTAL OWN DAMAGE PREMIUM (A) 6,537.59 PA Benefits
Section - I ADD ON COVERS (C) 1 Year(s) Compulsory PA cover for Owner Driver 15,00,000.00 375.00
Add : Repair of Glass, Rubber & Plastic Parts (TA08) 0.00 Legal Liability
Add: Legal liability to paid driver (IMT 28) 50.00
Number of persons: 1
TOTAL LIABILITY PREMIUM (B) 3,841.00
NET PREMIUM (A+B+C) 10,379.00
IGST@ 18% 1868.00
TOTAL POLICY PREMIUM 12247.00
Drivers Clause: Persons or classes of persons entitled to drive: Any person including the insured. Provided that a person driving holds an effective driving license at the time
of the accident and is not disqualified from holding or obtaining such a license. Provided also that the person holding an effective Learner's License may also drive the vehicle
and that such a person satisfies the requirements of Rule 3 of the Central Motor Vehicles Rules, 1989.
Limitations as to Use: The Policy covers use of the vehicle for any purpose other than : a) Hire or Reward other than for the purpose of driving tuitions b) Carriage of goods
(other than samples or personal luggage) c) Organized racing d) Pace Making e) Speed testing f) Reliability Trials g) Any purpose in connection with Motor Trade
LIMITS OF LIABILITY
Number of claims covered under
Such amount as is Depreciation Reimbursement
Under Section II - 1 (i) of necessary to meet the Under Section II - 1 (ii) of Under Section III : 1 Cover:
policy (Death of or bodily requirements of the policy (Third Party 7,50,000 Year(s) Compulsory PA 15,00,000 Basis of claim settlement for Tyre
injury) Motor Vehicles Act, Property Damage) Cover for OwnerDriver Secure cover :
1988.
GSTIN : 27AABCT3518Q1ZW -
Service Account Code: 99713434 Authorized Signatory
Policy Servicing Office : PUNE, 3RD FLOOR,THE ORION KOREGAON PARK ROAD, OPP. ST. MIRA'S COLLEGE FOR GIRLS,, PUNE 411001, Tel NO:2067449596
Warranted that the insured named herein/owner of the vehicle holds a valid Pollution Under Control (PUC) Certificate, as applicable, on the date of commencement of the
Policy and undertakes to renew and maintain a valid and effective PUC, as applicable, during the subsistence of the Policy. Further, the company reserves the right to take
appropriate action in case of any discrepancy in the PUC
IMPORTANT NOTICE
The Insured is not indemnified if the vehicle is used or driven otherwise than in accordance with this Schedule. Any payment made by the Company by reason of wider terms
appearing in the Certificate in order to comply with the Motor Vehicles Act, 1988 is recoverable from the Insured. See the clause headed 'AVOIDANCE OF CERTAIN TERMS
AND RIGHT OF RECOVERY'.
Note:You are advised to go through the policy schedule cum certificate of insurance which is issued based on information and declaration provided by you. Transcript of
Information & Declaration is also provided herewith to enable you to go through the same again and if any error/ discrepancy is found in respect of vehicle details, No Claim
Bonus or any other information provided by you, it should be brought to our notice within 15 days of receipt of this policy for necessary correction along with the supporting
documents, otherwise it will be deemed to be correct. You may visit the company website at www.tataaig.com for detailed benefits, terms & conditions and exclusions of the
policy issued and held by you. You may also reach us at our 24*7 helpline 1800 266 7780 in case you desire to have a printed copy of policy wording. Our grievance redressal
procedure and details about ombudsman are available at the company website www.tataaig.com. You may also reach us at our 24*7 helpline 1800 266 7780 for grievance
redressal procedure and details about ombudsman. Please note that any misrepresentation, nondisclosure or withholding of material facts will lead to cancellation of policy ab
initio with forfeiture of premium and non consideration of claim, if any. We will specifically seek confirmation on No Claim Bonus availed by you from your previous insurer. In
case we receive confirmation that you had lodged claim with them then we will intimate you to pay the No claim Bonus Amount within 20 days. In case we don’t receive the
No Claim Bonus recovery then it will be adjusted against claim amount payable to you if any. This Schedule, Policy terms and conditions available on the company website
and Endorsements mentioned herein above shall read together and word or expression to which a specific meaning has been attached to/in any part of this Policy or of the
Schedule shall bear the same meaning wherever it may appear. Any amendments/modifications/alterations made on this system generated policy document is not valid and
the Company shall not be liable for any liability whatsoever arising from such changes unless written request is made to the Company and the Company accepts the
requested amendments/modifications/alterations and records the same through separate endorsement.
Transcript of Information/Declaration
2. Address for Communication : HOUSE NO 821, KHASRA NO 72/13, NEAR SHANI BAZAAR ROAD,
S N TAILOR, SHYAM COLONY
BUDH VIHAR , PH 2
DELHI - 110085
DELHI DELHI INDIA
9. Compulsory PA cover for owner driver period of insurance desired : From 01/09/2023to midnight of 31/08/2024
13. Add on covers: Repair of Glass, Rubber & Plastic Parts,Additional Third Party Property Damage
14. Declaration for No Claim Bonus: (If NCB Confirmation is not submitted but NCB claimed) I/We declare that the rate of NCB claimed
by me/us is correct and that NO CLAIM has arisen in the expiring Policy Period (Copy of Policy enclosed). I/We further undertake that if
this declaration is found incorrect all benefits under the Policy in respect of Section1 of the Policy will stand forfeited.
17. We have issued the policy basis your confirmation that you hold a valid PUC and/or Fitness certificate, as applicable.